借款合同范本简单个人版设计

借款合同范本简单个人版设计合同编号：__________借款合同（简单个人版设计）甲方（借款人）：姓名：__________性别：__________身份证号码：__________住址：__________联系电话：__________乙方（贷款人）：名称：__________住所：__________联系电话：__________根据《中华人民共和国合同法》、《中华人民共和国民法典》等相关法律法规的规定，甲乙双方本着平等、自愿、公平、诚信的原则，就甲方向乙方借款事宜，达成如下协议：第一条借款金额1.1甲方借款金额为人民币（大写）：__________元整（小写）：__________元。1.2借款用途：__________。第二条借款期限2.1甲方应于____年__月__日前将借款本息全部还清。2.2甲方如因特殊情况需要延长借款期限，应提前__天向乙方提出书面申请，经乙方同意后方可延长。延长期限不得超过__天。第三条借款利率3.1借款利率为__%。3.2借款利息计算方式：按日计息，按月支付。每月还款日为借款发放日的次月__日。第四条还款方式4.1甲方应按约定的还款期限和还款金额，通过银行转账等方式一次性还清借款本金和利息。4.2甲方在还款过程中，如出现逾期，应支付逾期罚息，逾期罚息利率为__%。第五条担保事项5.1本借款合同无需提供担保。第六条违约责任6.1甲方未按约定时间还款的，应承担逾期罚息和其他相关违约责任。6.2乙方未按约定时间提供借款的，应承担相应的违约责任。第七条争议解决7.1双方在履行本合同过程中发生的争议，应通过友好协商解决；协商不成的，可以向有管辖权的人民法院起诉。第八条其他约定8.1本合同自双方签字（或盖章）之日起生效。8.2本合同一式两份，甲乙双方各执一份。甲方（借款人）：__________乙方（贷款人）：__________签订日期：____年__月__日____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________一、附件列表：1.借款合同主体信息表2.借款用途说明3.还款计划表4.担保物品清单（如有）5.相关法律法规文件6.贷款人授权书（如有）7.借款人财务状况报告8.其他双方认为需要附带的文件二、违约行为及认定：1.甲方未按约定时间还款：逾期还款超过合同约定的还款期限。2.甲方未按约定用途使用借款：借款用途与合同约定不符。3.乙方未按约定时间提供借款：迟延发放借款。4.乙方未按约定利率提供借款：利