审核跟单信用证项下单据的国际标准银行惯例--ISBP

1、先看一那么“旧闻：ICC银行技术与惯例委员会以71票赞成0票反对，一致通过了其广受赞誉的出版物审核跟单信用证项下单据的国际标准银行实务(ISBP)最新修订版。投票是2007年4月26日在新加坡召开的委员会会议中举行的。ISBP 是一个供单据审核员在审核跟单信用证项下提交的单据时使用的审查工程细节清单。ISBP于2002年首次通过，作为国际商会ICC制定的应用广泛的关于跟单信用证的规那么跟单信用证统一惯例UCP的必不可少的补充，得到了各界广泛的接纳。通过详细规定跟单信用证操作中的细节比方如何签发海运提单，保险单据的关键特征，如何处理拼写和打印错误等，ISBP填补了概括性的UCP规那么与信用证使用

2、者日常操作之间的差距。02版的ISBP 作为UCP 500的补充，在那时是广为人知的ICC规那么，但UCP在2006年进行了修改，对ISBP进行更新，以便与新版的UCP现在叫做UCP 600配套，就显得很有必要了。UCP的修订本将在2007年7月1日生效。2007年版本的ISBP保存了许多旧版的规定，但也作了一些调整。修改包括：1.删除了旧版ISBP中与UCP 600不相匹配的段落。2.在语法、标点等方面作了一定的技术性调整。3.修订了在新版UCP中不再有效的局部。ICC 建议在UCP 600生效时，从业者手头有本新版的ISBP。ISBP最终修订版，ICC出版物681号将在几周后发布。“旧闻原

3、文：Banking Commission approves document on international standard banking practice Singapore, 27 April 2007By a unanimous vote of 71-0, the ICC Commission on Banking Technique and Practice approved an updated version of its widely acclaimed publication, International Standard Banking Practice for the

4、 Examination of Documents under Documentary Credits (ISBP). The voting took place at the commissions meeting in Singapore yesterday. The ISBP is a checklist of items document examiners need to check for in their review of documents presented under letters of credit. First approved in 2002, the ISBP

5、was welcomed as a crucial supplement to Uniform Customs and Practices (UCP), ICCs universally-used rules on documentary credits. By detailing the specifics of documentary credit operations such as how to sign bills of lading, the key features of insurance documents and how to handle misspellings or

6、typing errors the ISBP filled a gap between the general rules of the UCP and the daily job of the letter of credit practitioner. The 2002 version of the ISBP supplemented UCP 500, as the ICC rules were known at that time. But when the UCP was revised in 2006, it became necessary to update the ISBP t

7、o align it with the new rules, now called UCP 600. The revised UCP will enter into force on 1 July 2007. Though much of the ISBP remains unchanged, certain adjustments have been made in the 2007 version. Amendments include: removing paragraphs of the former ISBP that have now been incorporated into

8、UCP 600; making certain technical adjustments in grammar, punctuation, etc.; and revising sections of the ISBP that were no longer valid in the new UCP. ICC advises practitioners to have the updated ISBP at hand when UCP 600 comes into effect. The final version of the revised ISBP, ICC Publication 6

9、81, is scheduled for release in the next several weeks       ISBP681   导言自从ISBP国际商会第645号出版物在2002年由ICC银行委员会通过以来，为全球的银行、工商企业、物流专员和保险公司等提供了珍贵的帮助。ICC研讨会和工作组的参与者指出拒付率的下降应归功于ISBP的200段惯例的适用。然而，也有评论认为，虽然ISBP645是由银行委员会批准的，但是它的使用与UCP 500毫无关联。随着UCP 600在2006年10月通过，更新ISBP就

10、变得有必要了。需要强调的是，这是一个对645号出版物修订而成的更新的版本。在645号出版物中被认为是比拟恰当的段落被吸收到UCP 600正文中，从而不再包含在新版ISBP中。作为在UCP 和ISBP间建立联系的一种方式，UCP 600序言中谈到：“在修订过程中，注意到在创制ISBP时已经完成的有价值的工作。ISBP已经开展成为判定单证是否相符时UCP的必备配套规那么。起草工作组和银行委员会期望ISBP及其后续修订版中确立的规那么能够在UCP 600有效期间继续得到应用。UCP 600 生效时，将有一个与其主旨和风格保持一致的更新版的ISBP。本出版物中表达的国际标准银行实务是与UCP 600、

11、ICC银行委员会的意见和决定协调一致的。本文并没有修改UCP 600，而是为从业者清晰准确地适用UCP600提供解释说明。 我们应该把 ISBP和UCP作为一个有机整体而不是各自孤立的规那么来适用。当然还需要意识到某些国家可能会做出不同与本惯例的强行性规定。 没有哪个出版物能够预见跟单信用证项下可能使用的所有条款和单据，或跟单信用证在UCP 600下的全部解释及UCP 600所反映的一切标准实务。然而，制定645号出版物的特别工作组尽力涵盖日常业务中常见的术语和跟单信用证下被提示的最常见的单据。起草工作组审视并更新了该出版物以使之与UCP 600保持一致。应该引起注意的是，信用证中任何修改或排

12、除UCP 600规那么适用的条款也会对ISBP的适用带来影响。因此在考虑本出版物中的做法时，当事人必须重视任何在跟单信用证中被明确地修改或排除的UCP 600条款。这个原那么暗含并贯穿整部ISBP。本惯例中的举例只是就事论事地说明相关条款，而不是全面详尽的阐述。本惯例反映跟单信用证项下各方当事人所应当遵从的作法。由于开证申请人的责任、权利和救济是基于其和开证行的约定、根底交易的履行情况和在可适用的法律和惯例规定的期限内提出的异议，申请人不应该认为他们可以以本惯例为依据排除他们偿付开证行的义务。适用本惯例时，跟单信用证条款无需直接援引本出版物，因为遵从公认做法的要求已经暗含在UCP 600中了。

13、INTRODUCTIONSince the approval of International Standard Banking Practice (ISBP) by the ICC Banking Commission in 2002, ICC Publication 645 has become an invaluable aid to banks, corporates, logistics specialists and insurance companies alike, on a global basis. Participants in ICC seminars and work

14、shops have indicated that rejection rates have dropped due to the application of the 200 practices that are detailed in ISBP.However, there have also been comments that although the ISBP Publication 645 was approved by the Banking Commission its application had no relationship with UCP 500. With the

15、 approval of UCP 600 in October 2006, it has become necessary to provide an updated version of the ISBP. It is emphasized that this is an updated version as opposed to a revision of ICC Publication 645. Where it was felt appropriate, paragraphs that appeared in Publication 645 and that have now been

16、 covered in effectively the same text in UCP 600 have been removed from this updated version of ISBP.As a means of creating a relationship between the UCP and ISBP, the introduction to UCP 600, states: “During the revision process, notice was taken of the considerable work that had been completed in

17、 creating the International Standard Banking Practice for the Examination of Documents under Documentary Credits (ISBP), ICC Publication 645. This publication has evolved into a necessary companion to the UCP for determining compliance of documents with the terms of letters of credit. It is the expe

18、ctation of the Drafting Group and the Banking Commission that the application of the principles contained in the ISBP, including subsequent revisions thereof, will continue during the time UCP 600 is in force. At the time UCP 600 is implemented, there will be an updated version of the ISBP to bring

19、its contents in line with the substance and style of the new rules.The international standard banking practices documented in this publication are consistent with UCP 600 and the Opinions and Decisions of the ICC Banking Commission. This document does not amend UCP 600. It explains how the practices

20、 articulated in UCP 600 are applied by documentary practitioners. This publication and the UCP should be read in their entirety and not in isolation. It is, of course, recognized that the law in some countries may compel a different practice than those stated here.No single publication can anticipat

21、e all the terms or the documents that may be used in connection with documentary credits or their interpretation under UCP 600 and the standard practice it reflects. However, the Task Force that prepared Publication 645 endeavoured to cover terms commonly seen on a day-to-day basis and the documents

22、 most often presented under documentary credits. The Drafting Group have reviewed and updated this publication to conform with UCP 600. ISBP目录 先期问题  信用证的申请和开立一般原那么. 缩略语 证明和声明 单据的修正和变更 日期 UCP运输条款不适用的单据 UCP未定义的用语 单据的矛盾 单据的出单人 语言 数学计算 拼写错误及/或打印错误 多页单据和附件或附文 正本和副本 唛头 签字 单据的名称和联合单据 汇票和到期日的计算 票期

23、到期日 银行工作日、宽限期、付款的迟延 背书 金额 如何出票以申请人为付款人的汇票 修正和变更 发票 发票的定义 名称和地址货物描述和与发票相关的其他一般事项海洋/海运提单港至港运输UCP第23条的适用全套正本提单的签署 装船批注 装货港和卸货港 收货人、指示方、托运人、到货被通知人和背书转运和分批装运 清洁提单 货物描述 修正和变更 运费和额外费用 货物涉及一套以上提单 租船合约提单 UCP第25条的适用 全套正本 租船合约提单的签署装船批注 装货港和卸货港 收货人、指示方、托运人、到货被通知人和背书 分批装运 清洁租船合约提单 货物描述 修正和变更 运费和额外费用 多式联运单据 UCP第26条的适用 全套正本 多式联运单据的签署 装船批注 接管地、发运地、装货地和目的地 收货人、指示方、托运人、到货被通知人和背书 转运和分批装运 清洁多式联运单据 货物描述 修正和变更 运费和额外费用 货物涉及一套以上提单 空运单据 UCP第27条的适用 正本空运单据 空运单据的签署 货物收妥待运、装