英文版民间借款合同模板

英文版民间借款合同模板合同编号：__________partiesthiscontract(hereinafterreferredtoasthe"contract")ismadeandenteredintoasofthedatefirstabovewrittenandbetween:partya:address:contactperson:phonenumber:partyb:address:contactperson:phonenumber:referencesthepartiesheretohereagreeasfollows:article1definition1.1inthiscontract,unlessthecontextotherwiserequires,thefollowingtermsshallhavethefollowingmeanings:(a)"loanamount"meansthetotalamountofmoneythatpartyashalllendtopartybunderthiscontract,whichshallbenolessthanrmb100,000(onehundredthousandyuan)andnomorethanrmb1,000,000(onemillionyuan);(b)"loanterm"meansthetermoftheloangrantedpartyatopartybunderthiscontract,whichshallbenolessthan1(one)yearandnomorethan3(three)years;(c)"principal"meansthetotalamountofmoneythatpartybshallrepaytopartyaunderthiscontract,includingtheloanamountandtheinterestthereon;(d)"interest"meanstheinterestchargedontheloanamountpartyatopartyb,whichshallbecalculatedonamonthlybasisatanannualinterestrateofnolessthan6%(sixpercent)andnomorethan12%(twelvepercent);(e)"loanagreement"meansthiscontract,includingallschedules,annexesandexhibitshereto;(f)"paymentdate"meansthedateonwhichpartybshallrepaytheprincipalandinteresttopartyaunderthiscontract;(g)"eventofdefault"meansanyofthefollowingevents:(i)partybfailstomakeanypaymentunderthiscontractwhendue;(ii)partybfailstoperformanyotherobligationunderthiscontract;(iv)anyothereventthatmayreasonablybeexpectedtoadverselyaffectpartyb'sabilitytoperformitsobligationsunderthiscontract.article2loanagreement2.1partyaagreestolendtopartybtheloanamountattheinterestratesetforthinarticle1hereofforthetermsetforthinarticle1hereof.2.2partybagreestousetheloanamountforthepurposesetforthinarticle1hereofandtorepaytheprincipalandinteresttopartyainaccordancewiththetermsandconditionssetforthinthiscontract.article3interestandfees3.2partybshallpaytopartya,within30(thirty)daysaftertheendofeachcalendaryearduringthetermofthiscontract,amanagementfeeequalto1%(onepercent)oftheoutstandingprincipalamountoftheloanforsuchcalendaryear.article4repaymentofprincipalandinterest4.1partybshallrepaytheprincipalandinteresttopartyainaccordancewiththefollowingschedule:(a)within30(thirty)daysaftertheendofeachcalendarquarterduringthetermofthiscontract,partybshallrepaytopartyaanamountequalto20%(twentypercent)oftheoutstandingprincipalamountoftheloanforsuchcalendarquarter;(b)onthepaymentdate,partybshallrepaytopartyatheremainingoutstandingprincipalamountoftheloanandallaccruedandunpaidinterestthereon.4.2ifpartybfailstomakeanypaymentunderthiscontractwhendue,partyamay,atitssolediscretion,chargepartyblatefeesequalto0.5%(halfofonepercent)perdayoftheoutstandingprincipalamountoftheloanforeachdaythatsuchpaymentislate.article5defaultandtermination5.1ifanyeventofdefaultoccurs,partyamay,atitssolediscretion,declaretheentireoutstandingprincipalamountoftheloan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableimmediately.5.2ifpartybfailstocureanyeventofdefault一、附件列表：借款申请书借款人财务报表担保文件（如有）贷款用途证明文件合同双方身份证明文件贷款审批文件贷款协议副本二、违约行为及认定：未按约定时间支付本金或利息未按约定用途使用贷款未履行合同约定的其他义务发生重大不利变化影响还款能力违反法律法规或合同约定的其他情形三、法律名词及解释：借款金额：合同约定的贷款总额。贷款期限：合同约定的贷款时间长度。本金：借款人需还款的原始贷款金额。利息：借款人需支付的贷款使用费用。贷款协议：指本合同，包括所有附件、附录和exhibits。还款日期：借款人应偿还本金和利息的日期。违约行为：未履行合同约定的义务的行为。四、执行中遇到的问题及解