金融英语(FECT)考试必备--金融流程英语.doc

echnical AnalysisThe study of markets and securities based on historic price.技术分析根据证券的历史价值研究市场。Moving AveragePrice average that, for a specific period (e.g., 30 days), picks up the price for the latest day and drops the price for the earliest day.移动平均数一种价格综合指数，在一定期间(比如30天)选用最近一天的价格，排除最早一天的价格。Support LevelThe level at which a stock price stops falling due to market demand.支撑线股价由于市场需求停止跌落的一条线。Resistance Level The level beyond which a stock price cannot rise due to selling pressure in the market.阻力线股价由于市场抛售压力停止上涨的一条线。VolumeTotal number of shares of a security traded in a certain period.成交量一定时期证券交易的总成交额。BreakoutWhen a stock rises above its resistance level and continues to rise at a rapid pace.突破股价突破阻力线继续快速上涨。Top OutThe end of a period of increase in a stock price or market level which signals it will begin to fall.上升乏力上涨期间的尾部，显示它将开始回落。Chart PatternGraphic illustration of price performance using historic data that is used to predict the next price move. 技术图形通过使用历史数据预测下一次股价波动的图示。金融英语基础辅导：Stock股票StockOwnership of a corporation represented by shares usually in the form of certificates. 股票股份公司股份的所有权证明，通常为证书形式。Dividend, StockMoney paid on a per share basis to shareholders from a company.红利公司按每股分配给股东的利润。Stock, CommonA class of stock which gives its holder the right to vote at shareholder meetings but does not guarantee payment of dividends.普通股赋予股东在股东会议上的表决权，但不保证支付红利的股票。Stock, Preferred Pays a fixed dividend and has priority over common stock regarding claims to assets of a corporation in a liquidation or bankruptcy.优先股能够取得固定红利，并在公司破产或被清算时对剩余资产较普通股而言享有优先分配权的股票。Stock, Cumulative PreferredPreferred stock whose dividends, if not paid for any reason, will accumulate until they are paid.累积优先股如果没有支付红利，那么红利将累计到下次分配时补足的优先股。Stock, Non-cumulative PreferredPreferred stock whose dividends do not accrue until paid. If a dividend is missed for any reason, it will never be paid.非累积优先股如果公司没有分配红利，那么这些红利不会累积到下一次。Voting Rights The right of common shareholders to vote for the election of officers of a corporation as well as on other issues regarding its operations. 表决权普通股股东就公司管理人员选举和其它事项表决的权利。Signature Guarantee Seal A raised seal affixed to the back of a certificate of stock to verify an endorsement signature when transferring ownership of shares.签名担保印章转让股份时盖在股票证书背面，用以证明背书签名的凹凸印章。金融英语基础辅导：Bonds债券Bond An interest-bearing government or corporate security that obligates the issuer to make specified payments on a specific schedule to the bondholder. 债券政府或公司发行的计息证券，要求发行人按照一定的日期向债券持有人支付一定金额。Face ValueThe principal amount of a bond which is stated on its face and which the issuer is obligated to pay at the date of maturity.票面价值债券的票面价值是票面所列价值，代表发行人在到期日必须支付的金额。Maturity, Date ofThe date the issuer of a bond is obligated to pay its face value.到期日债券发行人必须支付票面价值的日期。Bond, MunicipalBond issued by a government or government agency to raise money for public works projects.政府债券政府或政府机构发行的债券，目的是为公共项目募集资金。DiscountThe market value of a bond which is below its face value.折价债券的市场价低于票面价值。PremiumThe market value of a bond which is above its face value.溢价债券的市场价超过票面价值。Total ReturnReturn on a bond investment including appreciation and dividends.总收益债券投资的收益，包括增值和红利。Maturity, Yield toThe total return on a bond investment realized if held to maturity. 到期收益如果持有债券至到期日取得的总收益。金融英语基础辅导：Charts图表ChartA graphic illustration of historical trading activity.图表历史交易情况的图形化显示。Bar Chart A chart on which each periods trading is represented by a vertical bar showing opening, high, low, and closing prices.K线图每一时期的交易由一个垂直的柱形表示，显示开盘价、最高价、最低价和收盘价。Line ChartA chart on which only the closing price for each period is tracked.连线图只记录每一时期收盘价的图表。Point and Figure ChartA chart which records price changes in columns using xs for upward moves and os for downward moves in a given period.点数图以柱状记录某一时期内价格变化的图表，用X表示上升变化，O表示下降变化。Candlesticks Chart Japanese version of a bar chart using a more graphic design. The information is presented to resemble a series of candles with wicks.烛状图更形象化的日本式K线图。显示的信息如同一串带着烛芯的蜡烛。Head and Shoulders Pattern ChartChart pattern resembling the head and shoulders of a person. Signals the reversal of a trend.头肩图形类似人的头和肩的图形，显示趋势的改变。Double Top Chart Chart pattern showing a rising price, then a drop, then another rise. Indicates a resistance level.重顶图上升下降然后又上升的图形，显示阻力线。TrendlineStraight lines drawn on a chart to determine the strength and direction of a trend or its reversal.趋势线图表上画的直线，确定趋势的力量和方向及其逆转金融英语基础辅导：CompanyLeader公司领导Company Leader A top employee of a company who has a vision for the future and can communicate effectively inspiring others to work toward that vision.公司领导公司高级雇员，具有远见并能激励他人达到目标。VisionSeeing where a company should be going and how to get it there.远见能够看到公司的发展方向和方式。DelegateTo entrust authority or tasks to capable co-workers or subordinates.授权将权力或任务分派给有能力完成的同事或下属。Strong Personality Qualities that characterize a unique, self-assured individual.个人魅力独特的个人气质。InspireTo stimulate the energy of people and move them to action.激励鼓舞人们的士气，鼓励他们行动。LoyaltyDevotion to a person or a cause. Dependability in action.忠诚忠于某人或某事业。完全可靠。Big PictureThe overall plan of a project or policy and how all of its numerous details and tasks fit together to make it successful.大视野项目或政策的整体方案，计划各种细节和任务如何衔接配合以成功实施。Achieve Goals Perform necessary tasks and carry out policies which are determined by a company leader as essential to the success of a company.实现目标实施必要的任务，开展公司领导认为对公司成功所必不可少的政策。金融英语基础辅导：CompanyProducts公司产品ProductA commodity offered for sale.产品用于销售的商品。ReputationThe good name of a company. The degree to which it is held in high regard by the public.商誉公司的名声。公司在公众中的声望度。PackagingA container in which a commodity is displayed and offered for sale.包装盛放供销售的产品的容器。Effectiveness The ability to produce a desired result or effect.有效性产生意图的结果或效果的能力。QualityA characteristic of excellence that defines the nature of a product.质量显示产品本质的优秀性能。AvailabilityWhen a product is able to be purchased when needed.可得性需要时是否容易买到某一产品。The early bird gets the wormWestern saying that means that the first one to market with a product will get the biggest market share.“早起的鸟儿有虫吃”西方谚语，指最早将产品投入市场的公司将取得最大的市场份额。Build a better mousetrap and the world will beat a path to your doorWestern saying that means if you improve the quality and function of an essential product many consumers will buy it. “酒香不怕巷子深”西方谚语，指如果你提高关键产品品质或功能，消费者就会购买你的产品。金融英语基础辅导：CorporateStructure公司结构Corporate StructureHow authority and accountability are delegated within a company as well as how ownership is divided.公司结构公司内部权力如何分配，责任如何划分。Certificate of Incorporation Issued by a state upon approval of articles of incorporation. Together they form the corporate charter which establishes a corporation.开业证明由州政府批准公司章程后颁发。它们共同组成公司成立的宪章。BylawsRules governing the internal management of a company drawn up at the time of incorporation.规章制度公司成立时制订的内部管理制度。Board ResolutionDocument recording a decision by the board of directors for action.董事会决议记录董事会行动决定的文件。Board of DirectorsPersons elected to develop company policy and ensure that a corporation acts within the scope of its corporate charter.董事会被推选制订公司政策并确保公司按照其宪章运营的决策机构。Checks and BalancesSystem in which each level of authority is “checked” by the others to make sure that power is balanced between them.制衡权力互相受到制约，保证相互间权利平衡。Chief Executive Officer (CEO)Officer of a firm principally responsible for its day to day operations, usually the chairman of the board or president.首席执行官(CEO)对公司日常运营负主要责任的官员。通常为董事会主席或总裁。Chain of Command A system wherein authority is passed down from top to bottom through a series of executive positions each of which is accountable to the one above it. 命令链权力自上而下进行分配，下级官员对上级官员负责的体系。金融英语基础辅导：MutualFunds共同基金Mutual FundA fund managed by an investment company in which investors pool their capital. 共同基金由投资公司管理并由投资人共同投入资本的基金。Fund, Open-endA mutual fund which continuously offers shares into the market.开放式基金向市场不断投放基金单位的共同基金。Fund, Closed-endA mutual fund that offers a limited number of shares which are traded on an exchange. 封闭式基金只投放一定数量基金单位，并在交易所交易的共同基金。Net Asset Value The market value of a mutual fund. Used for determining the purchase and redemption price of shares of a fund.净资产价值共同基金的市场价值，用于确定某一基金的申购和赎回价格。Fees, Front-end LoadA sales charge paid by the investor at the time of purchase.申购费用共同基金投资者在购买基金时支付的销售费用。Fees, Back-end LoadA fee paid by an investor at the time of re