保险英语词汇、句子、文章.doc

金融英语专业术语：再保险词汇汇编acceptancepolicy 核保政策 Accounting period 结算期 Aggregate limit 累积限额 Aggregated loss 累积损失 antiselection 逆选择 ART（Alternative Risk transfer） 新型风险转移 balance 所欠款项 barrages 堰坝 captivepools 自保组合 catastropherisk 巨灾风险 ceidingcompany 分出公司 cessionlimit 分保限额 claimprone 容易出险 claimsassistance 理赔协助 cleancut 结清方式 coinsurance 共保 commencementandtermination 起讫 cover 承保 cover 责任额 depositpremium 预付保费 destroyed 毁坏 earthcaves 土坏房屋 EPA eventlimit 事件限额 exgratiapayments 通融赔款 excessloss 超额赔款 exclusion 除外责任 exposedareas 风险承受区域 facultativereinsurance 临时分保 faultzone 断层区 finiterisk 有限制的风险 flashfloods 骤发洪水 floodingofrivers 洪水泛滥 framestructure 框架结构 fullcoverage 全额承保 fullinsurancevalue 足额保险价值 fullliability 全部责任 GeophysicsInstitute 地球物理研究所 GNPI 总净保费收入 hailstorm 雹暴 heavydamage 严重破坏 hollowbrickwall 空斗砖结构 hourclause 小时条款 hurricane 飓风 individuallosses 单一损失 insurability 可保性 insuredlosses 保险损失 intensity 烈度 layering 层次 lessexposed 损失可能性小 liability 责任 lightdamage 轻度破坏 lineslips 分保条 loading 附加费 lossoccurrence 损失发生 lossoccurringbasis 损失发生基础 lossparticipation 分担损失 losssettlement 损失赔付 magnitude 震级 maliciousdamage 恶意损害 moderatedamage 中度破坏 multistorybuilding 多层建建筑 MunichRe 慕尼黑再 netretainedlines 净自留额 netretainedlosses 损失净自赔额 noprofitcommission 无纯益风险 nonproportionalreinsurance 非比例再保险 notification 告知 object 标的 obligatoryreinsurance 固定分保 originaldeductibles 原始免赔额 originalrate 原始费率 paidupcapital 已付资本 peakaccelerator 峰值加速度 peril 危险 PICCRe 中保再 placement 安排 PML 可能最大损失 policyholder 保单持有者 pool 共保组合 portfolioentry 未满期责任的出帐 portfoliooutgo 未满期责任的入帐 premium 保费 previouslosses 既往损失 priority 分保自留额 priority 自付责任 proportionalreinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforcedconcretebuilding 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额 retentionareas 滞洪区 returnperiod 重现期 revokelicense 吊销营业执照 seaquake 海震 secondeventcover 第二事件承保 securitization 证券化 seismicdemage 震害 setoff 抵销 shearwallstructure 剪力墙结构 single 险位超赔 spreadloss 分散风险 stoploss 赔付率超赔 stormsurges 风暴潮 susceptibilityofgoodstowater 易受水浸性 tarrif 费率表 TG 拐点周期 tidalwave 海啸 topographicmap 地形图 tornado 龙卷风 totalsuminsured 总保额 treatylimits 合约限额 tubestructure 筒体结构 underwritingpolicy 承保政策 windstorm 风暴 woolenframestructure 木结构房屋金融英语专业术语：再保险词汇汇编2Geophysics Institute地球物理研究所GNPI总净保费收入hailstorm雹暴heavy damage严重破坏hollow brick wall空斗砖结构hour clause小时条款hurricane飓风individual losses单一损失insurability可保性insured losses保险损失intensity烈度layering层次less exposed损失可能性小liability责任light damage轻度破坏line slips分保条loading附加费loss occurrence损失发生loss occurring basis损失发生基础loss participation分担损失loss settlement损失赔付magnitude震级malicious damage恶意损害moderate damage中度破坏multi-story building多层建建筑Munich Re慕尼黑再net retained lines净自留额net retained losses损失净自赔额no profit commission无纯益风险non-proportional reinsurance非比例再保险notification告知object标的obligatory reinsurance固定分保original deductibles原始免赔额original rate原始费率paid-up capital金融英语专业术语：再保险词汇汇编 3已付资本peak accelerator峰值加速度peril危险PICC Re中保再placement安排PML可能最大损失policyholder保单持有者pool共保组合portfolio entry未满期责任的出帐portfolio outgo未满期责任的入帐premium保费previous losses既往损失priority分保自留额priority自付责任proportional reinsurance比例再保险rainstorm雨暴rating费率reinforced concrete building钢筋混凝土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retention areas滞洪区return period重现期revoke license吊销营业执照seaquake海震second event cover第二事件承保securitization证券化seismic demage震害set-off抵销shear wall structure剪力墙结构single险位超赔spread loss分散风险stop loss赔付率超赔storm surges风暴潮susceptibility of goods to water易受水浸性tarrif费率表美欧再保险公司今年盈利将颇为丰厚ssstnt 2009年11月02日10:42 来源：FT中文网 点击79次Investors in reinsurance companies look set to benefit from a wave of share buy-backs and special dividends following an unusually quiet US hurricane season and a strong rally in financial markets.由于今年美国飓风季节异常平静，且金融市场出现强劲反弹，再保险公司的投资者似乎必将受益于一波股票回购和特别股息。As the hurrricane season draws to a close this week, the lack of big storms making landfall in the US this year has pushed reinsurers catastrophe losses to historically low levels.本周，随着飓风季节进入尾声，美国今年尚未有大型风暴登陆，致使再保险商的灾难损失降至历史低位。At the same time, bond markets where many insurers and reinsurers are invested have recovered strongly, leaving the industry in a better state of health than many had forecast six months ago.与此同时，众多保险商和再保险商投资的债券市场强劲反弹，使保险业的资产健康状况比6个月前许多人所预测的更为良好。As a result, analysts and executives expect some companies in the US, Bermuda and London to follow the example of Munich Re, and return capital to shareholders. “There is going to be a lot more interest in capital returns on the basis that 2009 is likely to be a very profitable year,” said Thomas Dorner, analyst at Oriel Securities in London. “There have been few large losses and investment returns have been spectacular.”因此，分析师和高管都预期，美国、百慕大和伦敦的一些公司将效仿慕尼黑再保险(Munich Re)，向股东返还资本。“2009年很可能将是盈利丰厚的一年，有鉴于此，人们对返还资本的兴趣将会大增，”伦敦Oriel Securities的分析师托马斯杜诺(Thomas Dorner)表示。“几乎没有出现什么重大损失，且投资回报相当可观。”Munich Re, the worlds biggest reinsurer, launched a 1bn ($1.5bn) share buy-back scheme at the start of October.世界最大的再保险公司慕尼黑再保险于10月初推出了总额10亿欧元（合15亿美元）的股票回购计划。Last week, Aspen Insurance Holdings and PartnerRe, two US-listed Bermudan reinsurers, reported large jumps in third-quarter profits. But Chris OKane, chief executive of Aspen, said the industry faced a tough market with few growth opportunities. This is because of premium rates stagnating or declining in many areas, while the supply of insurance and reinsurance remains high.上周，两家在美国上市的百慕大再保险公司Aspen Insurance Holdings和PartnerRe均宣布第三季度利润出现大幅跃升。但Aspen首席执行官克里斯欧凯恩(Chris OKane)称，再保险行业面临严峻的市场环境，增长机会很少。这是因为许多领域的保险费率停滞不前或出现下降，与此同时保险和再保险的供应依然偏高。“Returns on equity have been in the 15-20 per cent range and that sort of money coming in across the industry cannot all be put to work, therefore you are likely to see capital returns to shareholders,” he said.“股本回报率在15%至20%之间，整个行业如此规模的资金进账，不可能全部得到投资，因此你很可能会看到向股东返还资本的现象，”他表示。Hiscox, Amlin and Catlin the Lloyds of London insurers and reinsurers also reported big jumps in interim profits, back in August.今年8月，劳合社(Lloyds of London)旗下的保险和再保险公司Hiscox，Amlin以及Catlin也都宣布中期利润大幅跃升。1.Reinsurance Treaty 再保险条约 2.Point out the concern that repeats safe, primary insurance, reinsurance please? 请指出重复保险、原保险、再保险的关系？ 3.In scale reinsurance, can divide again to become several reinsurance and excessive forehead reinsurance. 在比例再保险中，又可以分为成数再保险和溢额再保险。 4.The particular form of reinsurance can be divided for scale reinsurance and disproportional reinsurance two kinds. 再保险的具体形式可以分为比例再保险和非比例再保险两类。 5.This is legal reinsurance, have mandatory, insurance company ought to manage according to deal with according to law. 这是法定再保险，具有强制性，保险公司应当依法办理。 6.Reinsurance is built on the foundation of primary insurance contract. 再保险是在原保险合同的基础上建立的。 7.Article 14 As for a excess of loss reinsurance or any other non-proportional reinsurance contract, the cedant shall, according to the provisions of the reinsurance contract, calculate and determine the premium to be ceded out, and record it into the profits and losses of the current period. 第十四条对于超额赔款再保险等非比例再保险合同，再保险分出人应当根据再保险合同的约定，计算确定分出保费，计入当期损益。 8.In reinsurance concern, the underwriter that accepts insurance Wu directly calls original underwriter, also call reinsurance to