浦发银行潍坊市潍城区2025秋招笔试英语题专练及答案

浦发银行潍坊市潍城区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblank.1.ThebankingsectorinWeifanghasseensignificant______indigitaltransformationoverthepastdecade.A.developmentB.growthC.progressD.innovation2.Duetothetightlabormarket,thecompanyhadto______highersalariestoattracttalent.A.offerB.provideC.grantD.award3.Ourteamisworkingonaprojectto______theefficiencyoffinancialservicesforlocalSMEs.A.enhanceB.improveC.boostD.elevate4.Thenewregulationswill______compliancecostsforbanksoperatinginWeifang.A.increaseB.reduceC.raiseD.lower5.Thebank’scustomerserviceisknownforits______andresponsiveness.A.professionalismB.efficiencyC.reliabilityD.competence6.Theeconomicdownturnhas______lendingactivitiesintheregion.A.declinedB.decreasedC.diminishedD.reduced7.Thebankiscommittedto______sustainablebankingpractices.A.adoptingB.implementingC.enforcingD.promoting8.Themergerwill______thebank’smarketshareintheWeifangarea.A.expandB.growC.strengthenD.increase9.Thebranchmanageremphasizedtheimportanceof______riskmanagementinthecurrentenvironment.A.robustB.strongC.effectiveD.strategic10.Thedigitalwalletwill______convenienceforcustomersbyintegratingmultiplepaymentservices.A.provideB.offerC.deliverD.supply二、阅读理解（共5题，每题2分）directions:Readthepassagebelowandanswerthequestions.Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinWeifang.Localbanksareincreasinglyadoptingdigitalsolutionstoimprovecustomerexperienceandoperationalefficiency.Forinstance,thePeople’sBankofWeifanghaslaunchedamobilebankingappthatintegratesreal-timefinancialadvice,paymentservices,andwealthmanagementtools.Thisshifthasnotonlyreducedtransactiontimesbutalsoexpandedthebank’sreachtoruralareas.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideamongelderlycustomers.Thegovernmenthasintroducedpoliciestosupportbanksintheseefforts,includingsubsidiesfordigitalinfrastructureandtrainingprogramsforstaff.Expertspredictthatbanksthatfailtoadaptwilllosecompetitivenessinthelongrun.1.Whatisthemainfocusofthepassage?A.Thechallengesoffintechadoption.B.TheimpactoffintechonWeifang’sbankingsector.C.Governmentpoliciesforfinancialinstitutions.D.Theroleofmobilebankingapps.2.Whichofthefollowingismentionedasabenefitoffintech?A.Increasedcompliancecosts.B.Reducedtransactiontimes.C.Higherlaborexpenses.D.Decreasedmarketshare.3.Whatissueishighlightedasachallengeforbanks?A.Highcompetition.B.Datasecurityrisks.C.Limitedgovernmentsupport.D.Lowcustomersatisfaction.4.Howdoesthegovernmentplantoassistbanks?A.Byimposingstricterregulations.B.Byofferingfinancialincentives.C.Byreducingtaxes.D.Byincreasingpenalties.5.Whatdoesthepassagesuggestaboutbanks’future?A.Theywilldominatethemarket.B.Theymustadapttosurvive.C.Theywillfocusonlyonruralareas.D.Theywilleliminatecompetition.三、完形填空（共10题，每题1分）directions:Completethepassagewiththemostsuitablewordsfromthelist.Passage:ThebankingsectorinWeifangisundergoingaperiodofsignificantchange.Traditionalfinancialinstitutionsarenowleveragingtechnologyto______(6)customerneeds.Forexample,theIndustrialandCommercialBankofWeifanghasintroducedanAI-poweredchatbotto______(7)inquiries24/7.Thisinnovationhasnotonlyimprovedservicequalitybutalso______(8)operationalcosts.However,thetransitionisnotwithoutits______(9).Manyemployeesareconcernedaboutjobsecurityasautomationtakesoverroutinetasks.Thebankhasrespondedbyofferingretrainingprogramstohelpworkersadapt.Inthelongterm,sucheffortsareexpectedto______(10)thebank’scompetitiveness.Words:6.A.meetB.addressC.fulfillD.satisfy7.A.handleB.processC.respondD.manage8.A.reduceB.cutC.decreaseD.minimize9.A.challengesB.obstaclesC.difficultiesD.issues10.A.enhanceB.boostC.improveD.strengthen四、翻译填空（共5题，每题2分）directions:TranslatethefollowingsentencesintoEnglish.1.潍坊市近期推出了多项政策支持中小企业发展。2.随着数字经济的崛起，银行需要加快创新步伐。3.我们银行致力于为客户提供安全、便捷的金融服务。4.金融科技的发展正在重塑传统银行业务模式。5.银行员工应具备良好的沟通能力和风险管理意识。五、写作（共1题，10分）directions:Writeashortessay(about150words)onthetopic:"TheImportanceofDigitalTransformationinBanking."答案及解析一、选词填空1.B.growth解析：ThebankingsectorinWeifanghasseensignificant"growth"indigitaltransformation.（潍坊银行业在数字化转型方面取得了显著“增长”）2.A.offer解析：Duetothetightlabormarket,thecompanyhadto"offer"highersalariestoattracttalent.（由于劳动力市场紧张，公司不得不“提供”更高的薪水来吸引人才）3.B.improve解析：Ourteamisworkingonaprojectto"improve"theefficiencyoffinancialservicesforlocalSMEs.（我们的团队正在开展一个项目，以“提高”当地中小企业金融服务的效率）4.C.raise解析：Thenewregulationswill"raise"compliancecostsforbanksoperatinginWeifang.（新法规将“提高”潍坊运营银行合规成本）5.C.reliability解析：Thebank’scustomerserviceisknownforits"reliability"andresponsiveness.（该银行的客户服务以其“可靠性”和响应速度而闻名）6.A.declined解析：Theeconomicdownturnhas"declined"lendingactivitiesintheregion.（经济下行导致该地区贷款活动“减少”）7.A.adopting解析：Thebankiscommittedto"adopting"sustainablebankingpractices.（该银行致力于“采用”可持续的银行业务实践）8.D.increase解析：Themergerwill"increase"thebank’smarketshareintheWeifangarea.（合并将“增加”该银行在潍坊地区的市场份额）9.A.robust解析：Thebranchmanageremphasizedtheimportanceof"robust"riskmanagementinthecurrentenvironment.（分行经理强调了在当前环境下“健全”风险管理的必要性）10.B.offer解析：Thedigitalwalletwill"offer"convenienceforcustomersbyintegratingmultiplepaymentservices.（数字钱包通过整合多种支付服务为顾客“提供”便利）二、阅读理解1.B.TheimpactoffintechonWeifang’sbankingsector.解析：ThepassageprimarilydiscusseshowfintechhastransformedbankinginWeifang,includingbenefitsandchallenges.2.B.Reducedtransactiontimes.解析：Thetextmentionsthatdigitalsolutionshave"reducedtransactiontimes."3.B.Datasecurityrisks.解析：Thepassagehighlights"datasecurityrisks"asachallengeforbanks.4.B.Byofferingfinancialincentives.解析：Thegovernmentplanstoassistbanksthrough"subsidiesfordigitalinfrastructure."5.B.Theymustadapttosurvive.解析：Expertspredictthatbanks"willlosecompetitivenessiftheyfailtoadapt."三、完形填空6.B.address7.C.respond8.A.reduce9.A.challenges10.D.strengthen四、翻译填空1.WeifangCityhasrecentlyintroducedseveralpoliciestosupportthedevelopmentofsmallandmedium-sizedenterprises.2.Withtheriseofthedigitaleconomy,banksneedtoacceleratetheirpaceofinnovation.3.Ourbankiscommittedtoprovidingsafeandconvenientfinancialservicestocustomers.4.Thedevelopmentoffintechisreshapingtraditionalbankingbusinessmodels.5.Bankemployeesshouldpossessstrongcommunicationskillsandriskmanagementawareness.五、写作（参考范文）TheImportanceofDigitalTransformationinBankingIntoday’srapidlyevolvingfinanciallandscape,digitaltransformationhasbecomeacriticalfactorforbankstoremaincompetitive.Theintegrationoftechnologynotonlyenh