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DIGITAL

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TRENDSDigitalpaymenttypesintheNetherlandsCHAPTER

01MarketshareShareofcashestimateatpointofsale(POS)intheNetherlandsfrom2005to2021AnnuallevelofcashpaymentsintheNetherlands2005-202160%52.5%50.5%49.5%48.1%50%40%30%20%10%0%45.6%41.7%40.7%38.8%36.7%34.1%30.9%28.4%26.8%26.5%26.4%24.6%17.2%202120052006200720082009201020112012201320142015*201620172018201920204Description:TheuseofcashmoneydecreasedintheNetherlands,makinguproughlyone-quarterofallpaymenttransactions.Thisaccordingtoestimationsbasedontheavailabledataregardingcashwithdrawalsandpaymenttransactions.Nodataexistsontheactualuseofcashmoney,outsideofsurveydiaries.Suchadiary,coveringconsumers'useofcashmoneyinshops,washeldinEuropeonlyonce,in2017.Asnotallpaymentdataisreadilyavailable,liketheuseofOTCorover-the-countercash[...]

ReadmoreNote(s):Netherlands;2005to2021;ThenumbersprovidedhavebeencalculatedbySource(s):DNB;ECB;IMF;PYMNTSusingnumbersonATMandOTCwithdrawals.Seethe"Details"tabformoreinformationShareofcurrencyincirculation(CIC)tothenominalGDPoftheNetherlandsfrom2001to2022Annualcurrencyincirculation(CIC)toGDPratiooftheNetherlands2001-202212%10%8%9.78%9.63%8.9%8.62%8.4%

8.38%

8.4%8.3%8.05%7.67%7.4%7.22%6.98%6.87%6.15%5.73%5.63%6%4%2%0%5.39%4.99%4.27%3.86%2.32%2001

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20225Description:TheDutchmoneymarketmadeuproughlyninepercentofthecountry'sGDPin2022,arelativelystablevaluewhencomparedtoearlieryears.Thisso-calledCIC/GDPratioroughlymeasurestheuseofcashinthecountry.Duetotheanonymityofcashtransactions,sourcesstruggletofindexactvolumesonthis.Theratiomentionedhereisquitepopularinthatregard,asthedataitneedsisrelativelyeasytofind.Someindustryexpertsmention,however,thatthisratioistoogeneraland[...]

ReadmoreNote(s):Netherlands;2001to2022;ThesourceonlyreportscashincirculationforEU-27countriesas"EuroArea-Wide-Residency"Source(s):IMF;WorldBankMarketshareofcash,creditcards,andotherpaymentmethodsatpointofsale(POS)intheNetherlandsfrom2017to2023,withaforecastfor2027Mostusedin-store(POS)paymentmethodsinNetherlands2017-2023,with2027forecast201767%3%5%20%-201964%9%5%17%-202062%11%7%12%4%-202161%12%13%11%-202260%14%12%11%3%-202360%18%10%7%202748%35%8%5%2%2%-DebitcardE-wallet,Digital/mobilewalletCreditcard(incl."chargecard"since2021)*CashPOSfinancing*2%Prepaidcard---2%BuyNow,PayLater(splitofffrom"POSfinancing"in2021)*---2%--Retailer/bankfinancing(splitofffrom"POSfinancing"in2021)*---2%-------Chargecard*4%5%4%6Description:ThedominantmarketpositionofdebitcardsinDutchPOSpaymentdeclinessomewhatsinceCOVID-19,infavorofmobilewallets.Yearsbeforethepandemic,debitcardswereusedmuchmorefrequentlyinphysicalstoresthancreditcards-themarketshareofdebitcardsin2021wasnearlyfivetimeshigherthanthatofcreditcards.Oneofthemainreasonsforthisisthehighadoptionofcontactlesspayments,especiallyamongMillennials.Thisearlyfamiliarityforcontactlesssomewhat[...]

ReadmoreNote(s):Netherlands;March2024;*Thesourcemadechangestoitscategoriesin2021,seethe"Details"tabformoreinformation.Source(s):GlobalData;IMF;McKinsey&Company;WorldBank;WorldpayPaymentsatpointsofsalebytypeintheNetherlandsasofDecember2023PaymentsatpointsofsalebytypeintheNetherlands2023Shareofrespondents20%

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40%0%10%50%60%70%80%90%100%Debitcard82%Cash54%Mobiledevice(e.g.,smartphone,smartwatch)30%CreditcardPrepaidcard/vouchersCheck20%7%4%2%1%IhavenotpaidatanypointofsaleOther7Description:"Debitcard"and"Cash"arethetoptwoanswersamongDutchconsumersinoursurveyonthesubjectof"Paymentsatpointsofsalebytype".FindthisandmoresurveydataonpaymentsatpointsofsalebytypeinourConsumerInsightstool.Filterbycountlessdemographics,drilldowntoyourown,hand-tailoredtargetaudience,andcompareresultsacrosscountriesworldwide.ReadmoreNote(s):Netherlands;JanuarytoDecember2023;2027respondents;18-64yearsSource(s):ConsumerInsightsMarketshareofcash,creditcards,andotherpaymentmethodsduringonlineshoppingintheNetherlandsfrom2016to2023,withaforecastfor2027Mostusede-commercepaymentmethodsinNetherlands2016-2023,with2027forecast20162017201920202021202220232027Account-to-account(A2A)-incl."banktransfers"and"directdebit"since2022**62%64%70%Buynow,paylater(BNPL)Creditcard-incl."chargecard"since2021*E-wallet,Digital/mobilewalletDebitcard9%8%12%10%8%13%9%9%3%1%1%11%10%10%3%10%7%10%7%14%10%3%8%10%4%8%12%1%3%4%3%Cashondelivery(CoD)PrePay6%6%6%4%2%1%0%1%1%1%1%Banktransfer**63%59%59%60%4%60%3%Directdebit**Prepaidcard3%1%6%1%1%1%Chargecard*2%6%1%1%E-invoicesOthers-incl.cryptocurrencysince20222%1%1%0%0%8Description:WhichpaymentmethoddoDutchconsumersprefertousewhenshoppingonline?In2023,morethanhalfofalle-commercepaymenttransactionsweredonewithiDEAL.ThisdomesticbanktransfersystemallowsonlineshopperstousetheirdebitcardforonlineaccountandissupportedbyallDutchconsumerbanks.Becauseofthis,ꢀDutchconsumersusedbanktransfersrelativelymorefortheire-commercepaymentsthanconsumersfromtheEMEAregion(Europe,theMiddleEast,Africa).[...]

ReadmoreNote(s):Netherlands;2014to2022;*In2022,thesourcestateditmergedthecategoriesof"creditcards"togetherwith"charge/deferreddebitcards".**Thesourcecreatedanewcategoryin2023calledA2Aoraccount-to-account.Itrefersto[...]

ReadmoreSource(s):GlobalData;IMF;McKinsey&Company;WorldBank;WorldpayMostcommononlinepaymentsbytypeintheNetherlandsasofDecember2023MostcommononlinepaymentsbytypeintheNetherlands2023Shareofrespondents20%0%10%30%40%50%60%70%Debitcard65%DirectdebitOnlinepaymentservices(e.g.,PayPal,AmazonPay)Byinvoice55%50%33%33%CreditcardCashondelivery17%15%CashinadvancePrepaidcards/vouchers12%IhavenotconductedanypaymentsonlineOther2%4%9Description:"Debitcard"and"Directdebit"arethetoptwoanswersamongDutchconsumersinoursurveyonthesubjectof"Mostcommononlinepaymentsbytype".FindthisandmoresurveydataonmostcommononlinepaymentsbytypeinourConsumerInsightstool.Filterbycountlessdemographics,drilldowntoyourown,hand-tailoredtargetaudience,andcompareresultsacrosscountriesworldwide.ReadmoreNote(s):Netherlands;JanuarytoDecember2023;2027respondents;18-64yearsSource(s):ConsumerInsightsMarketshareofcryptocurrencycomparedtootherpaymentmethodsinselectedcountriesacrosstheworldasof2023Penetrationofcryptoasameansofpaymentinselectedcountriesworldwidein2023Share

ofrespondentsNumber

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freAustraliaAustria2%1000Everythre2%24872975EverythreEverythreBelgium1.4%CanadaCyprus1%20001016EveryfouEverythre1.5%Estonia0.9%1506Everythre10Description:Cryptocurrencyasapaymentmethodrarelyexceededthreepercentofoverallpaymentswithinacountrybetween2021and2023.Thisisaccordingtomultiplepaymentdiarysurveyshelddomesticallyacrosstheworld,atvarioustimes.Duetothedecentralizednatureofcryptocurrencies–Bitcoinitself,forexample,wasinitiallycreatedasaprotestagainstcentralauthorities–thereisnounifiedapproachordatabasetotrackhowmuchthedigitalassetisusedasapaymentmethod.Some[...]ReadmoreNote(s):Australia,Austria,Belgium,Canada,Cyprus,Estonia,Finland,France,Germany,Greece,Ireland,Italy,Latvia,Lithuania,Luxembourg,Malta,Netherlands,Poland,Portugal,Slovakia,Slovenia,Spain,Sweden,Switzerland,UnitedKingdom,UnitedStates;March2023;Asof2023,thereisnocentralizedtrackingofcryptopaymentsacrosscountries.Thenumbersprovidedhereweregatheredfromvariousdomesticsourcesandstemfromlocallyheldpaymentdiaries,whichareheldatvariousfrequencies,timesofyear,andlikelyfollowdifferentmethodologiesoraskdifferentquestionsfromoneanother.Thefiguresmaythereforenotnecessarilybecomparabletooneanother.Source(s):BankofCanada;DNB;ECB;FederalReserve;FinancialConductAuthority;Ipsos;NationalBankofPoland;ReserveBankofAustralia;SchweizerischeNationalbank;TheDutchPaymentsAssociation;TheRiksbank;YouGovCHAPTER

02PenetrationPenetrationrateofcreditcardsintheNetherlandsfrom2014to2029PenetrationrateofcreditcardsintheNetherlands2014-20294539.138.6840353025201510538.2637.8437.4337.5537.537.4537.437.3737.3537.3337.3237.1835.3633.630201420152016201720182019202020212022202320242025202620272028202912Description:ThecreditcardpenetrationintheNetherlandswasforecasttocontinuouslydecreasebetween2024and2029byintotal0.1percentagepoints.Accordingtothisforecastin2029,thecreditcardpenetrationwillhavedecreasedfortheseventhconsecutiveyearto37.32percent.ReadmoreNote(s):Netherlands;2014to2029;allvaluesareestimatesSource(s):PenetrationrateofdebitcardsintheNetherlandsfrom2014to2029PenetrationrateofdebitcardsintheNetherlands2014-202912098.3898.5298.6798.8198.6898.5698.4398.3198.398.2598.298.1598.0998.0497.9897.93100806040200201420152016201720182019202020212022202320242025202620272028202913Description:ThedebitcardpenetrationintheNetherlandswasforecasttocontinuouslydecreasebetween2024and2029byintotal0.3percentagepoints.Afterthetwelfthconsecutivedecreasingyear,thedebitcardpenetrationisestimatedtoreach97.93percentandthereforeanewminimumin2029.ReadmoreNote(s):Netherlands;2014to2029;allvaluesareestimatesSource(s):MobilepaymentsusageperformedwithanymobiledeviceatPOSintheNetherlandsfrom2018to4thquarterof2023QuarterlyadoptionofmobilepaymentsatPOSintheNetherlands2018-202335%30%25%20%15%10%5%0%2018

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Q4202314Description:Between2018and2023,theusageofmobilesatpointofsaleintheNetherlandswitnessedanincreaseof19percentagepoints.In2018,theshareofrespondentsusingmobilepaymentsatPOSstoodatninepercent,whichincreasedto28percentinthethirdquarterof2023.ThisisaccordingtoaquestionaskedthroughoutmultiplesurveysfromStatista'sConsumerInsights.Thenumbersshownhererefertoarolling12-monthshareofrespondentswhoindicatedtheyusedamobile[...]

ReadmoreNote(s):Netherlands;January2,2023,toDecember15,2023;12,000+percountry;18-64years;Residentialonlinepopulation;12-monthrollingaverageSource(s):ConsumerInsightsMobilepaymentsbysituationintheNetherlandsin2022MobilepaymentsbysituationintheNetherlands2022Shareofrespondents0%5%10%15%20%25%30%35%IwouldliketopaywithmysmartphoneallthetimeForfoodanddrinksinrestaurantsForeverydaypurchases(e.g.food)ForfoodanddrinksinbarsandcafésForpublictransportationticketsForminorpurchases(e.g.decorationitems)Foradmissiontickets32%15%14%14%13%12%11%Fortravelbooking8%Formajorpurchases(e.g.washingmachine)Idon'twanttopaywithmysmartphoneatallOther7%7%23%2%Don'tknow15Description:Whenaskedabout"Mobilepaymentsbysituation",mostDutchrespondentspick"Iwouldliketopaywithmysmartphoneallthetime"asananswer.32percentdidsoinouronlinesurveyin2022.ReadmoreNote(s):Netherlands;fourwavesfrom10January2022to15December2022;2029respondents;18-64yearsSource(s):ConsumerInsightsShareofcompaniesthatacceptselecteddigitalpaymentsforalltypesofe-commerceintheNetherlandsasofFebruary2024Paymenttypesacceptedbyalle-commercevendorsintheNetherlandsin2022and2024February202270%February202468%80%70%60%50%40%30%20%10%0%75%75%71%59%57%56%54%54%54%52%46%41%40%35%35%PayPalCreditcardsApplePayBanktransfersBuynow,paylater(BNPL),orpaymentsininstallmentsLoyaltypoints,rewardsGiftcardsCryptocurrencyNFTs(non-fungibletokens)16Description:Sevenoutof10e-commercevendorsintheNetherlandsofferbuynow,paylaterontheirwebsitecome2024.Thisisaccordingtoasurveyheldinearly2024,askinge-commerceprofessionalsonwhichpaymentmethodstheyareoffering.NoticeablefortheNetherlandsisthesubstantialshareofrespondentswhoindicatedtheyofferPayPalin2024.Cryptocurrencyalsofeaturesinthislist.Thesourcedoesnotclarify,however,whethermerchantswouldliketoacceptdirectpaymentswith[...]

ReadmoreNote(s):Netherlands;February2024;2,700respondents;18yearsandolder;third-partypanelistsworldwide;Commerceprofessionalsthatheldadirectororhigherleadershiprole;ProfessionalsfromB2B,B2C,andB2B2CcompaniesacrossNorthAmerica,LatinAmerica,AsiaPacific,Japan,andEuropeSource(s):SalesforceResearchCryptoAdoptionIndexrankingoftheNetherlandsfrom2020to2023,bymetricAnnualcryptoadoptiondevelopmentintheNetherlands2020-2023,bymetricRank

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indexOverallranking(outof146countries)20202620217202239202339Overallindexscore(1=highest,0=lowest)0.18320.55240.28410.0338On-chaincryptocurrencyvaluereceivedatcentralizedexchanges,rankingOn-chainretailvaluereceivedatcentralizedexchanges,ranking38114146Numberofon-chaindeposits,ranking1959n/a18n/a69n/a69Peer-to-peer(P2P)exchangetradevolume,rankingOn-chaincryptocurrencyvaluereceivedfromDeFiprotocols,rankingn/an/a2632On-chainretailvaluereceivedfromDeFiprotocols,rankingn/an/a243217Description:TheNetherlandsbrieflyrankedinthetop10oftheworldintermsofcryptoadoptionbasedontransactionvolume,butthiswasnolongerthecasein2023.Thisisaccordingtoestimatesbasedonwebtraffictowardindividualwebsitesthatareusedtoperformcryptocurrencytransactions.ThemainareaofuseforcryptointheNetherlandsisDecentralizedFinanceprotocols,reinforcingobservationsthattheNetherlandsmostlyseescryptoasaninvestmenttool.

ReadmoreNote(s):Netherlands;July2020toJune2023;Ranking(1=highest,146=lowest);Weightedbypurchasingpowerparity(Source(s):Chainalysis;percapitaDistributionofdomesticandcross-bordere-commercerevenuesin2023,bycountryDomesticandcross-bordere-commercerevenueshare2023,bycountryShareofrevenueCross-border

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50%0%10%20%30%60%70%80%90%100%Japan

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3%UnitedStates

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3%98%97%97%97%97%97%97%96%96%96%95%94%FinlandGermanyUnitedKingdomArgentina4%4%4%5%6%Indonesia18Description:TheDigitalMarketOutlookestimatesthattheshareofcross-bordere-commerceretailrevenuein2023willbeonlyaroundtwopercentinJapan.TheUnitedStatesandChinaalsohadarelativelylowshareofcross-boarderrevenue,atthreepercent.BelgiumandAustria,ontheotherhand,hadasignificantlyhighershareoftheire-commercerevenuegeneratedcross-border,at32and19percent,respectively.

ReadmoreNote(s):Worldwide;estimatesSource(s):DigitalMarketInsightsShareofdigitallyinitiatedremittancesintheNetherlandsfrom2ndquarter2016to3rdquarter2023,basedonremittanceoutflowtowardsanyothercountryQuarterlymarketshareofoutgoingdigitalremittancesintheNetherlands2016-2023TraditionallyinitiatedDigitallyinitiatedDigitalend-to-end120%100%80%60%40%20%0%Q2

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Q320162016201620172017201720172018201820182018201920192019201920202020202020202021202120212021202220222022202220232023202319Description:TheshareofdigitalremittancesleavingtheNetherlandswasslightlyhigherin2023thaninpreviousyears,takingupthemajorityofmoneytransfers.Thisisaccordingtoacustom-madecalculationfrombasedonthenumberofreportedremittancechannelsgoingawayfromtheNetherlands.ThethreecountriestheNetherlandssendsthehighestvalueofremittancesincludeBelgium,Germany,andMorocco.Remittancesarearelativelyunchartedtopic,though.Whilefiguresexist[...]

ReadmoreNote(s):Netherlands;September2023;Figuresarebasedontheremittancechannelsthatexistinaremittancesendingand/orreceivingcountry;Seethe"Details"tabformoreinformationonthecategorizationSource(s):WorldBank(RemittancePricesWorldwide)CHAPTER

03BiggestbrandsMarketshareofpaymentcardbrands-Visa,Mastercard,AmericanExpress,orin-marketlocalcardschemes-intheNetherlandsfrom2016to2022BiggestinternationalanddomesticpaymentcardschemesintheNetherlands2016-2022MastercardVisaAmericanExpress120%100%80%60%40%20%0%201620172018201920202021202221Description:Between2016and2021,themarketshareofleadingpaymentcardschemesintheNetherlandswasdominatedbyjustsingleonebrand.MasterCardwasbyfarandawaytheNetherlands'most-usedpaymentbrand.ThisislikelyduetoMasterCardbeingco-brandedonnearlyeveryissueddebitcardinthecountry.In2019,95percentofthemarketshareintheNetherlandswasaccountedforbyMasterCard.

ReadmoreNote(s):Netherlands;2016to2022;Basedontotaltransactionvalue,eitheronlineorofflineSource(s):GlobalData;PPRO;WorldpayMostusedmobilepaymentsbybrandintheNetherlandsasofDecember2023MostusedmobilepaymentsbybrandintheNetherlands2023Shareofrespondents20%0%10%30%40%50%60%57%IDEALApplePay43%Tikkie34%INGMobileBankingApp26%PayPal23%GooglePay20%RabobankMobileBankingApp14%Bunq6%6%MastercardClicktoPay(Masterpass)FitbitPayPayconiqOther5%3%3%22Description:WeaskedDutchconsumersabout"Mostusedmobilepaymentsbybrand"andfoundthat"IDEAL"takesthetopspot,while"Payconiq"isattheotherendoftheranking.FindthisandmoresurveydataonmostusedmobilepaymentsbybrandinourConsumerInsightstool.Filterbycountlessdemographics,drilldowntoyourown,hand-tailoredtargetaudience,andcompareresultsacrosscountriesworldwide.ReadmoreNote(s):Netherlands;JanuarytoDecember2023;601respondents;18-64years;respondentswhousedmobilepaymentinrestaurants,storesandotherpointsofsaleinthepast12months(Health,Finance,Insurance)Source(s):ConsumerInsightsMostusedonlinepaymentsbybrandintheNetherlandsasofDecember2023MostusedonlinepaymentsbybrandintheNetherlands2023Shareofrespondents30%

40%0%10%20%50%60%70%68%80%90%89%100%IDEALPayPalTikkie60%Klarna39%AfterPay32%ApplePay23%GooglePay18%MastercardClicktoPay(Masterpass)10%AmazonPayBillink8%8%MetaPay(Facebook)Other2%2%23Description:WeaskedDutchconsumersabout"Mostusedonlinepaymentsbybrand"andfoundthat"IDEAL"takesthetopspot,while"MetaPay(Facebook)"isattheotherendoftheranking.FindthisandmoresurveydataonmostusedonlinepaymentsbybrandinourConsumerInsightstool.Filterbycountlessdemographics,drilldowntoyourown,hand-tailoredtargetaudience,andcompareresultsacrosscountriesworldwide.

ReadmoreNote(s):Netherlands;JanuarytoDecember2023;1016respondents;18-64years;respondentswhousedonlinepaymentmethods(Health,Finance,Insurance)Source(s):ConsumerInsightsBiggestbuynow,paylater(BNPL)appsintheNetherlandsfrom1stquarterof2015to4thquarterof2023,bynumberofdownloadsBiggestbuynow,paylater(BNPL)appsinNetherlands2015-2023,basedondownloadsKlarnaPayPal*RivertyisthenewAfterPayin3Tabby600,000500,000400,000300,000200,000100,000024Description:TheNetherlands'BNPLmarkethasincreasinglybeenovertakenbyKlarna-nearlyreachingonemilliondownloadsin2023.WhatstandsouthereisthattheNetherlandsisoneofthefewcountriesinEuropewheretheSwedishpaymentappreceivedmoredownloadsthanthePayPalapp.PayPal,generallyspeaking,isnotthemostusedmethodtopayforonlineshoppingwithinthecountry-althoughthesourcedoesnotclarifywhetheritincludedcross-bordere-commerceinitsnumbers,as[...]

ReadmoreNote(s):Netherlands;March2024;Thisstatisticistheresultofresearchintoover150differentappsusedforBNPLacrosstheworld.Formoreinformation,seethe"Details"tab;Theappsondisplayheremadeup99.0percentofalldownloadsin2022Source(s):AppMagic;BuiltWith;BusinessWire;CBInsights;ecommerceDB.com;Fincog;PayU;SiftedBiggestwalletsforcryptocurrencystorageintheNetherlandsfrom1stquarterof2015to4thquarterof2023,bynumberofdownloadsBiggestcryptocurrencywalletsintheNetherlands2015-2023,basedondownloadsBitvavoeToroBybitMEXCTrustKrakenCoinbaseYouHodlerKuCoinOKXCoinbaseWallet

MetaMaskBinanceTR

ExodusBitget900,000800,000700,000600,000500,000400,000300,000200,000100,000025Description:DownloadsofdomesticcryptoappBitvavointheNetherlandsweremuchhigherthanthoseofforeignwallets.Thisisaccordingtoanestimateusingroughly190differentappsthatofferacryptowalletfunctionfromacrosstheworld.Walletsarebutonetypeofappthatinteractswithdecentralizeddigitalassets,althoughitcanbedifficulttoseparatethedifferentapplicationsfromeachother.Cryptowalletsareoftenusedforcryptostorage,andlesssoforpayments.Paymentaggregatorssuch[...]

ReadmoreNote(s):Netherlands;March2024;Thisstatisticistheresultofresearchintoover190differentappsusedforBNPLacrosstheworld.Formoreinformation,seethe"Details"tab;The15appsondisplayheremadeup83.2percentofalldownloads[...]

ReadmoreSource(s):AppMagic;CoinGecko;Website(CryptoSlate)BrandswiththehighestnumberofA2ApaymentstransactionspermonthinEuropein2023(inmillions)BiggestA2ApaymentbrandsinEuropein2023,basedonmonthlytransactioncountMonthlytransactioncountinmillions40

6002080100120140160BLIK(Poland)iDEAL(Netherlands)142111.17Vipps,MobilePay(Norway,Denmark,Finland)Swish(Sweden)7573.3Bizum(Spain)63.5TWINT(Switzerland)32.1726Description:MonthlytransactionsperformedwithPoland'sBLIKandiDEALintheNetherlandswereroughlyonparwitheachother,despitethedifferencesinpopulationsize.ThetwopaymentmethodsareregardedasEurope'smainexamplesofA2Apayments.Suchpaymentsaretransactionsmadedirectlyfromoneparty(account)toanotherwhilebypassingtraditionalcardrails.Somesourcesincludetraditionalbanktransfers,checks,ordirectdebitsasexamplesofA2A,butmostoutletsassociateA2A[...]

ReadmoreNote(s):Europe;October2023;Thefiguresprovidedhavebeencollectedandcalculatedbyfromvariousdomesticsources.Allfigureswerereportedatvarioustimes,andmaynotbedirectlycomparable.Seethe“Details”tabformoreinformation.Source(s):Bankgirot;CentraalBureauvoordeStatistiek;Currence;NationalBankofPoland;NorgesBank;SchweizerischeNationalbank;TheRiksbank;VarioussourcesBiggestbrandsforremittancesintheUnitedKingdom(UK)from1stquarter2011to3rdquarter2023,basedonremittanceoutflowtowardsanyothercountryQuarterlymarketshareofoutgoingremittancebrandsintheUK2011-2023WesternUnionSmallWorldCashMinuteRemitlyRiaACEMoneyTransferMoneyGramWiseOtherWorldRemitEcoBankRapidTransfer120%100%80%60%40%20%0%27Description:WesternUnionwasusedthemostforoutgoingremittancesfromtheUKin2023,althoughitsmarketsharewasrelativelylowduetohowmanyprovidersarepresent.Thisisaccordingtoacustom-madecalculationfrombasedonthenumberofreportedremittancechannelsgoingawayfromtheUnitedKingdom.ThethreecountriestowhichtheUKsendsthehighestvalueofremittancesareIndia,Pakistan,andNigeria.Remittancesarearelativelyunchartedtopic,though.[...]

ReadmoreNote(s):UnitedKingdom;September2023;Figuresarebasedontheremittancechannelsthatexistinaremittancesendingand/orreceivingcountry.Source(s):WorldBank(RemittancePricesWorldwide)CHAPTER

04UsersTotalnumberofcreditcardsanddebitcardsincirculationintheNetherlandsfrom2000to2022AnnualcreditcardanddebitcardsissuedintheNetherlands2000-2022CreditcardsDebitcards35,000,00030,000,00025,000,00020,000,00015,000,00010,000,0005,000,00002000

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ReadmoreNote(s):Netherlands;2000to2022;FigureswerefirstreleasedinNovember2023,andhaveaboutayeardelayduetocalculationsSource(s):DNB;ECB;ShareofindividualswhoownadebitcardintheNetherlandsin2011,2014,2017and2021withaforecastfor2024,byage,gender,andincomelevelTriennialdebitcardpenetrationintheNetherlands2011-2024,bydemographic201197.6%-201498.4%94%201798.8%9