2022年第一季度银行招聘之银行招聘综合知识综合练习试卷B卷附答案

2022年第一季度银行招聘之银行招聘综合知识综合练习试卷B卷附答案

单选题（共55题）1、需要结计本年累计发生额的账户，结计“过次页”的合计数为（）。A.自年初起至本日止累计数B.自年初起至本页末止累计数C.自月初至本页末止累计数D.自本页初至本年末止累计数【答案】B2、负债类账户的发生额与余额之间的关系是（）。A.期初余额+本期借方发生额=期末余额B.期初余额+本期贷方发生额-本期借方发生额=期末余额C.期初余额+本期借方发生额-本期贷方发生额=期末余额D.期初余额+本期贷方发生额=期末余额【答案】B3、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodernagriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoesonold-fashionedknowledgeandhumanlabor.A.modernagricultureprovidesenoughfoodB.manyfarmershavemovedtocitiesC.therearemorewell-equippedtractorsD.manyfarmsareturnedintofactories【答案】A4、甲公司2019年12月1日购入生产设备一台，入账价格为200000元，采用年数总和法摊销，预计净残值5000元，预计使用年限5年。2020年12月31日，该生产设备的可收回金额为120000元，则2020年底，该设备的账面价值为（）。A.120000B.135000C.150000D.161000【答案】A5、资料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.A.buildmotivationandasupportsystemB.encouragebreakstodoexerciseC.buildakitchensothattheemployerscouldmakehealthymealsD.Allabove【答案】D6、关于维生素，下列说法正确的是（）。A.缺乏维C可致佝偻病B.维A有助于视力和免疫力C.维E有助于凝血并强健骨骼D.维D促进骨骼生长和重构，防止败血病【答案】B7、Thischaptergivesanoverviewofthree-dimensional（3D）textilesinsportsandleisureclothing______manufacturingprocessesandproductrequirements.A.inconnectionwithB.incommonwithC.regardlessofD.withrespectto【答案】D8、下面不属于M1的范围的是（）。A.李某在交通银行的活期存款1.5万元B.某企业用于日常支付的流动现金80万元C.小卖部老板持有的1000个1元硬币D.某民间协会的三年定期存款20万元【答案】D9、（）onherpastmistakes,Jessierealizedthatshehadtrustedwrongpeople.A.ReflectingB.ToreflectC.BeingreflectedD.Reflect【答案】A10、Passage3A.TheyhavetocanceltheirvacationsinNewEnglandB.Theyfinditunaffordabletodineinmom-and-poprestaurantsC.TheyhavetospendmoremoneywhenbuyingimportedgoodsD.Theymightlosetheirjobsduetopotentialeconomicproblems【答案】C11、Ihavereadupto（）thechildrendiscoverthesecretcave,whataboutyou?A.whichB.whatC.thatD.where【答案】D12、Passage2A.Moderntechnologyiswhatwecan’tlivewithoutB.DigitaltechnologyoftenfallsshortofourexpectationC.gitaldevicesaremorereliablethantheyusedtobeD.GPSerrorisnottheonlycauseforCeely’saccident【答案】B13、Accordingtoourrecords,yourmembership____attheendofDecember.A.willexpireB.expiringC.toexpireD.expired【答案】A14、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.HisownstoriesaboutvisitingChinaB.ThequalityofChinesegoodsC.WhyshouldforeignbusinessmendobusinessinChina?D.OtherimportantstepsofdoingbusinessinChina【答案】D15、Theleaveshavebeensweptintohuge____.A.pyramidsB.layersC.heapsD.loads【答案】C16、资料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.A.TheFederalreservemayraisesinterestratesinDecember（aftertheUSelection）topushtowardstheGDPgrowtharound2%B.TheFedthinksthatthecurrentinflationrateintheUnitesStatesremainbelow1.6%tohelpincreasetheemploymentrateC.AfterthevotetoleavetheEUallofthesecurrenciesmentionedhavegainedagainstthepoundandsuchtrendwillcontinueonD.There’swidespreadacceptanceintheUnitedStatesthatrealinterestratesarefallingtoaroundzerowiththerisingsluggishlabourmarketandabout0.5%ofproductivitygrowthbutvariouseconomicindicatorswillnotappearmiraculousacceleratedphenomenon【答案】C17、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.A.conclusionB.concludeC.conclusiveD.concludes【答案】C18、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".A.revealedacunningpersonalityB.centeredontrivialissuesC.washardlyconvincingD.waspartofaconspiracy【答案】C19、Thechairmanoftheboard（）onmetheunpleasantjobofdismissinggoodworkersthefirmcannolongeraffordtoemploy.A.compelledB.posedC.pressedD.tempted【答案】C20、下列关于我国的公司债说法错误的是（）。A.公司债的风险与公司本身的经营状况直接相关，风险比国债要高B.我国的公司债范围是广义上的，包括了企业债与金融债C.我国公司债的发行和交易依据《公司法》与《证券法》有关规定D.我国公司债发行和交易的监管机构为中国证监会【答案】B21、资料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.A.psychologistB.surgeonsC.researchersD.psychiatrists【答案】B22、下列关于GDP和GNP两个经济概念的表述，不正确的是（）。A.GDP强调的是地域概念B.GNP强调的是人口概念C.一个美国公民在中国工作，取得的收入可计入美国的GDP中D.一个英国公民在中国工作，取得的收入可计入英国的GNP中【答案】C23、通过《关于新中国成立以来党的若干历史问题的决议》的中央全会是（）。A.十一届三中全会B.十二届三中全会C.十二届五中全会D.十一届六中全会【答案】D24、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。A.固定汇率制B.浮动汇率制C.盯住汇率制D.有管理的浮动汇率制【答案】C25、资料：TalkaboutChristmasinJuly.CarrieRochahasalreadystartedherholidayshopping.“AfewweeksbackIpickedupa$60toyfor$4,and,truthbetold,Ipickedupawholelotmorethanthat,”shewroteinanemail.“Ispentabout$80totalandgot$350+intoys.”A.thosewithabundantmoneytowasteB.thosecommonpeoplewhogiveotherspresentsduringholidaysC.thosewhonevercelebratefestivitiesandhavenorelativesD.thoseunderstressfrombothworkandlife【答案】B26、资料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice，yourmobilecustomerservicetacticsaremoreimportantthanever.A.IdentifyinganymissingorincorrectinformationbeforecustomersneedtoreachoutB.MakeonlinecustomerserviceeasyandquickforcustomersC.Avoidlosingcustomers，itcanhelpyougainnewonesandimpactthebottomlineD.ensureyourcustomerservicecontactinfoarereadilyavailableonallmobilewebsitepages【答案】B27、Itwasthetraining（）Samhadatschool（）madehimanexcellentrunner.A.what;whatB.that;thatC.what;thatD.that;which【答案】B28、Airline-maintenancebestpracticecould___oilindustryprofitability.A.overhaulB.enhanceC.confuseD.guide【答案】B29、资料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.bewellorganizedB.bewellfundedC.belessredundantD.belesscorrupted【答案】C30、ThekeytotheindustrializationofspaceistheU.S.spaceshuttle.______it,astronautswillbeabletoflyintospaceandreturningmanytimes.A.WithB.ByC.OnD.In【答案】A31、当国民收入水平提高，而政府又没有采用任何财政政策，下列哪种情形肯定发生？（）A.政府支出增加B.政府财政赤字增加C.政府税收增加D.政府税收减少【答案】C32、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.A.BecauseitseemsastonishingthatB.AstonishingthoughitmayseemC.YouwillbeastonishedbyD.Astonishediswhatitwas【答案】B33、Astheyhadrunoutofsugar,theyusedhoneyasa（n）______forit.A.exchangeB.assistanceC.substituteD.preference【答案】C34、通过向投资者发行股份或受益凭证募集资金，再对各类金融产品进行组合投资的金融机构是（）。A.商业银行B.投资银行C.保险公司D.投资基金【答案】D35、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（）。A.批发业基本属于资本密集型行业B.服务项目相对较少C.平均每笔交易量少，交易次数频繁D.批发业的商圈比较大【答案】C36、Storelayoutandmerchandisepresentation,aswellas______,helpshoppersfinditemsmorequickly.A.tohaveappropriatesignsB.appropriatesignsarenecessaryC.withappropriatesignsD.appropriatesigns【答案】D37、（）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。A.产品B.定价C.促销D.分销【答案】C38、海市蜃楼是一种自然现象，它形成的原理是光的（）。A.反射B.折射C.漫射D.散射【答案】B39、Ifyourapplication______submittedbeforethedeadline,youwouldhavegottentheoffer.A.beB.isC.hadbeenD.willbe【答案】C40、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（）。A.订做的西服B.电视机C.在线下载的杀毒软件D.新鲜水果【答案】B41、IBMnowhasincentiveto______orfireemployeesbeforethatDec.15date.A.laydownB.layoffC.layasideD.layout【答案】B42、会计账簿包括()、明细账、日记账和其他辅助性账簿。A.日计表B.统计表C.总账D.余额表【答案】C43、—个企业的公文从来源上分可分为（）。A.绝密性公文和公开性公文B.—般性公文和特殊性公文C.来文和发文D.上行文和下行文【答案】C44、以“甲和乙不都是律师”为前提，再增加（）为一个前提，就可以有效地推出结论“乙不是律师。A.甲是律师B.如果甲不是律师，则乙是律师C.甲不是律师D.如果甲是律师，则乙不是律师【答案】A45、下列选项中，不合法的十六进制数是（）。A.H1023B.10111C.A120D.777【答案】A46、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（）。A.浮动利率B.固定利率C.市场利率D.复利【答案】A47、资料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.anindependentjournalistorreporterwhosellsnewstowebsitesB.apersonwithanunnaturallystronginterestinunpleasantthingsC.alatestnewsitemthatreleasedexclusivelyontheinternetD.anonlinelinkthatdirectspeopletothemostheatedissue【答案】B48、一国的国内生产总值大于国民生产总值，则该国公民从国外取得的收入（）外国公民从该国取得的收入。A.大于B.小于C.等于D.不能确定【答案】B49、AjokewhichwasfunnytoAmericanpeoplemightseem______toChinese.A.defenseB.fenceC.offenseD.intense【答案】D50、下列关于中国航天技术的说法，不正确的是（）。A.我国运载火箭均属于“长征”系列B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处C.中国于1970年成功发射了第一颗人造地球卫星“东方红一号”D.“嫦娥工程”是中国启动的第一个探月工程【答案】B51、阅读理解A.asolidmotionlessobjectB.certaincharacteristicvibrationsin“ether”C.aformfixedinspaceandtimeD.amassofatomsinmotion【答案】D52、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.A.conclusionB.concludeC.conclusiveD.concludes【答案】C53、Heholdsanimportantpositioninthecompany.（）,Idon’tquitetrusthim.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless【答案】D54、资料：FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.A.dullB.vacantC.aridD.humors【答案】A55、资料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.Britain’sexitfromEuropeanUnionwillhaveanimpactonitsmembershipinthebankB.UnitedStatesandJapanwilljointheAsianInfrastructureInvestmentBanksoonC.MorecountriesareinterestedinthemembershipinthebankD.GermanyandFrancewilljointhebanksoon【答案】C多选题（共13题）1、党的十八大提出了中国民主政治的前进方向是（）。A.更加注重改进党的领导方式和执政方式B.更加注重健全民主制度、丰富民主形式C.更加注重发挥法治在国家治理和社会管理中的重要作用D.更加注重马克思主义中国化【答案】ABC2、下列说法正确的有（）。A.事物的相互联系包含事物的运动、变化和发展B.一定形式的运动意味着一定的变化C.变化的基本趋势是发展D.发展的实质是新事物的产生和旧事物的灭亡【答案】ABCD3、墨子倡导的仁人君子的美德有（）。A.强不执弱B.众不劫寡C.富不侮贫D.贵不傲贱【答案】ABCD4、陈某与孔某约定：若孔某能将其儿子抚养到18岁，那么陈某就将其一套房产赠与孔某。关于该约定，下列表述中，正确的有（）。A.该法律行为未成立、未生效B.该约定属于附期限的法律行为C.该法律行为已经成立、但尚未生效D.该约定属于附条件的法律行为【答案】CD5、在Excel中，有关行高的表述正确的是（）。A.整行的高度是一样的B.行增高时，该行各单元中的字符也随之自动增高C.一次可调整多行的行高D.不调整行高的情况下，系统默认设置行高自动以本行中最高的字符为准【答案】ACD6、金融创新对微观金融主体的影响主要表现在（）。A.为金融机构拓展生存空间B.扩大货币供应量C.使投资者增强抗风险的能力D.降低货币需求的稳定性【答案】ABCD7、联合发文的版头可以用（）的名称。A.联合发文的任意机关B.主办机关C.联署机关D.其他机关【答案】BC8、2009年10月22日，国家统计局新闻发言人、国民经济综合统计司司长李晓超介绍前三季度国民经济运行情况时指出，2008年四季度出台实施的应对危机，保持经济平稳较快发展的一揽子计划，对整个国民经济应该说产生了明显的成效。当然，我们也要看到虽然一揽子计划取得了明显成效，经济发展前进路上还有不少的困难和矛盾。这段材料体现了（）。A.事物的发展是一个过程B.事物都有好和坏两个方面，要一分为二地看待当前经济形势C.事物的性质是由主要矛盾的主要方面决定的D.事物之间都存在互为因果关系【答案】AC9、2006年12月2