信息检索课程实习报告.doc

求职离职/实习报告 信息检索课程实习报告 信息检索课程实习报告：一、 序言部分实习题目：柜台交易及其交易模式及流程学生姓名：熊炎波（01083094）分工内容：制定检索策略，选择检索入口词，并对检索入口词进行修正检索，选择abi（商业信息数据库）进行检索，并选择检索结果进行翻译,并编写综述。检索系统：abi（商业信息数据库） 数据库名称：abi（商业信息数据库），具体应用的是数据库是： business abi/inform trade 卡洛斯先生说 。但是正从飞行到飞行等转变的就餐者俱乐部成员实际上能呆在家里并且很舒适。作者及单位名称：ann kathleen m. jabson diners club international (naics:813990) 刊名及卷、期数：businessworld.manila:mar 30, xx.pg.16、所用数据库名称：proquest business abi/inform trade they can pay via over-the-counter transactions or through two modes of pcibank fastpay - if they are pcibank fasteller international atm cardholders, through the automatic debit arrangement (ada), or fastpay which is available in over 200 of pcibanks fasteller international atms or almost 1,000 bancnet- member atms nationwide. fastpay via pcibank fastphone, another convenient bills payment mode, will be available before the end of the year.译文： pcibank在付账方面给聪敏的用户更多的选择； 他们能通过柜台交易或者通过pcibank fastpay的两种方式支付 - 如果他们是pcibank fasteller 国际atm 持卡人， 通过自动的借方安排(埃达) ，或者fastpay，在超过全国性的pcibank的fasteller 国际自动提款机或者将近1，000台bancnet 成员自动提款机中的200台可提供。 通过pcibank fastphone的fastpay，另一种便利的账单支付方式，在年底之前将是可得到的。作者及单位名称：ortiz, justo刊名及卷、期数：businessworld.manila:mar 30, xx.pg.17、所用数据库名称：proquest business abi/inform trade from p1。 它说那在统计下面行动，来自文莱达鲁萨兰国的法律的第81章，每位汇款人被请求完成全部被要求的信息作者及单位名称：cayetano, renato l刊名及卷、期数: the borneo bulletin.kuala belait:jan 9, 1998.pg.19、所用数据库名称：proquest business abi/inform trade they can pay via over-the-counter transactions or through two modes of pcibank fastpay - if they are pcibank fasteller international atm cardholders, through the automatic debit arrangement (ada), or fastpay which is available in over 200 of pcibanks fasteller international atms or almost 1,000 bancnet- member atms nationwide. fastpay via pcibank fastphone, another convenient bills payment mode, will be available before the end of the year.译文：pcibank在付账方面给精明的用户更多的选择； 他们能通过柜台交易或者通过pcibank fastpay的两种方式支付 - 如果他们是pcibank fasteller 国际atm 持卡人， 通过自动的借方安排(埃达) ，或者fastpay，在超过全国性的pcibank的fasteller 国际自动提款机或者将近1，000台bancnet 成员自动提款机中的200台可提供。 通过pcibank fastphone的fastpay，另一种便利的账单支付方式，在年底之前将是可得到的。作者及单位名称：bermudez, joey a刊名及卷、期数: businessworld.manila:dec 8, 1997.pg.nopgcit10、所用数据库名称：proquest business abi/inform trade 卡洛斯 . 但是正从飞行到飞行等转变的就餐者俱乐部成员实际上能呆在家里并且舒适。作者及单位名称：ann kathleen m. jabson刊名及卷、期数：businessworld.manila:mar 30, xx.pg.113、所用数据库名称：proquest business abi/inform trade pg.6,1pgs（1420）篇：14、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：answering the call文摘（abstract）：for credit unions, handling phone calls is a vital part of member service - so much so that many have created whole departments that do nothing but transact business by telephone. credit unions have created call centers for a variety of reasons, ranging from member complaints to conflicting demands on member service representatives between serving customers in person and answering calls. in addition to improved member service, routing transactions to a call center can result in significant cost savings. studies showed that over-the-counter transactions cost between $3.50 and $4.50 each, while automated and phone transactions cost between $1 and $1.50. executives interviewed say those considering a call center should: 1. pick the right people and give them adequate training, space and equipment, 2. pick the right phone system, 3. keep transactions secure, 4. measure results both objectively and subjectively, and 5. use marketing and pricing tools to encourage call center use.译文：对信用合作社来说，处理电话是一个成员服务的至关重要的部分 - 以致于很多已经建立除了用电话办理生意什么都没做的整个部门。 信用合作社已经创造叫中心因种种原因， 从成员抱怨到在亲自为用户效劳并且应答电话呼叫之间在成员维修代表身上抵触需求的范围内。 除改进的成员服务之外，正在运送交易到一个电话时，中心能导致显著的成本节约。 研究显示买卖双方直接交易交易费用在3.50 美元和4.50 每一个元之间，当自动化时和在1 美元和1.50 美元之间的电话交易费用。 接见的执行者说那些考虑到一个电话中心应该： 1 . 挑合适的人们并且给他们足够的训练，空间和设备，2。 挑正确的电话系统，3。 保持交易安全，4。 既客观又主观测量结果，以及5。 使用销售和鼓励的工具定价叫中心使用。作者及单位名称：minderman, dean c刊名及卷、期数：credit union management.madison:jul 1995.vol.18,iss.7;pg.36,3pgs15所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：swaps group urges futures agency to rethink proposals文摘（abstract）：publicly reported losses by municipalities and pension funds have been in transactions involving securities, not swaps, the association maintains. at the same time, recently publicized disputes regarding swaps transactions have involved large corporations and banks that are eligible participants under any definition, the association said.in large part, the businesses of banks and other financial institutions, government-sponsored entities, and corporations that provide and use swaps and other similar over-the-counter transactions are based on the legal conclusion that these transactions are not futures contracts subject to federal futures trading laws, the association said.isda believes that the cftc should avoid steps that will reverse a seven-year effort to provide legal certainty for swaps transactions, create new confusions as to the legal standards applicable to swaps, potentially render a large number of transactions void and unenforceable and undermine the continued growth of swap activity.译文： 公开报告通过自治市和养老基金的损失在与证券有关的交易过程中，不交换，协会主张。 同时， 最近宣布关于交易与是 合格参加者在任何定义下的大公司和银行有关的交换的争论，协会说。 在大的部分， 银行和其他金融机构，政府发起的实体的生意， 以及公司， 那提供并且使用交换和其他相似柜台交易基于合法这些交易不是期货签订须经联邦期货贸易法律的结论， 协会说。 isda相信cftc避免走将抵消一7 年提供给交换交易的合法确信的努力， 关于对交换适用的法律标准造成新混乱， 潜在使得许多交易无效和无法实施并且破坏交换活动的持续的增长。刊名及卷、期数 credit union management.madison:jul 1995.vol.18,iss.7;pg.36,3pgs16、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：market efficiency across securities exchange文摘（abstract）：the efficient market hypothesis holds that investors are aware of all information concerning prices of securities. any new information is quickly reflected in the current prices of securities without bias. this efficient dissemination of information thus makes it impossible for investors to earn consistently superior investment returns. the hypothesis is strongly supported by studies of large investment firms on the new york stock exchange (nyse). however, the pricing efficiencies of the american stock exchange (ase), regional stock exchanges, and over-the-counter transactions are not as rigorous. from a large sample of common stock transactions, results show that securities off the nyse are more likely to sell at prices farther away from equilibrium values than those on the nyse. the involvement of smaller companies implies a loss of efficiency in the digestion and processing of price information. away from the nyse, securities tend to be underpriced, enabling investors to earn higher rates of return on short-term security trades.译文：有效率的市场假说认为投资者知道全部关于证券的价格的信息。 任何新信息被无偏见迅速反映在证券的时价上。 信息的这有效率的传播如此使投资者一贯挣优良的投资利润不可能。 假说强烈大投资的研究支持坚决支持纽约证券交易所(纽约证券交易所)。 不过，美国证券交易所(ase) 的定价效率，地区证券交易所，和柜台交易不那么严格。 从一个普通股交易的大的样品， 结果显示与在纽约证券交易所上的相比较，离纽约证券交易所的证券很可能远离平衡值以价格出售。 更小的公司的介入在消化和价格行情的处理过程中暗示效率的丧失。 离开纽约证券交易所，证券倾向于被定价过低，使投资者能够关于短期保密贸易获得更高的收益率。作者及单位名称：lease, ronald c.,lewellen, wilbur g.刊名及卷、期数 ：journal of economics and business.new york:1982.vol.34,iss.2;pg.17、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：a hedge in the future文摘（abstract）：financial futures (contracts to buy or sell securities at an agreed-upon price on a specified future date) offer investors various financial planning opportunities. a contract can be canceled by the buyer or seller at any time by entering an opposite contract. by hedging financial futures, financial planners can freeze portfolio values and protect clients from unfavorable interest rate fluctuations. financial planners can use financial futures to freeze their clients costs of borrowing by maintaining current interest rates; real estate developers find this technique advantageous. also, financial planners can freeze clients lending or investing rates. examples of these applications are included. compared to possible losses from changes in interest rates, hedging is relatively economical. moreover, interest rates and the stock market can be predicted by financial futures since futures prices are merely expectations and, as such, can be self-fulfilling译文：金融期货(签合同买或者出售在一双方商定的价格关于一棵指定的未来日期的证券) 给投资者提供各种各样的编制财政计划机会。 通过输入一份相反的合同随时买方或者卖方可能取消一份合同。 在套头交易金融期货时，金融计划者能结冰文件夹估价并且保护客户挡住不利的利率波动。 金融计划者能使用金融期货通过保持当今的利率冻结他们的客户的借款成本； 地产发展商发现这种技术有利。 此外，金融计划者能冻客户借给或者投资的比率。 这些应用的例子被包括。 与来自在利率方面的变化的可能的损失相比，套头交易相对节约。 而且，利率和那些股票交易市场可能预言金融期货自从价格期货在仅仅预期和，照此，可能是履行自我作者及单位名称：ray, russ刊名及卷、期数：financial planning.new york:nov 1985.vol.14,iss.11;pg.212,3pgs 18、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：east west bank rolls out new car financing program文摘（abstract）：repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter transaction at any of east west banks 55 personalized banking centers (pbc)译文：偿还用推迟日期的检查的发行便利， 自动借方安排或者柜台交易在东部西岸的55个性化的银行中心(pbc) 中任何人。刊名及卷、期数 ：businessworld.manila:mar 8, xx.pg.119、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：what does the future hold for shared service centers . . . if all you need is a telephone to transact business?文摘（abstract）：in an interview, bill broxterman, president/ceo of hughes aircraft employees federal credit union, and ray swanson, president/ceo of cuna credit union, discussed shared service centers. both agreed that shared service centers will keep credit unions competitive, especially in the short term and especially for small credit unions. broxtermans credit union has had little success with automated branches, having found that members prefer the human touch, but swanson reports that electronic transactions have greatly surpassed over-the-counter transactions. he also pointed out that sometimes members do not use atms because they are not set up conveniently with noticeable signage. shared service centers do present an opportunity to serve low-income neighborhoods, and they will give credit unions an on-street presence that they have lacked.译文：在一次接见过程中，比尔broxterman，休斯飞机雇员联合信贷联盟的总统/首席执行长官， 以及射线斯旺森，cuna信用合作社的总裁/首席执行长官，讨论分享的服务中心。 两个同意那被分享的服务中心将保持信用合作社具有竞争性，特别在短时期内和特别为小的信用合作社。 broxterman的信用合作社已经有很少的使自动化的分部成功， 已经发现成员宁愿人接触，但是斯旺森报告电子交易已经非常超过柜台交易。 他也指出有时成员不使用自动提款机，因为他们没被显著的标记方便地建立。 分享的服务中心确实提出服务于低收入的邻近地区的一次机会， 并且他们将给信用合作社在街道上的他们已经缺乏的出席。作者及单位名称：johnson, eugene刊名及卷、期数 ：credit union magazine.madison:jul 1994.vol.60,iss.7;pg.14,4pgs20、所用数据库名称：proquest business-proquest asian business检索的时间范围：all dates论文题目（title）：interest in atms grows apace文摘（abstract）：credit unions offering share drafts are often finding that their members are demanding automated teller machine (atm) access. today, about 1,100 credit unions provide atm service, and 83% of those participate in a shared network. shared networks reduce expenses for atm owners. for the credit unions offering atms, though, an average of only 20% of the members possess atm cards. members use atms primarily for cash acquisition. a credit union considering offering atm access should: 1. spell out goals for the program. 2. research what other institutions in the locale are doing. 3. aim to have 25% of members as active card holders the first year. a survey shows that about 36% of the credit unions charge fees for atm cards. unions that want to encourage use of atms rather than share-draft or over-the-counter transactions should price the service accordingly. meanwhile, atms are displacing an increasing amount of checks; whether atms affect profits remains to be seen. 译文：提供的信用合作社分享草稿经常发现他们成员要求自动化的出纳员机器(atm)进入。 今天，大约1，100个信用合作社提供atm 服务，并且那些的83% 参加一个分享的网络。 分享的网络为atm 拥有人节减费用。 对提供自动提款机的信用合作社来说，不过，平均只那些成员的20% 拥有atm 卡片。 成员把主要的自动提款机用于现金获得。 认为提供为atm 进入的