2026年全国银行招聘之银行招聘综合知识考试经典测试题（附答案）

姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 密封线 2026年银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。

3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。(参考答案和详细解析均在试卷末尾)一、选择题

1、Anewbusiness,astartupcompany,isusuallyconsideredtoo________foraverageinvestors.A.riskB.riskyC.risksD.risking

2、Weallhopethatneweconomicplanofyours（）miracle.A.isworkingB.worksC.willbeworkingD.worked

3、Itcanbewellpredictedthattheseeffectsmightspreadtosocietiesandregions______。A.byandlargeB.atlargeC.inallD.incommon

4、Passage3Dinnercustomsaredifferentaroundtheworld.IfyouareadinnerguestinGhana,thisinformationwillhelpyoualot.InGhanadinnerisusuallyfromfourintheafternoontosixintheevening.Buttherearenostrictrulesabouttime.Wheneveraguestarrives,afamilyoffersfood.Whenyougotoahome,thepersonwhoreceivesgueststakesyoutothelivingroomfirst.Atthistimeeveryonewelcomesyou.Thenyougotothediningroom.Thereyouwashyourhandsinabowlofwater.Allthefoodisonthetable.InGhanayouusuallyeatwithyourfingers.Youeatfromthesamedishaseveryoneelse.Butyoueatfromonesideofthedishonly.Itisnotpolitetogetfoodfromtheothersideofthedish.Afterdinner,youwashyourhandsagaininabowlofwater.MostmealsinGhanahaveadishcalledfufu.PeopleinGhanamakefufufromthepowderofsomeplants.Sometimestheycutthefufuwithasawbecauseitisveryhard.Youmustchewfufuwell,oryoumaygetsick.Youeatfufuwiththefingersofyourrighthandonly.Whenyoueatfufu,you’dbetter（）.A.cutitwithasawB.useyourrighthandonlyC.chewitwellD.alloftheabove

5、Yourselectionwillarriveinseventotendaysandwillbefollowedby（）deliverieseverysixweeks.A.additionalB.momentaryC.mutualD.thorough

6、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。A.货币B.票据C.基础货币D.准货币

7、资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?However,theshifttoe-governmentisturningintoonegiantpainintheneck—technologyisn'ttheproblem,moneyis.TheGartnerGroupestimatedthatprojectspendingfore-governmentwillgrowfrom$6.5billionin2010tomorethan$16.8billionby2025.Thecostworldwideoverthenext15years,however,isthoughtbysometoreachorevenexceed$600billion.Citizensareoftwominds—theyliketheconvenienceandflexibilityofe-government,buttheyhaveshownnogreatinterestincoughingupextrataxdollarsforthispurpose.E-governmentisturningouttobemuchmoreexpensivethanitsearlychampionsenvisioned.Justbecausethatastate'sdepartmentofmotorvehiclesallowsonlineautoregistrationdoesn'tmeanitcanshutdownitsphysicalstations.ThecostofcreatingandmaintaininganInternetpresencemustbeaddedtotheexistingcoststructure.Whysoexpensive?It'scheapenoughforaregionalforestservicetoputupafirealertwebsite.Butmountingacomprehensivesystemofinputsandoutputsthatmirrorsandinsomeinstancessupersedesoff-linegovernmentstructuresisamammothexpenditure,conductedwithlittleassurancethatemergingtechnologicalstandardswon'tleaveyoureffortinthedust.Ifthissoundseerilysimilartotheconfidencewalldot-combusinessespiledintolastyear,goodforyou,becauseit’sthesamewall,thewallofreality,wheremoneyisstillmoney,andbecauseathingisvirtualdoesn’tmeanit’sfree.Itisareallybigproblem.Weallknowitisgoingtocostatonofmoney,butnooneknowswheretogoforthemoney.Whatcanweknowaboute-governmentfromthepassage?A.E-governmentisontheincreaseandwellfundedB.Theinvestmentone-governmentisadequateC.Governmentofficials’interestine-governmentisdecliningD.E-governmentisconvenientandflexible

8、从企业规模看，2019年6月份大型企业PMI为49.9%，比上月下降0.4个百分点，微低于临界点；中、小型企业PMI为49.1%和48.3%，分别比上月回升0.3和0.5个百分点，位于临界点以下。在调查的21个行业中，有13个行业的生产指数位于扩张区间，医药、铁路、船舶、航空航天设备、食品及酒、饮料、精制茶、电气机械器材、计算机通信电子设备等制造业的生产指数位于54%以上的较高景气区间。从重点行业看，高制造业、装备制造业和消费品行业的生产指数为55.6%、53.3%和52.2%，环比均有所上升，且分别高于制造业总体4.3、2.0和0.9个百分点，生产景气度呈现稳中有升，表明在当前复杂多变的经济环境下，制造业转型升级继续推进，中高端制造业和消费品制造业对经济增长的促进作用进一步增强。受国内外大宗商品价格波动和部分行业供求关系变化等影响，价格指数双双回落。主要原材料购进价格指数和出厂价格指数为49.0%和45.4%，分别比上月下降2.8和3.6个百分点，部分行业效益增长受到一定影响。企业对近期市场发展预期基本稳定。企业生产经营活动预期指数为53.4%，在调船舶航空航天设备等制造业的生产经营活动预期指数位于60.0%以上的高位景气区关于2019年6月份制造业采购经理指数的描述中，正确的是（）。A.PMI为49.2%，同比下降9个百分点B.PMI为49.4%，比上月下降0.4个百分点C.PMI为49.4%，与上月持平D.PMI为49.2%，环比下降0.7个百分点

9、（）是使得全球各地外汇市场的汇率保持一致的主要因素。A.套汇活动B.国际贸易C.开放经济D.资金流动

10、下列关于我国“四大名窟”的说法，错误的是（）A.四大名窟都是以中国佛教文化为特色的B.四大名窟都位于我国南北分界线以北C.四大名窟均始建于魏晋南北时期D.四大名窟分布于我国四个不同省份

11、2010年某省8个地市的财政支出(单位：万元)分别为：59000，50002，65602，66450，78000，78000，78000，132100这组数据的中位数和众数分别是（）万元。A.78000.78000B.72225，78000C.66450.132100D.75894.25，132100

12、关于本票的说法，正确的是（）。A.本票出票人资格必须由中国人民银行审定B.本票的必须记载事项包括付款人C.本票自出票日起，付款期限最长不超过1个月D.本票是自付票据

13、大气中的臭氧层能够保护地球上的生物，这主要是因为臭氧层可以（）。A.释放出大量氧气B.滤除大量紫外线C.屏蔽太阳的辐射D.吸收大量二氧化碳

14、收入的确认应当满足的条件不包括()。A.与收入相关的经济利益很可能流入企业B.经济利益流入企业的结果会导致企业资产的增加或者负债的减少C.收入是与所有者投入资本无关的经济利益的总流入D.经济利益的流人额能够可靠地计量

15、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.A.completeB.completedC.completingD.tocomplete

16、资料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.ButthebiggerexplanationforWechat'sriseisTencent'sabilitytoinnovate.ManyChinesegrewupusingQQ,aPC-basedmessagingplatformofferedbyTencentthatstillhasover800mregisteredusers.QQwasacopyofICQ,apioneeringIsraeliMessagingservice.ButthenChineseimitatorlearnedtothinkforitself.Spottingthecomingriseoftheinternet.Tencentchallengedseveralinternalteamstodesignanddevelopasmartphone-onlymessagingapp.TheQQinsiderscameupwithsomethingalongthelinesoftheirexistingproductforthethePC,butanotherteamofoutsiders（fromajust-acquiredfirm）cameupwithWeixin.WhenTencentlaunchedthenewapp,itmadeiteasyforQQ'userstotransfertheircontactsovertothenewapp.Anotherstrokeofbrilliancecametwoyearsagowhentheservicelauncheda“redpacket”campaigninwhichWeChatuserswereabletosenddigitalmoneytofriendsandfamilytocelebrateChineseNewYearratherthansendingcashinaredenvelope,asiscustomary.Itwascleverofthefirmtoturndutifulgift-givingintoanexcitinggame,notesConnieChanofAndreessenHorowitz,aVCfirm.Italsoencourageduserstobindtogetherintosendmoney,ofteninrandomizedamounts.Accordingtothepassage,thesuccessofWeixinmainlyattributesto______.A.QQ’sstronguserbaseB.thelackofcompetitorsC.localmarketopportunityandinnovationD.alloftheabove

17、下面不属于M1的范围的是（）。A.李某在交通银行的活期存款1.5万元B.某企业用于日常支付的流动现金80万元C.小卖部老板持有的1000个1元硬币D.某民间协会的三年定期存款20万元

18、在Exce1中，对单元格“$D$2”的引用是（）。A.绝对引用B.相对引用C.一般引用D.混合引用

19、（）theirexistingproblems,greatimprovementsweremadeinthecountry’sliteracyratesandhealthcaresystem.A.ButforB.ForallC.AboveallD.Exceptfor

20、Wouldyoulike_____music?A.tolistentoB.tolisteningC.listeningD.listeningto

21、人工智能的出现对哲学意识论的意义是（）。A.否定了意识对物质的能动性B.根本改变了人类意识活动中的主体性C.降低了人在意识活动中的主体性D.表明意识活动与其他物质运动形式的同一性

22、Susanmade（）cleartomethatshewishedtomakeanewlifeforherself.A.ThatB.thisC.itD.her

23、资料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.Thedeclineismoredetrimentalformaththanitisforreading."Allstudentslosemathskills,"saysCooper.Itmaybebecausecommunityandhomeenvironmentsgivekidsmoreopportunitiestopracticereadingthanmath.Thestudyalsofoundthatincomehasanimpactonhowmuchastudentlosesorgainsinreading.Middle-classchildrenactuallygainedinreadingoverthesummer,whilelower-incomestudentsexperiencedlosses.Cooperattributesthistotheenrichmentactivitiesthatmanymiddle-classkidsparticipateinoverthesummer,suchascampandtrips.Yourkidsdon'thavetospendthesummerstuckinreverse."Parentscanhelptheirkidsretaineducationalskills,"saysCooper.Hesuggeststhefollowingfivetipstokickoffalearning-filledsummer.1.Keeplotsofbooksaroundandmakeregulartripstothelibrary.Mostlibrariesschedulespecialsummereventsforkids.Signupyourfamily!2.Thinkaboutwhatyourkidsmaybelearningnextyearwhenyouplanthefamilyvacation.Talkwithteacherstofindoutwhatthey'llbecoveringinclass.Ifit'saunitonthecivilwarforexample,youmaywanttoscheduleavisittoGettysburg.Ifit'sgeology,visitanationalpark.3.Keepmathinmind.Sincekidslosemoremathskillsthananythingelseoverthesummer,trytodosomespecialplanningtofindmath-relatedactivities.Forexample,ifyoucan'tdecidewhethertosignyourchildupfor"Shakespeare'sTheater"or"MathMagic"atthelocalcommunitycenter,gowiththemath.4.Considersummerschoolortutoring.Strugglingkidscangetalotofdifferentkindsofhelpfromtheseprograms.Summerschoolcanalsoenrichandacceleratelearninginareaswherekidsshowaspecialinterest.5.Callthecurriculumcoordinatorinyourchild'sschooldistrict,visittheschoolboardoffice,orcontacttheschoolsofeducationatlocalcollegesanduniversitiestofindoutwhateducationalprogramswillbeofferedinyourareaoverthesummer.Remembertokeepitfun!Youdon'twanttosouryourkidsonlearningduringthesummerbreak.WhatdoseDr.HarrisCooper’sresearchfind？（）A.AftersummervocationkidswillloseonetothreemonthsworthoflearningB.AftersummervocationkidswillloselearningcapabilityinreadingC.SummervocationmakeskidsloselearningskillsinmathD.Summervocationbringskidspsychologicalproblems

24、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.LuoJingyuisfromanordinaryfamily.Hesaid,“MyparentstoldmeifIwantedsomething，Ishouldmakeanefforttogetit,soIearnedpocketmoneybydoinghouseworkwhenIwaslittle.”Thedreamofrunninghisownbusinessgrewinhisheart.Hesaid,“Iwanttobeasuccessfulperson,likeAlibaba’sMaYun.”WhenLuowasajuniorstudent,hehadtheideaofsellinglanternswhenhesawmanypeopleflyingChineselanternsinasquare.Luoboughtsomelanternsfromastore,butthesaleswerenotasgoodashehadexpected.Thenhefoundanotherwaytodobusiness.HeboughtlanternsontheInternetataverylowprice.Finally,heeasilymade5,000yuanintwodays.Withahappybeginning,Luoplannedtoopenadressshop.“Myparentsdidn’tsupportmeopeningadressshop,soIhadtoborrow120,000yuanforit.”Althoughhedidmarketresearchbeforestarting,thebusinesswasn’tverygoodbecausehistasteinfashionwasn’tacceptedbycustomers.Theshopeventuallycloseddownafterhalfayear.Afterexperiencingabigloss,hedecidedtodosomethinghewasfamiliarwithsellingpaintingtools.Asafineartsstudent,heknewthemarket.Heconvincedhisfriendstoinvestonemillionyuaninhisshop.Withagoodbusinessmindandalotofeffort,thesalesoftheshopreachedsixmillionyuaninayear.EventhoughLuoisrich,heusesacheapcellphoneanddoesnotwearluxuryclothes.Hehasasimplelifestyle.“Itisn’teasytomakemoney,somoneyshouldbeusedonsomethingworthwhile,”hesaid.WecanlearnfromthesecondparagraphthatLuo’sparents（）.A.askedhimformoneytopaytherentB.gavehimsomemoneytodobusinessC.advisehimtopaymoreattentiontohisstudiesD.suggestedthatheworkhardtogetsomething

25、阅读理解Passage1Thetablebeforewhichwesitmaybe,asthescientistmaintains,composedofdancingatoms,butitdoesnotrevealitselftousasanythingofthekind,anditisnotwithdancingatomsbutasolidandmotionlessobjectthatwelive.Soremoteisthis“real”table——andmostoftheother“realities”withwhichsciencedeals——thatitcannotbediscussedintermswhichhaveanyhumanvalue,andthoughitmayreceiveourpurelyintellectualcredenceitcannotbewovenintothepatternoflifeasitisled,incontradistinctiontolifeasweattemptit.Vibrationsintheether（以太）aresototallyunlikethecolor,purplethatthegulfbetweenthemcannotbebridged,andtheyare,toallintentsandpurposes，notonebuttwoseparatethingsofwhichthesecondandless“real”mustbethemostsignificantforus.Andjustasthesensationwhichhasledustoattributeallobjectiverealitytoanon-existentthingwhichwecalled“purple”ismoreimportantforhumanlifethantheconceptionofvibrationsofacertainfrequency;sotoothebeliefinGod;howeverillfounded,hasbeenmoreimportantinthelifeofmanthanthegermtheoryoftruethelattermaybe.Wemay,ifwelike,speakofconsequence,ascertainmysticslovetodo,ofthedifferentlevelsorordersoftruth.WemayadoptwhatisessentiallyaPlatonistic（布拉图式的）trickofthoughtandinsistuponpostulatingtheexistenceofexternalrealitieswhichcorrespondtotheneedsandmodesofhumanfeelingandwhich,sowemayinsist,havetheirbeinginsomepartoftheuniverseunreachablebyscience.Buttodosoistomakeanunwarrantableassumptionandtobeguiltyofthemetaphysicalfallacyoffailingtodistinguishbetweenatruthoffeelingandthatothersortoftruthwhichisdescribedas“truthofcorrespondence”anditisbetterperhaps,atleastforthoseofuswhohavegrownupinthought,tosteerclearofsuchconfusionsandtorestcontentwiththeadmissionthat,thoughtheuniversewithwhichsciencedealsistherealuniverse,yetwedonotandcannothaveanybutfleetingandimperfectcontactswithit;thatthemostimportantpartofourlives-oursensations,emotions,desiresandaspirations-takeplaceinauniverseofillusionswhichsciencecanattenuateordestroy,butwhichitispowerlesstoenrich.Thetopicofthisselectionis（）.A.thedistortionofrealitybyscienceB.theconfusioncausedbyemotionsC.PlatonicandcontemporaryviewsoftruthD.theplaceofscientifictruthinourlives

26、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（）人。A.37B.27C.39D.29

27、目前我国上海和深圳证券交易所均实行（）的交割方式完成清算交易。A.T-1B.T+0C.T+1D.T+2

28、完整的计算机系统由（）两大部分组成。A.应用软件和系统软件B.随机存储器和只读存储器C.硬件系统和软件系统D.中央处理器和外部设备

29、生产者的短期成本一定（）长期成本。A.高于B.低于C.等于D.都有可能

30、在保险市场上，“道德风险”是指（）。A.保险公司不能区分低风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客

31、Whilethereasonsformassive，longer-burningwildfiresarecomplex，thereis______thatwildfireswilloccurmorefrequentlywithclimatechange。A.consensusB.conclusionC.recognitionD.compromise

32、我国的灿烂优秀文化中，有不少言简意赅的成语寓于哲理，尤其是具有批判意义的词语很耐人寻味。下列成语中否认了联系具有客观性的是（）。A.竭泽而渔B.照猫画虎C.东施效颦D.指鹿为马

33、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进行浮动的制度是（）。A.固定汇率制度B.盯住汇率制度C.联合浮动汇率制度D.浮动汇率制度

34、下列各项中，适用超额累进税率计征个人所得税的是（）。A.对企业、事业单位的承包、承租经营所得B.财产租赁所得C.特许权使用费所得D.稿酬收入

35、Themuseumcontainsseveral____worksofRenaissanceart,includingtwopaintingsbyRaphael,onebyDurer,onebyTitian,andanearlysketchbyTintoretto.A.uselessB.pricelessC.valuelessD.worthless

36、Passage7Ifyou'veeverstartedasentencewith,"IfIwereyou"orfoundyourselfscratchingyourheadatacolleague'sagonyoveradecisionwhentheansweriscrystal-clear,there'sascientificreasonbehindit.Ourowndecision-makingabilitiescanbecomedepletedoverthecourseofthedaycausingindecisionorpoorchoices,butchoosingonbehalfofsomeoneelseisanenjoyabletaskthatdoesn'tsufferthesamepitfalls.Theproblemis"decisionfatigue,"apsychologicalphenomenonthattakesatollonthequalityofyourchoicesafteralongdayofdecisionmaking,saysEvanPolman,aleadingpsychologist.Physicianswhohavebeenonthejobforseveralhours,forexample,aremorelikelytoprescribeantibioticstopatientswhenit'sunwisetodoso."Presumablyit'sbecauseit'ssimpleandeasytowriteaprescriptionandconsiderapatientcaseclosedratherthaninvestigatefurther,"Polmansays.Butdecisionfatiguegoesawaywhenyouaremakingthedecisionforsomeoneelse.Whenpeopleimaginethemselvesasadvisersandimaginetheirownchoicesasbelongingtosomeoneelse,theyfeellesstiredandrelylessondecisionshortcutstomakethosechoices."Bytakingupontheroleofadviserratherthandecisionmaker,onedoesnotsuffertheconsequencesofdecisionfatigue,"hesays."It'sasifthere'ssomethingfunandliberatingaboutmakingsomeoneelse'schoice."Gettinginputfromothersnotonlyoffersafreshperspectiveandthoughtprocess;itoftenalsoincludesriskierchoices.Whilethissoundsundesirable,itcanbequitegood,saysPolman."Whenpeopleexperiencedecisionfatigue-whentheyaretiredofmakingchoices-theyhaveatendencytochoosetogowiththestatusquo（现状）,"hesays."Butthestatusquocanbeproblematic,sinceachangeinthecourseofactioncansometimesbeimportantandleadtoapositiveoutcome."Inordertoachieveasuccessfuloutcomeorreward,somelevelofriskisalmostalwaysessential."Peoplewhoaresusceptibletodecisionfatiguewilllikelychoosetodonothingoversomething,"hesays,"That'snottosaythatriskisalwaysgood,butitisrelatedtotakingaction9whereasdecisionfatigueassuredlyleadstoinactionandthepossiblechagrin（懊恼）ofadecisionmakerwhomightotherwisepreferanewcoursebutisunfortunatelyhindered."Justbecauseyoucanmakegoodchoicesforothersdoesn'tmeanyou'lldothesameforyourself,Polmancautions."Researchhasfoundthatwomennegotiatehighersalariesforothersthantheydoforthemselves,"hesays,addingthatpeopleslipinandoutofdecisionroles.Whatarepeoplelikelytodowhendecisionfatiguesetsin（）A.TheyturntophysiciansforadviceB.TheytendtomakeriskydecisionsC.TheyadoptatotallynewperspectiveD.Theyrefrainfromtryinganythingnew

37、资料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon’tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn’twantyoutodo.Youarebuyingfromthemarketwhenyou____.A.borrowabookfromthelibraryB.lookafteryourchildrenC.drivetotheseasideforaholidayD.dineatarestaurant

38、孙某丈夫外出做买卖5年未归，也没有任何音讯，孙某欲改嫁，下面说法正确的是（）。A.孙某丈夫视为死亡.孙某可以直接改嫁B.孙某丈夫不论是生还是死。孙某均可以改嫁C.孙某丈夫经人民法院宣告失踪后.孙某可以改嫁D.孙某丈夫经人民法院宣告死亡后。孙某可以改嫁

39、生产价格形成的前提条件是（）。A.平均利润的形成B.利润率的形成C.剩余价值的形成D.超额利润的形成

40、Passage4Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouse-owner,forexample,knowsthathispropertycanbedamagedbyfire;theship-ownerknowsthathisvesselmaybelostatsea;thebreadwinnerknowsthathemaydieatanearlyageandleavehisfamilythepoorer.Ontheotherhand,noteveryhouseisdamagedbyfirenoreveryvessellostatsea.Ifthesepersonseachputasmallsumintoapool,therewillbeenoughtomeettheneedsofthefewwhodosufferloss.Inotherwords,thelossesofthefewaremetfromthecontributionsofthemany.Thisisthebasisofinsurance.Thosewhopaythecontributionareknownas"insured"andthosewhoadministerthepoolofcontributionsas"insurers".Notallriskslendthemselvestobeingcoveredbyinsurance.Broadlyspeaking,theordinaryrisksofbusinessandspeculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsatthepricesofferedisnotofakindthatcanbestatisticallyestimated—andriskscanonlybeinsuredagainstiftheycanbesoestimated.Thelegalbasisofallinsuranceisthe"policy".Thisistheprintedformofcontractonpaperofthebestquality.Itstatesthatinreturnfortheregularpaymentbytheinsuredofanamedsumofmoney,calledthe"premium",whichisusuallypaideveryyear,theinsurerwillpayasumofmoneyorcompensationforloss,iftheriskoreventinsuredagainstactuallyhappens.Thewordingofpolicies,particularlyinmarineinsurance,oftenseemsveryold-fashioned,butthereisasoundreasonforthis.Overalargenumberofyearsmanylawcaseshavebeenbroughttoclearupthemeaningofdoubtfulphrasesinpolicies.Thelawcourts,intheirjudgments,havegiventhesephrasesadefiniteandindisputablemeaning,andtoavoidfuturedisputesthephraseshavecontinuedtobeusedinpoliciesevenwhentheyhavepassedoutofnormaluseinspeech.Old-fashionedwordingissometimesusedininsurancepoliciesbecause（）.A.lawcourtshavedecidednottousefashionablewordsB.itiswidelyacceptedbyalltheinsuredC.itenablesordinarypeopletounderstanditeasilyD.themeaningofsuchwordinghasbeenagreedupon

41、____youreturnaftertherentalcounterclosesfortheevening,placeyourvehicle’skeysinthenightreturnslot.A.BecauseofB.AsaconsequenceC.IntheeventthatD.Priorto

42、Shewasabletogetthegovernmentand______companiestohelppatientswiththecostoftheircare.A.assuranceB.assumptionC.sanctionD.insurance

43、微型计算机中，ROM的中文含义是（）。A.随机存储器B.只读存储器C.高速缓冲存储器D.可编程只读存储器

44、下列选项中2008年1月1日起实施的《全国年节及纪念日放假办法》新增加的国家法定节日不包括（）。A.重阳节B.清明节C.中秋节D.端午节

45、当组织的人力资源供给小于需求时，正确的供需平衡方法是（）。A.扩大经营规模B.延长工作时间C.裁员D.推行工作分享

46、某企业外购A、B两种材料，A材料买价20万元，B材料30万元，两种材料共发生运杂费5000元。则B材料取材成本为（）。A.302500元B.305000元C.303000元D.300000元

47、A（n）___fiveyearsago,Pangkorboastedsweet-singingbirds.Nowthejungleisbeingcutdown.A.justB.mereC.onlyD.simple

48、Ournewproductwillbeputthroughanumberof（）testsbeforebeingreleasedtothepublic.A.dependentB.foundedC.withholdD.stringent

49、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.A.conclusionB.concludeC.conclusiveD.concludes

50、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。A.坚持了联系的观点，世界上一切事物都是相互联系的B.混渚了矛盾主次方面，看不到矛盾主要方面决定事物性质C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性

51、资料：Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforustorecognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmakeonefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncanlearmtorecognizefaces.Wealltakethisabilityforgranted.Wealsotellpeopleapartbyhowtheybehave.Whenwetalkaboutsomeone’spersonality,wemeanthewaysinwhichheorsheacts,speaks,thinksandfeelsthatmakethatindividualdifferentfromothers.Likethehumanfacehumanpersonalityisverycomplex.Butdescribingsomeone’speronalityinwordsissomewhateasierthandescribinghisface.Ifyouwereaskedtodescribewhatanicefacelookedlike,youprobablywouldhaveadifficulttimedoingso.Butifyouwereaskedtodescribeaniceperson,youmightbegintothinkaboutsomeonewhowaskind,consideratefriendly,warm,andsoforth.Therearemanywordstodescribehowapersonthinks,feelsandacts.GordonAllports,anAmericanpsychologist,foundnearly18,000Englishwordscharacterizingdifferencesinpeople’sbehavior.Andmanyofususethisinformationasabasisfordescribingortyping,hispersonality.Bookworms,conservatives,militarytypes——peoplearedescribedwithsuchterms.Peoplehavealwaystriedtotypeeachother.ActorsinearlyGreekdramaworemaskstoshowtheaudiencewhethertheyplayedthevillain’sorthehero’srole.Infact,thewordspersonandpersoalitycomefromtheLatinpersona,meaningmask.Today,mosttelevisionandmovieactorsdonotwearmasks.Butwecaneasilytellthegoodguysfromthebadguysbecausethetwotypesdifferinappearanceaswellasinactions.Theauthorismostprobablya_______A.psychologistB.behavioristC.writerD.sociologist

52、中国人相互见面和离别时，最常见的礼仪是（）。A.微笑B.拥抱C.握手D.挥手

53、“我劝天公重抖擞，不拘一格降人才!”出自（）的诗句。A.梁启超B.龚自珍C.康有为D.林则徐

54、银河系也是（）所在的恒星星系，是一个普通的旋涡星系。A.星星和月亮B.地球和太阳C.地球和月亮D.星星、月亮、卫星和彗星

55、资料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.What'spuzzlingisthatyoucanpayahighpriceto