个人信用报告英文格式

1、(Ba nk Professi onal Editi on)Report No.:Enquiry request time: January 9, 2015 14:46:15 Report time: January 9, 2015 14:46:15Name of the in quiredCertificate type of the in quiredCertificate No. of the inq uiredIn quiry operatorInquiry reas onI. Personal Basic In formatio nIdentity InformationGen de

2、rDate ot birthMarital statusMobile phoneUnit pho neResidential pho neEducation backgro undDegreeUndergraduat e(“ College ” for abbreviati on)BachelorMail addressHousehold address-Residential InformationNo.Reside ntial AddressReside ntia l statusin to. update date1OtherJune 25, 20112UnknownDecember19

3、, 2006Occupational InformationNo.Work un itUn it address1Orien tal In ter nati onal Buildi ng2-3-4Finance Department of the Corporate, No. 2 North Tongji Road, Econo mical and Tech no logical Developme nt ZoneNo.Occupati onIn dustryPositi onJob titleTime to enter the un itInfo. update date1-Other-Ju

4、ne 25, 20112-June 17, 20113-March 1,20114-Gen eral employee-December 19,2006II. Information Summary(I) Credit tipSum of hous ing loa nSum of other loa nsMonth of first loa n distribut ionNumber of credit card accou ntsFirst credit card issuanee mon thNumber of semi credit card accou ntsFirst semi cr

5、edit card issua nee monthSelf stateme n t n umberObjectio n label n umber00-6November 20050-00(II) Overdue and Default In formatio n SummaryOverdue (Draft) In formatio n SummaryOverdue loa nOverdue credit cardSemi credit card with overcover 60-day raftSumsNumber of mon thsMon thly maximum overdue am

6、ou ntLon gest overdue mon thsNumber of accou ntsNumber of mon thsMon thly maximum overdue amou ntLon gest overdue mon thsNumber of accou ntsNumber of mon thsMon thly maximum overdue amou ntLon gest overdue mon ths-11-1-(III) Credit and Liabilities In formatio n SummaryUn-can celled credit card in fo

7、rmati on summary1-3Number of issui ng corporate en titiesNumber of issui ng orga nsNumber of accou ntsTotal creditMaximum credit of sin gle bankMinimum credit of sin gle bankCon sumed creditAverage consumed credit in rece ntly 6 mon ths11250,00050,00050,000014,765III. Credit Transaction Information

8、Details(I) Credit Carda crehe credit card (RMB account) isissued by“ Bank of Communicationson December 19, 2006, business , withdit line of 50,000 Yuan, credit/free guarantee. Till November 14, 2014,Shared creditCon sumed creditAverage con sumed credit in rece nt 6 mon thsMaximum use creditRepayable

9、 amount of the month50,00001476662,640938Statement datePaid-in amount of the mon thLatest repayme nt dateCurrent overdue in stallme ntCurrent overdue amou ntNovember 14, 2014134,697November 14, 201400Repayme nt record from December 2012 to November 2014NNNNNNNNNNNNNNN*N NN1NNNN2.The credit card (USD

10、 account) isissued by Bank of Communicationson December 19, 2006, business , witha credit amou nt equivale nt to RMB 49683 Yua n, credit/free guara ntee. Till December 14, 2014,Shared creditCon sumed creditAverage con sumed credit in rece nt 6 mon thsMaximum use creditRepayable amou nt of the month0

11、0000Statement datePaid-in amount of the mon thLatest repayme nt dateCurre nt overdue in stallme ntCurre nt overdue amou ntDecember 14, 20142,835December 14, 201400Repayme nt record from Jan uary 2013 to December 2014* *3. The credit card (USD accou nt) issued by“ Bank of Commu ni cati onson November

12、 15, 2005, bus in ess , witha credit amou nt equivale nt to RMB 49652 Yua n, credit/free guara ntee, has bee n can celled in Jan uary 2012.4. The credit card (RMB accou nt) issued by“ Bank of Commu ni cati ons” on November 15, 2005, bus in ess , witha credit line of 50,000 Yua n, credit/free guara n

13、tee, has bee n can celled in January 2012.5. The credit card (RMB accou nt) issued by“ ZY” on June 25, 2011, bus in ess , with a credit amou nt of 5000Yua n, credit/free guara ntee, has bee n can celled in July 2014.6. The credit card(USD accou nt) issued by“ ZY on June 25, 2011, bus in ess , witha

14、credit amou ntequivale ntto RMB 4998 Yua n, credit/free guara ntee, has been can celled in July 2014.IV. Public Information DetailHous ing Fund Payme nt RecordPlaceDateIn itial payme nt monthPayme nt tillPayme nt statusMon thly deposit amou ntPers onal deposit ratioUn it deposit ratioDongcheng, Beij

15、i ngMarch 18, 2004June 2010Can celled012%12%Payme nt un itInfo. update dateZho ngpe ng Accou nti ng Firm Co., Ltd.June 1,2010En dowme nt In sura nee Payme nt RecordPlaceDateAccumulated payme nt mon thsWork mon thsPayme nt StatusPers onal payme nt basePayme nt amou nt this monthInfo. update dateFen g

16、tai, Beiji ngJanuar y 1, 20100November 2000In sura nee payme nt7,200576March 1, 2011Payme nt un itReas on for payme nt suspe nsion or term in ati onV. Inquiry Record2-3In quiry Record SummaryNumber of inquiry organs in rece nt 1 monthNumber of in quiry times in rece nt 1 monthNumber of in quiry time

17、s in rece nt 2 yearsLoa n approvalCredit card approvalLoa n approvalCredit card approvalPost-loa n man ageme ntGuara ntee qualificati on exam in ati onReal n ame exam in ati on of fran chised bus in ess00001200Report In structi ons1. This report is issued by the Credit Refere nee Cen terof the Peopl

18、e s Bank of China and gen erated based onthe information of personal credit system record as of report time. Except for inquiry record, other information is provided by the releva nt authority. The Credit Refere nce Cen ter shall not en sure their authe nticity and accuracy, but promise to keep obje

19、ctive and neutral positionin the whole process of information summarization,process ing and in tegrati on.2. If this report has no information of“overdue and breach information abstract ” , it represents thatthecustomer has no con ti nuously overdue acts in rece nt five years.3. The amou nt data in

20、this report are calculated as RMB, accurate to Yua n.4. This report does not display the already-ended overdue and breach acts 5 years ago, taxes owing record 5 years ago, compulsory executi on record, civil judgme nt record, adm ini strative pen alty record and Telecom owningrecord.5. The loan (iss

21、uing) organ s instructions are specialinstructioninformationwhich the data submittingorganadds on the specific bus in ess.6. Pers onal stateme nt is the brief in structi ons attached by the customer to the in formatio n of the in formatio n report, and the customer is responsible for the authenticity of her own statement.7. The objecti on lab