HND金融业导论(仅供参考).doc

QuestionsAll questions must be attempted.1. you first task as personal assistant to the Chief Executive is to prepare a short summary of the functions of the Bank of England.Your summary should be not less than 300 words and not more than 500 words.2. Your Chief Executive believes that he is likely to be expected to discuss some of your banks services with the governor of the Bank of England.Provide a brief summary of the following bank services:(a) credit cards(b) agents for payment 3. The chief executive asks you to explain briefly how the London stock exchange helps business to raise finance for long-term investment. Briefly explain the operation of the London stock exchange as a primary market for share4. the chief executive discusses the proposed new share issue with you and asks you to explain briefly:(a) the advantages of issuing shares (b) the disadvantages of issuing shares, as a method of raising finance5. his visit to the treasury department of the bank has been confirmed. He has been spending time reading up on the operations of that department and notes that the bank not only issues negotiable certificates of deposit (CDs) but also buys and sells other banks and building societies CDs.6. The Chief Executive is interested to learn that your bank uses traded options regularly to reduce the risk attached with fluctuations in the values of its shareholdings. He asks you to describe briefly what a traded option is问题所有问题都必须尝试。1。你的个人助理，行政长官的首要任务是准备了英格兰银行的功能的简短摘要。您的概要应不低于300字，不超过500字。2。你的行政长官认为他可能预计将讨论一些银行的服务与英格兰银行总督。提供了以下银行服务的简要介绍：（一）信用卡a).all high street banks issue credit card offered through visa or mastercard and amex systems cardholders obtain goods or services on credit option to repay in full or in part, subject to minimum monthly payments and by promise（二）支付的代理association for payment clearing systems(APACS) is main system include all settlement Systemused for paper transfer of funds between accounts if you want to relax in the serve join system.bankers automated clearing system(BACS) is used for settle accounts between personal and organization CHAPS is used for clear in organization and organization.3。行政长官，请您解释一下在伦敦证券交易所如何帮助企业提高长期投资的融资。简要说明作为一个初级市场份额在伦敦证券交易所的运作Primary market is new issues market, the new issues market is a primary market concerned for issuing new securities in return for capital.For the investor as shareholders can get receipt of company profits Any government or company wishing to raise money sells securities and receives money is used to finance expansion and pay for acquisitions or repay existing bank loans.Government/company and shareholders seek is better develop. so Mode of this kind of collaboration is a win-win4。行政长官与您讨论拟议的新发行股份，并要求您简要解释：（一）发行股票的优势Merits :Issue stock to make it easier to raise capital and easier to attract for potential investors and raise awareness .Improve the management level. After listing, the company placed under the supervision of the public, the management will be more scientific and more transparent.（二）发行股票的优劣，作为筹集资金的方法Corns :Listing procedures is too complex and Really expensive for listingAfter listing all the financial information disclosed to the public, quoted share price will be Influenced by current situation of capital market, and increase the risk of being acquired,5。他的访问财政部的银行已经得到证实。他一直花时间阅读该部门的业务和票据，银行不仅问题可转让存单（CD）的，但也购买和销售其他银行和建筑协会“光盘。certificate of deposit(CDS) is Large Amounts financing productBank and building societies issue cds. Owners name does not appear anywhere on the certificate.Time usually is 3 months to 5 years, amounts is usually 50,000 to 500,000. usually carry a fixed rate of interest for the term but may be floating ratetheir Ownership can be transferred to third parties.cds is an important means of interbank financing.6。行政长官是有兴趣的学习，您的银行经常使用期权交易，以减少附加在其持股的价值波动的风险。他要求你简要说明交易的选项是什么期货futures contract is a forward contract between the two parties，to buy or sell an asset at a certain time for a certain price . Futures contracts are normally traded on an exchange. are usually standardized contractsfutures have There are two basic types of options, A Call option or Put option is the right, but not the obligation, to buy or to sell the underlying asset by a certain date for a certain price.期权the strike price is can be purchased or sold, The date when the option expires is called the exercise date.Options a