广发银行扬州市邗江区2025秋招笔试英文行测高频题含答案

广发银行扬州市邗江区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.compelledB.facilitatedC.hamperedD.marginalized2.Thenewpolicyaimsto__________smallandmedium-sizedenterprisesbyreducingregulatoryburdensandimprovingaccesstocapital.A.suppressB.stimulateC.isolateD.eliminate3.Thebank’scustomerserviceteamishighly__________inresolvingcomplexfinancialissuesandensuringclientsatisfaction.A.incompetentB.efficientC.negligentD.ambiguous4.Themergerisexpectedto__________thebank’smarketshareandenhanceitscompetitiveedgeintheregionalmarket.A.diminishB.stabilizeC.expandD.deteriorate5.Thelocalbranch’ssuccessislargelyattributedtoits__________approachinunderstandingandmeetingcommunityneeds.A.passiveB.proactiveC.rigidD.reactive二、阅读理解（共4题，每题3分，共12分）1.Passage:Thearticlehighlightstheimportanceofdigitaltransformationinbanking,notingthatinstitutionsfailingtoadoptmoderntechnologiesrisklosingmarketrelevance.TheintegrationofAIandbigdataanalyticshasenabledbankstoofferpersonalizedservicesandimproveoperationalefficiency.However,challengessuchascybersecurityanddataprivacyremainsignificantconcerns.WhichofthefollowingstatementsisNOTmentionedinthepassage?A.Digitaltransformationisessentialforbankingsuccess.B.AIandbigdataanalyticsenhancecustomerexperiences.C.Allbankshavefullyimplementeddigitalsolutions.D.Cybersecurityisamajorchallengeforfinancialinstitutions.2.Passage:ThereportexaminestheimpactofinterestratefluctuationsonsmallbusinessesinYangzhou.RisingborrowingcostshavemadeitharderforSMBstosecureloans,whilelowerratescouldstimulateinvestment.Thegovernment’srecentreliefmeasures,suchastaxincentives,haveprovidedsomereliefbutareinsufficienttoaddresssystemicissues.Whatistheprimaryfocusofthepassage?A.Thegovernment’sroleineconomicpolicy.B.ThechallengesfacedbySMBsintheYangzhouregion.C.Theglobaltrendsininterestrates.D.Thebenefitsofdigitalbankingforenterprises.3.Passage:Astudyrevealsthatcustomersatisfactioninthebankingsectoriscloselylinkedtoserviceresponsiveness.Brancheswithfasterresolutiontimesandmoreaccessiblestafftendtoretainclientslonger.Thereportalsosuggeststhatremotebankingserviceshavegainedpopularity,especiallyamongyoungerdemographics.Whatdoesthepassageimplyaboutfuturebankingtrends?A.Traditionalbrancheswillbecomeobsolete.B.Remotebankingserviceswillreplacephysicalbranches.C.Customerservicequalitywillremainthekeydifferentiator.D.Oldercustomerspreferin-personbanking.4.Passage:Thelocalbranch’sprofitabilityhasdeclinedduetoincreasedcompetitionfromfintechstartupsandlargerbanksofferinglowerfees.Tocounterthis,thebranchhasinvestedinstafftrainingtoimproveexpertiseinwealthmanagementandadvisoryservices.Preliminaryresultsshowamodestrecoveryincustomerengagement.Whatactionhasthebranchtakentoaddressitschallenges?A.Reducedoperatingcosts.B.Enhancedservicecapabilities.C.Expandedphysicallocations.D.Increasedmarketingefforts.三、语句改错（共5题，每题2分，共10分）1.Thebank’srecent__________indigitalbankingserviceshassignificantlyimprovedcustomer__________.Correcttheunderlinedword(s):→initiative/engagement2.Manysmallbusinessesin__________Yangzhouarestrugglingwith__________high-interestloans.Correcttheunderlinedword(s):→the/accessto3.Thenewpolicywill__________affectthe__________profitabilityofregionalbanks.Correcttheunderlinedword(s):→notonly/their4.Customersareincreasingly__________aboutdataprivacy,especiallyafter__________databreaches.Correcttheunderlinedword(s):→concerned/several5.Themergerwill__________thebank’smarketsharebut__________itsoperationalefficiency.Correcttheunderlinedword(s):→increase/reduce四、完形填空（共5题，每题2分，共10分）Theriseofmobilebankinghas__1__thewaypeoplemanagetheirfinances.Unliketraditionalbanking,mobileappsallowcustomerstoperformtransactionsanytime,anywhere.However,thisconveniencehasalso__2__newsecuritychallenges.Hackersareconstantly__3__toexploitvulnerabilitiesindigitalplatforms.Toaddressthis,banksmust__4__strongerencryptionandbiometricauthentication.Additionally,educatingcustomersaboutsafepractices,suchasusingcomplexpasswordsandavoidingphishingscams,is__5__.1.A.revolutionizedB.standardizedC.complicatedD.ignored2.A.introducedB.reducedC.eliminatedD.amplified3.A.attemptingB.preventingC.ignoringD.encouraging4.A.developB.weakenC.neglectD.integrate5.A.unnecessaryB.essentialC.optionalD.optional五、翻译填空（共5题，每题2分，共10分）TranslatethefollowingsentencesintoEnglish(word-for-wordtranslationisnotrequired):1.Thelocalbranchhasimplementedaloyaltyprogramtoretainlong-termclients.→Thelocalbranchhaslaunchedaloyaltyprogramto__________long-termclients.2.InterestratehikeshavenegativelyimpactedthecashflowofmanySMEs.→Theriseininterestrateshas__________thecashflowofmanysmallandmedium-sizedenterprises.3.ThebankplanstoexpanditsoperationsintheYangzhoumarketby2026.→Thebankaimsto__________itsbusinessintheYangzhouregionby2026.4.Cybersecuritythreatsrequireimmediateattentionfromallfinancialinstitutions.→Cybersecurityrisksdemand__________fromeverybankingorganization.5.Thenewpolicywilleaseregulatoryburdensonstartups.→Theupcomingpolicywill__________theregulatorypressureonemergingbusinesses.答案与解析一、选词填空1.A.compelled（迫使）解析：fintech的发展迫使传统银行业创新以适应市场需求。2.B.stimulate（刺激）解析：新政策旨在通过减少监管负担和改善资金获取来刺激中小企业发展。3.B.efficient（高效的）解析：银行客服团队在解决复杂金融问题和确保客户满意度方面表现出色。4.C.expand（扩大）解析：合并预计将扩大银行的市场份额，增强其在区域市场的竞争优势。5.B.proactive（主动的）解析：当地分行的成功很大程度上归功于其主动了解并满足社区需求的方法。二、阅读理解1.C.Allbankshavefullyimplementeddigitalsolutions.解析：文中未提及所有银行都完全实施了数字化解决方案。2.B.ThechallengesfacedbySMBsintheYangzhouregion.解析：文章主要探讨扬州地区中小企业面临的挑战。3.C.Customerservicequalitywillremainthekeydifferentiator.解析：文章暗示未来银行业务的关键区别在于客户服务质量。4.B.Enhancedservicecapabilities.解析：分行通过提升专业能力来应对挑战。三、语句改错1.→initiative/engagement解析：digitalbankingservices（数字银行服务）需要initiative（主动性），customerengagement（客