招商银行湘潭市雨湖区2025秋招笔试英语题专练及答案

招商银行湘潭市雨湖区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.Asaregionalbank,ChinaMerchantsBankneedsto______thelocaleconomybyprovidingtailoredfinancialsolutions.A.boostB.neglectC.hinderD.stabilize3.Theinterviewpanelwillassesscandidates'abilityto______complexfinancialproductsforretailclients.A.promoteB.comprehendC.rejectD.ignore4.Our湘潭分行hasfocusedon______greenfinanceinitiativestosupportsustainabledevelopment.A.expandingB.reducingC.delayingD.eliminating5.Thebank’sdigitaltransformationstrategyaimsto______customerexperiencethroughAI-drivenservices.A.deteriorateB.enhanceC.disruptD.simplify6.Inthecurrentmarketenvironment,riskmanagementremainsa______priorityforfinancialinstitutions.A.secondaryB.primaryC.optionalD.irrelevant7.Thenewbranchin雨湖区isexpectedto______thebank’smarketshareinthearea.A.decreaseB.increaseC.maintainD.merge8.Employeesareencouragedtoattendtrainingprogramsto______theirknowledgeofregulatorycompliance.A.expandB.updateC.forgetD.minimize9.Thebank’sprofitabilitydependsonitsabilityto______loandefaults.A.reduceB.expandC.ignoreD.promote10.Theseniormanageremphasizedtheimportanceof______teamworktoachieveorganizationalgoals.A.underminingB.fosteringC.questioningD.opposing二、阅读理解（共5题，每题2分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeChinaMerchantsBankareincreasinglyadoptingfintechsolutionstostaycompetitive.Inregionssuchas湘潭,wheretheeconomyisgrowingrapidly,banksneedtoexpandtheirdigitalinfrastructuretomeetrisingcustomerdemand.Greenfinancehasalsobecomeakeyfocus,withbanksinvestinginrenewableenergyprojectsandsustainablepractices.However,challengesremain,includingregulatorycomplianceandcybersecurityrisks.Despitethesehurdles,thefutureofbankinginChinaremainsbright,asinnovationcontinuestodrivegrowth.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimportanceoffintechinmodernbanking.C.Thechallengesofgreenfinance.D.Theeconomicgrowthin湘潭.2.Whydobanksin湘潭needtoexpandtheirdigitalinfrastructure?A.Toreducecosts.B.Tomeetcustomerdemand.C.Tocompetewithfintechcompanies.D.Tofocusongreenfinance.3.WhatisakeyfocusforbanksinChina?A.loandefaults.B.regulatorycompliance.C.digitaltransformation.D.cybersecurityrisks.4.Accordingtothepassage,whatisachallengeforbanks?A.Highprofitability.B.Lowcustomerdemand.C.Regulatorycompliance.D.Cybersecurityrisks.5.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Itwilldeclineduetofintechcompetition.B.Itwillstagnateduetoregulatoryhurdles.C.Itwillgrowduetoinnovation.D.Itwillremainunchanged.三、完形填空（共10题，每题1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Withthe______(1)offintech,traditionalbankshavehadtoadapttostayrelevant.Inregionslike湘潭,wheretheeconomyisbooming,bankshavetheopportunityto______(2)newmarkets.However,thisalsopresentschallenges,suchas______(3)withcomplexregulations.Toaddresstheseissues,manybankshaveinvestedindigitaltransformation.Forexample,ChinaMerchantsBankhaslaunchedseveralAI-drivenservicesto______(4)customerexperience.Additionally,greenfinancehasbecomeakeyfocus,withbankssupportingsustainableprojectsto______(5)environmentalimpact.Despitetheseefforts,risksremain.Cybersecuritythreats,forinstance,can______(6)sensitivefinancialdata.Therefore,banksmustprioritizeriskmanagementtoensurelong-termstability.Employeesalsoplayacrucialroleinthistransformation.Trainingprogramshelpthem______(7)theirskillsandknowledge.Byfosteringacultureofinnovation,bankscan______(8)theircompetitiveedge.Intheend,thesuccessofbanksinChinadependsontheirabilitytobalancetraditionwithinnovation.Onlythencanthey______(9)theevolvingneedsofcustomers.Finally,collaborationiskey.Banksneedtoworkwithregulators,fintechcompanies,andotherstakeholdersto______(10)asustainablefinancialecosystem.1.A.riseB.fallC.declineD.growth2.A.exploreB.ignoreC.neglectD.merge3.A.complianceB.conflictC.conformityD.confusion4.A.improveB.deteriorateC.disruptD.delay5.A.reduceB.increaseC.minimizeD.enhance6.A.stealB.protectC.exposeD.preserve7.A.expandB.updateC.forgetD.ignore8.A.maintainB.loseC.strengthenD.weaken9.A.meetB.ignoreC.rejectD.overlook10.A.createB.destroyC.ignoreD.oppose四、句子改错（共5题，每题2分）directions:Identifyandcorrecttheerrorineachsentencebelow.1.Thebank’sdigitalplatformwasdevelopedtoenhancecustomers’experienceandprovidemoreconvenientservices.→Corrected:Thebank’sdigitalplatformwasdevelopedto______(Hint:correcttheverbform).2.Despitetheincreasingdemandforgreenfinance,manybanksstillfailtoimplementsustainablepractices.→Corrected:Despitetheincreasingdemandforgreenfinance,manybanksstill______(Hint:correcttheverbform).3.Ifemployeesdonotattendtrainingprograms,theirskillswillquicklybecomeoutdated.→Corrected:Ifemployees______(Hint:correcttheverbform),theirskillswillquicklybecomeoutdated.4.Thenewfintechsolutionshavebeenadoptedbythebanktoimproveefficiencyandreducecosts.→Corrected:Thenewfintechsolutions______(Hint:correcttheverbform)bythebanktoimproveefficiencyandreducecosts.5.Tocomplywithregulations,thebankhasinvestedinadvancedcybersecuritymeasures.→Corrected:Thebankhasinvestedinadvancedcybersecuritymeasuresto______(Hint:correcttheverbform).五、翻译填空（共5题，每题2分）directions:TranslatetheChinesesentencesintoEnglish,fillingintheblankswiththeappropriatewords.1.为了支持当地经济发展，招商银行在湘潭市设立了新的分行。Thebankhasestablishedanewbranchin湘潭to______thelocaleconomy.2.随着金融科技的快速发展，传统银行需要不断创新以保持竞争力。Withtherapiddevelopmentoffintech,traditionalbanksneedto______toremaincompetitive.3.银行通过绿色金融项目支持可再生能源的发展。Thebanksupportsthedevelopmentofrenewableenergythrough______financeinitiatives.4.为了确保客户信息安全，银行实施了严格的安全措施。Toensure______ofcustomerinformation,thebankhasimplementedstrictsecuritymeasures.5.员工需要不断学习以适应不断变化的市场环境。Employeesneedtocontinuously______toadapttothechangingmarketenvironment.答案及解析一、选词填空1.A(forced)解析：fintech的快速发展迫使传统银行业必须创新和适应。2.A(boost)解析：作为一家区域性银行，招商银行需要通过提供定制化的金融解决方案来推动当地经济发展。3.B(comprehend)解析：面试小组将评估候选人向零售客户解释复杂金融产品的能力。4.A(expanding)解析：我们的湘潭分行专注于扩展绿色金融计划以支持可持续发展。5.B(enhance)解析：银行的数字化转型战略旨在通过AI驱动的服务提升客户体验。6.B(primary)解析：在当前的市场环境下，风险管理仍然是金融机构的首要任务。7.B(increase)解析：新的湘潭分行预计将增加银行在该地区的市场份额。8.B(update)解析：银行鼓励员工参加培训课程以更新他们对监管合规的认识。9.A(reduce)解析：银行的盈利能力取决于其降低贷款违约率的能力。10.B(fostering)解析：高级经理强调了培养团队合作以实现组织目标的重要性。二、阅读理解1.B(Theimportanceoffintechinmodernbanking)解析：文章主要讨论了金融科技在现代银行业中的重要性。2.B(Tomeetcustomerdemand)解析：文章提到银行需要扩展数字基础设施以满足不断增长的客户需求。3.C(digitaltransformation)解析：文章指出数字转型是银行关注的重点之一。4.C(regulatorycompliance)解析：文章提到监管合规是银行面临的一个挑战。5.C(Itwillgrowduetoinnovation)解析：文章预测银行业将因创新而增长。三、完形填空1.A