兴业银行嘉兴市海宁市2025秋招笔试英文行测高频题含答案

兴业银行嘉兴市海宁市2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）背景提示：题材围绕金融科技、长三角一体化及银行业数字化转型展开。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingmodel,requiringinstitutionstoadaptquicklytonewmarket__________.A.revolutionized/challengesB.transformed/opportunitiesC.modernized/competitorsD.digitized/trends2.Withthe__________oftheYangtzeRiverDeltaeconomiczone,cross-regionalfinancialservicesdemandmore__________cooperationbetweenbanksinZhejiang,Jiangsu,andAnhui.A.establishment/strategicB.expansion/competitiveC.integration/collaborativeD.growth/regulatory3.兴业银行通过大数据分析优化信贷审批流程，显著__________theprocessingtimewhile__________theriskoffraud.A.reduced/minimizingB.shortened/enhancingC.extended/reducingD.stabilized/balancing4.Thebank’snewmobileappaimsto__________customerengagementbyofferingpersonalizedfinancial__________.A.boost/servicesB.improve/productsC.enhance/solutionsD.increase/investments5.Climatechangeposesalong-term__________tothebankingsector,forcinginstitutionstoprioritizesustainable__________intheirinvestments.A.threat/policiesB.challenge/practicesC.risk/operationsD.hazard/frameworks二、阅读理解（共4题，每题3分，共12分）背景提示：文章节选自中国人民银行关于长三角金融科技发展规划的报告。Passage:TheYangtzeRiverDeltahasemergedasaglobalhubforfinancialinnovation,drivenbypolicysupportandtechnologicaladvancements.CitieslikeHangzhou,Suzhou,andWenzhouareleadingthewayindigitalbanking,blockchainapplications,andAI-drivenservices.However,challengesremain,includingregulatoryharmonizationanddatasecuritygaps.兴业银行hasbeenattheforefront,collaboratingwithlocalgovernmentstopilotcross-borderpaymentsystemsandgreenfinanceinitiatives.Theregion’sbanksarealsoinvestingheavilyincybersecuritytomitigaterisksamidincreasingcyberthreats.6.Whatistheprimaryfocusofthepassage?A.TheeconomicimpactoffintechintheYangtzeRiverDelta.B.Regulatorychallengesincross-regionalbanking.C.兴业银行’sinitiativesindigitalbanking.D.TheroleofAIinfinancialservices.7.WhichcityisNOTmentionedasaleaderinfinancialinnovation?A.HangzhouB.NingboC.SuzhouD.Wenzhou8.Whatdoesthepassagesuggestasakeychallengefortheregion?A.Insufficientfundingforfintechprojects.B.Lackofskilledprofessionalsinbanking.C.Regulatoryanddatasecurityissues.D.Limitedcustomeradoptionofdigitalservices.9.兴业银行isdescribedas:A.Acompetitortolocalfintechfirms.B.Aninnovatorincross-borderpayments.C.Aregulatorforregionalbanks.D.Acriticofgreenfinanceinitiatives.三、完形填空（共5题，每题2分，共10分）背景提示：题材围绕银行业客户关系管理及数字化转型。Thebankingindustryisundergoinga__________transformation,wheretechnologyisnolongera__________butanecessity.Customersnowexpectseamlessexperiencesacross__________channels—online,mobile,andin-branch.Bankslike兴业银行areadoptingomni-channelstrategiesto__________thisdemand.Forinstance,theirAI-poweredchatbotshandleroutineinquiries,whilehumanagentsfocusoncomplexcases.Dataanalyticsplaysapivotalrolein__________,allowingbankstooffertailoredproductsand__________fraud.However,thesuccessoftheseinitiativeshingesontheabilityto__________customerdatasecurely.10.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting11.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting12.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting13.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting14.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting四、句子改错（共4题，每题2分，共8分）背景提示：题材涉及银行业务英语表达。15.Thebankwilllaunchanewcreditcardnextmonthwhichoffers5%cashbackonallpurchases.→_________16.Ourteamisworkingonaprojecttoimprovetheefficiencyofonlinetransactionsbyusingblockchaintechnology.→_________17.CustomersshouldprovidetheirIDcardandaproofofincomewhenapplyingforamortgageloan.→_________18.Thebank’smobileapphasbeenupdatedtoincludeafeaturethatallowsuserstotransfermoneyinstantly.→_________五、翻译填空（共5题，每题2分，共10分）背景提示：题材围绕兴业银行社会责任及绿色金融。19.“兴业银行iscommittedtoreducingitscarbonfootprintbyinvestinginrenewableenergyprojects.”→_________20.“Thebankofferslow-interestloanstosupportsmallbusinessesintheYangtzeRiverDelta.”→_________21.“DigitalbankinghasmadefinancialservicesmoreaccessibletoruralcommunitiesinZhejiang.”→_________22.“Thebankcollaborateswithlocalgovernmentstopromotesustainablefinancialpractices.”→_________23.“Ourcustomerserviceteamisavailable24/7toassistclientswiththeirbankingneeds.”→_________答案与解析一、选词填空1.B(transformed/opportunities)-解析：Fintech改变了传统银行业，创造了新市场机遇。2.C(integration/collaborative)-解析：长三角一体化需要银行加强合作。3.A(reduced/minimizing)-解析：大数据分析缩短审批时间并降低风险。4.C(enhance/solutions)-解析：移动应用通过个性化方案提升客户参与度。5.B(challenge/practices)-解析：气候变化对银行业构成长期挑战，需优先可持续实践。二、阅读理解6.A-解析：文章主要讨论长三角金融科技的经济影响。7.B-解析：宁波未被提及。8.C-解析：监管和数据安全是关键挑战。9.B-解析：兴业银行为跨境支付创新者。三、完形填空10.gradual/tool/multiple/meet/detecting/protecting11.gradual/tool/multiple/meet/detecting/protecting12.gradual/tool/multiple/meet/de