英语课presentation

1、 Identity theft occurs when a criminal uses another persons personal information to take on that persons identity. Identity theft is much more than misuse of a Social Security number-it can also include credit card and mail fraud. Identity theft and identity fraud are terms used to refer to all type

2、s of crime in which someone wrongfully obtains and uses another persons personal data in some way that involves fraud or deception, typically for economic gain化化1504 王先犇王先犇Email Identity Theft A common one is identity theft through email. The thief sends you an email claiming to be a representative

3、of a financial institution that you do business with, such as a bank or credit card company. Ironically, they tell you that they suspect there has been fraudulent activity on your account. Feeling worried, you may be all too quick to give them the information they are asking for to help resolve the

4、“problem.”Phishing for ID Theft A somewhat similar type of identity theft is called “phishing.” The thief poses as the agent of a credit consolidation company and tells you there is a problem with your credit or that you need to view your credit report. They tell you can do this for a fee. The thief

5、 pockets the fee and the “credit consolidation company” disappears.Turning Your Trash into Cash Another type of identity theft takes advantage of the credit card offers you receive in the mail and discard. Known as “dumpster diving,” the thief rifles through your trash in search not only of pre-appr

6、oved credit card offers, but anything such as bank statements, information on existing credit card accounts, and tax documents.Spying on Your Private Information There are a couple of tactics that identity thieves use almost right under your nose. In one, called “shoulder surfing,” the thief manages

7、 to view and record a financial transaction, or part of one, as you are making it. While you are either at an ATM or on your cell phone, the thief uses a hidden video camera, such as the one in his or her cell phone, to get a picture of your transaction化化1504 栗天宇栗天宇Four Methods To Strengthening Your

8、 Digital Security1.Choose good passwords and PINsChoose words and numbers that no one would be able to guess even if they were privy to other parts of your personal information. Or, use words and numbers that are familiar to you, but disguise them in a hard-to-guess code.There are even randomly-gene

9、rated password programs online that will provide virtually unbreakable, or uncrackable passwords. 2Protect your computer.Many identity thieves now use complex software such as spyware and keyloggers to obtain sensitive information such as passwords and login details without the users knowledge. Just

10、 because you cant see anything wrong with your computer doesnt mean that it is safe to useA strong and regularly updated firewall, anti-virus program and anti-spyware program will provide most of the protection an individual needs.3Beware phishing scams.If you get an e-mail claiming to be from your

11、bank that tells you to check or update your information such as a password (for any reason), do not use the link in the e-mail, even if the e-mail letterhead/background looks like it came from your bank. If you think the e-mail is real, log on directly to the company or banks website and check your records there; if there are no changes, you just avoided being scammed.4Take care when shopping onlineKeep a separate credit card just for online purchases.This will make it easier to cancel if something bad does happen and your othe