货币银行学模拟试卷

2007级函授会计专科货币银行学模拟试题A名词解释（每个名词4分，共20分） 商业信用 基础货币 资本充足率 公开市场业务 投资基金二、简答题（每小题10分，共50分）1、 请比较股票与债券的异同。2、 股票价格指数是怎么计算出来的？为什么经常被人们当作一国宏观经济运行状况的晴雨表？3、 商业银行为什么要开展中间业务？4、 简述中央银行的职能和特点。5、 决定和影响利率的一般因素有哪些？三、论述题（每小题15分，共30分）1、举例说明存款货币的创造原理。2、试述商业银行开展金融创新的原因及后果。货币银行学模拟试题B名词解释（每个名词4分，共20分）贴现 金融市场 法定利率 存款准备金率商业信用二、简答题（每小题10分，共50分）1、简述信用工具的特征。2、影响基础货币的因素有哪些？3、提高利率将对国民经济将产生什么影响？4、影响和决定证券价格变化的因素有哪些？5、商业银行为什么要开展金融创新？三、论述题（每小题15分，共30分）1、如何治理需求拉上型的通货膨胀？2、我国为什么要开放金融市场？货币银行学模拟试题C名词解释（每个名词4分，共20分）市场利率 资本充足率 通货膨胀 金融工具 消费信用二、简答题（每小题10分，共50分）1、简述金融市场的功能。2、商业银行的投资业务与放款业务有什么不同？ 3、影响利率变化的因素有哪些？ 4、简述中央银行的职能和特点。5、证券价格为什么会经常变化？三、论述题（每小题15分，共30分）1、论述一般性货币政策工具以及它们如何对宏观经济目标产生影响。2、影响货币供应量的因素有哪些？经济法模拟试题一一、 名词解释（每个4分，共32分）有限责任公司 商业秘密 上市公司收购 背书 增值税 国有资产 中外合作经营企业 垄断二、 问答题（68分）1、简述我国公司法的原则。（6分）2、请阐述票据上的法律关系。（8分）3、消费者权益争议的解决途径有哪些？（5分）4、简述社会保险与商业保险的区别。（8分）5、简述合伙企业的特点。（7分）6、经济法渊源的种类有哪些？（10分）7、简述货币政策的含义、货币政策目标的概念和内容。（10分）8、请列举法律所禁止的证券交易行为，并加以解释说明。（9分）9、税收法律关系有哪些特点。（5分）经济法模拟试题二一、 名词解释（每个4分，共32分）垄断 个人独资企业 社会保险 公司债券 票据行为 国有资产中外合资经营企业 证券投资基金二、 问答题（共68分）1、有限责任公司的特征是什么？（6分）2、侵犯商业秘密的行为有哪些？（7分）3、我国上市公司收购的主要制度有哪些？（9分）4、简述票据的法律特征。（8分）5、简述中国人民银行的主要职能。（6分）6、经济法渊源的种类有哪些？（10分）7、简述金融监管的原则。（6分）8、简述社会保障的基本特征。（5分）9、经济法律关系的构成要素是什么？（6分）10、简述计划编制的程序。（5分）经济法模拟试题三一、 名词解释（每个4分，共32分）经济法律关系 上市公司收购 商业贿赂 本票 垄断经济法的实施 财政 合伙企业二、 问答题（共68分）1、股份有限公司的特征是什么？（7分）2、简述消费者的权利。（10分）3、简述票据行为的特征。（6分）4、简述我国自然资源法的原则。（6分）5、简述货币政策的含义、货币政策目标的概念和内容。（10分）6、简述社会保障法的原则。（7分）7、税收法律关系有哪些特点？（7分）8、请列举法律所禁止的证券交易行为。并加以说明。（9分）9、简述金融监管的原则。（6分）会计学专科英语模拟试题I. Vocabulary and Structure (30%) There are 30 questions in this part. For each question there are 4 choices marked A, B, C, and D. Choose the One that best answers the question.1. True love cannot be , and it is priceless.A. broughtB. caughtC. boughtD. broad2. Finally the crowd broke (up) _ _ several groups. A. withinB. inC. atD. into3. Being afraid of the dark, she always slept the light on. A. withB. byC. besideD. of4. John is not whether Eddie likes the picture of him and his family. A. ensureB. assureC. sureD. surely5. When he got the train, he didnt know where he was. A. onB. upC. offD. at6. She went into the street and a taxi home. A. tookB. takingC. takenD. had taken7. Why should we find some to the problems brought by TV? A. meansB. wayC. solutionD. method8. This region at an average of 4,000 meters above sea level. A. laysB. liesC. locatesD. places9. I was _ _ _ to find his article on such an _ _ _ topic so _ _ . A. surprised, excited, bored B. surprising, exciting, boringC. surprised, exciting, boring D. surprising, excited, bored10. He _ _ his book on the desk last night. A. lie B. laid C. lay D. lain11. Although they are brothers, they are entirely _ _ each other . A. get along well with B. different fromC. satisfied with D. ashamed of12. Hardly _ _ the classroom when the class began.A. he had entered B. he entered C. had he entered D. he was entered13. Come here and give me a _ _. A. help B. hands C. support D. hand14. This post card is sent by _ _. A. a friend of father B. a friend of my fathers C. my father friend D. my father friends 15. Its foolish to your time. A. waste B. leave over C. spend D. damage16. With a school record like a young woman, why didnt you try for a university scholarship? A. Im shocked B. Im amazed C. Im puzzled D. I feel pity17. Many companies are going because of high interest rates. A. bankruptB. bankruptcyC. to a bankD. to banking18. It is only a of time before the rebels surrender. A. problemB. meansC. thingD. matter19. An important quality of a mystery shopper is that he should be good observation. A. atB. inC. forD. to20. wed arrived there we had a wonderful time. A. onlyB. onceC. one timeD. one more21. For him, it would be a to be able to have a day off work. A. importanceB. matterC. goodD. luxury22. a mystery shopper will typically work several stores, taking mental notes while inside, . A. things to be remembered B. things concerning the mind C. things fixed in the mind D. things done in the mind23. If a secret shopper will be sent in, , the candidate must have a particular profile that meets a high-end, luxury car-type buyer profile.A. different from others B. worthy of note or unusualC. full of details D. hard to please24. Jack and Smith the work equally between them. A. shakeB. shadeC. shedD. share25. The train arrived one hour behind _ _. A. plan B. timetable C. schedule D. date26. How we _ _ a chance to visit your country!A. longed for B. looked for C. waited for D. went for27. That was _ _ minority nationalities were treated in old China. A. what B. which C. that D. the way28. It is necessary that he _ _ for Beijing right now. A. leave B. leaves C. will leave D. left29. What chance does a _ _ man who never finished high school have? A. forty-years-old B. forty-years-oldsC. forty-year-old D. forty-year-olds30. Marriage on true love often brings happiness.A. decidedB. determinedC. basedD. reliedII. Cloze (10%)There are 2 passages in the part. In each passage there are 10 blanks. For each blank are provided 4 answers. Choose the one that best completes the passage.Television 31 its first serious appearance in 1939, but it did not become common until the early 1950s. Since then, innumerable children 32 in front of the set. However, many people now worry about the effect of TV on the young. They wonder there had never been 33 invention. Why are they so afraid? Is television really harmful?Like almost anything else, television has its good as well as its bad sides. It has 34 joy and interest into the lives of the old, the sick, and the lonely. Without it, some of these people would have little pleasure and no window 35 the world.Unfortunately, some television programs have been extremely harmful to the young. Children do not have enough 36 . They do not realize that TV programs often show an unreal world. Commercials lie in order to sell products that are sometimes bad or useless. Children believe them and want to 37 what they see on TV. They believe that they will make more friends if they use a certain soapor some other product. They believe that the murders on TV 38 are normal and acceptable. By the time they are out of high school, most young people have watched about 15,000 hours of television, and have seen about 18,000 violent 39 . If they see violent deaths every day, how can they be shocked by murder in real life?Television has certainly changed our lives and our society. 40 its good points, it has brought many problems. We must find a solution to these problems becausewhether we like it or nottelevision is here to stay.31. A. broughtB. tookC. didD. made32. A. grew upB. are growing upC. have grown upD. grow up33. A. suchB. so anC. such anD. so34. A. gotB. tookC. carriedD. brought35. A. ofB. onC. toD. for36. A. experiencesB. experienceC. experiencingD. an experience37. A. integrateB. makeC. initiateD. initiate38. A. screensB. facesC. surfacesD. appearances39. A. deadB. deathsC. deadsD. death40. A. Come withB. With alongC. Upon withD. Along withCars are an important part of life in the United States. 41 most people feel that they are poor. And even if a person is poor he doesnt feel really poor 42 he has a car. There are three main reasons the car became so popular in the United States. 43 of all the country is a huge one and Americans like to move around in it. The car provides the most comfortable and 44 form of transportation. With a car people can go any place without spending a lot of money. The second reason cars are popular is the fact 45 the United States never developed an efficient and inexpensive form of public 46 . Long-distance trains have never been as common in the United States as they are in other parts of the world. Nowadays there is a good system of air-service 47 by planes. But it is too expensive to be used frequently. The third reason is the most important one, though. The American spirit of independence is 48 really made cars popular. Americans dont like to wait for a bus, or a train or even a plane. They dont like to have to 49 an exact schedule. A car gives them the freedom to schedule their own time. And this is the freedom that Americans want 50 to have.41. A. Without a car B. Not with a car C. Without no car D. With not a car42. A. although B. when C. whether D. but 43. A. First B. Firstly C. At first D. The first44. A. cheap B. most cheap C. cheapest D. cheaper45. A. which B. that C. where D. what46. A. movement B. carriage C. shipping D. transportation47. A. providing B. to provide C. provided D. provides48. A. that B. what C. how D. which49. A. follow B. further C. chase D. run50. A. best B. most C. worst D. least III. Reading Comprehension (30%)Section A: There are 2 passages in this section. Each passage is followed by some true-false questions. Decide whether each of them is true (T) or false (F).Passage 1 In the old days, divers used to go down into the sea looking for ships that had sunk, because they hoped to find gold and jewels. Now divers still search for valuable things in sunken ships, but they also try to bring to the surface the ships themselves, or parts of them. The value of different kinds of metals has increased greatly over the last twenty or thirty years and even though a ship has been under the sea for many years, it may be worth a great deal. One famous sunken ship is the Lusitania, which sank off the southern coast of Ireland in 1915 with a loss of nearly 1500 lives. It has four huge propellers made of an expensive metal. Today each of those propellers is worth $300,000 or more. The ship, lying on the sea-bed has been bought by a man called John Light. He paid about $1,200,000 for the whole ship. He hopes to bring up those propellers and sell them. He also hopes to sell other parts of the ship, when he has brought them to the surface, for about $ 600,000.51. Divers try to bring up metals because some kinds of them are worth a lot of money.52. Now divers still search for valuable things and try to bring to the earth surface the ships themselves.53. John Light hopes he may be able to sell the whole ship of “Lusitania” for more than $1.5 million.54. The ship “Lusitania” sank off the southwestern coast of Ireland with a lot of people drowned.55. In the past, divers hoped to bring up everything of a sunken ship except metals.Passage 2More and more people today are realizing the importance of regular physical exercise. In the past, work for most people involved manual labor in the fresh open air of the fields. However, nowadays an increasing number of people are employed in offices or factories. Their daily work does not provide them with the amount of exercise their bodies need. Therefore, they have come to spend part of their free time doing regular physical exercise.There are many different forms of exercise to suit different tastes. For example, those who enjoy competitive sports may take up ball games. Those who prefer to exercise alone can have a run or take a walk in the morning or in the evening. Besides, people can go swimming in summer and go skating in winter. In short, no matter what their interests are, people can always find one or more sports that are suitable to them.However, the form of physical exercise must be chosen carefully. More harm than good will result if people choose the wrong form of exercise. For the aged, Qigong or Tai Ji Quan will suit them better than competitive sports. Those who have little spare time may have a regular run in the morning. Only if the kind of exercise is chosen properly and performed regularly, will it benefit peoples health, work and study.56. Nowadays, more people realize the importance of physical exercise.57. It is unnecessary to take some exercise every day.58. People who enjoy competitive sports may take up basketball or football. 59. Physical exercise can do more harm than good to people because they will feel tired after it.60.People can always find one or more sports that benefit their health, work and study.Section B: There are 2 passages in this section. Each passage is followed by some questions. For each question there are 4 choices marked A, B, C, and D. Decide on the choice that best answers the question.Passage 3Betty and Harold have been married for years. But one thing still puzzles old Harold. How is it that he can leave Betty and her friend Joan sitting on the sofa, talking, go out to a ballgame, come back three and a half hours later, and theyre still on the sofa? Talking?What in the world, Harold wonders, do they have to talk about?Betty shrugs. Talk? We are friends.Researching this matter called friendship, psychologist Lillian Rubin spent two years interviewing more than two hundred women and men. No matter what their age, their job, their sex, the results were completely clear: women have more friendships than men, and the difference in the content and the quality of those friendships is “marked and unmistakable.”More than two-thirds of the single men Rubin interviewed could not name a best friend. Those who could were likely to name a woman. Yet three-quarters of the single women had no problem naming a best friend, and almost always it was a woman. More married men than women named their wife/husband as a best friend, most trusted person, or the one they would turn to in time of emotional distress. “Most women,” says Rubin, “identified at least one, usually more, trusted friend to whom they could turn in a troubled moment, and they spoke openly about the importance of these relationships in their lives.”“In general,” writes Rubin in her new book, “womens friendships with each other rest on shared emotions and support, but mens relationships are marked by shared activities.” For the most part, Rubin says, interactions between men are controlled a good fit with the social requirements of “manly behavior.”“Even when a man is said to be a best friend,” Rubin writes, “the two share little about their innermost feelings. Whereas a womans closest female friend might be the first to tell her to leave a failing marriage, it wasnt unusual to hear a man say he didnt know his friends marriage was in serious trouble until he appeared one night asking if he could sleep on the sofa.”61. What old Harold cannot understand or explain is the fact that _.A. he is treated as an outsider rather than a husbandB. women have so much to shareC. women show little interest in ballgamesD. he finds his wife difficult to talk to62. Rubins study shows that for emotional support a married woman is more likely to turn to _.A. a male friend B. a female friend C. her parents D. her husband63. According to the text, which type of behavior is NOT expected of a man by society? A. Ending his marriage without good reason.B. Spending too much time with his friends.C. Complaining about his marriage trouble.D. Going out to ballgames too often.64. Which of the following statements is best supported by the last paragraph?A. Men keep their innermost feelings to themselves.B. Women are more serious than men about marriage.C. Men often take sudden action to end their marriage.D. Women depend on others in making decisions.65. The research done by psychologist Rubin centers around _.A. happy and successful marriages B. friendships of men and womenC. emotional problems in marriage D. interactions between men and womenPassage 4Cultural differences in business entertaining include issues such as who one entertains and where and how one entertains. In countries in which status is important, it is not advisable to invite people of different statuses to the same dinner party. Americans will often invite people to their homes. Whereas in some societies the home is considered too private, unworthy or small to serve as an appropriate place for business entertaining. In some countries there is a “help yourself” approach to entertaining done in the home. This approach does not work well when entertaining people whose culture teaches them to wait to be asked three times before accepting an offer of food. In one instance, a Chinese guest went an entire evening without eating though he was quite hungry because he was too embarrassed to take food after only being asked to do so once.Gift giving has its own set of protocols. As a general rule, a small gift from your home country is appreciated. A gift that is