中国银行2025双鸭山市笔试英文行测高频题含答案

中国银行2025双鸭山市笔试英文行测高频题含答案第一部分：选词填空（共5题，每题2分，总计10分）（针对双鸭山市经济转型与银行业务特点设计）1.Thelocalgovernmentis______effortstoattractmoreforeigninvestmentinthepetrochemicalindustry.A.makingB.takingC.puttingD.laying2.Despitethe______marketconditions,thebank'sloanapprovalrateremainsstableduetostrictriskcontrol.A.volatileB.stableC.fluctuatingD.prosperous3.Thenewtradepolicywill______theexportcompetitivenessofsmallandmedium-sizedenterprisesinthisregion.A.boostB.reduceC.weakenD.limit4.Thebank’sdigitaltransformationstrategyaimsto______customerserviceefficiencythroughAItechnology.A.enhanceB.diminishC.maintainD.disrupt5.Theeconomicdownturnhas______thedemandformortgagesinthisareaby15%.A.declinedB.increasedC.stabilizedD.expanded第二部分：阅读理解（共4题，每题3分，总计12分）（节选自双鸭山市金融监管政策及区域经济发展相关文章）Passage:Thedual-carbongoalhaspushedChinatoacceleratethegreenenergytransition,whichpresentsbothchallengesandopportunitiesforthebankingsector.InDongbei,acoal-dependentregion,state-ownedbanksarerequiredtoincreasegreencreditallocationby20%annually.However,thelackofmaturerenewableenergyinfrastructurecomplicatesriskassessment.ThePeople’sBankofChinahasintroducedsubsidiestoencouragebankstolendtowindandsolarprojects,butsmallbusinessesstruggletomeetcollateralrequirements.6.WhatistheprimaryfocusofChina’sdual-carbonpolicyinDongbei?A.Reducingcoalproduction.B.Promotinggreenenergyprojects.C.Strengtheningfinancialsupervision.D.Stimulatingtraditionalindustries.7.Whichofthefollowingisamajorobstacleforsmallbusinessesinobtaininggreenloans?A.Highinterestrates.B.Limitedgovernmentsubsidies.C.Collateralrequirements.D.Inadequatebanksupport.8.Accordingtothepassage,howdoesthePeople’sBankofChinamitigaterisksforbankslendingtogreenenergy?A.Byimposingstricterregulations.B.Byofferingfinancialsubsidies.C.Byreducingloanterms.D.Byguaranteeingreturns.9.WhatdoesthepassagesuggestaboutthefutureofgreenfinanceinDongbei?A.Itwilldeclineduetohighcosts.B.Itwillgrowwithpolicysupport.C.Itwillremainunchanged.D.Itwillbedominatedbyforeignbanks.第三部分：语法填空（共5题，每题2分，总计10分）（考察银行国际业务及金融术语相关语法）10.Thebank______(establish)itsbranchinthiscityfiveyearsago.11.IfmoreSMEs______(attract)tothedigitalbankingplatform,theserviceefficiencywillimprove.12.Theloanofficerasked,“______you______(be)sureabouttheborrower’srepaymentability?”13.Despitetheeconomic______(slow),thebank’sprofitmarginhasremainedpositive.14.Itisestimatedthatthecross-bordertradefinancevolume______(increase)by30%thisyear.第四部分：完形填空（共5题，每题2分，总计10分）（节选自银行内部员工培训手册，关于客户服务）Thesuccessofabank______onitsabilitytobuildlong-termrelationshipswithclients.Poorservicecan______①asignificantlossofbusiness,whileexcellentservicecan______②thebrand’sreputation.Inthiscompetitivemarket,employeesmust______③toclientneeds,whetherit’sthroughonlinebankingorin-personinteractions.Trainingprogramsshouldfocusonbothtechnicalskillsandsoftskills,suchasempathyandproblem-solving.Thebank’scustomersatisfactionsurveyshowsthat85%ofclients______④satisfiedwiththeservicequality.However,theremaining15%______⑤tobeaddressedthroughtargetedimprovements.15.①A.dependsB.reliesC.reliesD.bases16.②A.boostB.damageC.enhanceD.improve17.③A.adaptB.respondC.adjustD.adopt18.④A.areB.wereC.havebeenD.willbe19.⑤A.remainB.continueC.persistD.persist第五部分：翻译填空（共5题，每题2分，总计10分）（将金融术语从中文翻译成英文）20.银行应定期进行风险评估，以防范潜在的信用风险。→Banksshouldconduct______assessmentsregularlytopreventpotentialcreditrisks.21.供应链金融通过融资支持核心企业的上下游企业，提高整体效率。→Supplychainfinance______financingtoupstreamanddownstreambusinessesofcoreenterprises,improvingoverallefficiency.22.绿色信贷是指银行向环保项目提供的低息贷款，以促进可持续发展。→Greencreditreferstolow-interestloansprovidedbybanksto______projectstopromotesustainabledevelopment.23.银行需要建立大数据分析系统，以优化客户画像和精准营销。→Banksneedtoestablisha______systemtooptimizecustomerprofilingandtargetedmarketing.24.跨境支付结算服务有助于降低国际贸易的汇率波动风险。→Cross-borderpaymentandsettlementserviceshelp______theexchangeratefluctuationriskininternationaltrade.答案及解析第一部分：选词填空1.A.making（固定搭配“makeefforts”）2.A.volatile（市场波动性）3.A.boost（贸易政策促进竞争力）4.A.enhance（AI提升效率）5.A.declined（经济下行导致需求下降）第二部分：阅读理解6.B.Promotinggreenenergyprojects（文章强调双碳目标推动绿色能源转型）7.C.Collateralrequirements（小企业难以满足抵押要求）8.B.Byofferingfinancialsubsidies（央行提供补贴鼓励绿色贷款）9.B.Itwillgrowwithpolicysupport（政策支持将推动绿色金融发展）第三部分：语法填空10.established（过去