国贸经济管理类毕业论文-试析我国手机支付存在的问题及对策

?CR4WFJ0JA_1 ? uV%_uVnuVconuV,AuV5i uViHo_uVGJqo$2AuVGJq%CoxuVUuV,AiuV0thNI-_= uVan.ygoQuVGJ=wS+?|Uy,+uVxGJoKdB +k|peL$N/1Abstract?CR4WFJ0JA_2Mobile telephone is paid as one kind of Electronic Commerce new anddeveloping method of payment , is is very big different from the tradition electronmethod of payment. Compared with the tradition electron payment, mobiletelephone there is existing several aspect advantage in payment: Payment processis comparatively safe , convenient and rapid is more advanced. This this methodof payment space for development is will do extremely big , that mobile telephoneis more and more common , ceaselessness of mobile telephone consumerincreases by makes mobile telephone payment space for development previoustier besides.But, though mobile telephone payment is compared with to paying way otherexistence a lot of advantage , mobile telephone payment has not been accepted bymasses but , the cause bringing about this condition has several aspect mainly:The sincerity mobile telephone is paid believes that system is not enough toimprove and perfect , the system dignity is distinguished is not enough to improveand perfect , the tradition still having a consumer consumes the restraint beingaccustomed and consumers evil intention inclination etc.Only when we the causethat mobile telephone method of payment develops in restricting ElectronicCommerce is looked for out,and, specifically for these problem brings forwardsolving corresponding with to be put into effect, countermeasure , ability letmobile telephone payment have more long-term development.Key Words Electronic commerce ;handset payment ;problem ;solutioncountermeasure?CR4WFJ0JA_3- 1 E0 .41.1 .D06 .41.2 LN,* .51.3 K=C .52 j_,/? .62.1 ._ .62.2 BN#_ .72.3 j:5_ .73 j_-X,LNf4, .83.1 j_-X,LN .83.2 f4j_, .94 x . 114.1 oG, . 114.2 vG, .124.3 #Ci65M, .135 k5 .1369)d .148* BX .15?CR4WFJ0JA_41 E01.1 .D061.1.1 +ev,j0Z)F,vJ Q?+evF$CCJ,p2001,kCN 1088.2s 2005,kCNQE 6800s+ev,NXFFBX 2005F$!0cKO 1?LD,_=5+,1.1.2 _?,1+ev,FO|_Fw_j_5:+XA_1y+eK&|_+X0j#,_?AJv+a)F/_?EG?).&AMF|)4D1y1yG-F|iFK&|a0MLb&D$h1y1yG-F|v_X0MCD-AAA,LN,WLN ,BAC,=Mb,WT0*)44*.,A,=CW1yFG-_K&|gL$0d+,LN)F&4WK&|G0+X1=1yL-p+e1=#,N32j-()?93v_+aWG,55JR&/=!)5:C,0/=0cO=+O%Xg,G=0.dFw!nC+eK&|_B$-()Ejv_C,_?F0_?E*6+XgF1.2 LN,*5:K&|Fo!n1y_?,=W=W1yLNWWf4+ev,j_-+Xv,B=C1yv_-()5:K&|NLWWL6|_0g,d+evj_,JGjgCt$UG7a8 06,B3z7* ,j_X+ev,!n? 0.3%,65:_,W8$j 161,665+Xg,W8$j 1,=C+a+ev,-F)+evM,.D0=76+X2.1 ._._j_0j#,0/_? ,_)0+v0k?,?._7+XgFJEF1j.F|CvFf=,0/?F/?_X+XgF1.Df.A,|WG6,?NCY+X._ACL+YD1yC;E4/9C,.(wJ ?NFXF:UvG,0/+e_?G+XF1.,?FJEK&|CVC+e155$h?X46E&w4p1yF55|CVF|d+eD1y5dCi ;FJEK&|CVF|+eLL(O1y+e/,CF(),=#Ci2j_F/?_._K&|_,0/9j58v_.,&Wj+X65,CX+a-j_08G+XG.A?XCi*f&G-M0?=.1F|.AvFFw55e8$.=7-&EL_,&p08._G-_?N_iB3+Xg+X._,j6._XF28,J93$:9-p-(l4BN#_?_+XgFJEj+eB,fFJEBN#/j0!0!4Ci+XvIFJEL+Xg-(jCiC,Ci+XBN#_?pF2+X,WG6_?NJ ,FJE._,J0E+Xgp(aj:5_0FJj:5= , GPRS,WAP,CDMA,3G,j+Xg ,FJEj:5F|+ev_,0/_?FJE#? WAPj5:C(1&#Ci65?X:5,j:E-(v5F.1aL&L;ACi1y)8vIFJEL-(jCiC,Ci+XFJEj:5_),CJ ,+a_+XgFJEj-$:5F|C ,pF+evJ90,pLW ,vFJE009(8,JhEN ,6G6+Xgp, ,L-p+ev, ,F/_!,9KQ1 CNNIC,2003:-65&B3z-655/index/0E/manual/91/index.htm?CR4WFJ0JA_8v_ ,+aj_=LCCi ,6|5:_Ej,0ZLNB3n/j5A=+X5:_,9 61_C,W 15:_B$j_F_4-(),( ,6p-+ ,L_0x6306|0+_ALG55&3+560Fg5#Ci65V,a_=?,3.1.2 B?A=Cv,BLN0-$_f4j_?,0Zk?AJvjECY,-,G-4mp7- ,#m07#,N,JF8!,75X0!Q!QECY-,jfCi& ,=.x#.=F9v9fCi, ,6J-$PL 1fBLN=v=,63|jj,NBCi=C6aF3F5=V=?,a6Q#,0+F:UvK&|19_-(-,W+Xg+a#CiM,)j_,_1)=Qj_j0/,+ev_?M0?iFK,FJ+aj_,#HN?,(&+Xg$|jf4+ev,j_,Ox_+a#Ci+aOF$,5:K&|,_ ,AJ#Ci65)j_?FX-pL|+OODX-p5:_FW,W+ ,Fj5J+e_2j,G?0-*3,5:#CiXk?_?:FXWa*36|ECV 23%CW!n?X19X-F9,_?9/!Q_K&|: 29.1%+Xj24.6%K&|w!n_ 15.0%,j.F-$X+Xg,#Ci)HAA=C4q*WN_*.pGA5jJ,WP=C1yLNXKi)X,#Ci1 ,g7-i#Ci65,#Ci ,F_=B63|j=A?6|G3.2.2 vK&|M,v=XBM,=C#Ci65F$)WaJF:UvXvJY,P;F+XgZCtMb5198$j+XgFj.nzP)+XgL/FP(FF0!j+Xg+O).=,OG,0NB3n/j ,51.9%,2A/jMhj=fJVL/,WLN 69.4%,uAAjF#.k?_=65=?934:UFP, ,81.9%,uAAjUl?93+e=v,yCS+_+F#.|j,9x# 165AJF:Uv-;j_J=E_GJlJ,0No1v,_1Ct$nJLuM0r=-(1V6|M1 ,2006: j=f1B3 , Ga 2006 108 29?CR4WFJ0JA_11*4/+|j_,o1F=j#Ci2l=Ci,f#L2j1*6$#Ci65L)j.#Ci5$9,sY-90+vM,#?6vL$,10)#Ci65?!PjCi?F?_1y!jA|joBf-(,#?f!)#Ci65?!jA|jCE0HN,+X#!F|5?CR4WFJ0JA_124.1.2 W)j_,_1Fo)+e_,nj_=9Y,_1oBW)j_,_1FBZMOxoB_1j,.&A:,iF.DG+X0xF,Lb-A7Qj,Lb-7-1yAjC-+X,=3P!QoB_1+e,=3+550,$ij_Ci+XQ1yLN6|Q+XvOx4MQ8!, ,i:ij_X#Ci65,BQMOx_vDKF* ,Q8D, ,=?j0&,CY-,6|)B+X,v ,#Ci65FF|A1y ,-447-$,U-6|7-4.2.2 Wj_,Pj_jW+ev_?0 ,PF=+e_?F_#Ci65)+O=.W,0p ,vBMWj_,POxvBY+XPj_ ,W_1j_,zP ,+Xg$j_!Q ,vBP,*.p:WK ,K&68?CR4WFJ0JA_130ZWF,= ,F9j_JJsF ,Lj_,pLW ,j+Xg6c-0 ,)+ORO ,6|JsF,j_7-0 ,vFFJE03+G,Ho1,=hEN ,6|j_f4j_,G?p)#Ci65M,BFTZMOx#Ci658D*#Ci65B*00/Ej,Lb93?ADFJE0!jj_,Lb93+Xg0FJjJ5jJ5FJh9TZ.1.C0_+cB0FJ,&I90ZB.1|,#a_5!Zj+XgG0PjOnXJ5F65G0j/0D2Fja!pj0RF65ja8jGM,Ct8fa=J05 k5k+XgFJE)90+_p7-C,(F=Mh9Lj_?F0!,?,MB$#Ci658DBQLb93?A6|Q8!,B3+0K0*JsF,j_J$+XF/,_?DF?_3+=A#Ci65,!jA|j0_o,rM:*oBv7a,A+e_n,pMWF/J,_1+ev,j_KC,?CR4WFJ0JA_1469)d CNNIC,2006:-65&B3z-655 2005:-X4_0+_2j.D0z-2j P11 2006,“Payment options for Online Shopping”,China Online & Mobile PaymentMarket Report,P2Bg/ ,2006:_?=_D$5W*(x/n P22-28 PayEx,2006:5A=5:_ , PayEx 5:_5.D0CJ1&CM ,2006:j_Md(|jJ Q?G4FJJ2006822Pa ,2002:5:_51GW*(x/n P70-77-/n0L ,2005: 2005-+ev2jB3z5 10 2006,“SK Telecom