工商银行无锡市新吴区2025秋招笔试英语题专练及答案

工商银行无锡市新吴区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.无锡市新吴区作为长三角的重要科创中心，______agrowingnumberofhigh-techenterprises.A.attractsB.reducesC.neglectsD.ignores3.Thenewpolicyaimsto______SMEsbyprovidinglow-interestloans.A.stimulateB.suppressC.weakenD.isolate4.Thebank’sdigitaltransformationstrategyisdesignedto______customerexperience.A.enhanceB.degradeC.simplifyD.complicate5.Duetoregulatorychanges,someshadowbankingactivitieshavebeen______.A.legalizedB.tightenedC.expandedD.relaxed6.TheAI-drivenriskassessmentsystemhelpsbanks______creditdefaults.A.predictB.ignoreC.denyD.avoid7.Theannualfinancialreportmustbesubmittedbeforetheendof______.A.SeptemberB.OctoberC.NovemberD.December8.Thecross-borderpaymentsystemhasimprovedtheefficiencyof______transactions.A.domesticB.internationalC.localD.regional9.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalimpact.A.minimizeB.maximizeC.ignoreD.exaggerate10.TheTreasuryDepartment’snewguidelinesemphasizetheneedfor______governance.A.transparentB.opaqueC.arbitraryD.unpredictable二、阅读理解（共5题，每题2分）directions:readthepassagebelowandanswerthequestions.Passage:Theriseofblockchaintechnologyhasreshapedthefinanciallandscape,particularlyinregionslikeWuxi’sXinhuaDistrict,whereinnovationisthriving.Traditionalbanksarenowintegratingblockchainintotheiroperationstoenhancesecurityandefficiency.Forinstance,IndustrialandCommercialBankofChina(ICBC)haslaunchedablockchain-basedtradefinanceplatform,enablingfasterandmoretransparenttransactions.However,challengesremain,suchasregulatorycomplianceandscalability.Despitethesehurdles,expertspredictthatblockchainwillplayapivotalroleinthefutureoffinance,especiallyincross-borderpaymentsandsupplychainmanagement.1.Whatisthemainpurposeofthepassage?A.Tocriticizeblockchaintechnology.B.Tointroduceblockchaininfinance.C.Topromotetraditionalbanking.D.Todiscussregulatoryissues.2.Whichregionishighlightedasahubforfinancialinnovation?A.BeijingB.ShanghaiC.Wuxi’sXinhuaDistrictD.Guangzhou3.Whatisthekeybenefitofblockchainintradefinance?A.HighercostsB.SlowertransactionsC.EnhancedtransparencyD.Reducedsecurity4.Accordingtothepassage,whatchallengesdoesblockchainface?A.LackofpublicinterestB.RegulatorycomplianceandscalabilityC.HighimplementationcostsD.Limitedapplications5.Whatistheauthor’sstanceonblockchain’sfuture?A.SkepticalB.NeutralC.SupportiveD.Uncertain三、完形填空（共10题，每题1分）directions:completethepassagewiththemostsuitablewordsfromthelist.|Words:|1.innovative|2.framework|3.potential|4.compliance|5.efficiency||-|--|-|-|--|--||6.digital|7.disruptive|8.sustainable|9.regulatory|10.transformation|Thefinancialsectorisundergoinga______asfintechcompaniesdisrupttraditionalmodels.Banksmustadopt______technologiestoremaincompetitive.Forexample,ICBC’srecent______strategyincludesAI-drivenriskmanagementandcloud-basedservices.However,theseadvancementsmustalignwith______standardstoensurestability.The______ofblockchainincross-borderpaymentsalsohighlightstheneedfor______practices.Overall,theindustry’sfuturedependsonbalancinginnovationwithresponsiblegrowth.四、翻译（共5题，每题2分）directions:translatethefollowingsentencesintoEnglish.1.中国工商银行无锡新吴区分行计划在2025年推出新的绿色金融产品。2.无锡市新吴区的科创企业可以通过银行的专项贷款获得资金支持。3.数字化转型是银行提升客户服务的关键举措。4.监管机构要求金融机构加强数据安全保护。5.银行正在探索区块链技术在供应链金融中的应用。五、写作（共1题，10分）directions:writeashortessay(about100words)onthetopic:“TheRoleofFintechinModernBanking”.答案及解析一、选词填空1.A(forced)–Fintech’sgrowthpressuresbankstoinnovate.2.A(attracts)–XinhuaDistrict’stech-friendlyenvironmentdrawsenterprises.3.A(stimulate)–Low-interestloansboostSMEgrowth.4.A(enhance)–Digitaltoolsimprovecustomersatisfaction.5.B(tightened)–Regulationsrestrictshadowbanking.6.A(predict)–AIhelpsforecastcreditrisks.7.D(December)–Financialreportsareduebyyear-end.8.B(international)–Blockchainspeedsglobalpayments.9.A(minimize)–Banksaimtoreduceenvironmentalharm.10.A(transparent)–Cleargovernancebuildstrust.二、阅读理解1.B–Thepassagediscussesblockchain’simpactonfinance.2.C–Wuxi’sXinhuaDistrictishighlighted.3.C–Blockchainincreasestransparencyintrade.4.B–Regulatorycomplianceandscalabilityarechallenges.5.C–Theauthorsupportsblockchain’sfuturerole.三、完形填空1.disruptive2.digital3.transformation4.regulatory5.potential6.innovative7.efficiency8.sustainable9.framework10.compliance四、翻译1.ICBC’sWuxiXinhuaDistrictbranchplanstolaunchnewgreenfinancialproductsin2025.2.Sci-techenterprisesinWuxi’sXinhuaDistrictcansecurefundingthroughbank-specificloans.3.Digitaltransformationisakeymeasureforbankstoimprovecustomerservice.4.Regulatorybodiesrequirefinancialinstitutionstostrengthendatasecurityprotection.5.Banksareexploringtheapplicationofblockchaintechnologyinsupplychainfinance.五、写作范文TheRoleofFintechinModernBank