浦发银行泉州市南安市2025秋招笔试英文行测高频题含答案

浦发银行泉州市南安市2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）题目：阅读以下段落，从每题所给的四个选项中选出一个最合适的词填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.transformedB.revolutionizedC.standardizedD.complicated2.LocalbankingpoliciesinNan'anCityoften______theneedsofsmallandmedium-sizedenterprises(SMEs),whicharecrucialforregionaleconomicgrowth.A.neglectB.addressC.undermineD.ignore3.Toenhancecustomersatisfaction,banksmust______dataanalyticstopersonalizefinancialservices.A.integrateB.ignoreC.rejectD.minimize4.TheregulatoryenvironmentinFujianProvince______strictrequirementsonanti-moneylaundering(AML)compliance.A.imposesB.overlooksC.relaxesD.encourages5.Sustainablebankingpracticesaimto______environmentalriskswhilemaintainingprofitability.A.eliminateB.mitigateC.ignoreD.exacerbate二、阅读理解（共4题，每题3分，共12分）题目：阅读以下文章，回答问题。Passage:TheriseofdigitalbankinghasreshapedthefinanciallandscapeinChina.TraditionalbanksinregionslikeNan'an,Fujian,faceintensecompetitionfromfintechcompanies,whichleveragebigdataandAItooffermoreefficientservices.However,digitalizationalsoposeschallenges,suchascybersecurityrisksandregulatorycompliance.ThePeople'sBankofChinahasintroducedstricterrulestoensurefinancialstabilitywhilefosteringinnovation.BanksinFujianareencouragedtoadoptgreenbankingpractices,reducingtheircarbonfootprintthroughenergy-efficientoperations.1.WhatisthemainimpactofdigitalbankingontraditionalbanksinNan'an,Fujian?A.IncreasedprofitabilityB.EnhancedcustomerserviceC.HeightenedcompetitionD.Reducedregulatorypressure2.Accordingtothepassage,whatisamajorchallengeforfintechcompanies?A.HighoperationalcostsB.LimitedtechnologicalinnovationC.CybersecurityrisksD.Insufficientcustomertrust3.WhatmeasureshasthePeople'sBankofChinatakentobalanceinnovationandregulation?A.EncouragedfreecompetitionB.ImposedstricterAMLrulesC.ReducedfinancialoversightD.Promotedtraditionalbankingmodels4.Whatdoes"greenbankingpractices"refertointhecontextofthepassage?A.OfferingloanstoenvironmentalprojectsB.ReducingenergyconsumptioninoperationsC.IncreasinginterestratesonsavingsD.Expandingbranchnetworks三、语法填空（共5题，每题2分，共10分）题目：根据上下文，用括号中动词的适当形式填空。1.Thebank’snewmobileappallowscustomersto______(transfer)fundsseamlesslybetweenaccounts.2.Tocomplywithlocalregulations,financialinstitutionsmust______(submit)regularreportstotheauthorities.3.Artificialintelligenceisexpectedto______(transform)thewaybanks______(serve)clientsinthenextdecade.4.SmallbusinessesinNan'anoften______(face)challengesinaccessingcreditduetostrictlendingpolicies.5.Thebank’ssustainabilityreporthighlightsitseffortsto______(reduce)carbonemissionsby2030.四、句子改错（共4题，每题3分，共12分）题目：以下句子中各有一处错误，请指出并改正。1.TheregulatoryframeworkinFujianProvinceismoreflexiblethanotherprovincesinChina.-Error:______→Correct:______2.FintechstartupsinNan'anaregrowingrapidlybecausetheyhavefewerrestrictionsthantraditionalbanks.-Error:______→Correct:______3.Banksinthisregionmustensuretheircybersecuritymeasuresareuptodatetopreventdatabreaches.-Error:______→Correct:______4.Thebank’scustomerserviceteamishighlyefficientandalwaysrespondsquicklytoinquiries.-Error:______→Correct:______五、翻译填空（共5题，每题3分，共15分）题目：将以下中文句子翻译成英文，并填入空格中。1.为支持本地小微企业，银行提供了低息贷款政策。→______providelow-interestloanstosupportlocalSMEs.2.中国的金融科技行业正在快速发展，对传统银行业构成挑战。→ThefintechindustryinChinaisdevelopingrapidly,______traditionalbanking.3.银行需要加强风险管理，以应对日益复杂的市场环境。→Banksneedtostrengthenriskmanagementto______theincreasinglycomplexmarketenvironment.4.泉州市的金融机构在服务乡村振兴方面发挥着重要作用。→FinancialinstitutionsinQuanzhouCityplaya______roleinservingruralrevitalization.5.环境友好型银行实践有助于减少金融机构的碳排放。→Greenbankingpracticeshelp______financialinstitutions’carbonemissions.答案与解析一、选词填空1.B.revolutionized-解析：fintech（金融科技）对传统银行业的影响是颠覆性的，故选revolutionized（革命化）。2.B.address-解析：政策需要解决中小企业的需求，address（解决）符合语境。3.A.integrate-解析：银行应将数据分析技术整合到服务中，integrate（整合）最合适。4.A.imposes-解析：监管机构施加严格要求，imposes（施加）正确。5.B.mitigate-解析：可持续银行实践旨在减轻环境风险，mitigate（减轻）符合文意。二、阅读理解1.C.Heightenedcompetition-解析：文章明确提到数字银行为传统银行带来竞争压力。2.C.Cybersecurityrisks-解析：文章提到数字化带来的挑战之一是网络安全风险。3.B.ImposedstricterAMLrules-解析：央行为平衡创新与监管，加强了反洗钱规则。4.B.Reducingenergyconsumptioninoperations-解析：greenbankingpractices（绿色银行实践）指节能运营。三、语法填空1.transfer（动词原形）2.submit（动词原形）3.transform（动词原形）；serve（动词原形）4.face（动词原形）5.reduce（动词原形）四、句子改错1.Error:more→less；Correct:islessflexible-解析：比较级错误，应为“比……灵活度低”。2.Error:fewer→more；Correct:havemorerestrictions-解析：fintech公司受限制更多，应用more。3.Error:uptodate→outdated；Correct: