个人信用报告英文

PersonalCreditReport

(BankProfessionalEdition)

ReportNo.:Enquiryrequesttime:January9,201514:46:15Reporttime:January9,201514:46:15

Nameoftheinquired

Certificatetypeoftheinquired

CertificateNo.oftheinquired

Inquiryoperator

Inquiryreason

I.PersonalBasicInformation

IdentityInformation

Gender

Dateofbirth

Maritalstatus

Mobilephone

Unitphone

Residentialphone

Educationbackground

Degree

Undergraduate(“College”forabbreviation)

Bachelor

Mailaddress

Householdaddress

---

ResidentialInformation

No.

ResidentialAddress

Residentialstatus

Info.updatedate

1

Other

June25,2011

2

Unknown

December19,2006

OccupationalInformation

No.

Workunit

Unitaddress

1

OrientalInternationalBuilding

2

---

3

---

4

FinanceDepartmentoftheCorporate,No.2NorthTongjiRoad,EconomicalandTechnologicalDevelopmentZone

No.

Occupation

Industry

Position

Jobtitle

Timetoentertheunit

Info.updatedate

1

--

--

Other

--

--

June25,2011

2

--

--

--

--

--

June17,2011

3

--

--

--

--

--

March1,2011

4

--

--

Generalemployee

--

--

December19,2006

II.InformationSummary

(I)Credittip

Sumofhousingloan

Sumofotherloans

Monthoffirstloandistribution

Numberofcreditcardaccounts

Firstcreditcardissuancemonth

Numberofsemicreditcardaccounts

Firstsemicreditcardissuancemonth

Selfstatementnumber

Objectionlabelnumber

0

0

---

6

November2005

0

--

0

0

(II)OverdueandDefaultInformationSummary

Overdue(Draft)InformationSummary

Overdueloan

Overduecreditcard

Semicreditcardwithover60-dayoverdraft

Sums

Numberofmonths

Monthlymaximumoverdueamount

Longestoverduemonths

Numberofaccounts

Numberofmonths

Monthlymaximumoverdueamount

Longestoverduemonths

Numberofaccounts

Numberofmonths

Monthlymaximumoverdueamount

Longestoverduemonths

--

--

--

--

1

1

--

1

--

--

--

--

(III)CreditandLiabilitiesInformationSummary

Un-cancelledcreditcardinformationsummary

1-3

Numberofissuingcorporateentities

Numberofissuingorgans

Numberofaccounts

Totalcredit

Maximumcreditofsinglebank

Minimumcreditofsinglebank

Consumedcredit

Averageconsumedcreditinrecently6months

1

1

2

50,000

50,000

50,000

0

14,765

III.CreditTransactionInformationDetails

(I)CreditCard

1.Thecreditcard(RMBaccount)isissuedby“BankofCommunications”onDecember19,2006,withacreditlineof50,000Yuan,credit/freeguarantee.TillNovember14,2014,

Sharedcredit

Consumedcredit

Averageconsumedcreditinrecent6months

Maximumusecredit

Repayableamountofthemonth

50,000

0

14766

62,640

938

Statementdate

Paid-inamountofthemonth

Latestrepaymentdate

Currentoverdueinstallment

Currentoverdueamount

November14,2014

134,697

November14,2014

0

0

RepaymentrecordfromDecember2012toNovember2014

N

N

N

N

N

N

N

N

N

N

N

N

N

N

N

*

N

N

N

1

N

N

N

N

2.Thecreditcard(USDaccount)isissuedby“BankofCommunications”onDecember19,2006,withacreditamountequivalenttoRMB49683Yuan,credit/freeguarantee.TillDecember14,2014,

Sharedcredit

Consumedcredit

Averageconsumedcreditinrecent6months

Maximumusecredit

Repayableamountofthemonth

0

0

0

0

0

Statementdate

Paid-inamountofthemonth

Latestrepaymentdate

Currentoverdueinstallment

Currentoverdueamount

December14,2014

2,835

December14,2014

0

0

RepaymentrecordfromJanuary2013toDecember2014

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

3.Thecreditcard(USDaccount)issuedby“BankofCommunications”onNovember15,20057024493,withacreditamountequivalenttoRMB49652Yuan,credit/freeguarantee,hasbeencancelledinJanuary2012.

4.Thecreditcard(RMBaccount)issuedby“BankofCommunications”onNovember15,2005,businessNo.,withacreditlineof50,000Yuan,credit/freeguarantee,hasbeencancelledinJanuary2012.

5.Thecreditcard(RMBaccount)issuedby“ZY”onJune25,2011,businessNo.X,withacreditamountof5000Yuan,credit/freeguarantee,hasbeencancelledinJuly2014.

6.Thecreditcard(USDaccount)issuedby“ZY”onJune25,2011,businessNo.X,withacreditamountequivalenttoRMB4998Yuan,credit/freeguarantee,hasbeencancelledinJuly2014.

IV.PublicInformationDetail

HousingFundPaymentRecord

Place

Date

Initialpaymentmonth

Paymenttill

Paymentstatus

Monthlydepositamount

Personaldepositratio

Unitdepositratio

Dongcheng,Beijing

March18,2004

June2010

Cancelled

0

12%

12%

Paymentunit

Info.updatedate

ZhongpengAccountingFirmCo.,Ltd.

June1,2010

EndowmentInsurancePaymentRecord

Place

Date

Accumulatedpaymentmonths

Workmonths

PaymentStatus

Personalpaymentbase

Paymentamountthismonth

Info.updatedate

Fengtai,Beijing

January1,2010

0

November2000

Insurancepayment

7,200

576

March1,2011

Paymentunit

Reasonforpaymentsuspensionortermination

---

V.InquiryRecord

2-3

InquiryRecordSummary

Numberofinquiryorgansinrecent1month

Numberofinquirytimesinrecent1month

Numberofinquirytimesinrecent2years

Loanapproval

Creditcardapproval

Loanapproval

Creditcardapproval

Post-loanmanagement

Guaranteequalificationexamination

Realnameexaminationoffranchisedbusiness

0

0

0

0

12

0

0

ReportInstructions

ThisreportisissuedbytheCreditReferenceCenterofthePeople’sBankofChinaandgeneratedbasedontheinformationofpersonalcreditsystemrecordasofreporttime.Exceptforinquiryrecord,otherinformationisprovidedbytherelevantauthority.TheCreditReferenceCentershallnotensuretheirauthenticityandaccuracy,butpromisetokeepobjectiveandneutralpositioninthewholeprocessofinformationsummarization,processingandintegration.

Ifthisreporthasnoinformationof“overdueandbreachinformationabstract”,itrepresentsthatthecustomerhasnocontinuouslyoverdueactsinrecentfiveyears.

TheamountdatainthisreportarecalculatedasRMB,accuratetoYuan.

Thisreportdoesnotdisplaythealready-endedoverdueandbreachacts5yearsago,taxesowingrecord5yearsago,compulsoryexecutionrecord,civiljudgmentrecord,administrativepenaltyrecordandTelecomowningrecord.

Theloan(issuing)organ’sinstructionsarespecialinstructioninformationwhichthedatasubmittingorganaddsonthespecificbusiness.

Personalstatementisthebriefinstructionsattachedbythecustomertotheinformationoftheinformationreport,andthecustomerisresponsiblefortheauthenticityofhe