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在线咨询:QQ:800052849 长喜英语官方微博(新浪):/changxiyingyu四级考前最新命制试卷一作文参考范文【参考范文一】On Credit Card ConsumptionAs people change the patterns of consumption, credit card shopping is becoming more and more popular. At the same time, the frequency for the banks to issue the credit cards is also higher and higher.Every coin has two sides. There is no exception of credit consumption. For advantages, it is convenient. You do not have to carry cash to buy things and you can buy anything just by brushing your credit cards. For disadvantages, it can bring some problems. With cards, you do not aware the money you have spent. When you walk the streets, you would like to go shopping without the realization that you may be spending a lot of money. Id say that it is high time that you should pay attention to your consumption habit. Firstly, youd better try your best to buy things in cash. To some extent, cash consumption can truly keep you away from irrational behavior. Secondly, youd better develop a good habit of saving and investing.【参考范文二】On Credit Card ConsumptionOpen your wallet. How many credit cards do you hold? No? Then I bet you will be sneered as being out of date. Your peers will inform you that as a modern university student, credit cards issued by banks or shopping malls are must-haves.How can credit card gain such a widespread popularity on campus? For its advantage, through allowing payment by instalments, credit card greatly relieves financial difficulties on students, especially for the poor ones. However, they may have trouble in repaying overdraft while enjoying themselves in advance the right of the items at the same time. Have you ever considered whether your salary is sufficient for repayment next month?In my opinion, there are several ways to manage the strength and weakness of credit cards. Firstly, dont hold too many cards, choose the ones you need. Secondly, manage your cards properly. Thirdly, do not use them excessively. Only by following these tips can we enjoy the advantages of credit cards. In a word, we should use credit card wisely.四级考前最新命制试卷二作文参考范文【参考范文一】On Dishonesty of College StudentsNowadays, reports on dishonesty of college students pop up now and then, arousing pubic attention. For example, numerous students cheat in examinations, and the number is on the increase and advanced high-tech has been used. Lack of trust is the miniature of society, school and family. Firstly, it is under the influence of society. For example, it ranges from embezzlement, bribery in politics to swindle, tax evasion in economy. Secondly, some schools do not attach great importance to the moral education. Thirdly, bad family education leads to poor outlook of the world.I think that society, school and family should aware the importance of moral building. We can start from little things around us. Firstly, building a civilized and harmonious society can help to cultivate the students moral building. Secondly, schools should attach great importance to moral education. Whats more, parents should set a good example for children to follow their suit.【参考范文二】On Dishonesty of College StudentsNowadays, the dishonesty of college students has become one of the heated topics in Chinese society. Take State Subsidized Student Loan for example. It tries to aid poor students to accomplish their education. And the students are supposed to pay off the loans after graduation. However, implementation of this beneficial policy has been blocked with dishonesty of college students who failed to pay off the loans.There are two reasons for this. First of all, there is lack of mature managing system for State Subsidized Student Loan Project. Secondly, most students feel powerless to pay off their loans with insufficient income, which is the major reason. Most newly-graduate students can hardly make their ends meet, let alone paying off loans.To solve the problem, many practical measures have been proposed. For one thing, China should learn from the successful experience of developed countries in student loans, building an effective system to prevent the risks. For another thing, students should be given more credit education, which is crucial for their further development.四级考前最新命制试卷三作文参考范文【参考范文一】On the Tide of ImmigrationImmigration is never new to China. Centuries ago, Chinese immigrants had begun to set foot on foreign lands. But now, a large population with Chinese root is living all around the world. China is experiencing an even bigger tide of immigration.It is not hard to understand the recent immigration waves. For one thing, economy of China has developed greatly since the reform and opening-up, which generates more rich people with abundant wealth. With money, many rich people can gain a citizenship of a foreign country through investment immigration. For another thing, citizens of many developed countries are endowed with better living standards and better environment for personal development, which attracts increasing number of Chinese elites to immigrate.In my opinion, to China, the immigration means brain drain and losses of huge social wealth. Since immigration cant be stopped, the government of China should take urgent measures to ease the situation. Improving living standards and greatly promote development in all aspects of the society will be crucial measures to retain the elites and wealth.【参考范文二】On the Tide of ImmigrationSince the reform and opening up, more and more people have moved abroad and got permanent residency. With Chinas entry into WTO, the communication between China and other countries is more frequented and widened.There are three main reasons for the immigration tidal. Firstly, some of these immigrants care about their kids future. They think that their kids can get better education environment while abroad. Secondly, bett

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