unit2theboyandthebankofficer现代大学英语精读ppt课件.ppt

Lesson4,TheBoyandtheBankOfficerPhilipRoss,1,Contents:,Warm-upBackgroundInformationTextAppreciationDetailedAnalysisAssignments,2,Warm-up:BankVocabulary(1/6),Howmanyofthefollowingbank-relatedwordsdoyourecognize?,A.T.M.(automatictellermachine)amountinfiguresamountinwordsannualinterestrateBank/pass/accountbookbillblankcheck/chequebyinstallmentcashchangecheck/chequeaccountchequebook/checkbookclerkcoincollateralcommercial/merchantbank,自动取款机小写金额大写金额年利率存折钞票空白支票分期付款现金找零支票帐户支票簿柜台职员硬币担保物商业银行,countercreditcarddailyinterestaccountdebtexchangerateexpenseaccountextensionfillout/inaformfullrefundmoneyinfives/tensjointaccount,柜台信用卡按天计息帐户债务汇率公款支付帐户延期填写全额偿还五元/十元面额联名帐户,3,Warm-up:BankVocabulary(2/6),loanmoneyordermonthlysavingsaccountmortgagemutualfundnickelordercheck/chequeounceoverdraw/overdraftpassword/codepayslip/enveloppayday,贷款汇票按月计息帐户抵押基金(美加)五分硬币记名支票盎司1/16磅透支密码薪水单发薪日,pennyquarterrebaterubbercheck/chequeservicechargesignaturecardstatementtellerbalanceofaccounttravelerscheck/chequeWorldBankIMF,分币(美加)25分回扣空头支票服务费/手续费签名卡对帐单出纳帐户余额旅行支票世界银行国际货币基金组织,4,Warm-up:BankVocabulary(3/6),openanaccount开户closeanaccount关闭帐户pay/settleonesaccount付/结帐savingsaccount储蓄帐户Depositaccount定期存款帐户checking/currentaccount活期存款帐户savingsbank储蓄银行,depositmoneyinthebank存钱withdrawmoneyfromthebank取钱balance结余interest利息rateofinterest利息率exchangerate外汇兑换率denomination面额,5,Warm-up:BankVocabulary(4/6),drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptrsitinduplicatedjuplkt一式两份填这张收据teller,cashierk出纳accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折,6,Warm-up:BankVocabulary(5/6),cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoilkantfl票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票,7,Warm-up:BankVocabulary(6/6),buyingrate买进价格sellingrate卖出价格exchangetable,conversiontable汇兑换算表foreignexchange外汇exchangerate外汇率conversionrate折合率foreignexchangerestriction外汇限额foreignexchangequotations外汇行情,8,Warm-up:,Listentothefollowingdialogueandpayattentiontotherelatedwordsandexpressions.,Keys,9,Warm-up:AttheBank,BankClerk:CanIhelpyou,sir?Wang:Hello.Iwanttoopenanaccount.Clerk:Fine.Haveaseat,please.Whatsortofaccountdoyouwant?Wang:Imnotverysure.Perhapsyoucanmakesomesuggestionstome.Clerk:Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?Wang:Idonthavemuchmoney.Ireceive$500amonthfrommyuniversityandthathastocoverallmyexpenses.Besides,Illjustbehereforayearortwo.Clerk:Soyouwanttodeposityourpaycheckandbeabletogetmoneywheneveryouneedit.Isthatright?Wang:Exactly.Clerk:Isee.Whatyoureallyneedisacheckingaccount.Itwillletyouwriteasmanychecksasyouwantandyoucanalsowithdrawmoneywhenyouneedit.,10,Warm-up:AttheBank,Wang:Iwastoldthattherewasakindofjointchecking-savingsaccountthatallowsmetoearnalittleinterestonmydeposit.Clerk:Yes.Wehaveanaccountlikethat.Wecallit“Home”account.Wang:Canyoutellmehowitworks?Clerk:Certainly.Youdeposityourmonthlycheckinyoursavingsaccount,whereitearnsinterestuntilyoutransferittoyourcheckingaccounttocoverthechecksyouwritetopayyourbills.Wang:Whatistheannualinterestrate?Clerk:Itvariesfromtimetotime.Atpresentitissixpercent.Wang:Thatsoundsgood.Allright,Illopena“Home”account.Clerk:Fine.Willyoupleasefilloutthisform?SignitherewhereIhavemarkedthe“X”.(Wangfillsouttheform.),11,Warm-up:AttheBank,Clerk:Howmuchmoneydoyouwanttodeposittoday?Wang:Hereisa$500check.Iwanttocash$50formypocketmoneyanddeposittherest,thatis,$450.Clerk:Well,accordingtoourpolicy,youhavetowaitforaweekorsobeforeyoucangetanycash.ButIllmakeanexceptioninyourcase.Wang:Thankyou.Clerk:Pleasesignyournameonthebackofthecheck.Allright.Heresyourpassbookandyourpasscard.Thispassbookisforyourownrecord.Bringthepasscardwithyoueverytimeyoucometodepositorwithdrawmoney.Italsoallowsyoutobankbycomputerduringnon-bankinghours.Wang:Thankyou.Isthatall?Clerk:Youreallset.,12,Warm-up:Oralworkshop,(Atthebank)TwogroupsofstudentsGroupA:OpeninganAccountGroupB:ClosinganAccount,13,Warm-up:BankNames,TalkabouttheEnglishtranslationofthefollowingbanksnamewithyourpartner.,14,Englishnamesforbanksinchina:,中国银行BankofChina中国人民银行ThePeoplesBankofChina中国工商银行IndustrialandCommercialBankofChina中国农业银行AgriculturalBankofChina中国建设银行ChinaConstructionBank中国邮政储蓄银行PostalSavingsBankofChina,中国农业发展银行AgriculturalDevelopmentBankofChina中国光大银行ChinaEverbrightBank中国民生银行ChinaMinshengBankingCorp.,LTD中国中信银行ChinaCiticBank中国招商(商业)银行ChinaMerchantsBank,15,HowdoyoufeelaboutBank?,中国建设银行（CCB）：存存不?=ChinaConstructionBank中国银行（BC）：不存!(BOC:别零存!)=BankofChina中国农业银行（ABC）：啊,不存!=AgriculturalBankofChina中国工商银行（ICBC）：爱存不存！=IndustrialandCommercialBankofChina民生银行（CMSB）：存么?傻B!=ChinaMinshengBank招行（CMBC）：存么?白痴!=ChinaMerchantsBank兴业银行（CIB）：存一百=ChinaIndustrialBank国家开发银行（CDB）：存点吧!=ChinaDevelopmentBank汇丰银行（HSBC）：还是不存!=TheHongKongandShanghaiBankingCorporation,16,BackgroundInformation:Banks,Aboutthehistoryofthebankingbusiness:Yourreport,17,BackgroundInformation:Banks,BanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundalltheirgoldandbeganleavingtheirmoneywiththegoldsmith(金匠).TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.This14thcenturypaintingdepictspeopledepositingandwithdrawingmoneyinanItalianbank.,18,BackgroundInformation:Banks,HISTORYOFBANKSFunctionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.Claytabletsdatedfromabout2000BCindicatethattheBabylonians巴比伦人depositedpersonalvaluablesforaservicechargeofone60thoftheirworth.Interestchargesonloansranashighasonethird.ThewidespreadcommerceofRomerequiredawell-developedbankingsystem.RomanauthoritiessetasidetheStreetofJanusintheForumformoneychangers.Theseindividualsnotonlyboughtandsoldforeigncoins;theyaccepteddeposits,madeloans,issuedbillsofexchangeandbillsofcredit(similartotodayschecks),andboughtmortgages.,19,BackgroundInformation:Banks,TheJustinianCode东罗马帝国皇帝ofthe6thcenturyADincludedlawsthatgovernedthelendingandtradinginmoney.DuringMiddleAgesbankingactivitieswerecurbed抑制bysevererestrictionsonlendingpractices.ButduringtheearlyRenaissance,asinternationaltraderevived,Italianmoneychangersonceagainappeared.Theydidbusinessinthestreetsfromabench(bancainItalian;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedicifamily.美第奇家族(历史上一显赫的意大利贵族家庭)A16thcenturypaintingdepictsamoneychangerandhiswife,20,BackgroundInformation:Banks,In1587，bankingasitisnowpracticeddatesfromtheBancodiRialtorlt里亚尔托岛,foundedinVenice.Itaccepteddemanddepositsandpermitteddepositorstotransfertheircreditsbychecks.Itcouldnotmakeloans,however,orpayinterestondeposits.Itsserviceswerefreesinceitsexpenseswerepaidbythecity.In1619,theBancoGirowasformedinVenice.In1637,thetwobanksmergedandcontinuedtooperateunderthenameBancoGirountilNapoleonliquidated(停业清理)itin1806.BuiltinthestyleofancientGreektemple,theBankofUnitedStateshaditsheadquartersinPhiladelphia.Itwasthenationsfirstexperimentwithcentralbanking.,21,BackgroundInformation:Banks,In1609,withthegrowthofcommerceandtradeinNorthernEurope,theNetherlandsbecameaninternationalfinancialcenter.TheBankofAmsterdamwasorganized.In1656,achartered特许的publicbankwasopenedinSweden.Itwasprobablythefirstfinancialinstitutionintheworldtoissuestandard-sizepayable-on-demandbankbills,whicheliminatedthehandlingofcoppercoins.ThisbankwasmergedwiththeBankofSwedenin1668.,22,BackgroundInformation:Banks,UntilthefoundingoftheBankofEnglandin1694,Englandsgoldsmithswereitsfirstbankers.Theykeptmoneyandothervaluablesinsafecustody保管fortheircustomers.Theyalsodealtingoldbullion金银锭andforeignexchange.Theyprofitedfromacquiringandsortingcoinsofallkinds.Toattractcoins,thesmithswerewillingtopayinterest.,23,BackgroundInformation:Banks,Thegoldsmithsnoticedthatdepositsremainedatafairlysteadyleveloverlongperiodsoftime.Depositsandwithdrawalstendedtobalanceeachotherbecausecustomersonlywantedenoughmoneyonhandtomeeteverydayneeds.Thisallowedthesmithstoloanoutatinterestcashthatwouldotherwisebeidle闲散的.Fromthispracticeemergedthemodernfacetsofbanking:keepingdeposits,makingloans,andmaintainingreserves.Anotherpracticeofthegoldsmiths,bywhichacustomercouldarrangetotransferpartofhisbalancetoanotherpartybywrittenorder,wasthestartofthemoderncheck-writingsystem.,24,BackgroundInformation:Banks,Banksofthe17thcenturyalsobegantoissuebanknotes钞票asaformofmoney.Thenoteshadmonetaryvaluebecausetheycouldbeexchangedforspecie硬币:hardcashintheformofgoldorsilver.Theamountsofthebanknotesissueddependedonabankersexpectationofpublicdemandforspecieandthebanksconfidenceinitself.Banknoteswereprobablyfirstissuedinthe1660sbytheBankofStockholminSweden;thepracticesoonspreadtoEngland.TheBankofFrancewasfoundedin1800.Formostofthe19thcenturythemoneymarketsofEuropeweredominatedbytheHouseofRothschild.,25,BackgroundInformation:Banks,ThisphotographdepictstheoriginalbankinghouseopenedbyMayerAmschelRothschildinFrankfurt,Germany.ThehousewasoperatedbyRothschildandhisoldestson,AmschelMayer,untilitsdissolution瓦解in1901.ThefourotherRothschildsonsopenedbankbranchesinVienna,Austria;Naples,Italy;London,England;andParis,France.TheLondonandParisbranchesarestillinoperation.,FrankfurtHouseofRothschild,26,BackgroundInformation:Author,PhilipRoss(1939)isanAmericanwriterbasedinNewYork.Afterworkingasanewspaperreporterforfouryears,heturnedtofreelance(自由职业作家)writing.ManyofhisarticleshaveappearedintheNewYorker(纽约人),ReadersDigest(读者文摘)andNewYorkTimes(纽约时报).ThistextistakenfromStrategiesforSuccessfulWriting:ARhetoricandReader,3rdeditionpublishedbyPrenticeHall,Inc.in1993inEnglewoodCliffs,NewJersey.,27,TextAppreciation,GeneralAnalysisStructureTheme,28,TextAppreciation-GeneralAnalysis,PlotofthestorySettingofthestoryProtagonistsofthestory,29,TextAppreciation-GeneralAnalysis,Plot:amansinterferenceinaboysattempttowithdrawmoneyformabank.Setting:inabankoftheWestSideofNewYorkatnoononeday.Protagonists:aboy,abankofficer,and“I”.Languagestyle:informal,colloquial,shortsentences,simplewords,exaggeratedlanguage,useofslang(shakesb.down),lotsofdialogues.,30,TextAppreciation-TextStructure,Part1paragraph(s)Part2paragraph(s)Part3paragraph(s),Theattitudeoftheauthorsfriendtowardbank.Theboymanagedtowithdrawmoneyfromthebankbutwaskindlyrefused.Thebankofficerclearedthefact.,1:223:2432:,31,TextAppreciation-Theme,TraditionallyintheWest,somepeople,especiallypoorpeople,andpeoplewhosympathizewiththemhaveregardedbanksasevilenemiesofthepoor.Suchsuspicionsandmisgivingsobviouslystilllingeron.Thisarticleseemstoprovethatsuchprejudicesofpeopleliketheauthoragainstbanksareungrounded.Orsimplythatpeopleholdprejudicesandtendtoembarrassesthemselveswhentheyjumptoconclusionstooreadily.,32,DetailedAnalysis,Para1,33,Whydidtheauthorthinkabouthisfriendwhenhewalkedintothebank?Whatwastheauthorsviewofbanks?Howdoyouunderstandtheauthorsfriendsattitudetowardbanks?Whatcanbanksdoforus?Andwhataboutchurches?Arethereanydifferencesandsimilaritiesbetweenbanksandchurches?,ChurchesrepresentAlmightyGod.Ithasrighttotellpeoplewhattodoandwhatnottodo.Bankskeeplandandissuemoneyaswellasoffermanyotherfinancialservicessuchasdeposits.Theyalsohelptoregulatetheeconomywithchangesininterestrateinmoneysupply.,Mainidea,34,AsfortheBritishchurchman,hegoestochurchashegoestothebathroom,withtheminimumoffussandnoexplanationifhecanhelpit.RonaldBlythe,Britishwriter,Culturetips:Churchesandchurchgoers,35,Amanwhoisgoodenoughtogotoheaven,isgoodenoughtobeaclergyman.SamuelJohnson(1709-1784),BritishlexicographerandwriterIhadexplainedthatawomansaskingforequalityinthechurchwouldbecomparabletoablackpersonsdemandingequalityintheKuKluxKlan.MaryDaly(1928),U.S.feministandtheologian,Culturetips:Churchesandchurchgoers,36,Ifpeoplewantasenseofpurposetheyshouldgetitfromtheirarchbishop.Theyshouldcertainlynotgetitfromtheirpoliticians.HaroldMacmillan,BritishPrimeMinisterNobodybutpoorfolksgethappyinchurch.RichardWright,U.S.novelist,Culturetips:Churchesandchurchgoers,37,Theonlydifferenceisthatabanksgoodshappentobemoney,whichisyoursinthefirstplace.(P1L2)happentodo/be:todo/besth.bychance翻译：Themanthatknockedyououtjustnowactually“happenstobe”thehusbandofthewomanyouwereflirtingwith.刚才把你打晕的人实际上“碰巧”就是跟你调情的那个女人的丈夫。Ihappentoknowsomethingaboutmedicine,sohecouldnotfoolme.Shehappenedtobeaway,sowedidnotseeher.,Part1:WordsInthemannerof,like:foolish,childish,girlish,boyish,womanish,snobbish;Ofacountry:Irish,Polish,Finnish,Spanish.翻译：Theirgirlishgigglesmakehimquiteself-conscious.那些女孩咯咯咯的笑声让他很不自在。翻译：那些桃花看起来似粉非粉，漂亮极了。Thosepeachflowerslookbeautifullypinkish.,Part2:Wordsandexpressions,47,Everythingabouthimsuggestedacarefullydressedauthority.(P3L2),Part2:Wordsandexpressions,authority-powerstogiveordersandmakeothersobey权威，威信eg.Theleadermustbeapersonofauthority.-personwithspecialknowledge权威人士，专家eg.Sheisanauthorityonphonetics.(pl.)personorgrouphavingthepowertogiveordersortakeactions掌权之人；当局eg.BritishpoliceareincooperationwiththeChinessauthorities.,48,Everythingabouthimsuggestedacarefullydressedauthority.(P3L2)Everythingabouthimhisclothes,manner,etc.indicated/givespeopletheimpressionthathewascarefullydressedtoexhibitanairofdecisiveimportanceandpower.,Part2:DifficultSentences,49,helookedmorelikeakidfromaprepschoolthanacustomerinaWestSidebankprep:preparatory英prprtripreparatoryschool:aprivateschoolthatpreparesstudentsforcollege,Part2:Wordsandexpressions,50,morethanbeyonde.g.Theyweremorethanwillingtohelp.morethanusedtoemphasizethatonethingistruer,moreimportant,etc.thansomethinge.g.Thechildwasmorefrightenedthanhurt.Healwaysseemedoldtome,morelikeagrandfatherthanafather.,Part2:Wordsandexpressions,51,nomorethan:only;juste.g.Itcostmenomorethan$5tobuythebook.nomorethan:thesamease.g.HesnomoreabletoreadSpanishthanIam.,52,Theboycontinuedtoholdmyattentionbecauseofwhathappenednext.(p5)attract/keepattention,Part2:Wordsfocusonsb./sth.全神贯注于Example:1)Artillery(火炮)andmortars(迫击炮)werezeroedinonallavenuesofapproach.2)Weshouldzeroinonthekeyissuesfordiscussion.,Part2:Words干预;介入Example:TheUNcannotinterfereintheinternalaffairsofanycountry.联合国不能干涉任何国家的内政。interfereswith:asituation,activity,orprocesshasadamagingeffectonit.妨碍;冲突;抵触Example:Anxietycaninterferewithchildrensperformanceatschool.,Part3:WordsImshattered.,Part3:Words&Expressions,80,damnwell:usedtoemphasizehowdeterminedorsureyouareaboutsth.Example:Idamnwellwillgo,andIdliketoseeanyonetryandstopme!n.(spoken)notgiveadamn:usedtoshowthatyoudonotcareaboutsth.Example:Idontgiveadamna