平安银行石家庄市新华区2025秋招笔试英语题专练及答案

平安银行石家庄市新华区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分，共10分）说明：从下列选项中选出最适合填入空白处的单词，每空对应一个选项。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.optimizedD.simplified2.AsaregionalbankinShijiazhuang,PingAnBankneedsto______itsservicestomeetthespecificdemandsofclientsinXinhuaDistrict.A.generalizeB.customizeC.automateD.centralize3.Thenewmobilebankingappaimsto______customersatisfactionbyimprovingtheuserinterfaceandtransactionefficiency.A.maximizeB.minimizeC.stabilizeD.diversify4.Duetotheeconomicdownturn,thebankhashadto______itsloanapprovalprocesstoreducerisks.A.tightenB.loosenC.streamlineD.simplify5.ThebranchinXinhuaDistrictisfocusingon______itsoperationstobetterservesmallandmedium-sizedenterprises(SMEs).A.diversifyingB.intensifyingC.centralizingD.decentralizing6.CybersecurityremainsatoppriorityforPingAnBank,as______attackscontinuetothreatenfinancialstability.A.phishingB.fraudulentC.maliciousD.viral7.Thebank’scustomerserviceteamistrainedto______complexfinancialqueriesinaclearandconcisemanner.A.addressB.ignoreC.delayD.dismiss8.TheintroductionofAI-drivenchatbotshas______theworkloadofhumanagents,allowingthemtofocusonmorestrategictasks.A.reducedB.increasedC.shiftedD.allocated9.Thebranchmanageremphasizedtheimportanceof______compliancetoavoidlegalpenalties.A.regulatoryB.operationalC.financialD.ethical10.Thebank’spartnershipwithlocalbusinessesinXinhuaDistricthas______itsmarketpresenceandbrandrecognition.A.strengthenedB.weakenedC.diminishedD.fluctuated二、阅读理解（共5题，每题2分，共10分）说明：阅读以下短文，然后根据问题选择最佳答案。PassageFintechhasrevolutionizedthebankingindustryinrecentyears,transforminghowfinancialservicesaredelivered.TraditionalbankslikePingAnareunderpressuretoadoptnewtechnologiestostaycompetitive.InShijiazhuang,PingAnBankhaslaunchedseveralinitiativestomodernizeitsoperations.Thebank’smobileapphasbeenredesignedtoofferamoreseamlessuserexperience,whileAI-driventoolshelpstreamlineprocesses.Additionally,thebankhasexpandeditsSMElendingservices,recognizingthegrowingimportanceofsupportinglocalbusinessesinXinhuaDistrict.However,challengesremain,suchascybersecuritythreatsandregulatorycompliance.Byinvestingininnovationandtalentdevelopment,PingAnaimstomaintainitsleadershipintheregionalbankingmarket.1.Whathasfintechprimarilydoneforthebankingindustry?A.ReducedcompetitionB.ImprovedefficiencyC.IncreasedcostsD.Decreasedcustomerengagement2.WhyhasPingAnBankfocusedonmodernizingitsoperationsinShijiazhuang?A.ToreduceitsworkforceB.TomeetregulatoryrequirementsC.TocompetewithfintechcompaniesD.Toexpanditsinternationalpresence3.WhatnewservicehasPingAnBankintroducedtosupportlocalbusinesses?A.PersonalbankingB.CorporateloansC.SMElendingD.Wealthmanagement4.WhatchallengedoesPingAnBankstillfacedespiteitsefforts?A.LowcustomersatisfactionB.CybersecuritythreatsC.InsufficientfundingD.Highoperationalcosts5.WhatisPingAnBank’sgoalintheregion?A.TobecomethelargestbankinChinaB.TomaintainitsmarketleadershipC.TomergewithanotherfinancialinstitutionD.Tofocussolelyononlinebanking三、完形填空（共10题，每题1分，共10分）说明：阅读以下短文，其中有10处空白，每空对应一个选项。Lastyear,PingAnBankinShijiazhuanglaunchedapilotprograminXinhuaDistricttoimprovedigitalbankingservices.Theprogramaimedto______(6)______thedigitaldividebetweenurbanandruralareasbyprovidingfreefinancialliteracyworkshops.Participantslearnedaboutonlinebanking,mobilepayments,andcreditmanagement.Theinitiativewas______(7)______successful,withover1,000residentstakingpart.However,somechallengesemerged.Manyelderlycustomersstruggledto______(8)______thenewtechnology,leadingthebanktohirespecialtrainingstaff.Additionally,thebankhadtoensurethatitssystemsweresecureenoughto______(9)______fraud.Byaddressingtheseissues,PingAnhopedtomakedigitalbankingmoreaccessibletoeveryone.Theprogram’ssuccesshasencouragedthebankto______(10)______ittootherdistrictsinthecity.6.A.bridgeB.widenC.closeD.eliminate7.A.extremelyB.moderatelyC.slightlyD.poorly8.A.adapttoB.ignoreC.opposeD.master9.A.preventB.encourageC.detectD.exploit10.A.expandB.limitC.abandonD.revise四、翻译（共5题，每题2分，共10分）说明：将下列中文句子翻译成英文。1.平安银行石家庄新华区分行致力于为中小企业提供定制化金融服务。2.随着科技的进步，银行需要不断调整其业务模式以适应市场需求。3.加强数据安全防护是银行业应对网络攻击的关键措施。4.该银行通过合作推广活动，提升了其在石家庄市的市场影响力。5.为了满足客户需求，银行计划在未来三年内增加10家新网点。五、写作（共1题，10分）说明：根据以下提示写一篇短文（150-200词）。Topic：TheImportanceofFinancialLiteracyforSmallBusinessOwnersinShijiazhuangPointstocover：-Theroleoffinancialliteracyinbusinesssuccess.-ChallengesfacedbySMEownersinmanagingfinances.-Howbankscanhelpimprovefinancialliteracy.答案及解析一、选词填空答案1.A(revolutionized)2.B(customize)3.A(maximize)4.A(tighten)5.A(diversifying)6.C(malicious)7.A(address)8.A(reduced)9.A(regulatory)10.A(strengthened)解析：1."Fintechhasrevolutionized..."-"Revolutionized"fitsthecontextoftechnologytransformingbanking.2."To______itsservices..."-"Customize"alignswithtailoringservicestoregionalneeds.3."To______customersatisfaction..."-"Maximize"impliesimprovingsatisfaction.4."To______itsloanapprovalprocess..."-"Tighten"reflectsriskreduction.5."Thebranchisfocusingon______itsoperations..."-"Diversifying"suitsSME-focusedservices.6."Cybersecurityremainsatoppriorityas______attackscontinue..."-"Malicious"referstoharmfulattacks.7."Theteamistrainedto______complexqueries..."-"Address"meanstodealwiththem.8."AI-drivenchatbotshave______theworkload..."-"Reduced"fitsthecontextofefficiency.9."Themanageremphasizedtheimportanceof______compliance..."-"Regulatory"relatestolegalrules.10."Thepartnershiphas______itsmarketpresence..."-"Strengthened"indicatesgrowth.二、阅读理解答案1.B(Improvedefficiency)2.C(Tocompetewithfintechcompanies)3.C(SMElending)4.B(Cybersecuritythreats)5.B(Tomaintainitsmarketleadership)解析：1.Thepassagementionsfintech"transforminghowfinancialservicesaredelivered,"implyingefficiencygains.2.Thebank"isunderpressuretoadoptnewtechnologiestostaycompetitive,"suggestingcompetitionwithfintech.3."ThebankhasexpandeditsSMElendingservices,"directlystatesthefocusonSMEs.4."Cybersecuritythreatsandregulatorycompliance"arelistedaschallenges.5."PingAnaimstomaintainitsleadershipintheregionalbankingmarket"isthemaingoal.三、完形填空答案6.A(bridge)7.A(extremely)8.A(adaptto)9.A(prevent)10.A(expand)解析：6."To______thedigitaldivide"-"Bridge"meanstoconnectgaps.7."Theinitiativewas______successful"-"Extremely"fitsthehighparticipationrate.8."Manyelderlycustomersstruggledto______thenewtechnology"-"Adaptto"impliesadjustingtoit.9."Toensuresystemsweresecureenoughto______fraud"-"Prevent"meansstoppingfraud.10."Theprogram’ssuccesshasencouragedthebankto______it..."-"Expand"suggestsscalingup.四、翻译答案1.PingAnBank’sbranchinXinhuaDistrict,Shijiazhuang,iscommittedtoprovidingcustomizedfinancialservicesforsmallandmedium-sizedenterprises.2.Withtheadvancementoftechnology,banksneedtocontinuouslyadjusttheirbusinessmodelstomeetmarketdemands.3.Strengtheningdatasecuritymeasuresisakeystepforthebankingindustrytocombatcyberattacks.4.Throughcooperativepromotioncampaigns,thebankhasenhanceditsmarketinfluenceinShijiazhuang.5.Tomeetcustomerneeds,thebankplanstoopen10newbranchesinthenextthreeyears.五、写作范文TheImportanceo