银行校园招聘考试英语部分专项训练六.doc

2012银行校园招聘考试复习资料 更多资料可加QQ：1301684460淘宝/银行校园招聘考试英语部分专项训练（六）Section Use of EnglishDirections:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. A recent poll indicated that half the teenagers in the United States believe that communication between them and their parents is_1_and further that one of the prime causes of this gap is _2_listening behavior. As a(an)_3_ in point, one parent believed that her daughter had a severe_4_problem. She was so _5_that she took her to an audiologist to have her ear tested. The audiologist carefully tested both ears and reported back to the parent:“Theres nothing wrong with her hearing. Shes just _6_you out.”A leading cause of the _7_divorce rate (more than half of all marriages end in divorce) is the failure of husbands and wives to _8_effectively. They dont listen to each other. Neither person_9_to the actual message sent by the other.In _10_fashion, political scientists report that a growing number of people believe that their elected and _11_officials are out of_12_with the constituents they are supposedly _13_. Why? Because they dont believe that they listen to them. In fact, it seems that sometimes our politicians dont even listen to themselves. The following is a true story: At a national_14_conference held in Albuquerque some years ago, then Senator Joseph Montoya was_15_a copy of a press release by a press aide shortly before he got up before the audience to_16_ a speech. When he rose to speak,_17_the horror of the press aide and the_18_of his audience, Montoya began reading the press release, not his speech. He began, “For immediate release. Senator Joseph M. Montoya, Democrat of New Mexico, last night told the National.” Montoya read the entire six-page release,_19_ with the statement that he “was repeatedly _20_by applause.”1.A scarceB littleC rareD poor2.A malignantB deficientC ineffectiveD feeble 3.A caseB exampleC lessonD suggestion4.A audioB auralC hearingD listening5.A believingB convincedC assuredD doubtless6.A turning B tuning C tucking D tugging7.A risingB arisingC raisingD arousing 8.A exchangeB interchangeC encounterD interact9.A relatesB refersC respondsD resorts10.A likeB alikeC likelyD likewise11.A nominatedB selectedC appointedD supported12.A connectionB reachC associationD touch13.A leadingB representingCdelegatingD supporting 14.A legislative B legitimate C legalized D liberal15.A distributedB awardedC handedD submitted16.A presentB publishC deliverD pursue17.A to B with C for D on18.A joyB enjoymentC amusementD delight19.A concludeB to concludeC concludingD concluded20.A disruptedB interferedC interruptedD stoppedSection Reading ComprehensionDirections:Read the following four texts. Answer the questions below each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1. Text 1As a young bond trader, Buttonwood was given two pieces of advice, trading rules of thumb, if you will: that bad economic news is good news for bond markets and that every utterance dropping from the lips of Paul Volcker, the then chairman of the Federal Reserve, and the man who restored the central banks credibility by stomping on runaway inflation, should be respected than Popes orders. Todays traders are, of course, a more sophisticated bunch. But the advice still seems good, apart from two slight drawbacks. The first is that the well-chosen utterances from the present chairman of the Federal Reserve, Alan Greenspan, is of more than passing difficulty. The second is that, of late, good news for the economy has not seemed to upset bond investors all that much. For all the cheer that has crackled down the wires, the yield on ten-year bondswhich you would expect to rise on good economic newsis now, at 4.2%, only two-fifths of a percentage point higher than it was at the start of the year. Pretty much unmoved, in other words.Yet the news from the economic front has been better by far than anyone could have expected. On Tuesday November 25th, revised numbers showed that Americas economy grew by an annual 8.2% in the third quarter, a full percentage point more than originally thought, driven by the ever-spendthrift American consumer and, for once, corporate investment. Just about every other piece of information coming out from special sources shows the same strength. New houses are still being built at a fair clip. Exports are rising, for all the protectionist crying. Even employment, in what had been mocked as a jobless recovery, increased by 125,000 or thereabouts in September and October. Rising corporate profits, low credit spreads and the biggest-ever rally in the junk-bond market do not, on the face of it, suggest anything other than a deep and long-lasting recovery. Yet Treasury-bond yields have fallen.If the rosy economic backdrop makes this odd, making it doubly odd is an apparent absence of foreign demand. Foreign buyers of Treasuries, especially Asian certral banks, who had been swallowing American government debt like there was no tomorrow, seem to have had second thoughts lately. In September, according to the latest available figures, foreigners bought only $56 billion of Treasuries, compared with $25.1 billion the previous month and an average of $38.7 billion in the preceding four months. In an effort to keep a lid on the yens rise, the Japanese central bank is still busy buying dollars and parking the money in government debt. Just about everyboby else seems to have been selling.1. The advice for Buttonwood suggests that _.A Paul Volcker enjoyed making comments on controlling inflationB the Federal Reserve has an all-capable power over inflation controlC economy has the greatest influence upon the daily life of ordinary peopleD the economic sphere and bond markets are indicative of each other2. The word “passing”(Line 7, Paragraph 1) most probably means_.A instantB trivialC simpleD negligible3. Which of the following is responsible for the rapid economic growth in the US?A Domestic consumers.B Foreign investments.C Real estate market.D Recovering bond market.4. According to the last paragraph, most Asian central banks are becoming _.A rather regretfulB less ambitiousC more cautiousD speculative5. The phrase “keep a lid on”(Line 6, Paragraph 3) most probably means_.A put an end to B set a limit onC tighten the control overD reduce the speed ofText 2Were moving into another era, as the toxic effects of the bubble and its grave consequences spread through the financial system. Just a couple of years ago investors dreamed of 20 percent returns forever. Now surveys show that theyre down to a “realistic”8 percent to 10 percent range.But what if the next few years turn out to be below normal expectations? Martin Barners of the Bank Credit Analyst in Montreal expects future stock returns to average just 4 percent to 6 percent. Sound impossible? After a much smaller bubble that burst in the mid-1960s Standard & Poors 5000 stock average returned 6.9 percent a year (with dividends reinvested) for the following 17 years. Few investors are prepared for that.Right now denial seems to be the attitude of choice. Thats typical, says Lori Lucas of Hewitt, the consulting firm. You hate to look at your investments when theyre going down. Hewitt tracks 500,000 401 (k) accounts every day, and finds that savers are keeping their contributions up. But theyre much less inclined to switch their money around. “Its the slot-machine effect,” Lucas says. “People get more interested in playing when they think theyve got a hot machine”and nothings hot today. The average investor feels overwhelmed.Against all common sense, many savers still shut their eyes to the dangers of owning too much company stock. In big companies last year, a surprising 29 percent of employees held at least three quarters of their 402 (k) in their own stock.Younger employees may have no choice. You often have to wait until youre 50 or 55 before you can sell any company stock you get as a matching contribution.But instead of getting out when they can, old participants have been holding, too. One third of the people 60 and up chose company stock for three quarters of their plan, Hewitt reports. Are they inattentive? Loyal to a fault? Sick? Its as if Lucent, Enron and Xerox never happened.No investor should give his or her total trust to any particular companys stock. And while youre at it, think how youd be if future stock returnsaveraging good years and badare as poor as Barnes predicts.If you ask me, diversified stocks remain good for the long run, with a backup in bonds. But I, too, am figuring on reduced returns. What a shame. Dear bubble, Ill never forget. Its the end of a grand affair.1. The investors judgment of the present stock returns seems to be _.A fancifulB pessimisticC groundlessD realistic2. In face of the current stock market, most stock-holders_.A stop injecting more money into the stock marketB react angrily to the devaluing stockC switch their money around in the marketD turn a deaf ear to the warning3. In the authors opinion, employees should _.A invest in company stock to show loyalty to their employerB get out of their own companys stockC wait for some time before disposing of their stockD give trust to a particular companys stock4. It can be inferred from the text that Lucent, Enron and Xerox are names of _.A successful businessesB bankrupted companiesC stocksD huge corporations5. The authors attitude towards the long-term investors decision is _.A positiveB suspiciousC negativeD ambiguousText 3What accounts for the astounding popularity of Dr.Phil McGraw? Why have so many TV viewers and book buyers embraced this tough warrior of a psychologist who tells them to suck it up and deal with their own problems rather than complaining and blaming everyone else? Obviously, Oprah Winfrey has a lot to do with it. She made him famous with regular appearances on her show, and is co-producing the new “Dr.Phil” show thats likely to be the hottest new daytime offering this fall. But we decided to put Dr. Phil on the cover not just because hes a phenomenon. We think his success may reflect an interesting shift in the American spirit of time. Could it be that were finally getting tired of the culture of victimology?This is a tricky subject, because there are very sad real victims among us. Men still abuse women in alarming numbers. Racism and discrimination persist in subtle and not-so-subtle forms. But these days, almost anyone can find a therapist or lawyer to assure them that their professional relationship or health problems arent their fault. As Marc Peyser tells us in his terrific profile of Dr. Phil, the TV suits were initially afraid audiences would be offended by his stern advice to “get real!” In fact, viewers thirsted for the tough talk. Privately, we all know we have to take responsibility for decisions we control. It may not be revolutionary advice (and may leave out important factors like unconscious impulses). But its still an important message with clear echoing as, a year later, we contemplate the personal lessons of September 11.Back at the ranch (livestock farm)the one in Crawford, TexasPresident Bush continued to issue mixed signals on Iraq. He finally promised to consult allies and Congress before going to war, and signaled an attack isnt coming right now (“Im a patient man”). But so far there has been little consensus-building, even as the administration talks of “regime change” and positions troops in the gulf. Bushs team also ridiculed the press for giving so much coverage to the Iraq issue. Defense Secretary Rumsfeld called it a “frenzy,” and Press Secretary Ari Fleischer dismissed it as “self-inflicted silliness.” But as Michael Hirsh notes in our lead story, much of the debate has been inside the Republican Party, where important voices of experience argue Bush needs to prepare domestic and world opinion and think through the global consequences before moving forward. With so much at stake, the media shouldnt pay attention? Now whos being silly?1. Faced with diversified issues of injustice, Dr. Phil McGraw advised that people should _.A strongly voice their condemnation of those responsibleB directly probe the root of their victimizationC carefully examine their own problemsD sincerely express their sympathy for the victims2. One possible response, when the program “Dr. Phil” was first presented on TV, that people were afraid of was _.A suspicionB satisfactionC indifferenceD indignation3. The word “tough”(Line 7, Paragraph 2) most probably means_.A piercing to the truthB using vulgar languageC mean and hostileD difficult to understand4. The author advises the public to _.A leave out factors such as unconscious impulsesB draw lessons of their own from September 11C respond decisively to September 11 tragedyD accept decisions beyond our control5. With a series of questions at the end of the text, the author _.A feels uncertain of what his own opinion isB differentiates two conflicting viewsC criticizes the Bush AdministrationD argues for the US policy on IraqText 4Pressure is mounting on Aholds embattled supervisory board following the Dutch grocery groups decision to pay its new chief executive more than C= 10m to lead its recovery from a ruining accounting scandal.Anders Mobergs pay packageand the timing of its disclosure at a shareholder meeting last weekhas confronted Ahold with a new credibility crisis as it struggles to restore confidence after the C=970m ( $1 bn) scandal. The dispute-evident in a sea of critical media comment in the Netherlands at the weekend threatens to divert management from its recovery strategy, built on significant divestments and a likely rights issue to reduce C=11bn in net debt. Units deemed unable to attain first or second position in food retail within three to five years will immediately be put up for sale.The boards position appears all the more delicate following comments made by Mr. Moberg to the Financial Times, in which he criticized non-executive directors for ignoring his advice to disclose his salary in May, when he agreed his contract.Instead Ahold waited more than four months to make the announcement, on the day share-holders were asked to approve Mr. Mobergs appointment.“I was the one who said I liked transparency, and I had hoped the supervisory board had shown the salary package in May to avoid a situation like this,” Mr. Moberg told the FT.As the row prompted the left-leaning Dutch Daily to call for a boycott of Aholds Dutch Albert Heijn supermarket chain where only last week Ahold announced 440 redundanciesit was clear the supervisory board had badly misjudged the reaction.While Henny de Ruiter, supervisory board chairman, said the salary was a fair reflection of what a company in Aholds unfavorable circumstances had to pay to attract a top manager,furious investors accused it of pushing through the package regardless of investor opinion.Furthermore, Dutch media commentators noted that the scandal at Ahold had been the trigger for the Dutch government to appoint a commission to strengthen corporate governance.That commission has recommended a limit on executive bonuses, far below the potential two-and-a-half times annual salary that Mr. Moberg could earn.Meanwhile, Mr. Moberg is trying to distance himself from the row and focus on strategy. He told the FT that measures had already been taken to raise its stake in the ICA-Ahold joint venture in Scandinavia.Ahold had included in its forecasts an amount necessary to buy the shares of either of its joint venture partners, who should exercise a “put option” and sell their stake from April 2004.1. The decision on Anders Mobergs pay package has _.A incurred much criticism from the shareholdersB helped restore public confidence in AholdC saved the supervisory board from another crisisD put pressure on the new chief executive2. The recovery strategy by Aholds management includes _.A avoiding the next accounting scandalB diverting investment to other fieldsC issuing rights to more retailersD selling the retailers with poor performance3. Anders Moberg thought that if his salary had been announced earlier, _.A the boards position would have become less difficultB he would have agreed to the contract with AholdC more time could have been devoted to his recovery planD the shareholders wouldnt have strongly opposed4. Before the scandal at Ahold, the executive bonuses in Dutch companies _.A were higher than what Moberg earnedB were regulated by a commissionC were not monitored by the governmentD were not set by corporate management5. According to Mobergs recovery strategy, Ahold will _.A sell its stake to other joint venture companiesB buy shares of its Scandinavian partnersC choose to put money in its chain shops in ScandinaviaD exercise its potential influence on partnersSection WritingDirections:You will have an English class next Frid