中信银行成都市锦江区2025秋招笔试英语题专练及答案

中信银行成都市锦江区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.allowedC.encouragedD.limited2.Duetostrictregulatoryrequirements,Chengdu-basedbanksmust______compliancewithanti-moneylaundering(AML)policies.A.ensureB.ignoreC.weakenD.delay3.Thenewmobilebankingappaimsto______customerexperiencebyintegratingAI-poweredchatbots.A.improveB.disruptC.reduceD.replace4.OurbranchinJinnjiangDistricthasachieveda15%year-on-yearincreaseindigitalbanking______.A.adoptionB.rejectionC.costD.failure5.Thebank’ssustainabilityreporthighlightseffortsto______carbonemissionsinitsoperations.A.reduceB.increaseC.ignoreD.postpone6.The______ofremotebankingserviceshasbeenagame-changerforcustomerconvenience.A.introductionB.eliminationC.delayD.neglect7.Employeesaretrainedtohandle______caseswithempathyandprofessionalism.A.stressfulB.successfulC.profitableD.unnecessary8.The______ofblockchaintechnologyintradefinancehasstreamlinedtransactionprocesses.A.adoptionB.rejectionC.avoidanceD.criticism9.Thebank’sCRMsystemhelps______customerretentionratesbytrackingbehavioraldata.A.improveB.decreaseC.ignoreD.mislead10.The______economicpoliciesinChinahaveboostedconsumerconfidenceandspending.A.restrictiveB.supportiveC.negativeD.conservative二、阅读理解（共5题，每题2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChengdu,China’sfastest-growingcities之一.Traditionalbanks,includingCITICBank,areadoptingcutting-edgetechnologieslikeAI,bigdata,andcloudcomputingtoenhanceserviceefficiency.TheJinnjiangDistrict,knownforitsthrivingtechindustry,hasbecomeahubforfintechinnovation.Localbanksarepartneringwithstartupstodevelopmobilebankingsolutionsthatcatertoyoungprofessionalsandsmallbusinesses.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideforelderlycustomers.ThePeople’sBankofChinahasintroducedstricterregulationstooverseetherapidgrowthofdigitalfinance,emphasizingriskmanagementandconsumerprotection.Despitethesehurdles,thefutureofbankinginChengdulookspromising,withmorepersonalizedandautomatedservicesonthehorizon.1.WhathasbeentheprimarydriverofdigitalbankinggrowthinChengdu?A.GovernmentsubsidiesB.TechnologicaladvancementsC.PopulationdeclineD.Increasedcompetition2.WhyistheJinnjiangDistrictsignificantforthebankingindustry?A.IthasthehighestunemploymentrateB.ItisatechinnovationcenterC.IthasthelowestbankingpenetrationD.Itfacesthemostregulatoryscrutiny3.WhatchallengesdobanksinChengdufaceindigitaltransformation?A.HighinfrastructurecostsB.LimitedcustomerbaseC.DatasecurityconcernsD.Lackofskilledemployees4.HowdoesthePeople’sBankofChinaregulatedigitalbanking?A.ByencouragingfreecompetitionB.ByimposingstrictrulesC.ByprovidingfinancialincentivesD.Byminimizinggovernmentintervention5.WhatdoesthepassagesuggestaboutthefutureofbankinginChengdu?A.ItwillremainstagnantB.ItwillbecomemoreautomatedC.ItwillfocussolelyontraditionalservicesD.Itwilldeclineduetoeconomicdownturns三、完形填空（共10题，每题1分）directions:Completethepassagewiththewordsfromthebox.Eachwordcanbeusedonlyonce.|BoxWords:|innovation|efficiency|competition|risk|compliance|automation|technology|customer|growth|market||--|--|--|||--|--|--|-|--|--|ThebankingsectorinChengduhaswitnessedsignificantchangesduetotherapid______(1).FintechcompaniesareleveragingAIandblockchaintoimprove______(2),whiletraditionalbankslikeCITICareinvestingindigitalplatformstoattractyoungerdemographics.However,theintense______(3)hasforcedinstitutionstoadoptmorecompetitivestrategies.Regulatory______(4)remainsatoppriority,especiallyafterseveralhigh-profiledatabreaches.Theintegrationof______(5)hasnotonlyenhancedservicedeliverybutalsoreducedoperational______(6).Despitetheseadvancements,banksmustbalanceinnovationwith______(7)managementtosustainlong-term______(8).InthedynamicChinese______(9),stayingaheadrequirescontinuousadaptationandcustomer-centricsolutions.四、翻译填空（共5题，每题2分）directions:TranslatethefollowingsentencesintoEnglish.1.中国银保监会要求银行加强反洗钱措施，以防止金融犯罪。2.成都作为西部金融中心，吸引了众多外资银行设立分支机构。3.数字化转型是银行业应对市场变化的唯一途径。4.中信银行的移动支付业务在四川省内市场份额领先。5.为提升客户满意度，银行推出了24小时在线客服系统。五、写作（共1题，10分）directions:Writeashortessay(about150words)onthetopic:"TheImpactofFintechonTraditionalBankinginChengdu."Includethefollowingpoints:-BrieflydescribethefintechlandscapeinChengdu.-Discusshowfintechhasaffectedtraditionalbanks.-Offeryourperspectiveonthefutureofbankinginthecity.答案及解析一、选词填空1.A(forced)-Fintech'sgrowthhascompelledtraditionalbankstoadapt.2.A(ensure)-BanksmustguaranteecompliancewithAMLpolicies.3.A(improve)-AIchatbotsenhancecustomerexperience.4.A(adoption)-Digitalbankingadoptionhasincreased.5.A(reduce)-Banksaimtolowercarbonemissions.6.A(introduction)-Remotebankingserviceshavebeenintroduced.7.A(stressful)-Handlingstressfulcasesrequiresempathy.8.A(adoption)-Blockchainadoptionhasstreamlinedtradefinance.9.A(improve)-CRMsystemsimprovecustomerretention.10.B(supportive)-Supportivepoliciesboostconsumerconfidence.二、阅读理解1.B(Technologicaladvancements)-ThepassagementionsAI,bigdata,andcloudcomputingaskeydrivers.2.B(Itisatechinnovationcenter)-TheJinnjiangDistrictishighlightedasafintechhub.3.C(Datasecurityconcerns)-Thepassagementionschallengeslikedatabreaches.4.B(Byimposingstrictrules)-ThePeople’sBankofChinaregulateswithstricterpolicies.5.B(Itwillbecomemoreautomated)-Thefutureinvolvesmorepersonalizedandautomatedservices.三、完形填空1.technology2.efficiency3.competition4.compliance5.automation6.risk7.customer8.growth9.market10.innovation四、翻译填空1.TheChinaBankingandInsuranceRegulatoryCommissionrequiresbankstostrengthenanti-moneylaunderingmeasurestopreventfinancialcrimes.2.Chengdu,asafinancialcenterinthewesternregion,hasattractedmanyforeignbankstosetupbranches.3.Digitaltransformationistheonlywayforthebankingindustrytorespondtomarketchanges.4.CITICBank’smobilepaymentbusinessleadsthemarketshareinSichuanProvince.5.Toimprovecustomersatisfaction,thebankhaslauncheda24-houronlinecustomerservicesystem.五、写作参考答案TheImpactofFintechonTraditionalBankinginChengduChengdu,athrivingfinancial