建设银行2025济南市笔试英文行测高频题含答案

建设银行2025济南市笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）题目：请根据语境，选择最合适的词语填入空格中。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringprofessionalstoadaptquickly.A.revolutionizedB.standardizedC.diversifiedD.centralized2.Toenhancecustomersatisfaction,thebankneedsto______itsonlineserviceplatformsandimproveuserexperience.A.optimizeB.diminishC.postponeD.neglect3.Thenewregulatorypolicyaimsto______financialrisksandensuremarketstability.A.mitigateB.amplifyC.neglectD.exploit4.Ourteam’scollaborativeeffortshave______theproject’ssuccessratebyover20%.A.augmentedB.diminishedC.delayedD.disregarded5.Thebank’ssustainabilitystrategyemphasizestheimportanceof______resourcesandreducingcarbonemissions.A.conservingB.wastingC.generatingD.exporting二、阅读理解（共4题，每题3分，共12分）题目：阅读以下短文，回答问题。Passage:Theriseofmobilebankinghastransformedhowcustomersinteractwithfinancialinstitutions.Whileconvenienceisamajoradvantage,italsoraisesconcernsaboutsecurityanddataprivacy.Accordingtoa2024reportbytheChinaBankingAssociation,over60%ofusersprefermobilebankingforitsefficiency,but45%fearpotentialfraud.Banksmustbalanceinnovationwithriskmanagementtomaintaintrust.Advancedencryptionandbiometricauthenticationarecriticalinthisdigitalera.Additionally,customereducationonsafeonlinepracticesisessentialtoreducevulnerabilities.1.Whatistheprimarybenefitofmobilebankingmentionedinthepassage?A.LowerfeesB.ConvenienceC.FastertransactionsD.Higherinterestrates2.Accordingtothereport,whatpercentageofusersareconcernedaboutmobilebankingsecurity?A.30%B.45%C.55%D.60%3.Whatmeasuresaresuggestedtoenhancemobilebankingsecurity?A.FewerauthenticationstepsB.BiometricauthenticationandencryptionC.MorephysicalbranchesD.Freeappdownloads4.Whyiscustomereducationimportantinmobilebanking?A.ToincreaseappusageB.ToreducefraudrisksC.ToattractmoreusersD.Toimprovebankprofitability三、语法填空（共5题，每题2分，共10分）题目：根据句意和语法规则，用括号中动词的适当形式填空。1.Thebank’sAI-drivenanalytics______(help)customersmakeinformedfinancialdecisions.2.Ifproperlyregulated,fintechinnovations______(benefit)bothconsumersandtheindustry.3.Traditionalbankingsystems______(face)increasingcompetitionfromdigital-onlycompetitors.4.Ourteam______(implement)anewriskassessmentmodeltoimproveaccuracy.5.Theregulatoryframework______(strengthen)toaddressemergingfinancialchallenges.四、句子改错（共5题，每题2分，共10分）题目：以下句子中各有一处错误，请指出并改正。1.Thebank’sdigitaltransformationstrategyhasbeensuccessfullyimplementbymanyinstitutions.→Correct:Thebank’sdigitaltransformationstrategyhasbeensuccessfullyimplementedbymanyinstitutions.2.Despiteofthehighcosts,customersstillpreferonlinebankingforitsflexibility.→Correct:Despitethehighcosts,customersstillpreferonlinebankingforitsflexibility.3.Financialregulationsaretoocomplexforsmallbusinessestofullyunderstand.→Noerror.4.Iftheeconomycontinuestoimprove,interestratesmayrisesignificantly.→Noerror.5.Thebank’scustomerserviceteamisavailable24/7toassistwithanyinquiries.→Noerror.五、完形填空（共5题，每题2分，共10分）题目：阅读以下短文，选择最佳选项填空。Thebankingsectorisundergoingasignificantshiftastechnologyplaysanincreasinglyvitalrole.Automation______(6)theneedformanualprocesses,allowingemployeestofocusonhigher-valuetasks.However,thisalsorequiresworkforceretrainingtoensureemployees______(7)thenewtoolseffectively.Meanwhile,theriseofopenbanking______(8)collaborationbetweentraditionalbanksandfintechcompanies.Thispartnershipcan______(9)innovativesolutionsforcustomerswhilereducingoperationalcosts.Asaresult,banksmustadaptquicklytostaycompetitive.6.A.decreasesB.increasesC.eliminatesD.maintains7.A.utilizeB.ignoreC.avoidD.replace8.A.encouragesB.restrictsC.ignoresD.challenges9.A.provideB.limitC.reduceD.eliminate六、翻译填空（共5题，每题2分，共10分）题目：将以下中文句子翻译成英文，填入空格中。1.为确保资金安全，银行实施了多重加密措施。→Toensurefinancialsecurity,thebankhasimplementedmultipleencryptionmeasures.2.数字化转型是银行业应对市场变化的必经之路。→Digitaltransformationisessentialforthebankingindustrytoadapttomarketchanges.3.银行需要加强客户教育，提高风险防范意识。→Banksneedtostrengthencustomereducationtoenhanceriskawareness.4.开放银行模式促进了跨界合作。→Theopenbankingmodelpromotescross-industrycollaboration.5.人工智能在信贷审批中的应用正在改变传统流程。→TheapplicationofAIincreditapprovalisreshapingtraditionalprocesses.答案与解析一、选词填空1.A.revolutionized解析：Digitalbankinghasbroughtamajorchangetothefinancialindustry,so"revolutionized"fitsbest.2.A.optimize解析：Thegoalistoimproveonlineplatforms,so"optimize"isthemostlogicalchoice.3.A.mitigate解析：Regulationsaimtoreducerisks,so"mitigate"(reduce)isappropriate.4.A.augmented解析：Theteam’seffortsincreasedsuccess,so"augmented"(increased)iscorrect.5.A.conserving解析：Sustainabilityinvolvesprotectingresources,so"conserve"(save)issuitable.二、阅读理解1.B.Convenience解析：Thepassagestatesthatusersprefermobilebankingfor"efficiency."2.B.45%解析：Thereportmentions"45%ofusersfearpotentialfraud."3.B.Biometricauthenticationandencryption解析：Thepassagesuggeststhesemeasurestoenhancesecurity.4.B.Toreducefraudrisks解析：Customereducationhelpspreventsecuritybreaches.三、语法填空1.helps解析：Theverbshouldagreewith"analytics"(singular).2.wouldbenefit解析：Conditionalsentencerequiresthesubjunctive.3.arefacing解析：Thebankingsystemisplural;presenttenseisneeded.4.haveimplemented解析：Theactioniscompleted;presentperfectisappropriate.5.isstrengthening解析：Theframeworkissingular;presentcontinuousshowsongoingaction.四、句子改错1.implement→implemented解析：Passivevoicerequirespastparticiple.2.Despiteof→Des