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华夏银行成都市双流区2025秋招笔试英文行测高频题含答案一、选词填空(共5题,每题2分,共10分)背景提示:以下题目涉及银行业务、金融科技及成都区域经济发展,需结合语境选择最合适的词汇。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadapttonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.automated2.Toimprovecustomersatisfaction,thebankplansto______mobilebankingserviceswithmorepersonalizedfeatures.A.integrateB.eliminateC.postponeD.reduce3.TheeconomicgrowthinChengdu’shigh-techzonehas______thedemandforcorporatebankingservices.A.decreasedB.stabilizedC.boostedD.fluctuated4.Thenewanti-fraudsystemaimsto______identitytheftbyusingbiometricverification.A.preventB.analyzeC.delayD.encourage5.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinancing.A.minimizeB.maximizeC.ignoreD.transfer二、阅读理解(共4题,每题3分,共12分)背景提示:文章节选自华夏银行成都分行关于区域金融发展的报告,涉及普惠金融、智慧银行等内容。Passage:Chengdu,asakeycityinWesternChina,haswitnessedsignificantgrowthinitsfinancialsector.Thelocalgovernmentencouragesbankstoexpandmicrofinanceservicestosupportsmallandmedium-sizedenterprises(SMEs).华夏银行成都分行haspioneereddigitalbankingsolutions,enablingreal-timefinancialtransactionsforruralbusinesses.However,challengesremain,suchaslimitedinternetinfrastructureinremoteareasandalackoffinancialliteracyamongentrepreneurs.Toaddresstheseissues,thebankcollaborateswithlocaleducationalinstitutionstoofferfinancialtrainingprograms.6.Whatisthemainfocusofthepassage?A.GovernmentpoliciesonfinancialinclusionB.ThechallengesofdigitalbankinginChengduC.华夏银行成都分行的businessexpansionD.Ruraldevelopmentthroughmicrofinance7.Accordingtothepassage,whatproblemdoesthebankfaceinremoteareas?A.HighoperationalcostsB.LimitedinternetinfrastructureC.LowcustomerdemandD.Insufficienttalentpool8.Thephrase"financialliteracy"inthepassagerefersto______.A.TheabilitytoreadfinancialreportsB.UnderstandingoffinancialmanagementC.GovernmentsubsidiesforeducationD.Investmentinfinancialtechnology9.Whatinitiativedoes华夏银行成都分行taketoimprovefinancialinclusion?A.PartneringwithlocalbusinessesB.Offeringlow-interestloansC.ConductingfinancialtrainingprogramsD.Expandingphysicalbranches三、完形填空(共5题,每题2分,共10分)背景提示:文章讲述华夏银行如何利用大数据技术优化信贷审批流程,结合成都金融科技发展趋势。ThebankingindustryinChengduhasbeentransformedbytheadoptionofbigdataanalytics.华夏银行成都分行hasimplementedanAI-drivencreditassessmentsystem,reducingapprovaltimesfromdaystohours.Thisinnovationnotonlyenhancesefficiencybutalsominimizesrisksbyanalyzingcustomerbehaviorpatterns.However,concernsaboutdataprivacypersist,promptingthebanktostrengthenencryptionprotocols.AsChengducontinuestodevelopasafinancialhub,suchtechnologiesareexpectedtoplayapivotalroleinshapingthefutureofbanking.10.Theword"transformed"inthefirstsentenceisclosestinmeaningto______.A.destroyedB.improvedC.revolutionizedD.standardized11.WhatbenefitdoestheAI-drivensystemprovide?A.HigherinterestratesB.FastercreditapprovalsC.MorephysicalbranchesD.Greatercustomerfees12.Thephrase"dataprivacy"refersto______.A.CustomerdatasecurityB.BankemployeeprivacyC.FinancialdataprotectionD.Governmentregulations13.Thelastsentencesuggeststhat______.A.ChengduwillbecomeaglobalfinancialcenterB.AIwillreplacehumanbankemployeesC.TraditionalbankingwillfadeawayD.Financialtechnologieswillcontinuetoevolve14.WhichofthefollowingisNOTmentionedasachallengeinthepassage?A.HighoperationalcostsB.DatasecurityrisksC.CustomerresistancetochangeD.Slowapprovalprocesses四、句子改错(共5题,每题2分,共10分)背景提示:以下句子涉及银行业务术语及成都本地化表达,需找出错误并改正。15.Thebankoffers"zero-fee"accountservices,whichallowscustomerstowithdrawcashwithoutanycharges.→______16.Tocomplywithinternationalregulations,thebankmustensurethatalltransactionsare"fullytraceable."→______17."Cross-selling"isastrategyusedbythebanktopromoteadditionalproductstoexistingcustomers.→______18.Thenewmobileappprovides"real-timenotifications"forallaccountactivities,includingdepositsandtransfers.→______19.Thebank’s"sustainablefinance"initiativesaimtosupportenvironmentallyfriendlyprojectsinChengdu.→______五、句子翻译(共5题,每题2分,共10分)背景提示:将以下中文句子翻译成英文,要求准确、简洁,符合银行业务语境。20.华夏银行成都分行致力于提升客户体验,通过数字化手段优化服务流程。→______21.为支持小微企业,银行推出了专项贷款计划,降低融资门槛。→______22.成都作为西部金融中心,吸引了多家金融机构在此设立区域总部。→______23.银行将加强风险控制,确保客户资金安全,防止欺诈行为。→______24.随着绿色金融的发展,银行计划加大对可再生能源项目的投资力度。→______答案与解析一、选词填空1.A(revolutionized)-Fintechhasfundamentallychangedthebankingmodel.2.A(integrate)-Combiningserviceswithpersonalizationimprovescustomerexperience.3.C(boosted)-High-techzonegrowthincreasesbankingdemand.4.A(prevent)-Biometricverificationstopsidentitytheft.5.A(minimize)-Greenfinancingreducescarbonemissions.二、阅读理解6.B(ThechallengesofdigitalbankinginChengdu)-Thepassagehighlightsinfrastructureandliteracyissues.7.B(Limitedinternetinfrastructure)-Remoteareaslackdigitalconnectivity.8.B(Understandingoffinancialmanagement)-Literacyreferstofinancialknowledge.9.C(Conductingfinancialtrainingprograms)-Thebankcollaborateswithschoolsforfinancialeducation.三、完形填空10.C(revolutionized)-Bigdatahasdramaticallychangedbanking.11.B(Fastercreditapprovals)-AIspeedsuptheprocess.12.A(Customerdatasecurity)-Privacyrelatestodataprotection.13.D(Financialtechnologieswillcontinuetoevolve)-Thepassageimpliesfutureadvancements.14.C(Customerresistancetochange)-Notmentionedinthetext.四、句子改错15.→"which"→"that"(Definingrelativeclauseneeds"that").16.→"fullytraceable"→"fullytraceableandcompliant"(Addcomplianceforclarity).17.→"Cross-selling"→"Cross-sellingis"(Missingverb).18.→"real-timenotifications"→"real-timenotificationsforallaccountactivities"(Incompletephrase).19.→"sust
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