商务英语学习

.,Banking,baddebtbankaccountbankcardbankchargebankclerksbankerbankholidaybankloanbankmanagerbanknote,bankstatementbanktellerbanktransferblankchequebounce(cheque)cashdispensercashcardcashpointcentralbankchequecardcreditcard,.,Banking,crossedchequecurrentaccountdebit(n,v)depositaccountdirectdebitexternalforeignexchangecurrencyoverdrawnpayable,payeepayerpaying-inslipsavingsaccountserialnumberstandingordertransfer(n,v)travellerschequewithdrawal,.,Centralbank,Anationsprincipalmonetaryauthority,suchastheFederalReserveBank,whichregulatesthemoneysupplyandcredit,issuescurrency,andmanagestherateofexchange.,.,regulating,thesizeofanationsmoneysupplytheavailabilityandcostofcredittheforeignexchangevalueofitscurrencyissuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy,.,issuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy,.,Centralbanksactasthefiscalagentofthegovernment,Byincreasingordecreasingthesupplyofmoneyandcredit,theyaffectinterestrates,therebyinfluencingtheeconomy.,.,picture,verbtoimaginesomethingbymakinganimageinyourmindTom,picturingthescene,smiled.Picturethescene-thecrowdsofpeopleandanimals,thenoise,thedirt.,.,shuttle,aplane,bus,ortrainthatmakesregularshortjourneysbetweentwoplacesHetooktheWashington-NewYorkshuttle.AshuttlebusoperatestoandfromthebeachofSanBenedetto.Theresashuttleservicefromthecitycentertotheairport.,.,enroute,onthewayenroutefrom/toaflightenroutefromTokyotoSydneyenroutefor(BrE)WestayedthereenrouteforLondon.Whydontwestopforlunchenroute?,.,cheque/check,aprintedformthatyouusetopayforsomethinginsteadofusingmoney,withtheamountinwordsandnumbers,thedate,thepersonbeingpaid,andthesignatureofyournameachequefor200paybychequecashthecheque(=exchangeditforcash)stopthecheque(=tellthebanknottopayit).bankcheque=bankerschequepersonalchequeblankcheque,.,fingertip,theendofyourfinger,thatisfurthestawayfromyourhandShetouchedhischeekgentlywithherfingertips.havesomethingatyour/theirfingertipstohaveknowledgeorinformationreadyandavailabletouseveryeasilyWehaveallthefactsandfiguresatourfingertips.tohis/herfingertipsBritishEnglishinallways;completelyShesBritishtoherfingertips.,.,financialposition,situationThecompanyisinabadfinancialpositionbecauseofoverproductionanddistributionproblems.,.,Netposition,Thevalueofthepositionsubtractingtheinitialcostofsettinguptheposition.Forexample,if100optionswherepurchasedfor$1eachandtheoptioniscurrentlytradingfor$9,thevalueofthenetpositionis$900-$100=$800,.,position,thesituationthatapersonororganizationisin,orthesituationconcerningaparticularsubjectThecompanyisinastrongfinancialposition,withmorethan$7millionincashandnoshort-termdebt.Theinvestmentwouldweakenthecompanyscompetitiveposition.Thenewlegislationputstheunionsinadifficultposition.Whatsthepresentpositionwithregardtoimportrestrictions?cashposition:theamountofcashthatacompanyhasavailableataparticulartimeThecompanyscashpositionfromtradingactivitiesappearstobehealthy.,.,Net,netamount:thefinalamountthatremainsafteralltheotheramountshavebeentakenawaynetprofit(aftertaxes,costsetc).netweight(theweightofsomethingwithoutitscontainer)Thecompanyreportedanetlossof$56millionlastyear.Vernonestimatesthecompanysnetworthatover$8billion.TheUnitedStatesisanetimporterofbeef.,.,net,netresult/effectthefinalresultoreffectofsomethingThenetresultwillbehighercoststotheconsumer.adverbHeearns$40,000net.jarsofcoffeeweighing450gramsnet.,.,accessverb,tofindinformation,especiallyonacomputerThesoftwareenableseachclienttoaccessdatafromotherdatabases.tobeabletousesomethingManycustomersnowaccesstheiraccountsusingtheinternet.,.,sterling,thesystemofmoneyinBritain,basedonthepoundSterlingwastradingat$1.6490,upfrom$1.6470.Hissalaryispaidinpoundssterling.,.,BACS,BanksAutomatedClearingSystemidealformakingregularautomatedpaymentstorepeatcustomershelpingthosemakingmorethan150monthlypaymentstomanagecashflowreducingthelikelihoodofhumanerror.,.,TheadvantagesofBACS,RegularautomatedpaymentsReducestimeandcostofadministeringbulkpaymentsHelpsmanagecashflowandimprovefinancialcontrolReducesriskofloss,latepaymentandtheftforcustomersAttheenterpriselevel,BACScanbeintegratedwithane-commerceb2bpurchasingsystemtoallowautomatedsettlementofaccountsbetweenorganizations.AstheBACSprocessiselectronic,itremovestheneedtowritecheques,whichcanbeacostlyprocess,subjecttohumanerror.Paymentscanbemademuchlaterinabusinessday,upto9pmandareclearedwithintwobusinessdaystoanybankaccount.,.,CHAPS,anelectronicbank-to-banksame-dayvaluepaymentmadewithintheUKineithersterlingoreuro.fast,secureandefficientandthemoneytransferredthesameday.irrevocable.oneofthelargestreal-timegrosssettlement(RTGS)systemsintheworld.forbusiness-to-businesspayments;totransferthepurchasepriceofahousebetweenthebankaccountsofthoseinvolved;byindividualsbuyingorsellingahigh-valueitem,suchasacar,whoneedasecure,urgent,same-dayguaranteedpayment.,.,standingorder,BritishEnglishanarrangementbywhichabankpaysafixedamountofmoneyfromyouraccounteverymonth,yearetcalsodirectdebitaninstructionyougiveyourbanktopaymoneydirectlyoutofyouraccountregularlytoaparticularpersonororganization,.,cost-effectiveness,bringingthebestpossibleprofitsoradvantagesforthelowestpossiblecostscosteffectivewayofdoingsomethingthemostcost-effectivewayofreducingcarbondioxideemissionsTheprocedureisquick,easytouseandcosteffective.,.,built-in,formingapartofsomethingthatcannotbeseparatedfromitabuilt-inmicrophoneinbuilt(BrE)aninbuiltquality,featureetcispartofthenatureofsomeoneorsomethingplantswithinbuiltresistancetodiseaseHistoryhasaninbuilttendencytorepeatitself.,.,kepttoaminimum,keepsomethingtosomethingtopreventanamount,degree,orlevelfrombecominghigherthanitshouldkeep/reducesomethingtoaminimumCostsmustbekepttoaminimum.Shehadreducedherconsumptionoffatandsugartoanabsoluteminimum.,.,designate,tochoosesomeoneorsomethingforaparticularjoborpurposeMrTimmerhasbeendesignatedtosucceedMrvanderKlugt.Thegovernmentdesignatedtheaircraftindustryasastrategicsector.bedesignatedsomethingdesignatesomethingas/forsomethingFundsweredesignatedforprojectsinlow-incomeareas.designatesomebodytodosomethingShehasbeendesignatedtotakeoverthepositionoftreasurer.,.,dovetail,tofittogetherperfectlyortomaketwoplans,ideasetcfittogetherperfectlydovetailwithMyvacationplansdovetailnicelywithJoyces.tojointwopiecesofwoodbymeansofdovetailjointsatypeofjointfasteningtwopiecesofwoodtogether,.,theSageGroup,NewCastle,UKoneoftheworldslargestprovidersofaccountingandpayrollsoftwareforsmallandmidsizedbusinesses,designsitssoftwaretosuitthespecificaccountinglawsandpracticesindifferentcountries.offeringsoftwareapplicationsforfinancialplanning,billing,contactmanagement,e-commerce,customerrelationshipmanagement(CRM),vidingavarietyofservicessuchasconsulting,support,maintenance,andtraining.,.,template,athinsheetofplasticormetalinaspecialshapeorpattern,usedtohelpcutothermaterialsinasimilarshape(technical)acomputerdocumentcontainingsomebasicinformationthatyouuseasamodelforwritingotherdocuments,suchasbusinessletters,envelopesetcwrittensomethingthatisusedasamodelforanotherthing,.,beneficiary,someonewhogetsadvantagesfromanactionorchangeTherichwerethemainbeneficiariesofthetaxcuts.someonewhoreceivesmoneyorpropertyfromsomeoneelsewhohasdiedHewasthechiefbeneficiaryofhisfatherswill.,.,Vocabulary1,Across1.DIRECTDEBITS6.NET9.WAGES10.ROUTINE12.COST18.FIT20.FOREIGNCURRENCY,.,Vocabulary1,Down1.DIST