2025年金融服务领导者的关键战略和机遇（英）

IncollaborationwithAccenture

QuantumTechnologies:

KeyStrategiesandOpportunitiesforFinancialServicesLeaders

WHITE PAPER

JULY 2025

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders

PAGE

2

Images:GettyImages

Contents

Foreword 3

Executivesummary 4

Introduction 5

Benefitsacrossfinancialservices 6

Quantumcomputing 8

Quantumsensing 11

Quantumsecurityandquantumcommunications

15

Strategicpillarsforstakeholders 18

Conclusion 23

Appendices 24

Contributors 26

Endnotes 29

Disclaimer

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WorldEconomicForumasacontributiontoaproject,insightareaorinteraction.Thefindings,interpretationsandconclusionsexpressedhereinarearesultofacollaborativeprocessfacilitatedandendorsedbytheWorldEconomicForumbutwhoseresultsdonotnecessarily

representtheviewsoftheWorldEconomicForum,northeentiretyofitsMembers,Partnersorotherstakeholders.

©2025WorldEconomicForum.Allrightsreserved.Nopartofthispublicationmaybereproducedortransmittedinanyformorbyanymeans,includingphotocopyingandrecording,orbyanyinformationstorageandretrievalsystem.

July2025

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders

Foreword

AdamBurden

GlobalInnovationLead

andChiefSoftwareEngineer,Accenture

DavidParker

GlobalFinancialServicesIndustryPracticesChair,Accenture

JeremyJurgensManagingDirector,WorldEconomicForum

DrewPropsonHead,TechnologyandInnovationinFinancialServices,

WorldEconomicForum

Asquantumtechnologiesrapidlyadvance,theyareattractingincreasingattentionacrossindustriesgiventheirpotentialtosolvehighlycomplexproblems

andtheirdeepinterconnectionwithcybersecurity.Thefinancialservicesindustry,knownforitsearlyadoptionofemergingtechnologies,isparticularlywell-positionedtobealeaderinquantumintegration.Whiletheevolutionofquantumisstillinitsnascentstages,itisessentialthatstakeholdersthroughoutfinancialservicesshareinsightsandlessonslearnedfromexperimentation.Suchcollaborationwillbenecessarytoaccelerateinnovationandsafeguardtheintegrityoftheglobalfinancialsystem,benefittingallparticipants.

Casestudiesplayacriticalroleingroundingthisdialogue,offeringreal-worldperspectivesthatcaninformthestrategydecisionsoffinancialservicesexecutives.Theidentificationofcorepillars,orsharedareasoffocus,isequallyimportantandcanguideinstitutionsincollectivelybuildingaresilient,future-readyquantumecosystem.

Inresponsetothisneed,theWorldEconomicForumandAccenturehavebeencollaboratingtoassessthecurrentstateofquantumapplicationsinfinancialservicesandexplorerepresentativecasestudiesacrosskeydomains.Overthepastsevenmonths,wehaveconductedover30interviewsandhostedfourcommunitymeetingswithquantumandfinancial-sectorleaderstogatherperspectivesonwherequantumtechnologiesarebeingtestedandwheretheyaremostlikelytobedeployedoverthelongterm.Thispublicationdistilsthoseinsightsandoutlinesstrategicprioritiesthatfinancialinstitutionsshouldconsiderintheyearsahead.TheQuantumEconomyNetwork’s

QuantumApplicationsHub

and

IndustryTrack

presentadditionalusecasesandinsightsonquantumtechnologyapplications.

Wearedeeplygratefultoallwhocontributedtothispaper.Wehopeitprovesvaluablefordecision-makersinboththepublicandprivatesectorsandthatithelpscultivatecontinuedexchangeandcollaborationinthefast-evolvingfieldofquantumtechnologiesinfinancialservices.

Executivesummary

Asquantumtechnologiesadvance,emergingapplicationsinfinancialservicesareofferingvaluableinsightstopublic-andprivate-sectorleaders.

Thiswhitepaperexaminesemergingapplicationsofquantumtechnologiesinfinancialservicesandhighlightsprominentcasestudies.BuildingonpreviousWorldEconomicForumreportsfocusedonthequantumeconomy,1quantumsecurity2

andtechnologyandinnovationinfinancialservices,3thispublicationaimstosupportpublic-andprivate-sectorleaderswithinsightsthatcanhelpthemnavigateandprepareforquantum’srapidevolution.

FIGURE1 Keyinsightsonquantumtechnologiesforfinancialservices

Quantumcomputing

Quantumcomputingofferstheabilitytosolvehighlycomplexoptimization,

simulationanddataanalysischallenges.

Usecasesincluderiskmodelling,frauddetectionandportfoliooptimization,amongmany.

CasestudiesfromYapıKredi,IntesaSanpaoloandSantander(amongothers)showearlysuccessinquantumandquantum-inspiredapplications.

Quantumsensing

Quantumsensingexcelsinhighlyprecisemeasurementsofphysicalquantitiessuchastime,magneticfieldsoracceleration.

Usecasesarelimited,thoughincludeinfrastructuremonitoringandprecisetimingforhigh-frequencytrading.

Thismayhavelong-termpotentialinenvironmental,socialandgovernance(ESG)reportingandsustainability-focusedinvesting.

Quantumsecurityandquantumcommunications

Quantumsecuritycanleveragepost-quantumcryptography(PQC),quantumkeydistribution(QKD)and

quantumrandomnumbergenerators(QRNG)toprotectsensitivedata.

HSBCandBancoSabadell(amongothers)arepilotingquantum-secureinfrastructuretomitigatefuturecyberthreats.

Adefence-in-depthstrategy–integratingquantum-resistantandquantum

nativetechnologies–isessentialforlong-termresilience.

Strategicimperativesforfinancialservices

Forquantumtoreachitsfullpotential,engagementfrompolicy-makers,industryleadersandacademicsisneededinsixcorepillars:

Researchanddevelopment

Public-privatecollaborations

Educationandworkforcedevelopment

Infrastructureenablement

Entrepreneurshipsupport

Responsiblequantumdeployment

Whilequantumtechnologiesarestillevolving,theyarebeginningtoshowpotentialasstrategicdifferentiators.Financialservicesdecision-makersthattakethoughtful,measuredstepstodaymay

bewell-positionedtoleadfutureinnovation,strengthensecurityandbuildresilienceinanincreasinglycomplexdigitallandscape.

Introduction

Quantumtechnologiesarepoisedtotransformthefinancialservicesindustrybyofferinginnovationandsecurity.

Thefinancialservicesindustryisatatechnologicalinflectionpoint,drivenbytheadventofquantumtechnologies.Theseemergingtechnologiesholdthepotentialtotransformthefinancialsectorbyofferingnewcomputationalparadigms,enhancedsecurityandinnovativesolutionstocomplexproblems.Thiswhitepaperexploresthestrategicimperatives,opportunitiesandrisksthatquantumtechnologiespresentforfinancialservicesleaders,providingaroadmapforactionandreadiness.

Quantumtechnologiesdifferfromclassicalones,harnessingquantummechanicsprincipleslikesuperposition,entanglementandinterferencetofacilitatepowerfulnewcapabilitiesincomputing,communicationandsensing.Theseprinciplesallowquantumsystemstoprocessinformationinparallel,linkparticlesacrossdistancesandamplifycorrectoutcomeswhileeliminatingerrors.Whiletheypromisebreakthroughsinfieldslikecryptography,simulationanddataanalysis,practicalimplementationremainsasignificantscientific

andengineeringchallenge.

Quantumapplicationswithinfinancialservicesarediverse.Quantumcomputing,forinstance,hasthepotentialtooffermoreaccurateriskmodelling,frauddetectionandportfoliooptimization.4Quantumsecurityandcommunicationstechnologiesenabletheoreticallyunbreakableencryptionthroughmethodssuchasquantumkeydistribution(QKD)andquantumrandomnumbergeneration(QRNG).Complementingthis,classicalapproacheslike

post-quantumcryptography(PQC)algorithmscanbuildresistancetoquantumcomputerattacks,helpingtoprotectsensitivefinancialdatafromemergingthreats.5Meanwhile,quantumsensingprovidesprecisemeasurementcapabilitiesthatmaybeusedtoheightenthesynchronizationofhigh-frequencytrading(HFT)algorithms.6

Toderivemeaningfulvaluefromquantumtechnologies,financialinstitutionswillneedtogobeyondexperimentationandpilotphases.Strategicfocusisrequiredacrossseveralkeypillars–sustainedresearchanddevelopment(R&D)investment,infrastructureenablement,public-privatecollaboration,engagementwith

start-upsandprivateventures,targetededucationandworkforcedevelopment,andresponsiblequantumdeployment.Together,thesepillarslaythefoundationforscalingquantuminnovations

–translatingnascent,isolatedusecasesintoindustry-widetransformation.

Inthisdynamicandevolvinglandscape,financialservicesleadersmustremainagileandforward-thinking.Theintegrationofquantumtechnologiesrequiresaphasedandstrategicapproach,continuouslearningandcollaborationwithmultiplestakeholders.Byembracingquantumadvancements,financialservicesleaderscan

improveoperationalefficiency,delivergreatervaluetocustomersandstrengthenresilienceagainstemergingchallenges,pavingthewayforlong-termgrowthandstabilitywithintheindustry.

1

Benefitsacrossfinancialservices

Bydemonstratingclear,incremental

businessbenefits,quantumtechnologieshavethepotentialtocontributetotheevolutionofthefinancialsector.

Understandingthefullspectrumofquantum’simpactrequiresanuancedexaminationofthevariousdomainswithinfinancialservices.

Quantumtechnologiesareemergingasapowerfulforcewiththepotentialtoreshapethefinancialservicesindustry.Understandingthefullspectrumofquantum’simpactrequiresanuancedexaminationofthevariousdomainswithinfinancialservices.AsoutlinedinFigure2,

quantumtechnologiesintersectwithawidearrayofdomains,deliveringtangiblebusinessbenefitsincludingrevenuegenerationopportunities,increasedoperationalefficiencyandimprovedriskmanagement.Thesebenefitsmaterializewhenharnessingcertainquantumusecases.

Byimplementingquantumtechnologies,financialinstitutionsmaybeabletoofferinnovative,high-valueservicessuchasoptimizedportfolios,personalizedproductsandultra-securetransactions,attractingmorecustomersandincreasingrevenue.Operationalefficiencycanalsobeachieved,forexample,throughtheuseofquantumalgorithmsthatsupportfasterandmore

accuratefrauddetectionandimprovementsinresource-intensiveprocesses.Additionally,quantumtechnologiesholdthepotentialtoenhanceriskmanagementbyprovidingmoreaccuratemodelsandsimulations.Furthermore,theycanreduceriskthroughimprovedcryptographymethods.

Independentofquantumtechnologyuseincryptography,PQCalgorithms,alsoknownasquantum-resistantcryptographicalgorithms,canstrengthensecurityandensurecompliancewithregulatoryrequirements,reducingpenaltiesandreputationalrisks.

EarlyadoptionofPQCalignswithinternationalregulatorydirectives–suchasthoseoutlinedbytheUSNationalInstituteofStandardsand

Technology(NIST),theEuropeanUnionAgencyforCybersecurity(ENISA)andtheUKNationalCyberSecurityCentre(NCSC)–supportinglong-termcomplianceefforts.7

FIGURE2 Mappingoffinancialservicesdomainstobenefitsandcasestudies

Financialservicesdomains Benefitareas Casestudies

Banking

Marketinfrastructure

Capitalmarkets

Assetandinvestmentmanagement

Insurance

PaymentsCorebankingoperations

EnterprisetechnologyCorporatefunctions

Bettermanaged

risk/compliance

Increasedrevenue

Decreasedcost

Enhancedriskmodelling

Optimizedportfolios

Tacklingfraud

Resilientcryptographicsystems

Ultra-precisetiming

Financialfrauddetection

Financialcrashestimation

Exploringbond-hedgingstrategies

Ultra-precisetimestampsforfinancialtransactions

Quantum-safeinfrastructure

Securingtokenizedgoldtransactions

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 6

TheinterconnectedvalueofquantumtechnologiesacrossthevariousfinancialservicesdomainsillustratedinFigure2demonstratestheircontributiontodistinctbenefitareasandtheirtranslationintopracticalcasestudies,whichareexplainedindetailinsubsequentchapters.

Ultimately,quantuminnovationextendsbeyondtheoreticalpromise,offeringadirectandmultifacetedimpactonthefinancialservicesecosystem

anddrivinggreatersecuritythroughquantum-resistantcryptographyinitiatives.Suchinitiativesinclude,amongothers,Mastercard’sexplorationofpost-quantumencryption(whichboostsoperationalefficiencyviaquantum-enhancedoptimizationofsettlementprocessesandfrauddetection),JPMorganChase’scollaborationwithQCWareforcreditrisksimulations(which

strengthenslong-termresiliencethroughrobustriskmodellingandscenarioanalysisenabledbyquantumalgorithms)andHSBC’strialsinsecurequantumcommunications.8

Whilethematurityofthesequantumtechnologiesvaries,theirstrategicpotentialisnotable.Earlyadoptionmayofferadvantages,allowingfinancialinstitutionstogainaccesstoscarcetalent,developcriticalinfrastructureandestablishpartnershipsaheadofbroaderindustryuptake.Byinitiatingthistransformationearly,industrypioneerscanmitigatefuturerisksandpositionthemselvesasleadersinanincreasinglyquantum-enabledlandscape.9Firstmoversmustalsoremainmindfuloftheinherentrisksassociatedwithearlyadoptionandshouldproceedwithappropriatecaution.

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 7

2

Quantumcomputing

Quantumcomputingstandstoenhancecapabilitiesandreshapetheoperationsoffinancialinstitutions.

Quantumcomputingofferstheabilitytosolvehighlycomplexoptimization,simulationandriskanalysisproblemsatunprecedentedspeedandscale.Asthetechnologymatures,financialservicesfirmsmust

beproactiveinintegratingquantumsolutionstoensurerobustandstrategicoperationalpractices.Recentestimationssuggestthatquantumcomputingusecasesinthefinancialservicesindustrycouldgenerateupto$622billioninvalueby2035.10Someofthemostpromisingusecasescanbefoundinportfoliooptimization,tradingstrategies,optionspricing,riskmanagementandfrauddetection.

institutionstoconductthesesimulationsmoreswiftlyandaccurately,resultinginfasterandmoreprecisepricingofcomplexfinancialderivatives.11

Similarly,inalgorithmictrading,quantumcomputinghasthepotentialtosupportthedevelopmentofmoreadvancedalgorithmsthatreacttomarketchangesinrealtime.Quantumalgorithms

canevaluatenumerouspotentialoutcomessimultaneously,optimizingtradingstrategies

basedoncomplexmarketdynamicsandimprovingoveralltradingperformance.12

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 8

Asthetechnologymatures,financialservicesfirmsmustbeproactiveinintegratingquantumsolutionstoensurerobustandstrategicoperationalpractices.

Forexample,quantumcomputingoffersimportantadvancedtechniquesforportfoliooptimization.

Byefficientlyanalysingvariousinvestmentscenariosandconstraints,quantumalgorithmshavethepotentialtooptimizeassetallocations,therebyminimizingriskwhilemaximizingreturns.Thiscapabilityisparticularlybeneficialinvolatilemarketswheretraditionalmethodsmayfallshort.

Quantum-enhancedMonteCarlosimulationsalsohavethepotentialtoimprovetheefficiencyofoptionspricingpredictions.Thequadraticspeedupprovidedbyquantumalgorithmswillenablefinancial

Moreover,quantumalgorithmsenablefinancialinstitutionstoanalysecomplexmodelswithgreaterefficiency,enhancingpredictiveanalyticstoimproveanticipationofmarkettrendsandpotentialrisks.AsArvinderBharath,DigitalExpertLeadattheInternationalMonetaryFund(IMF),notes,“Simulatingcascadingeffectsonthefinancialsystemutilizingquantumcomputingwouldbeinvaluableinpredictingsystemicrisksandpreventingfinancialcrises.”Thiscapability

supportsinformeddecision-making,proactiveriskmanagementandimprovedfinancialstability.13

FIGURE3

Quantumcomputing

Withitsunmatchedcomputationalpower,quantumcomputingispoisedtotransformindustriesandenablegroundbreakingapplications.

Earlycasestudies(non-exhaustive)

Strategicadoptioncanbenefitfinancialservicesorganizationsinmultipleways.

Whyit’simportant

Benefitgained

Quantumcomputingdeliverssuperiorperformanceforcomplexcomputations,enablingbreakthroughsinoptimizationanddataanalysis.

Catalystfortransformation

Quantumcomputingactsasatransformativeforce,enablingfinancialservicesfirmstoreimaginetraditionalprocesses.Byharnessingquantumalgorithms,organizationscanexplorenewfrontiersinsolvingbusinesschallengesandanticipatingrisks.

Howtoapproachintegration

Strategicexploration

Identifykeyareaswherequantumcomputingcanaddstrategicvalueandcreateacomprehensiveplanforresponsibleintegrationintobusinessoperations.

Activeandmultifacetedengagement

Initiatepilotprojects,cultivatepartnerships,investintraining,prioritizequantumusecasesandstayinformedonadvancementstodriveinnovationandadoption.

CASESTUDY1

Financialcrashestimationwithinanetworkofsmallandmedium-sizedenterprises

Understandingandpredictingfinancialcrashesisvitalformaintainingglobaleconomicstability.Akeyprobleminfinancialmathematicsisidentifyingvulnerabilities

infinancialinstitutionnetworkstopreventcrisesthatcouldimpactbusinessesandmarkets.14TurkishbankYapıKredihastakenasignificantsteptowardsaddressingthisissuebydevelopinganinnovativeapproachtoestimatingfinancialrisks.

AspartofanR&Dinitiative,YapıKredicreatedamodeltoidentifypotentialfailurepoints

initsnetworkofsmall-andmedium-sizedenterprises(SMEs).Identifyingpotentialfailurepointsiscrucialtoavoidingpotentialdominoeffects(whereinasingledelayedpaymentmayinitiateachainreactionoffinancialdistressamonginterconnectedenterprises,ultimatelyresultinginacascadingfailureacrosstheentirefinancialnetwork).Analysingtheseintricatenetworksusingclassicalcomputing,however,isdifficultandtime-consuming.

Toovercomethis,theR&DteamusedquantumcomputingtechnologyfromD-Wave,whichallowedthemtoefficientlyexplorethousandsofpossiblescenariosandpinpointbusinessesatriskoffinancialdistress.Thisprovidedvaluableinsightsforcreditloandepartments,helpingthebankidentifyhiddenrisksnotyetreflectedincustomers’financialsandmakebetterdecisions.15

“Riskmanagementisoneofthemostcriticalcomponentsofbanking.Weappliedourmodeltoareal-lifescenariocovering4,297outofanetworkofover600,000corporateclients.Ananalysisthatwouldtraditionallytakeyearstocomputewascompletedinjustsevensecondsthankstothetechnologywedeveloped.Ourgoalistocarryourclientsintothefuturewith

amorerobustfinancialinfrastructureandtoestablishamodelthatwillshapetheindustry.”

–GökhanÖzdinç,ExecutiveVicePresident,Technology,DataandProcessManagement,YapıKredi.

Importantly,alldatawasanonymizedtocomplywithregulations.Lookingahead,YapıKrediplanstoscalethisapproachtoitsentireSMEnetworkandexpanditsusetoother

areasoftheorganization.Thisexperimentdemonstrateshowcutting-edgetechnologycanhelpfinancialinstitutionsprotectbusinesses,mitigaterisksandensurelong-termstability.

CASESTUDY2

Advantagesoffinancialfrauddetectionusingquantummachinelearning

Frauddetectionposesasignificantchallengeforfinancialinstitutions,compellingbanks

toundertakeavarietyofactivities,includingreal-timetransactionmonitoring,advancedalgorithmsandbiometricverification.

Traditionalmachinelearningalgorithms,however,oftenstruggletoaccuratelyidentifyfraudpatterns,limitingtheireffectiveness.Toaddressthis,ItalianbankIntesaSanpaoloexploredtheuseofquantumcomputingtoimprovefrauddetection.

Thebankconductedastudyusingquantummachinelearning,specificallyvariationalquantumcircuit(VQC)-basedclassifiers.Byanalysingadatasetof500,000transactions,theR&Dteamreducedthedatacomplexitytomatchcurrentquantumhardwarecapabilities.UsingIBM’squantumtools,thequantummodeloutperformedtraditionalmethodsinidentifyingfraudandachievingbetteraccuracyandefficiencywithfewerdatafeatures.Thisapproachalsointroducedtransferlearning,enablingmodelstrainedononedatasettobeappliedtoothers,cultivatingcollaborationandinnovationacrossthefinancialsector.Duetoquantumhardwarelimitations,thestudyrunbyIntesaSanpaolousedaphasedapproachstartingwithquantum-inspired(classical

hardware)solutions,followedbytheintegrationofquantumtoolswithexistingsystemsandconcludingwithfulladoptionofquantum-basedworkflowswhenavailable.Compliancewasensuredthroughanonymizeddatasetsandprivacy-by-designprinciples,aligning

withregulatorystandardsandorganizationalsecuritypractices.

Thisinitiativehighlightsthepotentialofquantumcomputingtorevolutionizefrauddetection.Byimprovingaccuracyandenablingcollaborationthroughopen-sourceplatforms,bankscanstrengthenanti-fraudmeasuresandenhanceglobalfinancialsecurity.Asquantumtechnologyadvances,itsscalabilitywillunlockevengreaterbenefitsfortheindustry.16

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 9

Earlycasestudies(non-exhaustive)(continued)

CASESTUDY3

Exploringbond-hedgingstrategieswithquantum-inspiredsolutions

Santanderexploredtheapplicationofquantum-inspired(classicalhardware)algorithmstooptimizebond-hedgingstrategies.Managinglargebooksrequiressubstantialcomputationalresources,whichareexpectedtoincreaseinvolumeinthemediumterm.Conventionalmethods,however,struggletoincorporateadditionalriskfactorsforreal-timehedging,limitingtheireffectivenessinrapidlychangingmarketenvironments.Thisoftenresultsinhighexecutioncostsandvariance,necessitatingmoreefficientsolutions.Toaddressthischallenge,SantanderBankexploredtheapplicationofquantum-inspiredalgorithmstooptimizebond-hedgingstrategies.

Thehedgeproblemwasexecutedonaquantum-inspiredoptimizationplatform,

harnessingitsabilitytohandlemillionsofdecisionvariablesefficiently.Theresultsoftheexperimentindicatedthesolution’sfasterexecutiontimeandabilitytoscaleto

agreaternumberofvariables,reducingruntimesignificantlyandenablingtheoptimizationoflargerbondportfolios.

SantanderBank’sproofofconcept(PoC)highlightedthecompetitiveperformanceofquantum-inspiredsolutions.Furtherresearch,however,isneededtoassessthecost-effectivenessofscalingthesetechnologiesforproductionenvironments.Testingotherquantum-inspiredsolutionscouldprovide

additionalinsightsintoscalabilityandefficiency.

Thisinitiativedemonstratesthefeasibilityofusingquantum-inspiredalgorithmsforbondhedging,achievingfasterexecution,improvedscalabilityandenhancedriskmanagement–showcasingitspotentialforintegrationintobroaderfinancialapplications.

Indicators

Lowtohigh–Lowisdesirable

Lowtohigh–highisdesirable

H

L

H

L

H

L

H

L

H

L

Risklevel

Implementationtimeandcost

Levelofexpertiserequired

Scalability

Maturitylevel

SeetheAppendices(A2)forothernotablecasestudies.

Multi-phaseintegrationactionplan

Phase1

Foundationandexploration

Assessavailabletechnologies.

Identifyandprioritizeusecases.

Engagewithexperts.

Conductinitialtraining.

InitiatePoC.

Establishpilotprojectcriteria.

Evaluaterisksandchallenges.

Phase2

Pilotandscaling

InitiatepilotprojectsthatexpandonPoC.

Developintegrationstrategies.

Implementtrainingprogrammes.

Forgestrategicpartnership(s).

Monitorperformancemetrics.

Allocateresourceseffectively.

Phase3

Optimizationandleadership

Continuouslyrefinesolutions.

Cultivatestrategicinnovation.

Engagestakeholdersregularly.

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 10

3

Quantumsensing

Theroleofquantumsensinginthefinancialsectorremainsnichecomparedtootherquantumtechnologies.

QuantumTechnologies:KeyStrategiesandOpportunitiesforFinancialServicesLeaders 11

Anemergingopportunityliesinsustainability-focusedinvestments,whereinquantum

sensorscanprovidehighlyaccurateenvironmentaldata.

Quantumsensingapplicationsinfinancialservicesarelimitedcomparedtoquantumcomputing,quantumsecurityandquantumcommunications.Whilethetechnologyexcelsinprecisionmeasurements,itsroleinthefinancialsectorisprimarilycentredonquantumclocksthatcanenhancealgorithmictradingbyimprovingtheaccuracyandsynchronizationofHFTalgorithms.Thisleadstobettermarketpredictionsandimprovedexecutiontiming.17

Additionally,quantumsensorswillofferopportunitiesforenhancedinfrastructuremonitoring,e.g.

throughthedetectionofstructuralvulnerabilitiesindatacentresandtransactionsystems.Thenicheapplicabilityofquantumsensing,however,alongwithitslowerscalabilitycomparedtoquantumcomputingandsecuritysolutions,makesitalonger-terminvestmentratherthananimmediatepriorityforfinancialservicesfirms.

Anotheremergingopportunityliesinsustainability-focusedinvestments,whereinquantumsensorscanprovidehighlyaccurateenvironmentaldata

toenhanceenvironmental,socialandgovernance(ESG)reportingandclimateriskassessments.

Investmentfirmscanharnessquantumsensingtoimprovesustainabilitytransparency,attractenvironmentallyconsciousinvestorsandinfluencestockvaluationsthroughESG-alignedfinancial

strategies.Furthermore,financialinstitutionscanplayaroleinadvancingquantumsensingtechnology

byfundingventuresinthisarea.Nevertheless,highsetupandoperationcosts,combinedwithunclearperformanceadvantagesofquantumsensors

overexistingsensors,arecurrentlyhinderingthetechnologyfromreachingitsfullpotential.18

Unlikequantumcomputing,whichofferswell-definedapplicationsinriskmodellin