常见银行英语词汇(各种银行术语和句子全面介绍)43049

1、时需忖扌常见银行英语词汇account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to en dorse 背书 end

2、orser背书人 to cash兑现 to honor a cheque 兑付 to dish onor a cheque 拒付 to suspe nd payme nt 止付cheque,check 支票时磊5说-cheque book 支票本order cheque记名支票bearer cheque不记名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票out

3、sta nding cheque 未付支票can celed cheque 已付支票forged cheque 伪支票Ban dars note 庄票，银票banker银行家preside nt 行长savings bank储蓄银行Chase Bank大通银行Citiba nk花旗银行Hongkong Shan ghai Banking Corporati on 汇丰银行Chartered Bank of In dia, Australia and Ch ina 麦加利银行Banque de门ndoChine东方汇理银行 central bank, national bank, bankers

4、 bank 中央银行bank of issue, bank of circulati on 发行币银行 commercial bank商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank贴现银行 exchange bank 汇兑银行 requesting bank委托开证银行 issuing bank, opening bank 开证银行 advis ing bank, no tify ing bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行

5、associate ban ker of collect ion 代收银行 con sig ned ban ker of collect ion 委托银行 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank 钱庄 branch bank银行分行 trustee sav ings bank 信托储蓄银行trust company信托公司financial trust金融信托公司unit trust信托投资公司trust institution银行的信托部credit de

6、partment银行的信用部commercial credit compa ny (disco unt compa ny) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union合作银行credit bureau商业兴信所self-service bank 无人银行land bank 土地银行con struct ion bank 建设银行in dustrial and commercial bank 工商银行bank of com muni cati ons 交通银行mutual savings ban

7、k 互助储蓄银行post office savings bank 由E局储蓄银行mortgage bank, building society 抵押银行in dustrial bank 实业银行home loan bank家宅贷款银行reserve bank准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行时磊5说-investment bank 投资银行import and export ba nk (EXIMBANK) 进出口银行joint venture bank 合资银行mon

8、ey shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所public accounting 公共会计bus in ess acco un ti ng 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book现金出纳帐cash acco unt 现金帐journal, day-book日记帐，流水帐bad debts 坏帐in

9、vestment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom经济繁荣econo mic recessi on 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏in flation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值international balanee of payment 国际收支favourable balanee 顺差adverse bala nee 逆差har

10、d currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulatio n 货币流通量note issue纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debe nture 债券treasury bill 国库券debt chain债务链direct exchange 直接(对角)套汇in direct e

11、xcha nge 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 夕卜汇储备foreig n excha nge fluctuati on 夕卜汇波动foreign exchange crisis 夕卜汇危机discount 贴现discount rate, bank rate 贴占现率gold reserve黄金储备money (financial) market 金融市场stock excha nge股票交易所broker经纪人commissi on 佣金bookkeeping 簿记boo

12、kkeeper 簿记员an applicati on form 申请单bank stateme nt 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税贝U时需忖呎specimen sig nature 签字式样banking hours, bus in ess hours 营业时间银行英语口语-新开帐户What kind of acco unt did you have in your mind?你想开哪种帐户？Do you like to ope n a curre nt acco unt?你想开一个活

13、期存款帐户吗？A deposit or curre nt acco unt?定期还是活期？Please tell me how you would like to deposit your mon ey.请告诉我你想存何种户头？Theres a service charge for the check ing acco unt but no charge for the savi ngs.支票户头要收服务费，现金户头不收。Our minimum deposit for a savi ngs acco unt is 100 dollars.我们储蓄存款的最低存款额是100美圆。Five yua

14、n is the minimum origi nal deposit.最低起存款额是5元。You can ope n a savi ngs acco unt at any time with an in itial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。Even one yua n is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like.Keep it well and

15、 inform us whe never you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。I should like to ope n a curre nt acco unt.我想开一个活期存款帐户。I n eed a check ing acco unt so that I can pay my bill.我需开个支票帐户，这样就能付帐。Wed like to know how we ope n a check in g-savi ngs acco unt.我们想知道如何开一个支票储蓄帐户。I have a check ing acco unt here.我

16、在这里有一个支票存款帐户。I think rd like a deposit acco unt.我想要开个定期存款帐户。Can I ope n a curre nt acco unt here?我能否在这儿开个活期存款帐户？I want to ope n a deposit acco unt with you.我要开个储蓄帐户。rd like to ope n a deposit acco unt with you.我想在你们这儿开个定期存款帐户。Could you tell me the differe nee betwee n a savi ngs acco unt and a check

17、 ing acco unt?请告诉我储蓄存款与支票存款的区别好吗?Please tell me the procedure for ope ning a savi ngs acco unt.请告诉我开个储蓄帐户需要什么手续。Will 100 yua n be eno ugh for a minimum deposit?100元作最低存款额够吗？rd like to know whether a 200 yua n deposit will be eno ugh for ope ning a check ing acco unt.我想知道开一个支票帐户200元存款是否够。Could you te

18、ll me how to operate this acco unt?请告诉我如何经管这个帐户好吗？Is there any minimum for the first deposit?第一次储蓄有最低限额吗？How much does each acco unt cost?每个帐户要花多少钱？Useful Phrasescurrent deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account存款帐户 to open an ac

19、count 开户头时需Sr彳银行英语口语-存款How much do you want to deposit with us?你想在我们这存多少？How much do you wish to pay into your acco unt?你希望在你的户头上存多少？How much money do you pla n to keep in your acco unt on a regular basis?你计划在你的户头上定期存放多少钱？How much cash do you pla n to deposit in your acco unt?你有多少钱要存入呢？I think you m

20、ay deposit your money with the bank, or leave it here for temporary safe-keep ing.我认为你可把钱存入银行，或留在银行暂保管起来。Would you please fill in the deposit ing form, giv ing the sum of money youre to deposit as well as your n ame, address and professi onal un it?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？I want to deposit

21、300 yua n in my acco unt.我想在我的户头上存300元。I want to deposit these cheques in my acco unt.我想把这些支票存在我的户头上。时磊忖呎rd like to pay 200 yua n into my deposit acco unt.我想在在我的定期存款户头上存200元。I want to deposit my paycheck.我想存入我的工资支票。rd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。Will you please cash t

22、his travelers cheque?请兑现这张旅行支票好吗？rd like to cash this money order.我想兑现这张汇款单。I want to cash the bala nee of a travelers letter of credit.我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？Could you tell me how much the checks cost?请告诉我这些支票要花多少钱？What if I overdraw?如果透支了

23、怎么办?Please sig n your n ame on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。Please write your acco unt nu mber on the back of the check.请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yua n.我们承兑这张支票的透支额只有5元。Please en dorse the cheque.请背签这张支票。The travelers checks cost 1.

24、5% of the total amount of purchase.旅行支票手续费是购买总额的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it ope n.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆

25、。Useful Words and Phrases时磊5说-account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to en dorse

26、背书endorser背书人to cash兑现to honor a cheque 兑付to dish onor a cheque 拒付to suspe nd payme nt 止付cheque,check 支票cheque book 支票本时磊5说-order cheque记名支票bearer cheque不记名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票ou

27、tsta nding cheque 未付支票can celed cheque 已付支票forged cheque 伪支票Ban dars note 庄票，银票银行英语口语-取款、结余rd like to know if I can draw on my acco unt for payme nt of things I buy in Tianj in.我想知道一下我是否能提取存款来支付天津购物的费用。I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取 200美圆。时磊5说-I want to close my

28、acco unt with you.我想结束在你们这儿的帐户。Id like to draw 100 yuan against this letter of credit.我想从这份信用证上提款 100元。May I draw money aga inst the letter of credit here? 我可以在这儿用这份信用证取钱吗？Could you tell me my bala nee?能否把存款结余金额告诉我？Please let me know my bala nee.请告诉我结余金额。I think you can draw on this acco unt by cheq

29、ue in payme nt of goods. 我以为你可用支票提款支付购物费用。Your bala nee at the bank is 300 yua n.你在本行的结余是 300元。Your deposit is exhausted.你的存款支净了。Your letter of credit is used up.你的信用证用完了。Please tell me how you wish to draw your mon ey.请告诉我你希望怎样支款。Fill our a withdrawal form, please.请填写取款单。The letter of credit is exh

30、austed.信用证上的款子已提清。The letter at Coun ter 6 will pay you aga inst your nu mber slip.六号柜台的出纳员将根据你的号码牌付给你钱。Useful Words and Phrasesto close an account, to clear an account 结清to draw money 取款draw in g-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate一式两份填这张收据teller,

31、 cashier 出纳员银行英语口语-兑换货币Please tell me how much you want to cha nge.请告诉我你要换多少。How much of the remitta nee do you want to convert into Japa nese yen?你要把多少汇款换成日圆？What kind of curre ncy do you want?要哪种货币？Whats it you wish to cha nge?你有什么要换的？What kind of curre ncy do you want to cha nge?要换哪种货币？In what de

32、nomin atio ns?要什么面值的？Please tell me what note you want.请告诉我要什么钞票。Will seven tens be all right?7张10元的可以吗？Is it in travelers cheques?换旅行支票吗?rd like to know how I shall give it to you.我想知道如何付钱给你。How would you like it?你要什么面额的？Would you kin dly sig n the excha nge form, givi ng your n ame and address?请在兑

33、换单上签字，写出你的姓名和地址，好吗？Can you cha nge me some mon ey, please?能否请你给我兑换一些钱？Here it is, some French francs, Swiss francs, America n dollars and a few Dutch guilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。Would you please give me seve n five-po und no tes, four pound no tes and four ten-shilli ng no tes, and the rest i

34、 n small cha nge.请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。Would you mind givi ng me the six pence in coppers?劳驾给我6便士的铜币。Id like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆。Could you cha nge these French francs for me?时需Sr彳能给我兑换这些法国法郎吗？Can you give me 100 dollars in S

35、wiss francs?能否给我100美圆的瑞士法郎？Id like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆。Id like some coins for this note.我想把这张纸币换成硬币。Id like to break this 50 dollar note.我想把这张50美圆纸币换开。Five twen ties and ten sin gles, please.请给我5张20元和10张一元的。I need 300 dollars in 100-dollar chequ

36、es.我要300美圆票面为100美圆的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票。In fives, please.请给我5元票面的。时磊忖呎Could you give me some small no tes?给我一些小票好吗?Useful Words and Phrasescurrency, money 货币money changing 兑换货币an excha nge form 兑换单bank note 钞票note of large denominati

37、on 大票note of small denomination 小票small cha nge 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换（黄金）纸币银行英语口语-储蓄存款利息Whats the in terest rate for the savi ngs acco unt?储蓄存款的利率是多少？Do you pay in terest on this acco unt?时需Sr彳这种存款付给利息吗？Please tell me what the annual int

38、erest rate is.请告诉我年利率是多少。In terest is paid at the rate of 1% per annum at prese nt.目前每年的利率是1%。It allows you to earn a little interest on your money.这可使你从存款中获得一点利息。The acco unt carries in terest of 4%.该存款有4%的利息。The in terest is added to your acco unt every year.每年的利息都加到你的存款中。The interest rate for the

39、 savings account is 4%.储蓄存款的利率是 4%。It varies from time to time. At present it is 6%.（年息）每个时期都不同，现在是六厘。Useful Words and Phrases时磊5说-in terest rate 禾U率* i nterest 单利compound interest 复禾Ulegal interest 法定利息prime rate优待利率payable interest 应付利息len di ng rate贷款利率usury高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语-外汇率Tell me the current rate for RMB, please.请告诉我人民币的现价。Whats your sell ing rate for RMB yua n in no tes today?你们今天人民币现钞的售价是多少？Whats the dollar