兴业银行淮安市淮阴区2025秋招笔试英文行测高频题含答案

兴业银行淮安市淮阴区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.compelledB.facilitatedC.deterioratedD.substituted2.Despitetheeconomic______,the淮安市淮阴区localgovernmenthasmanagedtoattractsignificantinvestmentininfrastructureprojects.A.recessionB.prosperityC.stabilityD.fluctuation3.兴业银行’scommitmenttogreenfinancehasseta______forsustainablebankingpracticesintheregion.A.benchmarkB.barrierC.threatD.conflict4.Thenewdigitalwalletsystemaimsto______theefficiencyoftransactionprocessesforsmallandmedium-sizedenterprises(SMEs)in淮安市淮阴区.A.enhanceB.disruptC.diminishD.postpone5.Theregulatory______inthebankingsectorrequiresinstitutionstostrengthenriskmanagementframeworkstopreventfinancialfraud.A.leniencyB.ambiguityC.rigorD.flexibility二、阅读理解（共4题，每题3分，共12分）Passage1Theriseofdigitalbankinghastransformedthefinanciallandscapein淮安市淮阴区.Traditionalbankslike兴业银行arefacingincreasedcompetitionfromfintechstartups,whichoffermoreuser-friendlyinterfacesandinnovativeservices.However,localregulatorshaveemphasizedtheneedforthesecompaniestocomplywithstrictfinancialoversighttoensureconsumerprotection.The淮安市淮阴区governmenthasalsopartneredwiththesedigitalbankstodeveloptailoredfinancialsolutionsforsmallbusinesses,whichhavebeenparticularly受益fromreducedtransactioncostsandfasterloanapprovals.Despitetheseadvancements,challengessuchascybersecurityanddataprivacyremaincriticalconcernsfortheindustry.1.Whatistheprimarychallengementionedforfintechcompaniesin淮安市淮阴区?A.HighoperatingcostsB.RegulatorycomplianceC.LimitedcustomerbaseD.Lackoftechnologicalinnovation2.Howhasdigitalbankingimpactedsmallbusinessesin淮安市淮阴区?A.IncreasedcompetitionB.ReducedaccesstoloansC.ImprovedfinancialservicesD.Highertransactionfees3.Whatroledoesthe淮安市淮阴区governmentplayinthedigitalbankingsector?A.Itstrictlyregulatesalldigitalbanks.B.Itencouragesfintechdevelopmentwithtailoredsolutions.C.Itprioritizestraditionalbankingoverdigitalservices.D.Itfocusessolelyonlargecorporations.4.Whichofthefollowingisalingeringconcerninthe淮安市淮阴区bankingindustry?A.RegulatoryleniencyB.CybersecurityrisksC.ExcessivecompetitionD.InsufficientcustomertrustPassage2兴业银行hasrecentlylaunchedanewgreenfinanceinitiativein淮安市淮阴区,aimingtosupportenvironmentallysustainableprojects.Theprogramofferslow-interestloanstobusinessesinvestinginrenewableenergy,wastemanagement,andgreeninfrastructure.Thismovealignswiththebank’sbroaderstrategytoreduceitscarbonfootprintandpromotesustainableeconomicgrowthintheregion.Localenvironmentalagencieshavepraisedtheinitiative,notingthatitcouldacceleratetheadoptionofgreentechnologiesin淮安市淮阴区.However,somecriticsarguethatthebankshoulddomoretoaddresstherootcausesofpollution,suchasindustrialemissions.5.Whatisthemaingoalof兴业银行’sgreenfinanceinitiative?A.Toincreaseprofitsthroughhigh-interestloans.B.Topromotesustainabledevelopmentin淮安市淮阴区.C.Toattractmorecustomersbyofferingfreeloans.D.Tocompetewithfintechcompaniesinthemarket.6.Howdoenvironmentalagenciesviewtheinitiative?A.Theyareskepticalaboutitslong-termimpact.B.Theysupportitbutsuggestmoreaggressivemeasures.C.Theybelieveitisunnecessaryfor淮安市淮阴区.D.Theyconsideritadistractionfromindustrialreforms.7.Whatisapotentialcriticismoftheprogram?A.Itlackssufficientfunding.B.Itfocusesonlyonlargeprojects.C.Itdoesnotaddresspollutionfromindustries.D.Itencouragesunsustainablebusinesspractices.8.Whatdoesthepassagesuggestabout兴业银行’sstrategy?A.Itprioritizesshort-termgainsoversustainability.B.Itiscommittedtoenvironmentalresponsibility.C.Itisunderpressuretochangeitspolicies.D.Itissolelyfocusedonindustrialloans.三、完形填空（共5题，每题2分，共10分）Thebankingsectorin淮安市淮阴区hasexperiencedsignificantchangesoverthepastdecade.Withthe______ofdigitaltechnologies,traditionalfinancialinstitutionshavehadto______theirbusinessmodelstoremaincompetitive.Oneofthemostnotabletrendshasbeentheriseofmobilebankingapps,whichhave______thewayconsumersmanagetheirfinances.However,theseadvancementshavealsobroughtchallenges,suchasincreasedcybersecurityrisksandregulatorycomplianceissues.Despitethese______,bankslike兴业银行continuetoinnovate,leveragingartificialintelligenceandbigdatatoimprovecustomerexperiences.The淮安市淮阴区governmenthasalsoplayedaroleinthistransformationby______policiesthatencouragetechnologicaladoptioninthefinancialindustry.Asaresult,淮安市淮阴区hasbecomeahubforbothtraditionalanddigitalbanking,offeringadiverserangeoffinancialservicestoitsresidents.1.A.emergence/adapt2.B.decline/expand3.C.revolution/redefine4.D.stagnation/overlook5.E.implement/foster四、语法填空（共5题，每题2分，共10分）The淮安市淮阴区bankingmarkethasevolvedrapidlyinrecentyears.Severalfactorshavecontributedtothis______(1)growth.First,the______(2)ofmobilepaymentsolutionshasmadeiteasierforconsumerstotransactfinancially.Second,regulatoryreformshave______(3)bankstoadoptmoretransparentpractices.Additionally,the______(4)economicconditionsinChinahaveencouragedmorepeopletosaveandinvest.However,theindustrystillfaceschallenges,suchastheneedforbetterriskmanagementandthe______(5)ofnewcompetitorsenteringthemarket.五、翻译填空（共5题，每题2分，共10分）The淮安市淮阴区governmenthaslaunchedanewprogramtosupportlocalSMEs.Theinitiativeaimsto______(1)accesstocapitalforsmallbusinesses,whichhavebeenstrugglingduetolimitedfunding.Theprogramincludeslow-interestloansandfinancialcounselingtohelpentrepreneursdevelopsustainablebusinessplans.By______(2)theseresources,thegovernmenthopestoreduceunemploymentandboosteconomicgrowthintheregion.Additionally,theprogramencouragestheadoptionofgreentechnologies,whichcould______(3)theenvironmentin淮安市淮阴区.Participantsarerequiredtosubmitdetailedproposalsoutliningtheirbusinessgoalsandexpectedoutcomes.The淮安市淮阴区governmentexpectstheprogramto______(4)significantimprovementsinthelocaleconomy.However,somecriticsarguethattheinitiativemay______(5)insufficientattentiontolargercorporations.答案与解析一、选词填空1.A.compelled（迫使）解析：fintech的快速发展迫使传统银行业必须创新以适应市场需求。2.A.recession（经济衰退）解析：尽管经济衰退，淮安市淮阴区政府仍成功吸引了大量基础设施投资。3.A.benchmark（基准）解析：兴业银行对绿色金融的承诺为该地区可持续银行业务设定了基准。4.A.enhance（提升）解析：新的数字钱包系统旨在提升中小企业在淮安市淮阴区的交易效率。5.C.rigor（严格性）解析：银行业监管的严格性要求机构加强风险管理以防止金融欺诈。二、阅读理解1.B.Regulatorycompliance（监管合规）解析：文章指出，监管机构要求数字银行遵守严格的金融监管，这是主要挑战。2.C.Improvedfinancialservices（改善的金融服务）解析：数字银行帮助中小企业降低了交易成本，加快了贷款审批。3.B.Itencouragesfintechdevelopmentwithtailoredsoluti