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Unit,5,MoneyinOurLives,Book4,ThinkandDiscuss,ViewingtheWorld,ExploringtheTheme,AnalyticalListening,SharingYourIdeas,Engaging,FurtherListening,Content,ThinkandDiscuss,Unit5MoneyinOurLives,Questions,AmaninAlaskausesalaptopcomputerwhilesittingonasnowbank.,1.Whatishappeninginthisphoto?Readthecaption.Doesthisactivitysurpriseyou?2.Thedesireformoneyistherootofallevil.Doesthisseemtruetoyou?Whyorwhynot?,Questions,ExampleAnswersInthisphoto,friendshavepinnedmoneytoamanssuitduringhisbirthdaypartyinNewOrleans,Louisiana.ThisactivitydoessurprisemebecauseIveneverseenthiskindofmonetarygift.Usuallythemoneyisputinanenvelope.ThisactivitydoesntsurprisemebecauseIveseenthiskindofmonetarygiftatweddings.Theguestspinmoneytothebridesweddingdressinsomecultures.,Questions,1.Whatishappeninginthisphoto?Readthecaption.Doesthisactivitysurpriseyou?,ExampleAnswersThesayingdoesseemtruetomebecausetoomanypeoplecommitcrimesformoney.Thesayingdoesntseemtruetomebecausethereisnothingwrongwithwantingmoneyaslongaswedonthurtanyoneinordertogetthemoney.Therearealsomanypeoplewhocommitcrimesforotherthings,forexample,love.,Questions,2.Thedesireformoneyistherootofallevil.Doesthisseemtruetoyou?Whyorwhynot?,ExploringtheTheme,Unit5MoneyinOurLives,A|Lookatthephotosandthechartandreadthecaptions.Thendiscussthequestions.,Differentcurrenciesaroundtheworld,MoneyinOurLives,Today,electronicmoneysuchascreditanddebitcardsisreplacingpapercurrency.Manyexpertspredictthattheworldwillonedayhaveacashlesseconomy.,MoneyinOurLives,Aspartofayearlytradition,agirlgivesachildmoneyinaredenvelope.Scientistsarestudyingmoneytoseehowitaffectsourlivesandourhappiness.,MoneyinOurLives,Manygovernmentsspendmoremoneythantheyhave.Publicdebtismoneythatisowedbyagovernment.Unfortunately,publicdebtisgrowing.Whendebtgetstoohigh,itcanthreatentheeconomyofacountry.,PublicDebtPerPerson,MoneyinOurLives,Discussthequestions.1.Twentyyearsfromnow,howdoyouimagineyouwillpayformostthings?2.Whataresomeofthewaysthatmoneycanaffectpeopleshappiness?3.Whichcountryinthecharthasthelargestpublicdebtperperson?Whichcountryhasthesmallest?Doesanyoftheinformationinthischartsurpriseyou?,MoneyinOurLives,ExampleAnswersTwentyyearsfromnow,Iimaginewewillpayformostthingselectronically.Wewillprobablycontinuetouseplasticcards,butwemayalsobeabletouseourcellphones,orevenfingerprintoriris(虹膜)detectiondevicesthatcanidentifyusandgainaccesstoourbankaccounts.,MoneyinOurLives,1.Twentyyearsfromnow,howdoyouimagineyouwillpayformostthings?,ExampleAnswersNothavingenoughmoneyforbasicnecessitiescanmakepeoplelesshappy.Ifpeoplearestressedoutandunhealthybecausetheycantaffordtobuyenoughfoodfortheirfamily,oradequateclothing,housing,ormedicalcarecoverage,theywillnotbehappy.Ontheotherhand,peoplewhohaveenoughmoneyprobablywontbemuchhappieriftheygetmoremoney.Theymayfeelasenseofsecuritybyhavingextramoney,ortheymayfindsatisfactioningivingthemoneytosomeoneelsewhoreallyneedsit,butitsprobablytruethatmoneycannotbuyhappiness.,MoneyinOurLives,2.Whataresomeofthewaysthatmoneycanaffectpeopleshappiness?,ExampleAnswer1Japanhasthelargestpublicdebtperperson,andKenyahasthesmallestpublicdebtperperson.TheinformationinthechartdoessurprisemebecausethecountrieswiththelargestpublicdebtperpersonJapan,Singapore,andtheUnitedStatesseemlikecountriesthathaveenoughmoneyandwouldnotneedtoborrowmoney.,MoneyinOurLives,3.Whichcountryinthecharthasthelargestpublicdebtperperson?Whichcountryhasthesmallest?Doesanyoftheinformationinthischartsurpriseyou?,ExampleAnswer2Theinformationinthechartdoesntsurprisemebecausethecountrieswithalotofdebtareusuallytheonesthatcan,intheory,affordtopaythemoneyback.Japanseconomyhasntbeenespeciallystrongrecently,butingeneral,itisastableandwealthycountry.,MoneyinOurLives,3.Whichcountryinthecharthasthelargestpublicdebtperperson?Whichcountryhasthesmallest?Doesanyoftheinformationinthischartsurpriseyou?,AnalyticalListening,Unit5MoneyinOurLives,Listening1,Amanworksonamoney-printingmachineinGermany.,Listening1,ReginaSimmons雷吉娜西蒙斯(人名)ElizabethDunn伊丽莎白邓恩(人名)commitmentn.(为某种目的对钱、时间和人力等的)使用,花费LeafVanBoven利夫万博文(人名)TomGilovich汤姆吉洛维奇(人名)AngusDeaton安格斯迪顿(人名)DanielKahneman丹尼尔卡内曼(人名)ceasev.停止commercialbreakn.广告时间(电视或广播节目中插播广告的时间),Listening1,UniversityofBritishColumbia:apublicuniversityintheprovinceofBritishColumbia,Canada.Itwasestablishedin1908,andhasbeenoneofCanadasleadingresearchuniversities.不列颠哥伦比亚大学(加拿大),A|RankingInformation.Readthesituationsaboutmoney.Howhappydoeseachsituationmakeyou?Rankthemfrom1(thehappiest)to5(theleasthappy).,Listening1,_havingmoneyinthebank_spendingmoneyonitemsyouwant_givingmoneytootherpeople_earningmoney_receivingmoneyasagift,B|Discussion.Formagroupwithtwoorthreeotherstudents.CompareanddiscussyourrankingsfromexerciseA.Takeagroupvoteonwhichitemshouldberankednumber1andsoon.Thencomeupwithanewrankinglistforyourgroup.,Listening1,Listening1,ExampleAnswersS1:Iranked“havingmoneyinthebank”asnumberonebecauseitgivesmeafeelingofsecurity,andIliketheprocessofsavingmoneyforsomethingthatIwant.S2:Idisagree.Iranked“earningmoney”asnumberonebecauseitmakesmefeelindependentifIearnmyownmoney.S3:Whatdidyourankasnumbertwo?,A|ListeningforMainIdeas.Readthequestionsandanswerchoices.Thenlistentoaradiointerviewaboutmoneyandhappinessandchoosethecorrectanswers.,ARadioInterview,Listening1,1.WhatdoesarecentstudybypsychologistElizabethDunnshow?a.Spendingmoneybringsusmorehappinessthansavingmoney.b.Spendingmoneyonothersbringsusmorehappinessthanspendingitonourselves.c.Possessionsbringusmorehappinessthanexperiences.,b,A|ListeningforMainIdeas.,Listening1,2.WhatcausedDunntoresearchtherelationshipbetweenmoneyandhappiness?a.Shehadmoremoneyandwantedtouseitinwaysthatwouldmakeherhappy.b.Shelostherjobasaprofessorandneededtoliveonlessmoney.c.Heruniversityaskedhertostudystudentshappinesslevels.,a,A|ListeningforMainIdeas.,Listening1,3.AccordingtoDr.Simmons,whatcommonerrordopeoplemakewhentheytrytobuyhappinesswithmoney?a.Theybuymanythingsthattheydonotreallyneed.b.Theybuyexpensivethingsthattheycannotafford.c.Theyonlybuyexpensivethings.,b,A|ListeningforMainIdeas.,Listening1,4.Intheirstudy,whatquestiondidLeafVanBovenandTomGilovichwanttoanswer?a.Doeshavingmoneyinthebankmakepeoplehappierthanspendingit?b.Doesspendingmoneyonthingshelppeoplethinkofthemselvesdifferently?c.Doesmoneyspentonexperiencesmakepeoplehappierthanmoneyspentonitems?,c,A|ListeningforMainIdeas.,Listening1,5.WhatdidAngusDeatonandDanielKahnemansstudyreveal?a.Makingmorethanacertainamountofmoneycausesunhappiness.b.Makingmorethanacertainamountofmoneydoesntaffecthappinessmuch.c.Makingmorethanacertainamountofmoneybringsgreaterhappiness.,b,Listening1,B|Note-Taking.Readtheoutlinebelow.Thenlistenagainandcompletetheoutlinewithwhatyouhear.,HappinessStudiesI.ElizabethDunnA.Researchquestion:Dopeoplegetmorehappinessfromspendingmoneyonthemselvesor_?B.Experiment:1.Gavepeople_2.Askedsomepeopletospendit_,others_3.Attheendoftheday,_C.Result:_,onotherpeople,money,onotherpeople,onthemselves,researchersinterviewedeveryone,peoplewhospentmoneyonotherpeoplewerehappier,Listening1,B|Note-Taking.Readtheoutlinebelow.Thenlistenagainandcompletetheoutlinewithwhatyouhear.,HappinessStudies(Continued)II.LeafVanBovenindividualsmaketheloans.)3.T4.T,Listening2,Discussion.Discussthequestionswithyourpartner.,1.Whichdoyouusemoreinyourdailylife,cashordebitandcreditcards?Andyourfamilymembers?2.Doyouagreethatcreditcardsaredangerous?Whyorwhynot?3.Howworriedareyouaboutyourpersonaldebt?4.Wouldyouliketogetinvolvedinborrowingorlendingthroughpeer-topeerloans?Whyorwhynot?,Tobecontinued,Listening2,Discussion.Discussthequestionswithyourpartner.,5.Howoftendoyouvisitabank?Whatisatypicalexperienceatabanklikeforyou?6.Ifyouwereafinancialprofessional,whatsuggestionswouldyougivetoapersonwhowantedtosavemoney?,ExampleAnswersIusedebitandcreditcardsmoreoften,butmyparentsonlyusecash.,Listening2,1.Whichdoyouusemoreinyourdailylife,cashordebitandcreditcards?Andyourfamilymembers?,ExampleAnswer1Idoagreethatcreditcardsaredangerousbecauseshopkeepers,waiters,andotherscancopyyourcardnumberanduseitforonlinepurchases.Besides,usingcreditcardsusuallymakesyouspendmoremoneythanyoushouldhaveandmakessavingmoneyadifficultthing.,Listening2,2.Doyouagreethatcreditcardsaredangerous?Whyorwhynot?,ExampleAnswer2Idontagreethatcreditcardsaredangerousbecausepeopleusethemallthetimenow.Thereisalotofsecurity,andifyourcardislostorstolen,youcanjustcallthebank.Besides,aslongasyouincreaseyourwillpower,youcanrefusethoseunnecessarydesires.,Listening2,2.Doyouagreethatcreditcardsaredangerous?Whyorwhynot?,ExampleAnswer1IamsomewhatworriedaboutmypersonaldebtbecauseIowesomemoneytothecreditcardcompanies.Icanmakemymonthlypayments,buttheamountIowedoesntseemtodecrease.,Listening2,3.Howworriedareyouaboutyourpersonaldebt?,ExampleAnswer2IamnotworriedaboutmypersonaldebtbecauseIhaveaprettygoodpart-timejob.Ionlyusemycreditcardsforemergencies,andthenIpaythebillinfullwhenitarrives.,Listening2,3.Howworriedareyouaboutyourpersonaldebt?,ExampleAnswer1Iwouldliketogetinvolvedinborrowingorlendingthroughpeer-to-peerloansbecauseIliketoinvestmymoneyinwaysthathelpsomeonebesidesbigbanks.,Listening2,4.Wouldyouliketogetinvolvedinborrowingorlendingthroughpeer-topeerloans?Whyorwhynot?,ExampleAnswer2Iwouldntliketogetinvolvedinborrowingorlendingthroughpeer-to-peerloansbecauseIdontknowenoughaboutlendingmoney,andImafraidImightgetintotroublewiththatkindofloan.,Listening2,4.Wouldyouliketogetinvolvedinborrowingorlendingthroughpeer-topeerloans?Whyorwhynot?,ExampleAnswersIvisitmybankfairlyoften.IusuallygointodepositmoneyIearnbydoingmyparttimejob.SometimesIgetsomepocketcashaswell.,Listening2,5.Howoftendoyouvisitabank?Whatisatypicalexperienceatabanklikeforyou?,ExampleAnswersIwouldsuggestthatapersonwhowantstosavemoneyshoulduseonlycash.Payingwithplasticisjusttooeasy,andpeopledontkeeptrackofhowmuchmoneytheyrespending.Anothersuggestionistohaveasmallamountofmoneydepositedinasavingsaccount.Ifyouneverseethemoney,youwontspendit.,Listening2,6.Ifyouwereafinancialprofessional,whatsuggestionswouldyougivetoapersonwhowantedtosavemoney?,James:Thisplaceissocrowdedtoday.Dowereallyhavetoeathere,Tina?Ionlyhavehalfanhourforlunch.Cantwegototheplacenextdoor?Itscash-onlyandthelinemovesfast.Tina:Imreallysorry,James,butIdonthaveanycash.Iwasplanningtousemydebitcardforlunch,andtherearentanyATMsaroundhere.Donna:Youknow,IhardlyevergototheATManymore.Ijustgetcashbackatthesupermarket.Besides,Ipayfornearlyeverythingwithmydebitcardorsomekindofstored-valuecardespeciallyonthesubwayoratthecoffeeshop.James:Samehere,Donna.Doyoutwoeverusecreditcards?Tina:Ihaveone,butitsonlyforemergencies.Eventhoughcreditcardsareuseful,Ithinktheyredangerous.Itssoeasytogetintodebt.Itslikeatrapforconsumers.,Listening2,Tobecontinued,Donna:Iknowit.Actually,alltheseelectronicpaymentsystemsworrymealittle.Imean,whatifsomeoneknowsalotaboutcomputersandfiguresouthowtostealthemoneyoutofmybankaccount,ormaybegetsmycreditcardnumberandusesittobuystuff?James:Youworrytoomuch.Bankaccountsaresafe,andcreditcardcompaniesdontmakeyoupayifsomeonestealsyourcardandusesit.Butholdontighttoyourstored-valuecards.Ifyoulosethose,theresnowaytogetyourmoneyback.Tina:Bytheway,heresatriviaquestionforyou.Whichcamefirstthecreditcardorthedebitcard?James:Idontknow.Donna:Ithinkdebitcardsprobablycamefirst.,Listening2,Tobecontinued,Tina:Actually,creditcardsprecededdebitcards.Thefirstcreditcardscameoutinthe1950s,Ithink,andthefirstdebitcardscameoutinthe1970s.James:Really?Thatsinteresting.Illhavetolookthatuponline.Donna:Imthinkingabouttakingoutaloantohelpmebuyacar,soIdonthavetotakethesubwayanymore.Doyouthinkitsagoodidea?Tina:Oh,Idontknow.Ifyourecapableofpayingitbackrightaway,thenitmightbeOK.James:Thatremindsme,Ireadaboutaninterestingwayofborrowingandlendingmoney.Itscalledpeer-to-peerlending.Youmightwanttocheckitout,Donna.Donna:Howdoesitwork?,Listening2,Tobecontinued,James:Itssimple.Yougoonlineandcreatealoanrequest,explainingwhyyouneedthemoneyandhowyouplantorepaytheloan.Butitsnotbanksorfinanceprofessionalswhoassistyouitsindividuals.Apersonwilldecideiflendyouthesumyourequest.Tina:Doesthatreallywork?James:Itsworkedforalotofpeople.Theresevenaservicethatlendsmoneytopeopleindevelopingcountries.Theloansareusuallyprettysmall,butevenso,itssurprisinghowmucha$50loancanhelpsomeone.Sometimesitcanbuyalotwhenitsexchangedforlocalcurrency.Donna:Hmm,well,Iwouldonlydoitiftheinterestontheloanandthefeeswereverylow.,Listening2,Tobecontinued,James:Thosevaryalot,dependingontheWebsite.Youshoulddosomeresearchfirst.Hey,youknowwhat,wevebeenwaitingforawhilenow.Imhungry!Donna,Tina,letsgototheplaceacrossthestreet.Illpayforlunchtoday.Donna:Really?Thanks,James!Tina:Thatssoniceofyou.Nexttime,Illpayforlunchinstead,allright?,Listening2,Tobecontinued,SharingYourIdeas,Unit5MoneyinOurLives,LanguageFunctionDigressingfromtheTopicSometimes,inthemiddleofaconversation,wesuddenlywanttotalkaboutanewtopic.Digressingmeanstalkingaboutanewordifferenttopic.Herearesomeexpressionswecanusetosignalthatwearebringingupanewtopic.Ifsomethingtheotherpersonsaidmadeusthinkofthenewtopic,wecansay:Speakingof.Thatremindsme.Ifanewtopicentersourheadssuddenly,butisnotbeingdiscussed,wecansay:Incidentally.Bytheway.,A|Listthemostexpensiveitems,services,orexperiencesthatyouhaveeverpurchased.Thenlisttheitems,services,orexperiencesthatgaveyouthemosthappiness.Circletheitemsthatareonbothlists.,B|Workwithapartnerandcompareyourlists.ExplainwhytheitemsonyourHappinessListmadeyouhappy.Taketurnsaskingandansweringquestionsaboutinterestingitemsonyourpartnerslists.UsetheexpressionsfromtheLanguageFunctionboxwhenpossible.,ExampleAnswersS1:SowhatdidyoulikeaboutyourtriptoBali?S2:Everything!Speakingoftrips,IseethatyouwenttoCambodia.S1:IdidandIlearnedsomuchaboutthatcountryshistory.S2:Butisntitasadhistory?Whydiditmakeyouhappy?S1:IwashappytogainabetterunderstandingofSoutheastAsia.,C|CriticalThinking.Discussthequestionswithyourpartner.,1.Scientistsbelievethatspendingmoneyonexperiencesmakesushappierthanspendingmoneyonitems.BasedonyourlistsfromexerciseA,doyouagreewiththis?Whyorwhynot?2.Whatconclusionscanyoumakeaboutwhatmakesyouhappyfromtheinformationinyourlists?Explainthistoyourpartner.3.Thevaluesofapersonorgrouparethebeliefsthattheythinkareimportant.Yourpersonalexperiences,familyandfriends,andeducationcanhelpyouchooseyourvalues.Whataresomeofyourpersonalvalues?Howdoesmoneyrelatetoyourpersonalvalues?Why?,ExampleAnswer1Yes,Iagreebecausemostoftheitemsinmyhappinesslistwereexperiences.,1.Scientistsbelievethatspendingmoneyonexperiencesmakesushappierthanspendingmoneyonitems.BasedonyourlistsfromexerciseA,doyouagreewiththis?Whyorwhynot?,ExampleAnswer2No,Idontagreebecausemostoftheitemsinmyhappinesslistwereelectronicsorclothes.,1.Scientistsbelievethatspendingmoneyonexperiencesmakesushappierthanspendingmoneyonitems.BasedonyourlistsfromexerciseA,doyouagreewiththis?Whyorwhynot?,ExampleAnswersBasedonmylists,IcansaythatthethingsIhavespentthemostmoneyonaredividedbetweenthingsthatmakemehappyandthingsthatdonthavemucheffectonmyhappiness.MaybeIcouldbuyfewerthingsbutstillbejustashappy.Ialsonoticethatmostofthethingsthatavemademethehappiestareexperiences,somaybethoseshouldbethefocusofmyspendinginthefuture.,2.Whatconclusionscanyoumakeaboutwhatmakesyouhappyfromtheinformationinyourlists?Explainthistoyourpartner.,ExampleAnswersMypersonalvaluesincludebeingloyaltomyfriends,alwaysdoingmybestwork,andtakingcareofmyparentswhentheygetolder.MoneyrelatestotakingcareofmyparentssomedaybecauseIneedtostartsavingmoneynowinordertodothat.Incontrast,beingloyalanddoingmybestworkdontcostanymoneyatall.,3.Thevaluesofapersonorgrouparethebeliefsthattheythinkareimportant.Yourpersonalexperiences,familyandfriends,andeducationcanhelpyouchooseyourvalues.Whataresomeofyourpersonalvalues?Howdoesmoneyrelatetoyourpersonalvalues?Why?,AskingSensitiveQuestionsSomepeopleareuncomfortabletalkingaboutsensitivetopicssuchasmoney,death,orfamilyissues.Ifwemustaskaquestionaboutasensitivetopic,wecanuseoneoftheseexpressionstomakeourpartnerfeelmorecomfortable.DoyoumindifIaskyou?Excusemeforasking,but?,ifyoudontmindmyasking?,ViewingtheWorld,Unit5MoneyinOurLives,ATownDependentonTequila,permitn.许可证agaven.龙舌兰(一种沙漠植物)distillv.蒸馏pulquen.龙舌兰酒stripv.除去;剥去extractv.榨出brewv.酿造Jaliscon.哈利斯科州(位于墨西哥中西部),Tequila:asmalltownintheMexicanstateofJalisco.ItsfullnameisSantiagodeTequila,thoughitiscommonlycalledTequila,anditisbest-knownforthealcoholicdrinkwhichbearsitsname.特基拉(墨西哥一小镇,其盛产的龙舌兰酒也因此而得名),JoseCuervo:abrandofthealcoholicdrinktequilawhichismadefromtheagaveplant.Nowitisthemostpopularbrandoftequilaintheworld.豪帅快活龙舌兰酒(世界最著名的龙舌兰酒品牌),A|ReadthearticleaboutTequila.Thenfillineachblankwithawordorphrasefromthebox.,BeforeViewing,statisticscomponentmajorinfactcommitment,ThesmalltownofTequilainMexicoishometoa(1)_companythatisknownworldwide.TheJoseCuervocompanymakestequilaanalcoholicbeveragethatscloselytiedtoMexicancultureandidentity.(2)_,noothercountrycanlegallyproducetequila.,Tobecontinued,major,Infact,A|ReadthearticleaboutTequila.Thenfillineachblankwithawordorphrasefromthebox.,BeforeViewing,statisticscomponentmajorinfactcommitment,InthetownofTequila,JoseCuervoisaveryimportant(3)_ofthelocaleconomy.Accordingto(4)_,asmanyas80percentoflocalpeopleliveonthemoneytheworkersearn.Itwouldbeaneconomicdisasterifthecompanydecidedtorelocate,butitshistoryshowsastrong(5)_totheareatheyvebeenmakingtequilaheresince1758!,component,statistics,commitment,B|Collaboration.Withapartner,makealistofwayspeoplemakealivingintheareawhereyoulive.Forexample,domanypeopleearnmoneybyfarming,teaching,runningsmallbusinesses,drivingtaxis,workingingovernment,orinsomeotherways?,BeforeViewing,C|CriticalThinking.FormagroupwithanotherpairofstudentsandcomparethelistsyoumadeinexerciseB.Thendiscussthequestions.,BeforeViewing,Doyouthinkthelocaleconomywhereyouliveisdiverseinotherwords,aretheremanydifferentwaystomakealiving?Doalotofp
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