光大银行佛山市禅城区2025秋招笔试英文行测高频题含答案

光大银行佛山市禅城区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）（本部分考察词汇在语境中的运用能力，结合银行业务和佛山东部经济特点）1.TherapiddevelopmentofthefintechindustryinFoshanhascreatednew______forbankstoimprovecustomerservice.A.chancesB.challengesC.opportunitiesD.risks2.Tomeetregulatoryrequirements,thebankmuststrengthenits______inanti-moneylaundering(AML)practices.A.complianceB.efficiencyC.flexibilityD.innovation3.ThebranchinNanjiangDistrictisstrategicallylocatedtoservethegrowing______intheelectronicsmanufacturingsector.A.demandB.supplyC.competitionD.investment4.Ourdigitalbankingplatformaimstoenhancethe______ofonlinetransactionsforbothbusinessesandindividuals.A.convenienceB.complexityC.securityD.cost5.Thebank’sriskmanagementteamneedstoassessthe______ofloandefaultsinthecurrenteconomicclimate.A.probabilityB.benefitC.certaintyD.reduction二、阅读理解（共4题，每题3分，共12分）（本部分选材涉及银行业数字化转型、佛山东部产业政策及国际金融趋势）Passage1Foshan,akeycityinGuangdong’sPearlRiverDelta,hasbeenactivelypromotingtheintegrationoffinanceandtechnology.ThelocalgovernmentencouragesbankstoleveragebigdataandAItooptimizeservicesforsmallandmedium-sizedenterprises(SMEs).AccordingtoareportbytheFoshanBankingAssociation,digitalbankingadoptionintheregiongrewby15%in2024,drivenbythedemandforfaster,moresecuretransactions.However,challengessuchascybersecurityanddataprivacyremainsignificantconcernsforfinancialinstitutions.1.WhatistheprimaryfocusofFoshan’sfintechpolicy?A.Reducingbankingcosts.B.ExpandingSMEservices.C.Increasingforeigninvestment.D.Strengtheningregulatoryoversight.2.Accordingtothepassage,whatchallengesdobanksinFoshanface?A.Highcompetitionfromforeignbanks.B.Insufficientgovernmentsupport.C.Cybersecurityanddataprivacyissues.D.Lowadoptionofdigitalbanking.Passage2TheBankofChinarecentlylaunchedagreencreditinitiativeinFoshantosupportenvironmentallyfriendlyprojects.Theprogramprovidespreferentialinterestratesforbusinessesinvestinginrenewableenergy,suchassolarandwindpower.Foshan’selectronicsmanufacturingsector,whichaccountsfor30%ofthecity’sGDP,isalsoencouragedtoadoptsustainablepractices.TheinitiativealignswithChina’sdual-carbongoalsandaimstoreducetheregion’scarbonfootprintby2030.3.WhichsectorinFoshanisbeingencouragedtoadoptsustainablepractices?A.Realestatedevelopment.B.Electronicsmanufacturing.C.Traditionalagriculture.D.Transportationservices.4.Whatisthelong-termgoalofthegreencreditinitiative?A.Toincreasegovernmentrevenue.B.Toreducecarbonemissions.C.Toattractmoreforeigninvestors.D.Toimprovebankingefficiency.三、语法填空（共5题，每题2分，共10分）（本部分考察语法结构在金融语境中的应用）1.ThenewbranchinGaozhaoDistrict______toservetheexpandingretailmarketinthearea.(verbform)2.Iftheinterestrates______highernextyear,thebankmayneedtoreviseitsloanpolicies.(ifcondition)3.Ourcreditassessmentmodel______onbigdataanalyticstoevaluateborrowerrisks.(verbform)4.Theregulatorycommittee______mettodiscusstheupdatedAMLguidelineslastTuesday.(verbform)5.Customersareadvisedto______theiraccountsregularlytopreventfraud.(verbform)四、句子改错（共4题，每题3分，共12分）（本部分针对金融英语中的常见错误进行纠正）1.Thebank’sfinancialperformancehasbeenimprovedsignificantlyduringthepastquarter.(errortype)2.Theloanapplicantmustsubmittworecentpaystubsandavalididentificationcard.(errortype)3.Wesuggestthatthebankshouldinvestmoreindigitalmarketingtoattractyoungcustomers.(errortype)4.Despiteoftheeconomicdownturn,thebank’sprofitshaveincreasedby10%.(errortype)五、完形填空（共5题，每题2分，共10分）（本部分选材围绕光大银行佛山分行业务拓展及区域经济发展）Lastyear,theBankofGreatWall(BOG)openeditsfirstbranchinFoshan’snewlydevelopedQianjiangDistrict.Thelocationwaschosenbecauseofthedistrict’srapidgrowthinhigh-techindustries,includingsemiconductorsandrobotics.ThebranchhasalreadybecomeakeyfinancialpartnerforlocalSMEs,offeringtailoredsolutionssuchassupplychainfinanceandtradeloans.However,thebankfacescompetitionfromseveralforeign-ownedbanksinthearea.Tostayahead,BOGplanstoenhanceitsdigitalservicesandrecruitmorelocaltalentwithexpertiseinfintech.1.WhywasQianjiangDistrictselectedasthelocationforthenewbranch?A.Ithasalargepopulation.B.Ithasastrongindustrialbase.C.Itisclosetothegovernmentheadquarters.D.Ithaslowoperatingcosts.2.WhattypesofservicesdoesthebranchoffertoSMEs?A.Personalloansandmortgages.B.Supplychainfinanceandtradeloans.C.Wealthmanagementandretirementplanning.D.InvestmentbankingandIPOservices.3.WhatchallengesdoesBOGfaceinQianjiangDistrict?A.Regulatoryrestrictions.B.Highlaborcosts.C.Competitionfromforeignbanks.D.Inadequateinfrastructure.4.HowdoesBOGplantoimproveitsmarketposition?A.Byreducinginterestrates.B.Byexpandingitsphysicalnetwork.C.Byenhancingdigitalservices.D.Byofferingfreefinancialadvice.5.WhatdoesthepassagesuggestaboutthefutureoffintechinFoshan?A.Itwilldeclineduetoeconomicinstability.B.Itwillgrowwithindustrialdevelopment.C.Itwillbedominatedbyforeignbanks.D.Itwillfocusonlyonlargeenterprises.答案与解析一、选词填空1.C(opportunities)解析：Therapiddevelopmentoffintechcreateschancesforbankstoinnovate,butthequestionemphasizespotentialbenefits,making"opportunities"thebestfit.2.A(compliance)解析：Regulatoryrequirementsdemandstrictadherencetorules,hence"compliance."3.A(demand)解析：Theelectronicssector’sgrowthincreasestheneedforbankingservices,so"demand"isappropriate.4.A(convenience)解析：Digitalbankingaimstomaketransactionseasier,so"convenience"alignswiththecontext.5.A(probability)解析：Riskassessmentinvolvesestimatingthelikelihoodofdefaults,making"probability"thecorrectterm.二、阅读理解1.B解析：ThepassagehighlightssupportforSMEsthroughdigitalbanking.2.C解析：Cybersecurityanddataprivacyareexplicitlymentionedaschallenges.3.B解析：Thetextmentionstheelectronicsmanufacturingsectorbeingencouragedtoadoptsustainability.4.B解析：Theinitiative’sgoalistoreducecarbonemissions,asstatedinthepassage.三、语法填空1.isintended解析："intendtodo"expressespurpose,andthesubjectissingular("Thenewbranch").2.were解析：Thefirstconditionalrequiresthepasttense("Ifrateswerehigher").3.relies解析："Relianceon"isafixedcollocationwith"dataanalytics."4.had解析：Thepastperfecttense("hadmet")indicatesanactioncompletedbeforeanotherpas