《专业英语情景对话》PPT课件.ppt

WeeklyTalk welcometo Howwillwenursetomorrow 9月3日 全国城乡居民社会养老保险制度研讨会在重庆召开 2008年 党的十七届三中全会决定 建立新型农村社会养老保险制度 今年7月1日 全国所有县级行政区全部开展新型农村和城镇居民社会养老保险工作 基本实现了制度全覆盖 原计划提前了8年 InSeptember3rd residentsinbothurbanandruralsocialpensioninsurancesystemseminarsheldinChongqing In2008 theThirdPlenarySessionofthePartydecidedtoestablishanewruralsocialpensioninsurancesystem InJuly1stofthisyear allcounty leveladministrativeregionshallcarryoutthenewruralandurbanresidentssocialpensioninsurancework basicallyachievedacompletecoverageofthesystem aheadofscheduleeightyears 截至今年8月底 全国城乡居民参保人数达到4 32亿人 加上职工养老保险 总计覆盖超过7亿人 其中领取基本养老金的超过1 8亿人 城乡居民1 18亿人 离退休人员0 7亿人 我国建立起世界上最大的基本养老保险制度 几千年来中国人老有所养的愿望初步实现 进一步维护了社会稳定 夯实了社会和谐的基础 BytheendofAugustthisyear thenumberofurbanandruralresidentsinsuredwithunionpensioninsurancehadreached432million plusingtheworkerendowmentinsurance coveringmorethan700millionpeopletotal includingthebasicpensionofmorethan180millionpeople urbanandruralresidentsof118million retiredstaffof0 7millionpeople Ourcountryhasestablishedtheworld slargestbasicendowmentinsurancesystem Chinesesecuritydesireforthousandsofyearshaveinitiallyrealized whichfurtherstrengthensocialstabilityandlayasolidfoundationofsocialharmony Iwouldliketoliveincaringhouse Inthefirstinstance caringhouseprovidestheelderlywithcomparativelyfirst ratefacilitiesandservices whichthefamilyislackingin Secondly incaringhousestheolderpeoplecanmeetpeopleofsimilaragegroup tasteandhobbywhoknowmoreabouttheelderly Whenoldpeopleliveincaringhouses nursescanattendtheirneedandadvancedfacilitiesalsoprovideagoodtreatment Lastbutnotleast elderpeoplelivingincaringhousecanmaintainharmonyoffamilyatmosphere However itdoesnotmeanchildrenwillgiveuptheresponsibilitytocareolderpeople Ofcourselivinginnursinghomeisagoodchoicewhenweareold 当我们老了的时候 住养老院确实是一个很好的养老方式 ButIthinkifIgotothenursinghome Icannotlivetogetherwithmysonormydaughter andthelivingconditionstheremaybenotsogoodashome 但是我认为如果我去养老院的话 我就不能和我的儿女住在一起 并且养老院的居住环境可能没有家里环境那么好 Sincethepensioninsurancecaninsuremybasiclifeneeds IprefertopayinsurancewhenIhavejob 由于养老金能够保证我的基本生活需求 我更偏向于我有工作的时候交养老保险费 Besides inthatway Iwouldn tincreasesonsanddaughters seconomicalburden 除此之外 还有其他的原因 就是我老了也不会增加我的儿女的经济负担 Commercialproductsauxiliaryendowment Myview relyingsolelyonthesocialinsurancesystempensionisnotenough becausetheoldriskincreases somecorporatepensionlevelisverylow andIalsodonotwanttheoldtogivetheirchildrenaburden soinordertoavoidrisks Iwillyoungauxiliarypensionbuysomecommercialproducts forexample securitiesorinsurancepensionwealthmanagementproductstoassistpension toreducetheriskofold toprotectthelivesofelderly 商业产品辅助养老 我认为仅仅依靠社会保险体系养老还不够 因为老了之后各种风险会增大 一些企业的养老水平很低 而且我也不想老的时候给子女造成负担 所以为了规避风险 我会在年轻的时候购买一些商业产品来辅助养老 比如说证券或者保险的一些养老理财产品来辅助养老 来减少老了之后的风险 保障老年的生活 Commercialpensioninsurancetomakeupforsomeshortcomingsofthetraditionalold ageinsurance thevarietyofcommercialpensionproducts wecanhavegreaterchoice flexibilityandstrong Buycommercialpensionproducts eitherforfuturepension isalsoagoodwayofmanagingmoney whileprotectingtheoldrisk youcanalsoenjoythebenefitsoftheprincipal themajorityofcommercialpensioninsuranceproductsfasterthantheearningsperiodinvestmentperiodisrelativelyflexible soyoung Iwillbuyacertainnumberofcommercialpensionproducts 商业养老保