intro撰文的心态与科研

OnWritingandHaiyunZhang,Ph.D.,FRMDirector,FinancialMarketsInstituteProfessor,SchoolofBankingandFinanceUniversityofInternationalBusinessandEconomicsSeptember2018：文与质（Style&Substance）： 文与质（Style&Substance）： （雍也篇第六•十八棘子成曰：“君子质而已矣，何以文为？”曰：“惜乎！夫子君子也，驷不及舌。文犹质也，质犹文也。虎豹之鞟，犹犬羊之鞟。”（篇第十二•八） 你是某个咨询公司的经理，为了一个重要的项目日日夜夜工作了三个也非常重视，安排了的高管出席，并请到了CEO以及董事会的主 如果他这样说：“，我认为我们的产品应该该跟进；第三，费，我们还应该拉出空间，可以做……，你觉得这个建议是否 MECEPrincipal:FollowitandbreakitMutuallyMutually(NoCollectively(NoNosubsetsshouldrepresentanyother

Thesetofallsubsets,takentogether,shouldfullypassthelargersetofallitems Theroadtowisdom：Avoidjum Theroadtowisdom：Appreciateandreconciledifferent Twovillagerstookadisputetotherabbi.Whenthefirstonemakeshiscase,therabbiresponds,“You’reright.”Whenthesecondonemakestheoppositecase,therabbirules,“You’reright.”Andwhentherabbi’swifeinterjectsthattheycan’tbothberight,therabbiresponds,“Andyou’reright, Example：Iscorporatedefaultaconceptattheissuerlevelorissuelevel?Hesays,“Defaultisanissuer-levelconcept.Bankruptcyhappenstoanissuerandimpactsallissues.”Shesays,“Defaultisanissue-levelconcept.Failure-to-payandrestructuringoftenhappentospecificissues.”

Isay,“You’rebothright.You’retalkingaboutdifferenttypesofdefaults,whichkeydifferences.” Theroadtowisdom：Striketheright 到公司工作年了，比我后来的同事陆续得到了升职的机会，我却原地不动，心里颇不是滋味。终于有一天，冒着被解聘的，我找到理论。 导师又问：你在这里看到了什么？说：我看到了这数年后，特成了大公司里的一名正式员工，享受着不错的待遇。而却当上了该公司的。当他们再次见到导师，并 UniversityofInternationalBusinessandFoundedin1951astheBeijingInstituteofForeignTrade,theUniversityInternationalBusinessandEconomics(UIBE)hasgrowntoeone ’sandmostinternationalizeduniversitiesinbusinessandfinance,greatlyfromtheexplosivegrowthoverthepastthreedecades ’seconomyandforeignTheUIBEFinancialMarketsInstitutewasfoundedinlate2009.TheInstitute’sfoundingdirector,ProfessorHaiyunZhang,isalsoBeijingChapterCo‐DirectoroftheGlobalAssociationofRiskProfessionals(GARP). ProfessorZhangbringsrichindustryexperience,havingworkedintrading,structuring,riskmanagement ysisatglobalfinancialfirmssuchasMerrillLynch,TDBank,andBankofAmerica. TheFinancialMarketsInstituteaimstoconductappliedresearchinfinancialmarkets,provideactionableinsightstofinancialindustryyers,