XX考研英语阅读理解练习题及答案(二)

XX考研英语阅读理解练习题及答案(二)考研网络提供xx考研英语阅读理解练习题和答案(2)。请更新更多kaoyan信息！When there is blood in the water，it is only natural that dorsal fins swirl around exceitedly . now that America s housing market is ailing which measure the share of balances that are uncollectator more than 30 days late respect vely . HSBC announced last month that it had taken a $ 1.4 bbIt is too early to panic，though . charge-offs and deliven quencies are still low . aording to moody s，a rating agency，The third-the deerioration in rates can be partly ex Plained by technical factors . a change in America s personal-bank ruptcy laws in xx led to an abrupt ffthe number of filings(and thus charge-off rates)would be rising again，whether or not overall conditions for borroers were getting woold be rising againthe industry also reports solid payment rates，Which show how much of their debt consumers payoff each month . and confidentance in credit-card ardDennis moroney of tower group，a research firm，predicts that issuance volumes for xx will end up being 25% higher than last year。direct channels of infection between the subprime-mort gage crisis and the credit-card market cerainly exist 3360 consumers are likerier to load usthe incentives fo r consumers to keep paying the mort gage decrease if properties are worth less than the value of the loan；卡debt rises higher up the list of repayment priorities as a result。卡issues are also able to respond much more swiftly and flexibrary to storm ier conditions than mort gage lenders are，By changing interest rates orthat should in theory reduce the risk of a rapid pricing of assets .we are not going to wake up One day and totally revalue the loans， says Gary Perlin，capital One s chief financial officer。if a sudden subprime-style melt down in The credit-card market is improbable，The risks of a sustained downturn are much more real .if lower house prices and a contraction in credit push America into recssion，The industry will undoubtedly face agr immer future。keep watching for those dorsal fins。1.the author makes mention of dorsal fins which are irrelevant to the topic in order to _ _ _ _ _。amake people alert to the potential dangerbattract the readers attention by presenting an interesting phenom oncmake people realize the graveness of the issue by showing a similar casedmake the passage more viid by imparting new knowledge to readers2.rises in the charge-off and deliven quency rate indicate _ _ _ _ _。athe deerioration of the subprime mort gagebthe inadequate ability of card borroverscthe influence of the technical factorsD thechange in relevant laws3.aordingto the third paragraph，the number of bank ruptcy fillings would be rising again because _ _ _ _。athere isa change in America s personal-bank ruptcy lawsbthe charge-offs and deliven sequences are still lowcthe influence of the personal-bank ruptcy laws has been digesteddthe overall conditions for borrovers are getting worse4.the subprime-mort gage crisis influce s the credit-card market in that _ _ _ _。athe falloff asset values affects the card borrows credit worthinessbthe decrease in the mort gage payment leads to the rises of the card debtcthe drying up of the home-equity loans spur consumers incectives to repay the card debtdthe falling house prices makes the card debt rising higher5.aordingto the author，the credit-card market will more likey be threatted by _ _ _ _ _。A a gradualdownward tendencyb a rapidccollapseca sustained trend of lowering pricedtheaumulation of economic recssion文章分析：文章分析了美国次贷危机可能影响的*市场。第一段指出*市场出现疲软迹象。第二，第三段通过分析表示*市场危机不确定，不必太惊慌；第四段指出次贷危机和*市场之间的传染途径。第五段指出*规避风险的好处。第六段指出*市场倾向于经历持续低迷。术语说明：Dorsal finn。动物背鳍Ailing adj .情况不好，病了。Containn。感染、传染病、扩散Charge-off n .损失Delinquencyn n .拖欠债务突破困难的句子：(1)there are rises in both the charge-off and delivenquency rates，which measure the share of balances that are uncollectator more thare主体句 There are rises in.结构分析这是一个简单的句子，由which领导的非限定定语从句是修饰前面的the charge-off and delivenquency rates；在关斋节中有像theshare of balances这样的关斋节，在这个关斋节中，前半部分是对应the charge-off rates的周期性句子，后半部分是对应the delinquency rates的周期性句子。句译损失率和拖欠债券率都增加了，这两个数字分别表示未能收取的收入收支差额的份额和30天后的份额。(2)a change in America s personal-bank ruptcy laws in xx led to an abrupt fall in bank ruptcy filings，which in turn aountfor a big chunkthe number of filings(and thus charge-off rates)would be rising again，whether or