2025年新加坡金融科技人才报告（英文版）-新加坡金融科技协会（SFA）

Singapore

FinTech

TalentReport2025

1

Foreword

Thisyearmarksamonumental

chapterforSingapore,withmany

milestonestocelebrate.FromSG60,thecontinuedgrowthofthe

SingaporeFinTechAssociation(SFA)sinceitsinceptionin2015,andnow,the10thanniversaryoftheSingaporeFinTechFestival.

Singaporehaslongbeenatthe

forefrontofinnovation,firmly

positioningitselfasaglobalhubforFinTechexcellence.Centraltothisjourneyisastrongfocusontalent.Thenation’sskill-firstapproach

recognizesthathumancapital

underpinsinnovation,productivity,andcompetitiveness.

TheSFAhasbeenaproudadvocateofgovernmentinitiativesinthis

spacefromlaunchingtheSingaporeFinTechYouthChaptertoprovidingyoungtalentwithmentorship

opportunitiesinFinTechsandfinancialinstitutions.

Strengtheningthetalent

ecosystemremainsattheheartofwhatwedo.

OurAnnualTalentReportisahumbleyetimportantefforttoexplore

Singapore’stechtalentlandscapeandprovideinsightsforemployers,jobseekers,policymakers,and

academia.Itaimstoguidestrategicdecisionsthataligntalent

developmentwithbusinessgoalsandnationalpriorities.

Withinthesepages,you’llfinddataandcommentaryontalentdemand,mobility,andthebreadthof

opportunitiesinthisvibrantsector.Ourgoalissimple;toinformand

inspireaction.WehopereadersusetheseinsightstoaligntheirworkforcestrategieswithSingapore’srichtalentpotentialwhilemeetingtheirown

strategicneeds.

WenowstandatthecuspofthenextdecadefortheSingaporeFinTech

Association,andwearetrulyexcitedtoembarkonanerathatwillpositionusasaglobalthoughtleader.

Let,sachievethismissiontogether.

TawishiSingh

Vice-President

SingaporeFintechAssociation

2

Foreword

Thefutureoffinanceisbeing

rewrittennotbyinstitutionsalone,

butbytheconvergenceof

technology,talent,andimagination.Aswestandatthethresholdofaneweradefinedbyartificialintelligence,digitalecosystems,andborderlessinnovation,onetruthremains

constant:

Peoplepowerprogress.

TheTechTalentReport2025,

commissionedbytheSingapore

FintechAssociationinpartnership

withPageExecutive,ismorethanastudy,itisacalltoaction.Itexplorestheforcesreshapingourworkforce,theskillsthatwilldefinetomorrow,andthestrategiesthatwillkeep

Singaporeattheforefrontof

innovation.FromtheriseofAI-drivenrolestotheevolutionofleadershipinadigital-firstworld,thisreportoffersinsightsforemployers,educators,

policymakers,andtalentalike.

Ourvisionisclear:tobuildafuture-readyworkforcethatdoesnotmerelyadapttochangebutdrivesit.A

workforcethatseesdisruptionnotasathreat,butasaninvitationto

create,toinnovate,andtolead.

Weextendourdeepestgratitudetotheindustryleaders,experts,andpartnerswhocontributedtothis

report.Yourperspectivesilluminatethepathforwardforanecosystemthatthrivesoncollaborationand

sharedpurpose.

Thenextdecadewillbelongtothosewhoinvestintalenttoday.Letus

seizethismomenttogethertoshapeafuturewhereSingaporeremains

notjustahubforFintech,buta

globalepicentreofideas,innovation,andopportunity.

Talentisthecurrencyofthefuture.Let,sinvestwisely.

JonGoldstein

ManagingPartner,SEA&India

PageExecutive

3

TableofContents

Introduction5

1

TheStateofFintechTalentinSingapore

8

InsidetheTechTalentEngine

33

2

FillingtheTalentGap

40

3

Remuneration&Rewards

59

4

Fintech-Then,Now&Ahead

67

5

KeyTakeaways&Conclusion

72

6

Appendix76

ExecutiveSummary

TheSFAPageExecutiveFinTechTalentReportisbothastrategicguideandanactionableplaybookfornavigatingthenextwaveofworkforce

transformation.Groundedinreal-timeinsightsfromfounders,people

leaders,educators,andjobseekers,itgoesbeyonddatatodeliverforesightandpracticalstrategies.FromAI-drivenjobredesignandcross-bordertalentmobilitytoevolvingcompensationmodelsandfuture-readyskills,this

reportispackedwithactionablerecommendationstoequipemployers,talent,andpolicymakerstoanticipatedisruption,closeexpectationgaps,andseizeopportunitiesinanAI-driveneconomy.

KeyFindings

•TalentDemandvs.Supply:84%ofhiringneedsareconcentratedin

Commercial,Technical,andProductroles,yetonly47%oftheserolesarebeingfilled.Startupsandscaleupsdrivedemand,whilemosttalentoriginatesfromMNCs,creatingamismatchinagilityandexperience.

•SkillsGap:Employersprioritizesoftskills(92%valuecommunication

andteamwork)andadaptability(85%)overformalcertifications(only8%critical).TechnicalskillsinAI/ML,cybersecurity,anddatascience

remaininhighdemand.

•HiringTrends:54%offirmsplansignificanthiringin2025.Large

enterprisesarescalingregionally,whilesmallerfirmshireselectively.Mid-careerprofessionalsfacechallengesinsecuringleadershiproles,with

subjectmatterexpertiseemergingasaviablealternativepath.

•EVP&Retention:Competitivepay(84.6%),hybridwork(77%),andcareerprogression(77%)aretopretentiondrivers.Trustgapspersist;only10%ofemployeesreportcompletetrustinleadership.

•TalentMobility:Singaporeisbothamagnetandexporteroftalent.Splitworkforcemodelsarecommon,withleadershipandcompliancerolesanchoredlocally,andengineering/supportrolesoffshoredtoVietnam,Malaysia,andIndia.

5

ExecutiveSummary

KeyFindings(cont.)

•CompensationTrends:Salaryexpectationsaremisalignedas67%of

professionalscitepayasatopjobchangefactor,while70%ofemployersfacebudgetconstraints.SeniorAI/CybersecurityrolescommandsalariesofS$240K+,whilejuniorengineersstartatS$60K.

•Upskilling&Development:On-the-jobtraining(21%),mentorship(20%),andonlinecourses(18%)arepreferredlearningmethods.Internal

mobility,cross-functionalprojects,andAI-focusedreskillingaregainingtraction.

•FutureOutlook:EmergingthemesincludeAI-augmentedfinancial

services,tokenization,ESG-drivenFinTech,andembeddedfinance.Strategichiring,skills-firstapproaches,andglobalcollaborationwill

definethenextdecade.

Recommendations

•Employers:Hireformindset,notpedigree;investinstructuredupskilling;leadwithtech-fluentmentors;balanceonshore-offshoremodels.

•JobSeekers:Craftauthenticcareernarratives;showcaseskillsviaprojects;prioritizeadaptabilityandcontinuouslearning.

•Educators/IHLs:Co-developindustry-relevantmodules;extendinternships;fosterglobalexposure.

Singapore’sFinTechsectorstandsatapivotalmomentreadytoscale,innovate,andleadglobally.

6

Methodology

TodeveloptheTechTalentReport2025,PageExecutiveandtheSingapore

FintechAssociationemployedamulti-prongedresearchapproachtoensuredepth,accuracy,andrelevance.

•Webeganbydistributingastructuredsurveytoover1,000professionalsacrossSingapore’stechandfintechecosystem,targetingbothjob

seekersandhiringmanagers.Thisprovidedquantitativeinsightsintohiringtrends,talentmobility,andworkforceexpectations.

•Tocomplementthis,weconductedin-depthinterviewswith14seniorleadersincludingC-suiteexecutivesfromleadingfintechfirmsand

representativesfromhighereducationinstitutionstogatherqualitativeperspectivesonstrategictalentchallengesandfutureworkforceneeds.

•Inadditiontoprimaryresearch,weperformedextensivesecondary

analysisusingverifiedopen-sourcedataandindustryreports.WealsoleveragedproprietaryintelligencefromPageInsights,ourinternal

researchdivisionresponsibleforproducingannualTalentTrendsReportsandSalaryGuides.

ThisenrichedthereportwithmarketbenchmarksandhiringanalyticsspecifictoSingapore’stechsector.

ElementsofthisreportweredevelopedwiththesupportofAI-assistedtoolstoenhancedatasynthesis,visualisation,andeditorialclarity.Allinsights

werereviewedandvalidatedbyourresearchteam.

Eachchapterconcludeswithactionablerecommendationstosupportquickandpracticaldecision-makingforemployers,educators,andpolicymakers.

7

TheStateof

FintechTalentinSingapore

8

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

Overview

Singaporeisrecognizedasoneof12globaltechnologypowerhouses,attractingbothcapitalandtalenttosustainastrongtechecosystem.RankedamongthetopintheGlobalTechTalentGuidebook,itoffersamaturetechenvironment,adeeptalentbase,andbusiness-friendlypolicies.Despiteitscompactsize,SingaporecompeteswithlargermarketssuchasChinaandIndia,reinforcingitsstatusasatruepowerhouse(TheStraitsTimes2025).

KeyStrengths

Innovation&InvestmentHub

Ranked4thgloballybyWIPOforinnovation(2024),Singapore’sstrategiclocationandpro-businesspoliciesmakeitanidealbaseforstartupsandMNCsalike.

GrowingAIEcosystem

ThroughtheNationalAIStrategy2.0,SingaporeaimstotripleitsAIworkforce,emphasizingbothlocaltalentdevelopmentandinternationalcollaboration.

GlobalConnectivity

Thecity-state’sabilitytoattractbothlocalandexpatriatetalentfostersdiverseperspectivesandskills,strengtheningitspositionasaglobalhubforinnovation.

Impact

Singaporeismorethanaregionalhub;itisagloballeaderintechnologyandAIinnovation.Itsadvancedinfrastructure,strongregulatoryframework,andcommitmenttoR&Dcreateanenvironmentwherecutting-edgesolutionsthrive.Thecity-state’sabilitytoattractmultinationalcorporationsandtop-tiertalentpositionsitasalaunchpadforinnovativeproductsandservicesacrossAsia.Thiscombinationofinnovation,connectivity,andskilledworkforceensuresSingaporeremainsamongtheelitetechnologyecosystemsworldwide.

AIDecoded

SingaporeisbuildinganAIpowerhouse,scalingtalentandglobalpartnershipstocementitsleadershipinthenexteraofintelligentinnovation.

9

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

Figure1.1Geographicalspreadofteams

33%

19%

11%11%11%

7%

8%

SingaporeAsiaPacificEMEANorthAmericaUnitedKingdomSEAOnlyOthers

BasedontheSFAquestionnairesurvey(Figure1.1),themajorityofFintechteamsarecurrentlylocatedinSingapore,highlightingitsroleasacentraltalenthubintheregion.ThisreflectsSingapore’sstrongpositioningintheFintechlandscape,supportedbyitsadvancedinfrastructure,regulatoryclarity,andvibrantinnovationecosystem.

WhilemostteamsarebasedinSingapore,thesurveyalsoshowsthatmanyorganizationshaveteammembersdistributedacrosstheAsiaPacific(APAC)region,indicatingahybridandregionallyintegratedworkforcemodelthatleveragesbothcentralizedexpertiseandregionaldiversity.

“Singaporestrikesauniquebalance

betweencostandqualityoftalent,makingitacompellingdestinationforscalingteams.”

LucyLiu

Co-founder&President,Airwallex

10

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

HiringDemandVs.TalentSupply:BridgingTheFintechTalentGap

ThelatestSFAsurveyhighlightsaclearmismatchbetweenwheretalentresidesandwherehiringdemandisgrowingacrosstheFintechecosystem.

•HiringDemandComposition:50%ofhiringmanagersarefromstartupsandscaleups,drivingstrongdemandforrolesinproductdevelopment,technology,andgo-to-marketfunctionsasthesefirmsexpandregionally.

•TalentSupplyComposition:Over50%ofjobseekersoriginatefrommultinationalcorporations(MNCs),bringingdeepdomainexpertisebutlimitedexposuretofast-paced,high-growthenvironmentstypicalofstartupsandscaleups.

•EcosystemShift:Startupandscaleuprepresentationhassurgedoverthepastfiveyears,creatingheighteneddemandforspecializedskillsinproductmanagement,compliance,digitalinfrastructure,andcommercialstrategy.

Figure1.2&1.3Employer&employeetype

52%

33%

28%

17%

14%

11%

10%

6%

StartupScale-upSMEMNC/Largebanks

EmployerEmployee

11

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

MarketImplications

1.TalentSupplySkewedTowardMNCs

Thereisuntappedpotentialforcross-sectormobility,enablingexperiencedMNCprofessionalstotransitionintothestartupandscaleupspace.

2.PersistentDemand-SupplyGap

Thegrowingskillsmismatchunderscorestheneedforreskillinginitiatives,careertransitionprograms,andmobilitysupporttoaligntalentcapabilitieswithFintechhiringneeds.

3.Outlook

Startupsandscaleupsareexpectedtoleadhiringactivityoverthenext12months,withMNCtalentservingasakeyfeederpoolforemergingFintechroles.

“Singaporeishomeforus.TheMAS

ecosystemisthebestyoucanfind.FinancealwaysworkswellinSingapore.Youhaveagoodtalentpool,peoplewhoarewell-

structured.Treasuryandlegalarealsostronghere.”

EricBarbier

CEO,Triple-A

12

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

5%

12.50%

82.50%

LargeEnterprises/MNCsStartupsSME

IndustryDistribution

SingaporehasemergedasadynamictechhubinAsia,hometoadiverseecosystemofcompaniesrangingfromglobaltechgiantsandregionalunicornstoagilestartupsandinnovationlabs.Itsstrategiclocation,world-classinfrastructure,andpro-businesspolicieshaveattractedmultinationalcorporationslikeGoogle,Amazon,andMeta,whilealsonurturinghomegrownsuccessstoriessuchasGrab,SeaGroup,andCarousell.

Thisvibrantmixofenterprisescalesfostersarichenvironmentforcollaboration,innovation,andtalentdevelopment.Startupsbenefitfromaccesstoventurecapital,accelerators,andgovernmentsupport,whilelargerfirmsleverageSingaporeasaregionalcommandcenterforAPACoperations.Together,theycontributetoathrivingtechlandscapethatisbothgloballyconnectedandlocallyrooted,reinforcingSingapore’spositionasalaunchpadforAI-drivensolutionsandnext-generationtechnologies.

“Singaporehasanincredibledepthandbreadthoftalent.Wehireforlearningagility.Skillsevolve;curiosityandpaceendure."

IsabelNaidoo

ChiefPeopleOfficer,Wise

13

TheStateofFintechTalentinSingapore

SingaporeasaTalentHub

Singapore,sGlobalInnovationIndex(GII)2025PerformanceOverview

Singapore’stechnologyecosystemcanbeviewedasafour-pillartalentengine:Technology,Product,Commercial,andEvangelism.Inthenextchapter,weexpandmoreonhoweachofthesepillarsreflectdistincthiringpatterns,skillsdemand,andgrowthtrajectoriesthatcollectivelyshapethecity-state’stechandFintechworkforce.

HighestRankings

Singaporerankshighestin

Institutions(1st),Human

capitalandresearch(2nd)

andBusiness

sophistication(3rd).

LowestRankings

Singaporerankslowestin

Infrastructure(19th),

Creativeoutputs(15th)

andKnowledgeand

technologyoutputs(7th).

AreasofStrength

Singaporedominatestheglobalstagein#1Institutions,#2inHumanCapital&Research,and#3inBusinessSophistication.Thispowerhousecombinationdeliversrock-solidgovernance,world-classtalent,andabusinessecosystembuiltforcollaborationandinnovation.Withcutting-edgeeducation,relentlessR&D,andstrongacademic-industryties,Singaporefuelsapipelineofideasthatattractglobalgiantsandenableboldpartnerships.

AreasofChallenge

Noteverythingisperfect.Infrastructure(#19)facesnaturallimitsofacompactcity-state,whileCreativeOutputs(#15)stilltrailSingapore’stechandfinanceclout.EvenKnowledge&TechOutputs(#7)arestrongbutnotdominantanditshowsthechallengeofturningresearchintogloballydisruptiveIPatthespeedofbiggereconomies.

14

TheStateofFintechTalentinSingapore

MacroForcesShapingTalentDemand

ThreeStructuralForcesAreReshapingTheTalentEquationIn2025:

AITakesCenterStage:AIisn’toptional,it'smission-critical.SingaporeFintechsareweavingAIintopayments,lending,frauddetection,andcompliance,creatinghotdemandfordatascientists,MLOpsengineers,andappliedAIexperts.Theserolesblendtechmasterywithethicsandexplainability;thefutureofresponsibleAI.

RegulationGetsReal:MASisraisingthebarondigitaltokens,AML/CFT,andconsumerprotection.Firmsneedcompliancepros,legalminds,andriskstrategistsplusproductmanagerswhocandesignforregulation.Nailthis,andyouwincredibilityandlong-termtrust.

ScalingAcrossBorders:ASEAN’sdigitalboommeansSingaporeFintechsaregoingregional.Theedge?Talentthatknowslocalrulesandculturalnuances.Topdemand:businessdevelopmentandpartnershipleaderswhocannavigatecomplexityandunlockgrowth.

Figure1.5Topfactorsinfluencinghiringstrategyoverthenext12months

ChangeinBusinessPriority

Businessgrowthandexpansion

Budgetconstraintsorcostoptimization

Geopoliticalshiftsandmacroeconomicchanges

Talentavailabilityorskillsshortages

15

15

39

31

8

22

31

39

8

23

15

54

15

8

23

2331

8

14

318

39

0102030405060708090100

LeastImpactedwSlightlyImpactedwNeutralModeratelyImpacteduMostImpacted

AIDecoded

AIisnowtheheartbeatofFintech,blendingtechbrilliancewithethicalintelligencetopowersmarterandsaferinnovation.

15

TheStateofFintechTalentinSingapore

MacroForcesShapingTalentDemand

What,sImpactingHiringDecisionsInTheYearAhead?

AccordingtotheSFAsurvey,thetopfactorsshapingFintechhiringinthenext12monthsarebusinessgrowthpriorities,costoptimization,andgeopoliticalandmacroeconomicshifts.Nearly70%ofFintechfirmscitebudgetconstraintsasamajorchallenge,while62%plantoexpandheadcounttosupportgrowth.

Singapore’sFinTechecosystemcomprisesover2,100firmsasof2024,supportedbyarobusttalentpoolandregulatoryframework.InH12025,thesectorattractedUS$1.04billioninfunding,drivenbypayments,digitalassets,andAI.(KPMG2025)

Itsstrategiclocation,politicalstability,andstrongregulatoryframeworkcontinuetoattractglobalinvestment.Thismomentum,combinedwiththecity-state’sdigitalfinancepush,isfuellingdemandforagile,tech-savvyprofessionalsespeciallyinAI,blockchain,andcybersecuritytodriveinnovationandresilienceinafast-changinggloballandscape.(aboveA2025).

“TalenthasbeenoneofourkeyfactorsinchoosingSingaporeasaheadquarters.

Singaporeoffersabroadertechecosystemandathrivingexpatcommunity.We’vebeenabletoattractandretaintop-tiertalent

locallyaswellasfromglobalhubslikeEuropeandtheUS.”

LucyLiu

Co-founder&President,Airwallex

16

TheStateofFintechTalentinSingapore

TechnologyTalentHiringTrendsInSingapore

SingaporeTechnologyTalentTrends:AShiftTowardsScaleAndStrategy

Thecomparisonbetween2024and2025hiringdatahighlightsaclearshiftinSingapore’sTechnologytalentlandscape.Largeenterprises[LAR](1,000+employees)recordedanotableriseinhiringshare,signallingstrongermomentumtowardscaleandoperationalmaturity.Incontrast,mid-sizedfirms[MME](201–1,000employees)maintainedstablelevels,reflectingcautiousexpansion.

Amongsmallerplayers,smallbusinesses-Startup(11–50employees)showedrenewedhiringactivitymidyear,hintingatstartuprevivalorselectiveteamgrowth.Meanwhile,smallbusinesses-Growth(51–200employees)sawaslightdip,likelyinfluencedbybudgetpressuresorcompetitionfromlargerfirms.

Figure1.6Comparativeshareofhires:2024-2025

01/01/2024

01/02/2024

01/03/2024

01/04/2024

01/05/2024

01/06/2024

01/07/2024

01/08/2024

01/09/2024

01/10/2024

01/11/2024

01/12/2024

2024Shareofhires

50.00%

40.00%

30.00%

20.00%

10.00%

0.00%

SSMBLSMBMMELAR

2025Shareofhires

50.00%

40.00%

30.00%

20.00%

10.00%

0.00%

SSMBLSMBMMELAR

Source:LinkedInData

LargerSMB

(Growth)-LSMB

(51-200employees)

Slightdeclineinhiringsharecomparedtolastyear

SmallerSMB

(Startup)-SSMB

(11-50employees)

StrongH12025Growth

LargeEnterprise

(1000+employees)

Strongearlyhiringin2025,stabilizingmidyear

Mid-sizedFirms

(201-1000employees)Modestandsteadyhiringacrossbothyear

FollowedbyDecline

*Welookattheshareofhiresacrossdifferentcompanysizes.Acompany’ssizeisdeterminedbytheaveragenumberofLinkedInmemberswholistedanactivepositioninthecompanyfortheanalysisperiod.

Thesetrendspointtoaclearmarketbifurcation:largefirmsarescalingrapidlywithstructured,regionalmandates,whilesmallerplayersconsolidateorexpandselectively.Mid-sizedfirmsremainstable,reflectingsteadyoperations.

17

Overall,theshiftfrom2024to2025signalsamaturingTechnologyecosysteminSingapore.Companiesareadaptingtomacroeconomicshiftswithsharpertalentstrategies,andtheriseoflargeenterprisesunderscoresthegrowingneedforregionalexpertiseandstrategicworkforceplanning.

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

SingaporeFintechAtTheCrossroads

SingaporeremainsattheheartofAsia’sFintecheconomy,balancingitsroleasatrustedfinancialhubwithrapidtechchange,tighterregulations,andglobalcompetition.

•ResilientMarket:Despitecoolingfrom2021–22highs,SingaporeattractedoverUS$1BinFintechinvestmentsinH12025,keepingitamongtheworld’smostactivemarkets(KPMG2025).

•GrowthDrivers:Investorappetiteremainsstrongforpayments,digitalassets,andAI-poweredsolutions.

•TalentChallenge:Thebiggestquestionnow;wheretofind,retain,andupskilltalenttomatchanevolvingindustry.

AreTechCompaniesStillHiring?

SelectiveButStrategic

Hiringnowhasbecomestrategicandtargeted.Companiesnowprioritizerolesthatdriveproduct-marketfitandregulatoryreadiness.

Figure1.7Anticipatedtalentdemand

24%

35%

6%

24%11%

DecreaseinhiringOutsourcing

Increaseinhiring

Shifttocontract/FreelancerolesFocusonupskillingexistingstaff

18

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

AreTechCompaniesStillHiring?(cont.)

Figure1.8Hiringvolumeforthenext12months

8%

23%

54%

15%

NoHiringPlannedLimitedHiringModerateHiringSignificantHiring

LookOut,HotRoles!

AI&MachineLearningDataScientists

CybersecuritySpecialistsCompliance&AMLExperts

AIDecoded

Fintech’shottesthiresblendbrainandcode;AI,data,cybersecurity,andcompliancerulethegame.

19

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

WhyTheseRolesMatter?

•FintechsareracingtoembedAIinfrauddetection,personalization,andautomationwhilenavigatingcomplexregulations.

•Beyondtech,demandisstrongforproductmanagers,partnershipleads,andseniorregulatoryexperts.

•Thegoal:balanceinnovationwithgovernancetoscaleresponsiblyacrossborders.

Figure1.9Keyrolesplannedforhiringinthenext12months

30%30%

28%

12%

Technical(e.g.,Software

Engineers,DataScientists,

DevOps)

Product(e.g.,Product

Managers,UX/UIDesigners)

Commercial(e.g.,Sales,

Marketing,Customer

Success)

Leadership(e.g.,Tech

Leads,EngineeringManagers,Directors)

Who’sHiring?

•Firmswithclearbusinessmodelsandstrongfundingaremostaggressive,whileearly-stagestartupsremainconcentratedwiththeirhiring.

AIDecoded

Fintechsarefusingintelligencewithintegrity,usingAItoinnovatefastwhilekeepingregulationincheck.

20

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

StrategicHiring:SustainedGrowth&RegionalDeployment

HiringOutlook

Singapore’sFintechsectorremainsconfident,withmoststartups,scaleups,andestablishedfirmsplanningtoincreaseheadcountinthenext12months,accordingtotheSFATalentSurvey.

HiringWithIntent

Fintechfirmsareanchoringlocallywhilescalingregionally,signallingamaturingecosystem.

Figure1.10Hiringplansforthenext12months

8%

23%

54%

15%

NoHiringActivityLimitedHiringModerateHiringHigh-VolumeHiring

Specializedtalent

AgileLeadership

TheFocus

Cross-bordercollaboration

21

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

Who,sInDemand?

Specialists:Deepexpertiseinrisk,productdevelopment,digitalinfrastructure,andcompliance.Managers:Early-tomid-levelleaderswhobridgestrategyandexecution,formingthebackboneofscalingteams.

Figure1.11Hiringplansbyseniorityleveloverthenext12months

24%

20%20%

10%

12%12%

2%

Contracts/Freelancers

LeadershipOthers

Middle

Management

Early

Professionals

Fresh

Graduates

SubjectMatterExperts

“We’reverycommittedtothisideaofhiringtoptalentineveryseat.That’soneofourcoreculturalvalues.We’vebeenfortunateto

recruitexceptionallybrilliantengineersin

Singapore,folksthatruncirclesaroundevensomeoftheSiliconValley’sbest.”

HassanAhmed

SingaporeCountryDirector,Coinbase

22

TheStateofFintechTalentinSingapore

HiringOutlookInSingapore

FintechTalentProfile:HighlyEducatedFintechWorkforce

Nearly90%ofjobseekersinSingapore’sFintechsectorholdabachelor’sormaster’sdegree,makingstrongacademiccredentialstheentrytickettothisfast-growingindustry.

ThisreinforcesSingapore’spositionasaregionaltalenthub,producingskilledprofessionalsreadytopowerthenextwaveofFintechinnovation.

Figure1.12QualificationlevelwithintheFintechworkforce

5%5%

Diploma/Vocationalqualification

Bachelor'sdegree

91%

ofjobseekersin

43%

Singap