Unit-6-Electronic-Payment市公开课一等奖省赛课微课金奖课件

5/8/202411/22

Warm-up

BackgroundInformation

WordStudy&TextAnalysis

Exercises5/8/202422/22Warm-upReadthefollowingpagefromPayPal,anddiscussthequestionswithyourclassmates:

Whatistheprogramusedfor?

Listsomesimilarprogramsyouhaveencounteredinyouronlineexperiences.5/8/202433/22BackgroundInformation

货币电子化、支付过程信息化是电子商务主要特征之一。电子支付有很多方式，比如信用卡、电子支票、电子钱包、电子现金、电子资金转账等等。当前，影响电子商务能否成功关键原因之一是电子支付安全性。

5/8/202444/22BackgroundInformation

eBayPayPal、阿里巴巴支付宝、易趣网安付通、拍拍网财付通等都是经典第三方网上支付工具。支付宝交易流程以下列图：5/8/202455/22TextAnalysisCreditCardPaymentProcess

Today,wehavemanyelectronicpaymentoptionssuchascreditcard,electroniccheck,electronicwallet,electroniccashandelectronicfundtransfer.[1]Creditcardisbyfarthemostpopularmethodthatconsumersusetopayforonlinepurchases.5/8/202466/22TextAnalysis

Theprocessofcreditcardpaymenthastwomajorphases:authorizationandsettlement.[2]Authorizationdetermineswhetherabuyer’screditcardisactiveandwithsufficientfunds.(译文)Settlementinvolvesthetransferofmoneyfromthebuyer’saccounttothemerchant’saccount.Foracertaincreditcardandprocessingsystem,theprocessesandparticipantsareessentiallythesameforonline(cardnotpresent)andoffline(cardpresent)purchases.[3]Thefollowingtablecomparesthestepsinvolvedinmakingacreditcardpurchasebothonlineandoffline.5/8/202477/22TextAnalysisCreditcardpurchases:onlineversusoffline

OnlinePurchaseOfflinePurchase1.Thecustomerdecidestopurchaseanitemonline,addingittotheelectronicshoppingcartandthengoingtothecheckoutpagetoenterhisorhercreditcardinformation.1.Thecustomerselectsanitemtopurchaseandtakesittothecheckoutcounter,thenhandshisorhercreditcardtothecashier.5/8/202488/22OnlinePurchaseOfflinePurchase2.Themerchantsitereceivesthecustomer’saccountinformationandtransfersittoitspaymentprocessingservice(PPS).2.Thecashierswipesthecardandtransfersthetransactioninformationtoapointofsale(POS)terminal.3.ThePPSroutestheinformationtotheprocessor(alargedatacenterforprocessingtransactionsandsettlingfundstothemerchant).3.ThePOSterminalroutesinformationtotheprocessor.TextAnalysis5/8/202499/22OnlinePurchaseOfflinePurchase4.Theprocessorsendsinformationtotheissuingbankofcustomer’screditcard.4.Theprocessorsendsinformationtotheissuingbankofthecustomer’screditcard.5.Theissuingbanksendsthetransactiontotheprocessor,eitherauthorizingthepaymentornot.(译文)5.Theissuingbanksendsthetransactiontotheprocessor,eitherauthorizingthepaymentornot.TextAnalysis5/8/20241010/22OnlinePurchaseOfflinePurchase6.TheprocessorroutesthetransactionresulttothePPS.6.TheprocessorroutesthetransactionresulttothePOS.7.ThePPSpassestheresulttothemerchant.7.ThePOSshowsthemerchantwhetherthetransactionhasbeenapprovedornot.8.Themerchantacceptsorrejectsthetransaction.8.Themerchanttellsthecustomertheoutcomeofthetransaction.TextAnalysis5/8/20241111/22TextAnalysis

Creditcardpaymentonlineisveryconvenientforconsumers.However,aconcernofconsumersisthesecuritywhilesendingcreditcardinformationovertheInternet.Consumersalsowanttobesurethatnoonewillchangetheirorderandtheyareconnectedtotherealvendorandnottoanimpostor.(译文)Howtoguaranteethesafetyofcreditcardpaymentonlineisthecriticalpartforthedevelopmentofelectroniccommerce.

5/8/20241212/22TheKeytoExercises:

Readingcomprehension1(1)F(2)T(3)F(4)F(5)F5/8/20241313/22TheKeytoExercises:

Readingcomprehension2(1)Today,wehaveseveralelectronicpaymentoptionssuchascreditcard,electroniccheck,electronicwallet,electroniccashandelectronicfundtransfer.(2)Creditcardisbyfarthemostpopularmethodthatconsumersusetopayforonlinepurchases.(3)Customer,merchant,issuingbank,paymentprocessingservice,andprocessor.(4)AconcernofconsumersisthesecuritywhilesendingcreditcardinformationovertheInternet.5/8/20241414/22TheKeytoExercises:VocabularyA6B1C7D5E3F2G4

5/8/20241515/22TheKeytoExercises:

Translation1(1)认证过程决定购物者信用卡是否有效以及是否有足够资金。(2)发卡行将支付认证是否经过处理结果发送给处理中心。(3)消费者也想确定没有些人修改其订单、联络是真正商家而不是假冒者。

5/8/20241616/22TheKeytoExercises:

Translation2(1)authorizationandsettlement(2)transferofmoneyfromthebuyer’stothemerchant’saccount(3)enterhisorhercreditcardinformation.(4)handhisorhercreditcardtothecashier(5)routesinformationtotheprocessor(6)theissuingbankofcustomer’screditcard(7)theoutcomeofthetransaction(8)guaranteethesafetyofcreditcardpaymentonline5/8/20241717/22TheKeytoExercises:ReadingMaterial1.C2.A3.B4.C5.A

5/8/20241818/22WordStudy

essentially adv. 本质上Heisessentiallyagoodman.他是个本性善良人。

5/8/20241919/22

Authorizationdetermineswhetherabuyer’screditcardisactiveandwithsufficientfunds.认证过程决定购物者信用卡是否有效以及是否有足够资金。5/8/20242020/22

Theissuingbanksendsthetransactiontotheprocesso