农业手机银行的优点(1)

RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE农业手机银行的优点及功能农业银行手机银行具有账户查询、转账、漫游汇款、贷记卡还款、账户管理等多种业务功能。之前农行手机银行曾推出了对应不同手机型号的专用客户端软件。从9月份开始，农行取消了手机银行客户端软件的服务，统一采用WAP版登录的方式。用户在使用时无需安装任何程序，在手机上输入WAPABCHINACOM即可使用。美银将偿清450亿美元TARP注资农行手机银行WAP版的特点是要配合动态口令卡使用，这意味着用户在使用农行手机银行之前必须先开通网上银行业务，使客户交易的资金安全性得到进一步提高。一、农行手机银行开通便捷性农行手机银行开通条件拥有农业银行借记卡或准贷记卡，持有中国移动、中国联通（600050股吧,行情,资讯,主力买卖）、中国电（600795股吧,行情,资讯,主力买卖）信的手机号并且手机支持WAP上网。如果用户需要用到转账等理财功能的话还必须开通农行的网上银行业务。其实用户无需申请都可以使用农行手机银行WAP公共客户功能。在农行WAP页面输入对应的银行卡卡号及查询密码即可登录使用账户查询、密码修改、账户挂失等功能。如果是农行个人网银的用户还可通过“个人网上银行客户服务电子银行渠道管理手机银行WAP申请手机银行”菜单自助申请。如果用户没有领取动态口令卡，则注册后可使用个人客户查询、我的账户、漫游汇款兑付等功能，如需进行对外支付转账、缴费、贷记卡还款、漫游汇款还需到柜台绑定动态口令卡。二、农行手机银行客户服务品质除了网络流量费之外，农行手机银行与网上银行、自助银行、银行柜面一样，当用户发生转账和汇款业务时，银行也需要从中提取一些手续费。而除了转账、汇款之外，通过手机银行消费、理财、捐款、订票、缴纳公共事业费用如电费、水费等等，银行目前都不向客户收取费用。比如，建行的手机银行收取异地转账汇款、跨行转账、向企业转账的手续费，截至2009年12月31日，这三种转账享受015手续费优惠，即最低1RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE元，最高15元。而最优惠的是农业银行，处于业务推广期，农业银行手机银行的转账、汇款目前都不收取交易手续费。四、农行手机银行功能农行手机银行分为公共客户和个人客户。公共客户无须到银行注册，只要下载安装手机银行程序后登录手机银行，公共客户即可实现银行卡余额查询、明细查询、漫游汇款兑付、修改查询密码、账户挂失等服务。而个人客户需要到亲自到农行网点开通办理可以实现银行卡账户查询、转账行内、跨行、漫游汇款、贷记卡还款及账户管理服务。近期还将开通基金买卖、电子客票、手机支付等功能。五、农行手机银行界面登录农行手机银行WAP页面，可以看到目前其支持中国移动的手机用户，而中国联通（600050股吧,行情,资讯,主力买卖）和中国电信手机用户目前还未支持。在登录界面我们可以看到，农行手机银行需要用户填入手机号码和电子银行密码，这意味着农行手机银行并不是与对应的SIM卡号码作固定绑定使用，即便在另一台手机、使用另一个手机号码都可以登录同一个农行手机银行账户。农行手机银行WAP个人客户主页面相当的简洁，纵向罗列出各项功能，包括查询、缴费、转账、贷记卡、漫游汇款和个人服务。操作非常简单直观，用户很快就能够上手。六、农行手机银行操作性农行查询功能细分为账户余额查询、账户明细查询、交易记录查询等，账户余额查询只显示当前账号、账户名和账户余额，如果要了解更详细的交易清单则需要点选账户明细查询或交易记录查询。农行手机银行并不像交通、建设等银行，由于其没有真正和手机号码进行绑定使用，所以其不具备手机到手机直接转账功能，用户转账必须需要输入收款人的详细账户资料。农行手机银行在转账之前必须先添加收款账户，需要填写收款人的银行的网点、所在省份、用户名、银行账号信息。其实这一步骤并不算麻烦，但遗憾的是在输入收款人银行具体网点的时候系统并不提供支行索引功能，录入者必要自己完整无误的输入收款人的支行名称，稍嫌这里有点不够人性化。当收款人信息填写完毕后即可进行资金转账，在转账最终确认页面用户需要输入动态口令。用户到柜台开通网银服务时农行会提供一张动态口令卡片，RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE每次转账时系统会提供口令卡的位置信息，用户找到相应的位置并刮开动态口令卡，把密码输入回WAP页面，点选确定即成功转账。虽然农行手机银行并没有和手机SIM号进行一对一的绑定使用，但其转账必须配合动态口令卡，可以实现每次交易时密码的随机变化，有效解决了静态密码易被窃取等问题，保障身份识别及认证安全，七、农行手机银行速度及稳定性农行手机银行WAP个人客户主页面非常简洁，占用用户手机上网流量相当少，在访问的过程中页面打开速度很快，在进行账户查询、资金转账等业务时，系统响应速度也比较快，整体速度令人满意。八、农行手机银行交易的安全性在安全控制方面，农行手机银行的数据采用3DESRSA方式加密传输；在客户身份验证方面，将客户手机号码作为验证身份的依据；在登录手机银行时，需要验证电子银行密码。农行手机银行在转账时候必须配合动态口令卡一同使用，动态口令卡采用成熟的动态密码技术，实现每次交易时密码的随机变化，有效解决了静态密码易被窃取等问题，能充分保障身份识别及认证安全。在交易方面进行限额控制，客户每次最多只能转账1000元，每日最多只使用3000元以内的转账限额；若丢失手机，客户挂失SIM卡或通过柜台、网银办理暂停服务，手机银行即无法使用。此外农行手机银行还有操作超时保护，如果登录农行手机银行后5分钟没有任何操作，农行系统就会控制，用户再做任何操作，系统会提示“您的操作已超时，请重新登录”，此时用户必须退出程序重新登录才能继续交易，保证了用户的交易安全。3G门户总结目前使用手机银行所要支付的资费包括银行服务费用和转账手续费，像建设银行每月收取一定6元的手机银行服务费，另外用户用到跨行转账功能都必须支付一定百分比的转账手续费，从这两方面比较，目前农行手机银行的收费标准最优惠，首先其不收取用户服务费用，另外通过农行手机银行作任何形式的转账都农行都不会收取转账和汇款手续费。另外通过农行手机银行消费、理财、捐款、订票、缴纳公共事业费用如电费、水费等等，银