2026年金融英语词汇与句型面试备考手册

2026年金融英语词汇与句型面试备考手册一、词汇选择题（共10题，每题2分）说明：每题提供四个选项，其中只有一个是最佳答案。1.Thecompany'sstock______a15%increaseoverthepastyear,drivenbystrongrevenuegrowth.A.hasseenB.sawC.seesD.willsee正确答案：A解析：句子描述过去一年发生的持续变化，应使用现在完成时。2.Thecentralbank'sdecisionto______interestrateswillsignificantlyimpactmarketliquidity.A.cutB.cutsC.cuttingD.cutted正确答案：A解析：谓语动词应与主语"decision"保持一致，且动词不定式作宾语补足语。3.Themerger______bythetwofinancialinstitutionsisexpectedto______theirmarketshare.A.approved,increaseB.approving,increasingC.approval,increasesD.approves,increased正确答案：A解析：第一个空需动词过去分词作后置定语，第二个空用动词原形表示被动。4.Regulatorycomplianceremainsa______concernforbanksintheEuropeanUnion.A.priorityB.priorC.prioritizingD.prioritized正确答案：A解析："priorityconcern"是固定搭配，意为"首要关注的问题"。5.Thehedgefund'sstrategyinvolves______high-riskassetstogeneratesubstantialreturns.A.investingB.investC.investedD.toinvest正确答案：A解析：现在分词短语作方式状语，修饰"strategy"。6.Duetothe______marketvolatility,manyinvestorsareseekingsaferalternatives.A.escalatingB.escalateC.escalatedD.toescalate正确答案：A解析："escalating"作形容词修饰"marketvolatility"。7.Thefirm'screditrating______upgradedfromBBBtoAA-byS&PGlobal.A.hasbeenB.wasC.hadbeenD.willbe正确答案：A解析：被动语态+现在完成时，强调评级已被提升且影响至今。8.The______ofdigitalassetshastransformedthewayfinancialtransactionsareconducted.A.adoptionB.adoptC.adoptedD.adopting正确答案：A解析："adoption"作名词，意为"采用"。9.Thebank'sliquidityratiomust______atleast8%tomeetregulatoryrequirements.A.maintainB.maintainedC.maintainsD.willmaintain正确答案：A解析：谓语动词用动词原形表示客观要求。10.Theeconomicdownturn______thecompany'sprofitability,forcingittocutcosts.A.impactedB.impactsC.impactD.impacting正确答案：A解析：过去分词短语作原因状语，与主句逻辑一致。二、词汇填空题（共5题，每题3分）说明：根据语境选择最合适的词汇填空。1.Theinvestmentfirm'sportfolioisheavily______inemergingmarkets,whichcarriesbothrisksandopportunities.（A.concentrated/B.concentrate/C.concentration/D.concentrating）正确答案：A解析："beheavilyconcentratedin"意为"集中在"，固定搭配。2.TheFed'slatestpolicystatementsuggestsa______approachtoinflationcontrol,balancinggrowthandstability.（A.measured/B.measure/C.measurement/D.measuring）正确答案：A解析："ameasuredapproach"意为"谨慎的方法"。3.ThetradewarbetweentheU.S.andChinahas______theglobalsupplychain,leadingtodelaysandincreasedcosts.（A.disrupted/B.disruption/C.disrupting/D.disrupt）正确答案：A解析：动词过去分词短语作原因状语。4.Theregulatory______requiresallfinancialinstitutionstoreporttheirassetsquarterly.（A.provision/B.provide/C.provided/D.providing）正确答案：A解析："regulatoryprovision"意为"监管规定"。5.Thecompany'sstockprice______sharplyafterthedisappointingquarterlyearningsannouncement.（A.plunged/B.plunge/C.plunging/D.plunged）正确答案：A解析：动词过去式作谓语，描述已发生的事实。三、句型改错题（共5题，每题4分）说明：修正句子中的语法错误。1."Thecommitteeisdiscussingaboutthenewfinancialregulations."正确答案："Thecommitteeisdiscussingthenewfinancialregulations."解析："discuss"后直接跟名词或动名词，无需"about"。2."Iftheeconomyimproves,theinterestrateswillbereduced."正确答案："Iftheeconomyimproves,theinterestrateswillbereduced."解析：句子本身语法正确。3."Thebankhasbeenfacingwithhighcreditrisksformonths."正确答案："Thebankhasbeenfacinghighcreditrisksformonths."解析："face"后直接跟名词，无需"with"。4."Althoughthemarketisvolatile,investorscontinuetoinvestinequities."正确答案：句子语法正确。5."Thecentralbankdecidedtocuttheinterestratestostimulatetheeconomy."正确答案：句子语法正确。四、句子翻译题（共5题，每题5分）说明：将中文句子翻译成金融英语。1.该银行计划在下个季度扩大其国际业务规模。正确答案："Thebankplanstoexpanditsinternationalbusinessinthenextquarter."2.由于监管政策收紧，许多小企业难以获得贷款。正确答案："Duetostricterregulatorypolicies,manysmallbusinessesfinditdifficulttoobtainloans."3.分析师预计，该加密货币的市值将在未来一年翻倍。正确答案："Analystspredictthatthemarketvalueofthiscryptocurrencywilldoubleinthenextyear."4.为了降低风险，投资者通常会将资金分散投资于不同资产类别。正确答案："Tomitigaterisks,investorstypicallydiversifytheirinvestmentsacrossdifferentassetclasses."5.该公司的资产负债表显示其负债率已超过行业平均水平。正确答案："Thecompany'sbalancesheetshowsthatitsdebt-to-equityratioexceedstheindustryaverage."五、句子改写题（共5题，每题6分）说明：根据要求改写句子，保持原意不变。1.Thestockmarketcrashedduetotheeconomicrecession.改写："Theeconomicrecession______thestockmarketcrash."正确答案："Theeconomicrecession______thestockmarketcrash."（补充连词"caused"）2.Regulatorsimposestrictrulesonfinancialinstitutionstopreventfraud.改写："To______fraud,regulatorsimposestrictrulesonfinancialinstitutions."正确答案："Topreventfraud,regulatorsimposestrictrulesonfinancialinstitutions."（调整目的状语位置）3.Thecompany'srevenuedeclinedby20%lastyear.改写："Lastyear,thecompany'srevenue______by20%."正确答案："Lastyear,thecompany'srevenue______by20%."（补充动词"declined"）4.Investorsshouldconsidertherisksbeforeputtingmoneyintohigh-yieldbonds.改写："Beforeinvestinginhigh-yieldbonds,investors______therisks."正确答案："Beforeinvestinginhigh-yieldbonds,investors______therisks."（调整时间状语位置）5.Themergerbetweenthetwobankswillenhancetheircompetitiveedge.改写："Thecompetitiveedgeofthetwobanks______throughthemerger."正确答案："Thecompetitiveedgeofthetwobanks______throughthemerger."（使用被动语态）答案与解析1.A2.A3.A4.A5.A6.A7.A8.A9.A10.A填空题答案：1.A2.A3.A4.A5.A改错题解析：1.去掉"about"2.语法正确3.去掉"with"4.语法正确5.语法正确翻译题参考：1.Thebankplanstoexpanditsinternationalbusinessin