国贸经济管理类毕业论文-福建保险业的竞争力分析

?CR4WFJ0JA1 ?21F4/*,LJF0!0nEsELFR,jJx)CX,OCv_/*LJX-pJ,LNE-(DEWF+|ChC44B8T5AL|J!n)2j0n,B*-LJF!0n=-LuF,C_=F6E,XFCh44=J0n*TW*I 2j-AFwL|J6X!Iv;0n2jk?)5,L1F|6.D06LJ1,A6jTZM0_)1Ak?FJECt?QCXG,Y7-2j-NCt7-1y77A_%X1k?E07-)L(,1C-pK+X,fW3PT-,L-1f#*651y6|J,CJf3+51y*AKA 1 LJ /* EH?CR4WFJ0JA2AbstractThe policy of open and regulation will be executed for the second time in ourcountry since our country got into the WTO. The insurance industry will betendency to go for the open and international situation gradually continuouslyowing to the contract that China has promised.This article has broken up two sides for the comment of insurance industryby the means of analyzing the insurance industry, one side is the comment ofcompetitive capacity in reality, which cinstitutes mainly the quality of the assetscale, profit ability, markets portion, investment ability; other side is the potentialcompetitive capacity, which constitutes personal resource, the structure ofcorporations manmgement, such factors will play a key role with competitivecapacity for the insurance company probably. As a result, it has gotten out theconclusion that insurance industry existed in problems and the developingtendency for insurance industry in Fu Jian province.key word Competition Insurance industry Fu Jian Compatitiveadvantage?CR4WFJ0JA3-$ 1 P152F& . 41.1P1,3V . 41.2 #(1*P,q?L$N . 62.3 LCP,LCzF( . 6c3LP1EP,IPl315 . 1869)d . 208$ BR . 21?CR4WFJ0JA4/0LP,1|j(&1y2j,M0r6-p1J),1+OFD,2jQ10;6EJ,(JK.JZJ63+X0C9Y1JF|8Ct$Q,HlK.9JJ,89+,L.1Ju6Y+X8fCt$/nJCt$gCt$JGCt$QJ,111J1+51)Ct.A?3P9FB,+O0-,KO4#K-Lu1B-Ct.ACt,GB19$J,Ct.ACtGB1a7-XZ,2j149Y+aCt.ACtG,/nJ),x6-Lu1,k?M 90MK01F!j-J-Lu1,k?! 90OL-p-4#0n,=QFCt,WGF-J0FF|Ct1,Lf!J445)J-Lu19W+X2j59YJ-Lu1,wjF2J4457-OF1J9x1QJ,L9Y1JU? Q?CR4WFJ0JA54#x9YjJ,61yi08w Q61J+O4:U,GFF5,1|j&)1JGF5F/-$CJF6,4:U Q?L1J,4:U1*6+a!?L-p4#*3F,-Lu6!j0-J-Lu1,G?3P0 1.2 #(1*|J,1J_W,16f6|J,l,?B|J,CY%19)1J,1X+|J4Z1J_-(,0Z1J,10)165+On,8$G+Fw;GF/16J$%&165EJ6|JK5CF=,j=WE0+EQ*QF65_0!QW,F0*B|J,L.W1C65,A7-C65FJE,QCXG=,?rF-$10|J,Y#)65IFJEFLCXG#MA0|J,Y#)X;G;C65,sEW7-C,WG697-FJEA68+OBF9,65Ji65,165,A7-65FJELCXG#MA0|J,Y#)TMi+97-B|JG61JCA.dX;G;C65,sEW7-C,WG697-FJEA68+OBF9,65Ji65,X;G;65,sEW65p4,|JjA1Jv_J/FZ*)6597-FJEA68)XN,1,CCWG65G,0?G62c3LP,(L$N2.1,LCP,l(-LJC!EvCif,KFO0-$Q-+O?CR4WFJ0JA6kl,KFO 2000Cif!P,q?L$N0_kdL$!-Lud-(DEW 2002F+|wL$!j 7.84%,-L$!j 1.8%,F+|=1 61_2j0;Q2j1kGA9-9)CtL(2j5)_GXCRLM-AL(2j-N,73.8%w!,7(G-;5-j 28.266_j-LJ_!,-9L(4:Ujf1*6f:m1J,G#kFG12.3 LCP,LCzF(20F4 80MCF-L(0X-A04 1992;z-AK&|10FCtL(5-FL(F:#L2j-j!9 34FCtL4:Uj9X-:UJF8Ct( 19FCt(6( 13FCtj!FF9 19Z-j, 112FCtL(X-, 14Z2A0 199Z4 ,0n=WX WTO-J4TFCtL:UJj109F-2j1*L:UJj,_-lUL(*L(5-B*L( 2002 118-J9!-7/L(5-YL(CRL(X1*:UJWjc3LP1E)*G,(0M-1 L$! =Lf /-A+Okl2 LjwCi?CR4WFJ0JA7LJ)*jW,+O0M-LJj0Z=,JX-pJ,LN;M2j? Q(4:U-(J_1?3P5EF5T-,LJF6G0Z-LJ,E0;+X9Z*,775)? QCt? Qk?L(,? Q965587-EP0-LJ,d3.1.1 5/? Wi 2005,-LH 20022005,KFO5-J-LJ,0n5-LJ,VJ,jFwv_-C!,&L$E. 2005-,CifE 7016775s65-(9-pEW,D3.1.2 Cz? Wx,W,)jf*0uCt,$PF3.2 c3L.5:W;MCtJ5xCi+Xf,Y7-4:Ux)1yZME3.2.1 CzP54MLJ7-,=CjGL1J4:U2j1,h77Ctf,W?)L(A?yGW-Ctf,4jWJL(Y#,G?$f,)_GCt5,0Z?,77i-LH 20035-LuL,CtWCtE32691.1s6-,L(=-(:;5-L(0=Qf,)Y)d9-p-$,63+ 2002 2003-,Y)dEQpf,):-;_0l-L(P,3.2.2 Co+l73-,L(X-p_K7-;4:U1*6=8*6,LNJNLEWk)?CR4WFJ0JA9:-;-L(F_EQ,v*:5-L(5$1-CRLX 2002 2003,k) 100%B$XF0)!,Y#3.2.3 ,_735-,-(D-(W 2003 ,AmericanInternational Group ,Y#kNj 1151.1s_L, 50=#,L(G-QJCtY#)-; 2003-9L(0Q,_-CRLCtY#)QE 2.7%XpG,L(G105-,L(=Hf6 20035-L(!6f,0Q,jNorthwestern mutual group!6f,jQE 41.4s6K&801,Ga_OK&|La_K&|jL(,J*6)L6K0)y,*6K&8a_7/L(FJEK&|*/LHCty,K&8L)y,#FF5K&|FJE/L6(A8!,g*/LHK&|,/L6(A=BK&|,g*/LH/L(A8!,g*;K&|,K&|/L(;,K&|A=/L(,g*K&|1y?3.3.2c3K,(-;-K&8C!Ev_FO-K&8*)8#=E0,&L$?E-(C!=BC=K&8XA-JJ*)an)*jW,+O?CR4WFJ0JA10-9-WL(5-9vJK&|G66-fK&|X, 10K&|*0J83+WJK&|FL(G-90Z:,8IdW-9vJK&|2j-N0W,9/L(w4X.&L$*0K&83+F/8M00),1?6|L(,8!$jH=D|J8,&FK&|LJ,5-90#p4EKE 6,AA4X 1999 118FJEH=)F#KOj5-H=1*6,0#*.pl:lD#!?55-K&|JLJ6J4:U,0FH=J$J4:U&5-,C!K&8,C!&L$|J,ufK&8=_4r!Q,*6: *6H+8H=6L,Lv_5-,K&|L=_E1K&8,-;-L(,K&k?9920_:Ct_Cg!nL9_1C?FLK0J5-;-:Ct2K&|L,K00j-;:-4L(k,K&Jj:Ct2-K&8,F=O#F4M,r!Q:)X_fCi_LHK0LCtHwB55511yFJF9-O!$!K&8$!r!Q,JN+ev681y1yFA-,?&pf4=7-P:0FM0?0ZF$,E0;v_MhLD,5-K&1A,8A-;8,93$5fCi_LHK0L=CtJCtHwB5551+ev68CXCg!ngCt$1yMJ$GF?HY:UK0d=?MQ19K&J8G-;-K&8,JGF_=O,K&8|*6,CifXkf,GJ=C-0L(,B|-;FJEK&|K0x?CR4WFJ0JA11=*6#A-LJ,(F+|xF-(F9WD5-94000K&|ANK0LK&|,ZHK0N4-ZHK0kN, 15k?_j5-,wCif 3637.75s 20036Ct2j_9j-(6,T6558C9Y:EFjCt=WAL$CtGFg97-FL$=CtL2j1LF|pFP,NL?E,K&|LCtH!?21Ct2jCtHr,LCtH/n*HFCt2j,)6vJL/nJLAhCt*H1yjCt65105T-LLOH=Ct$G5,(E -; -ZLJ)Cifs4uA:!n,a_B$L):06#qvL)H=Ct$G5,7-Zu6UA-uA:!nNE7suA:)QEXK&|:616Lb+aJ1yj:j,EDF0FXF!:wCFj,:_KOCtHB$0&X7suA:497sLJ9EW,-(W/W-(-LJ)9kCt,=nfLJXH=Ct$G5U+X9-pW,0L$0M-K&|WL?FP*LJX-U,H=6|7-+Xn=OFP!/pM,_JM,9L(8D5j1*6dE_!:m1y3P63|!nL(hf,KOCtHL+XC1*648Ct9CtHiGIG5Ct2j7-O$Q,Ctf,H=JGjB3FJ8*6G5Ct$*0L2jCt2j,9j63+)L2jCt2j)-LuLCtH?CR4WFJ0JA12F+X,#$PFB$5-L(F|ojh(jh6/n!n=n1yJH-k?+XK&|!n-jCt5=8*6E,LJCt2j8W|!6Cd),93$WCd),J5,61 2001i#?661,Cd)GB,#?8#!5-Cd)(,? Q=WCd),f=/LCd)j0NH=Ct+aCtCd)JNL?LH!Cd)JFNM5-D=A-FPAJ1J44F0)QD2jNL,Ct#k0j#kC,_K&|L(5-,AJK&|6Cd)j0N,Ct0K0F0jJf,$0-=_0ZW-65-,LJ-(vF,L?A=j/LF$j(_616,61+O#k,4#CR$0X-8#4:UCd)I9/L,61Xk+OGW+,0_M0/F9L-p),=:w/LCd)X-6_0Z9W%,H=3.4 ?3V5x,W,),FP7H,CJ,6G1yG-?M21_-m19 10JpQQ$5GW0#W2163BQ1yG-X)21M,vk?,_21*6AD/Lu21,?rFF!Mh9L5-XQQA5LCJ)WG,Li48L2j,?rA5J/2Jr!Q,CtlA1y463Bf.L|J,903PCXF2#Ci65Jr!Q,M0r5-,)Af_-(LL-1p8!0LCt)L,)AFFO428jCLLQ6BL#1yM,C:B.)Q44L(G-*08!,)A3+)L,F|6|6X6|A4FJE3+5,?936)AQFd?CR4WFJ0JA147-?93vJ#kQJ3PCX)g=,CXGA3.4.3 -1j|:4,?5j-1,8kW&#kW15T-,-JE5L-J NAIC-J CIRC,E65,k?+_A4L-*9*AW,*AO-(#qL1*6?&g#4L0#63|o-,sjf4-pL(MM,AJ|jJ/6|7-,GJFP-Jx),Ls,a6|J,195T-1 Q?E5-,9-1 Q?-,-1 Q?,E5-,0#|o-1-()06|Fg,L0#JX/0;:=8?A-J8D,Y,*6#,-1 Q?_o)L2j,-1k?_FJE0#j#L-j9/r!QU+X15T-1?E0Z4#fC_M2j,GFxG+X,-1aCA5-,L-1-16|of1y6,-1A-J8D,G6LL/0-(k8,_-L/,$)-L(*,WJ_X2j)4+OnF&(j+O6F22j,(F_dK,(F2,KWJ_XJ&J=&*,pX*&49f48DF0!,3PB3n/j5-!9 300JZL/2jLJL/,$)QL/,FO$/9j,17-5-,LJ6/5DuLCR<W2J)Z,k?L/9/F0AHEoJ),k?L/9&TCS+F0AH6|,9kE,L#CiLb93NL,(&Fg,K_L2jJ,)LJ,CQ)EQ3.4.5 8p10A-pLJ,10;C%&#Ci657-OF9,L=,93$C?CR4WFJ0JA165-/L2j,L-()-6|,E66),8NQj?A7-i:QZJ,14.1 c3LP,qN+0_FCh44B*=)F0n,fL5$A-)F0n,8B_0k-Lu10C*H+u6Y+X-Lu2jCt$qA7&,CtL(-LuCt2j=CtFJECtF1yJ/?k-Lu19_Lb93FNL,Kxjf)FCtL(50-1Lb93FNL,KxjfKFP1,)F-LuL-1j,#q80-LuL?IfY+X-Lu?I8!4.2 “LDc3L8p5,B9L$NL2j5_LJ441WCX,*3P-L2j5=m8*6)X0_L5kGAD6_LvF(=n9_L1J,F611J,F0*X-pL._5jL2jM0r,liW1yFLN,*D_)9L2j5F|B35;9Zk?M4.2.1/)?L8p,qrvFB9CtL(,G)6-L2j,1jf,*jAL?A,6E,)6-L2j,1jfnCtL(44?,Lf-|,L(7-GT/44?,?nV9AB4#Ff,8X00;:Lk.L2j,?CR4WFJ0JA17!-UM0mn)L(44?,LfiM)9CtL(,f)-9L(F|6-fiFPF2+?L(G&1AZCtL(55C_CtL(6J4:U,o1LJ6J4:U_LJ?,0Z4Lf!9XCJLJN,4:UCA7-9&$J4:UF+|:9=AE-G-_4EK&L$,6J4:UE$Q$J4:U,4.2.2F6!Lc8pXNL*6=?93|j,*.p:6|L*62j-J)L*62jF|,MNf0,xv)L*62j,-1_0ZKO|jM0?L-1GL,13W)6L44L2jFJEL44J_-LuL2jFJ|,#L2jCL44JaCEm*0+evL55LK0-$F_-LuL2j*),C0+e55XL,+XiP5LJfFP=,?4.3 “LDc3LP0L*,lQL$N- WTO6)-ALJFPW,+M)FCtL(X02jf1yM,H-LJB98!,)MB-LJ,0LJ0L$fK1yM*0)1