外籍人士在华购房置业之法律实务 (2)ppt课件

1、外籍人士在华购房置业之法律实务 Real Estate Transactions of Foreigners in ChinaPRESENTED BY:Real Estate Service Committee Of Tianjin Bar Association天津市律师协会房地产业务委员会.总体流程确认开发商售楼能否有合法文件购房查询签署认购书并交定金签署预售合同或买卖合同办理购房公证买卖中心办理预售登记备案并结汇二手房买卖不需预售登记，但须报购房地平安局审批赞同从境外或境内外汇帐户支付购房款同物业公司签署物业管理合同办理房屋交付手续完成产权设立或过户手续.General Procedur

2、esCheck the licenses for house-selling of developersHouse-purchase inquiry Sign the purchase letter and pay the deposit Sign the contracts Notarize the house-purchaseTrading center for pre-sale registration and settlement (pre-sale second-hand housing transactions are not required to register, but m

3、ust be approved by Security Bureau of the purchase place)Pay the purchase with foreign exchange account inside or outside of ChinaSign the property management contract with property management companyHousing deliverySet up property rights or finish escrow procedures .签署恳求表END签约流程图咨询签约报评价审查报银行批贷公证处办理

4、强迫执行公证通知过户放款冻结办理抵押登记手续领他项权益证银行解冻END签署借款合同签署借款借据签署投保单签署买卖合同签署抵押登记恳求表签署公司委托代理合同外籍人士购房流程图贷款购房，含购买二手房，一次性付款除外另外，外籍人士购房大多项选择择专业的代理公司，与这样的公司签署代理合同的操作流程如下.购买商品房的条件购房人的资历：境外机构的在华分支机构和代表机构房地产企业除外；在中国境内任务、学习时间超越一年的境外个人；港澳台居民和华侨。购房类型：商品房不可以购买公房和经济适用房购房用途：自用、自住采取实名制同时注明中文和外文姓名，并持有效证明中国同意来中国任务、学习的证明特别提示：目前，京津地域曾

5、经暂停执行限制外籍人士在该地域购房所需的居住年限和所购房屋数量的政策。.Requirement for Real Estate TransactionsBuyers qualifications: Chinese branches and agencies of external institutions (except for real estate companies), foreigners working or studying in China over one year, Hong Kong, Macao and Taiwan residents and overseas Chin

6、ese.Type of housing: commercial housing (public housing and economical housing are not allowed to purchase) Purchase purposes: personal useReal-name requirement ：(both Chinese name and foreign name), valid certificate are also required (certificate of Chinas ratification of foreigners working and st

7、udying in China)Special note: at present, it is suspended that the policy of restrictions on foreigners transaction requirements which are residential time and the number of housing purchasing in -Tianjin Area.所需证件、文书身份证明译名公证或有效居住证证件需同时注有中文及外文姓名向国外及港澳台人员租、售房屋审批表 以上证件、文书非中文书写的文件，需到具有翻译资历的翻译公司翻译，应同时附经

8、公证和认证的中文译本，程序：经该外籍人士所在国公证机关公证，且经中国驻该国使、领馆认证。.Certificates and Documents NeededIdentification paperNotarization of Chinese name or working license Valid residence permit (both Chinese name and foreign name)Approval form for housing rent and purchase with foreigners and Hong Kong, Macao and Taiwan res

9、identsPower of AttorneyCertificates, documents and other non-Chinese papers should be translated by qualified translation companies and be enclosed the notarized and authenticated Chinese edition. Procedures: firstly, notarization from the host country of the foreigner, secondly, the authentication

10、of Chinese Embassy in that country. .购房资金自有资金银行贷款，可向外国银行或中国银行贷款 评价由银行来执行选择权由购买者来决议) 币种：外币或人民币可选择，建议选择人民币贷款，这样不用思索外币与人民币之间的转换，防止汇率的变动 贷款利率：外籍人士享用与中国人一样的待遇，按照中国人民银行规定的个人住房贷款利率执行.Purchase FundTheir own fundsLoans of banks, both Chinese banks and foreign banks are allowed Appraisal is required by the ba

11、nk (option by the buyer) Currency: foreign currency and Renminbi are all acceptable (it is recommended to choose Renminbi to avoid exchange rate risk) Loan rate: foreigners are equaled with Chinese on interest rate, which is in accordance with regulations of Peoples Bank of China on loan rate of ind

12、ividual housing.购房款结汇&支付支付币种：人民币两种方式 从境外汇入 从境内外汇账户支付特殊情况：因故不能完成商品房买卖的情形.PaymentCurrency of payment: RenminbiTwo ways Inward remittance from abroad From foreign currency account in ChinaSpecial circumstances: real estate transactions cannot be finished because of the reasons that.税 费税费种类三税四费 “三税：外商投资

13、企业、境外机构设立代表处或分支机构和外国个人在境内购买房产，主要交纳城市房产税、契税、印花税。购房所交纳的税率，与中国国民交纳的一样。A.城市房产税：B.契税：C.印花税：“四费：产权登记费、住房买卖手续费、房产测绘费、合同鉴证费上述税款于办理产权登记前交纳。.Taxes and FeesTypes of taxes and fees (three kinds of taxes and four types of dues)“Three Taxes: Urban House Tax, Deed Tax and Stamp Tax. Tax rate for foreigners and Chi

14、nese are the same.A. Urban House TaxB. Deed TaxC. Stamp Tax “Four Fees: Property Registration Fee, Housing-purchase Service Fee, Housing Mapping Fee and Contract Appraisal Fee.Taxes and Fees should be paid before the property registration.权属登记及产权证件办理以天津市为例，其他省市类似。外国人恳求登记的，该当向登记机构提交身份证或者护照。外国企业驻国内机构恳

15、求登记的，该当向登记机构提交代表机构登记证。在外国和港澳台地域登记注册的法人或者其他组织恳求登记的，该当向登记机构提交有关的登记证明。恳求登记文件是外文的，该当同时提交中文译本。境外当事人恳求房地产登记的，还该当按相关规定办理公证或者认证手续并且提交相关的证件、文件。.Property Registration and Ownership CertificateTake Tianjin as example since the requirements in other cities are similar.Foreigners applying the registration should

16、 submit I.D card or passport. Chinese branches and agencies of foreign institutions applying for the registration are required to submit their registration certificate.Companies and other institutions registered abroad and in Hong Kong, Macao and Taiwan Area applying for the registration should subm

17、it the registration certificate.Chinese edition are required to enclosed when the applying documents are written by foreign languages.Parties abroad applying for the registration should also deal with notarization or authentication procedures in accordance with relevant regulations and submit releva

18、nt certificates and documents.参考中国的相关法律法规及政策包括但不限于： .Chinese relevant laws, regulations and policies referredIncluding, but not limited to “Law of the Peoples Republic of China on Administration of the Urban Real Estate “Opinion Concerning Regulating the Access to and Administration of Foreign Inves

19、tment in the Real Estate Market “Notice Concerning Regulating Problems Relating to Foreign Currency Management in the Real Estate Market “Opinion concerning adjusting housing supplying structure and stabilizing housing price “Notice of Bureau of Land Resources and Housing Management of Tianjin Munic

20、ipality Concerning Problems Relating to the Commercial Housing Purchase of Foreign Institutions, Foreigners, Hong Kong, Macao and Taiwan Residents and Overseas Chinese in Tianjin “ Notice of General Office of Peoples Government of Tianjin Municipality on Forwarding Opinions of Committee of Municipal and Rural Construction, Traffic Committee and Other Five Governmental Departments Concerning Promoting the healthy Development