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1、原文7 ways to protect your financial information from online scammersfrom CNBC 282 words 3 mins As online shopping heats up ahead of the holiday season, consumers should be aware of an increasingly common scam called “e-skimming,” the FBI warns. Here are seven things you can do to keep the financial i

2、nformation secure now.1. Use a virtual credit cardUse thevirtualcreditcards whenshoppingonline.Creditcardsoffer better protections for consumers. Debit cards act essentially as cash, whereas if a thief uses your credit card, no money is actually taken fromyou.2. Pay using a third party2. 使用第三方支付Its

3、smart to pay through a third-party processor like PayPal or Venmo if the retailers site gives you that option, so that theres no personal information to steal.3. Keep your tech updatedConsumers should keep their internet browsers and phone and computer operating systems up-to-date to ensure that the

4、 sites you visit are automatically encrypted and secure.4. Be careful with gift cardsScammers are now stealing gift card balances, McElroy notes. “Who checks their gift card balances on a daily basis?” McElory says. “Thieves get a lot longer to hide.”5. Watch out for phishing emailsEmails might be a

5、 phishing attack that gives scammers access to your financial information. “Always be wary of incoming communications,” McElroy says.6. Regularly monitor bank accountsset up credit card and bank account withdrawal alerts. If you receive an alert about a purchase you did not make, immediately alert y

6、our bank and credit card issuer.Nowadays, consumers are wise to regularly check card statements, and7. Keep tabs on your credit reportOn top of your bank and credit card statements, if you see somethingthats amiss, youll want to dispute it immediately.翻译防止网络诈骗盗取财务信息的 7 种方法7 ways to protect your fina

7、ncial information from online scammersfrom CNBC 282 words 3 mins As online shopping heats up ahead of the holiday season, consumers should be aware of an increasingly common scam called “e-skimming,” the FBI warns. Here are seven things you can do to keep the financial information secure now.美国调查局(F

8、BI)警告称，随着假期季的到来，网上购物开始升温，消费者应该意识到名为“电子盗刷”这种日益常见的信息安全的做法。这里罗列了 7 种可以保护财务1. Use a virtual credit card1. 使用虚拟信用卡Use the virtual credit cards when shopping online. Credit cards offer better protections for consumers. Debit cards act essentially as cash, whereas if a thief uses your credit card, no money

9、 is actually taken from you.网上购物时使用虚拟信用卡。信用卡为消费者提供了更好的保护。借记卡本质上起到是现金的作用，但若小偷使用了信用卡，它实际上是不能取走钱的。2. Pay using a third party2. 使用第三方支付Its smart to pay through a third-party processor like PayPal or Venmo if the retailers site gives you that option, so that theres no personal information to steal.若零售商网站

10、提供了这个选择，那么通过第三方处理程序如 PayPal 或 Venmo付款是明智的，这样就没有个人信息可以窃取。3. Keep your tech updated3. 保持软件更新automatically encrypted and secure.消费者应保持其互联网浏览器以及电话和计算机操作系统处于最新状态，以确保访问的网站是自动加密和安全的。Consumers should keep their internet browsers and phone and computer operating systems up-to-date to ensure that the sites yo

11、u visit are4. Be careful with gift cards4. 小心礼品卡Scammers are now stealing gift card balances, McElroy notes. “Who checks their gift card balances on a daily basis?” McElory says. “Thieves get a lot longer to hide.”麦克尔罗伊指出，骗子现在正在窃取礼品卡余额。“谁每天检查他们的礼品卡余额？” 麦克尔罗伊说。 “小偷就更难被发现了。”5. Watch out for phishing e

12、mails5. 当心电子邮件Emails might be a phishing attack that gives scammers access to your financial information. “Always be wary of incoming communications,” McElroy says.电子邮件可能是攻击，让骗子获取财务信息。麦克尔罗伊说:“始终提防收到的通信。”6. Regularly monitor bank accounts6. 定期监控银行账户and credit card issuer.如今，消费者明智的做法是定期检查信用卡对帐单，并设置信用卡

13、和银行帐户提款提醒。若收到关于未购买订单的警告，请立即银行和信用卡发行商。Nowadays, consumers are wise to regularly check card statements, and set up credit card and bank account withdrawal alerts. If you receive an alert about a purchase you did not make, immediately alert your bank7. Keep tabs on your credit report7. 密切关注信用报告On top o

14、f your bank and credit card statements, if you see somethingthats amiss, youll want to dispute it immediately.除了银行和信用卡对帐单以外，如果发现任何不对劲，请立即提出异议。讲义7 ways to protect your financial information from online scammers scammer/skm/n. 诈骗犯，骗子相关：scamn. ，诈财例句：He got involved in a credit card scam. scamv. 诈骗（某人），

15、骗取（某人）钱财近义：cheaterAs online shopping heats up ahead of the holiday season, consumers 例句：A guy scammed old pensioners out of their savings.should be aware of an increasingly common scam called “e-skimming,” the FBI warns. Here are seven things you can do to keep the financial information secure now.h

16、eat up激烈起来，更加活跃例句：The election contest is heating up.近义：hot upe-skimming/i-skm/n. 电子盗刷词源：e- 电子、网络 + skimming 盗刷 skimv. 盗用（信用卡电子信息）例句：It is estimated that skimming now accounts for almost 50% of credit card fraud.1. Use a virtual credit cardvirtual/vrt(u)l/adj. 虚拟的，模拟的搭配：virtual world虚拟世界Use the virt

17、ual credit cards when shopping online. Credit cards offer better protections for consumers. Debit cards act essentially as cash, whereas if a thief uses your credit card, no money is actually taken from you.例 句 ：New technology has enabled development of an online virtual library.反义：real, actualdebit

18、/debt/n. 借记，借方搭配：on the debit side of an account账户的借方例句：On the debit side (= a negative result will be that) the new shopping centre will increase traffic problems.反义：credit n. 贷记，贷方act as充当，起作用例句：Can you act as interpreter?The padding acts as a cushion if the player falls or is hit by the ball.wher

19、eas/werz/conj. 然而，但是例句：Some of the studies show positive results, whereas others do not.近义：thoughDebit cards act essentially as cash, whereas if a thief uses your credit card, no money is actually taken from you.主句是 Debit cards act essentially as cash，essentially 修饰谓语动词 act； 句子whereas 表转折，后面引导本身是主从复

20、合句的状语从句，复合句主句是 no money is actually taken from you，if a thief uses your credit card 是 if 引导的条件状从。2. Pay using a third partyIts smart to pay through a third-party processor like PayPal or Venmo if the retailers site gives you that option, so that theres no personal information to cessor/prse

21、sr/n. （负责）加工、处理的人/事物搭配：food processor食品加工商/食品加工机例句：He is a loan processor with a bank. processorn. 处理器例句：This computer has two processors, but only one keyboard. 句子It 是形式主语，用的是 its + adj. + to do sth 的句式，真正的主语是 to paythrough a third-party processor like PayPal or Venmo，like PayPal or Venmo 是介宾短语作后置定

22、语修饰 a third-party processor；if 引导条件状从；Its smart to pay through a third-party processor like PayPal or Venmo if the retailers site gives you that option, so that theres no personal information to steal.so that 引导结果状语从句，there be + n./pron. + 动词不定式结构，to steal作补语，逻辑宾语是 personal information。3. Keep your

23、tech updatedConsumers should keep their internet browsers and phone and computer operating systems up-to-date to ensure that the sites you visit are automatically encrypted and secure.encrypted/nkrptd/adj. 加密的搭配：files stored in encrypted form用加密形式储存的文件相关：encryptv. 把加密 例 句 ：All calls will be digitall

24、y encrypted to make eavesdropping impossibleencryptionn. 加密；加密术 搭配：secure encryption of data数据的安全加密反义：decrypted4. Be careful with gift cardschecks their gift card balances on a daily basis?” McElory says. “Thievesget a lot longer to hide.”Scammers are now stealing gift card balances, McElroy notes.

25、“Whobalance/blns/n. 余 额例句：My bank balance isnt good. 近义：remainderon a daily basis以日为基准，每日/每天 basisn. 基准，方式搭配：on a regular/permanent/part-time/temporary basis以定期/永久/ 兼职/临时性的方式on a daily/day-to-day/weekly basis按每天/每日/每周一次的标准5. Watch out for phishing emailsEmails might be a phishing attack that gives s

26、cammers access to your financial information. “Always be wary of incoming communications,” McElroy says.phishing/f/n. ，网络诱骗搭配：an email that is likely a phishing scam一封可能是诈骗的电子邮件近义：pharmingn. 域欺骗，网址嫁接wary/weri/adj. 小心的，谨慎的，留神的相关：fishing （同音异形词 homonym)用法：wary of sb/sth/doing sth例句：Be wary of stranger

27、s who offer you a ride.Im a bit wary of driving in this fog.He gave her a wary look.近义：cautious6. Regularly monitor bank accountsNowadays, consumers are wise to regularly check card statements, andset up credit card and bank account withdrawal alerts. If you receive an alert about a purchase you did

28、 not make, immediately alert your bank and credit card issuer.withdrawal/ wdrl/n. 提款，取款例句：You can make withdrawals of up to $250 a day.相关：withdrawv. 提、取（银行账户中的款） 例句：Id like to withdraw 250 please.搭配：a bomb/fire alert近义：caution, warning/火警警报 alertadj. 警觉的，警惕的alert/lrt/n. 警报，警示例句：Two alert scientists

29、spotted the mistake.alertv. 向发出警报，使警觉例句：The school immediately alerted the police.7. Keep tabs on your credit reportOn top of your bank and credit card statements, if you see somethingthats amiss, youll want to dispute it immediately.keep tabs on监视，密切注意例句：Its not always possible to keep tabs on everyones movements.近义：monitoron top of除之外例句：He gets commission on top of his salary.近义：in addition toamiss/ms/adj. 不对劲的，有问题的dispute/dspjt/v