金融用语英文

叮叮小文库金融英语（术语） inflation 通货膨胀 deflation 通货紧缩 tighter credit 紧缩信贷 monetary policy 货币政策 foreign exchange 外汇 spot transaction 即期交易 forward transaction 远期交易 option forward transaction 择期交易 swap transaction 调期交易 quote 报价 settlment and delivery 交割 treasury bond 财政部公债 current-account 经常项目 pickup in rice 物价上涨 federal reserve 美联储 buying rate 买入价 selling rate 卖出价 spread 差幅 contract 合同 at par 平价 premium 升水 discount 贴水 direct quoation method 直接报价法 indirect quoation method 间接报价法 dividend 股息 domestic currency 本币 floating rate 浮动利率 credit swap 互惠贷款 venture capital 风险资本 book value 帐面价值 physical capital 实际资本 ipo(initial public offering) 新股首发；首次公开发行 job machine 就业市场 welfare capitalism 福利资本主义 collective market cap 市场资本总值 glolbal corporation 跨国公司 transnational status 跨国优势 transfer price 转让价格 consolidation 兼并 leverage 杠杆 financial turmoil/meltdown 金融危机 file for bankruptcy 申请破产 bailout 救助 take over 收购 buy out 购买(某人的)产权或全部货物 go under 破产 take a nosedive （股市）大跌 tumble 下跌 falter 摇摇欲坠 on the hook 被套住 shore up confidence 提振市场信心 stave off 挡开, 避开, liquidate assets 资产清算 at fire sale prices 超低价 sell-off 证券的跌价 reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the federal reserve system联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制 out of circulation 退出流通 capital stock股本 at par以票面价值计 electronic banking电子银行 the gold standard金本位 the federal reserve board 联邦储备委员会 the stock market crash 股市风暴 reserve ratio 准备金比率 division of labor 劳动分工 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款 time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单 money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelerschecks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 deficit 亏损 roll展期 wholesale批发 default不履约 auction拍卖 collateralize担保 markup价格的涨幅 dealer交易员 broker经纪人 pension funds 养老基金 face amount面值 bankers acceptance银行承兑汇票 fed fund 联邦基金 eurodollar欧洲美元 treasury bills 国库券 floating-rate 浮动比率 fixed-rate 固定比率 default risk 拖欠风险 credit rating信誉级别 tax collection税收 money market货币市场 capital market资本市场 original maturity 原始到期期限 surplus funds过剩基金 syndication辛迪加 underwrite包销，认购 hedge对冲买卖、套期保值 innovation到期交易 spread利差 principal本金 swap掉期交易 eurobond market 欧洲债券市场 euronote欧洲票据 federal reserve bank (frb)联邦储备银行 unsecured credit无担保贷款 fixed term time deposit定期支付存款 lead bank牵头银行 neogotiable time deposit议付定期存款 inter-bank money market银行同业货币市场 medium term loan 中期贷款 syndicated credit银团贷款 merchant bank商业银行 portfolio management 有价债券管理 lease financing租赁融资 note issurance facility票据发行安排 bearer note不记名票价 underwriting facility包销安排 floating-rate note 浮动利率票据 bond holder债券持持有者 london interbank offered rate(libor)伦敦同业优惠利率 back-up credit line备用信贷额 promissory note(p.n.p/n)本票 revolving cerdit 循环信用证，即revolving letter of credit non interest-bearing reserves无息储备金 interest rate controls 利率管制 interest rate ceiling 利率上限 interest rate floor 利率下限 破产 insolvency 有偿还债务能力的 solvent 合同 contract 汇率 exchange rate 私营部门 private sector 财政管理机构 fiscal authorities 宽松的财政政策 slack fiscal policy 税法 tax bill 财政 public finance 财政部 the ministry of finance 平衡预算 balanced budget 继承税 inheritance tax 货币主义者 monetariest 增值税 vat (value added tax) 收入 revenue 总需求 aggregate demand 货币化 monetization 赤字 deficit 经济不景气 recession a period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment 经济好转 turnabout 复苏 recovery 成本推进型 cost push 货币供应 money supply 生产率 productivity 劳动力 labor force 实际工资 real wages 成本推进式通货膨胀 cost-push inflation 需求拉动式通货膨胀 demand-pull inflation 双位数通货膨胀 double- digit inflation 极度通货膨胀 hyperinflation 长期通货膨胀 chronic inflation 治理通货膨胀 to fight inflation 最终目标 ultimate goal 坏的影响 adverse effect 担保 ensure 贴现 discount 萧条的 sluggish 认购 subscribe to 支票帐户 checking account 货币控制工具 instruments of monetry control篇二：常用金融英语词汇的翻译 常用金融英语词汇的翻译 bad loan 呆帐 chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, globality 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 initial offerings 原始股 initial public offerings 首次公募 innovative business 创新企业 intellectual capital 智力资本 inter-bank lending 拆借 internet customer 网上客户 investment payoff period 投资回收期 joint-stock 参股 mall rat 爱逛商店的年轻人 means of production 生产要素 (the)medical cost social pool for major diseases 大病医疗费用社会统筹 mergers and acquisitions 并购 mobile-phone banking 移动电话银行业 moods 人气 net potato 网虫 non-store seling 直销 offering 新股 online-banking 网上银行业 online-finance 在线金融 online client （银行的）网上客户 paper profit 帐面收益 physical assets 有形资产 project fund system 项目资本金制度 pyramid sale 传销 recapitalize 资产重组 regional corrency blocks 地区货币集团 regulate 调控 sell off 变现 share(stock) option 期权，股票认购权 smart card 智能卡 slash prices 杀价 spare capacity 闲置的生产能力 strong growth 强劲的增长势头 switch trade 转手贸易 takepublic 上市 tap the idle assets 盘活存量资产 transaction （银行的）交易 transfer payment from the exchequer 财政转移支付 venture-capital 风险资本 virtual bank 虚拟银行 wire transfer 电子转帐 经济金融术语汉英对照表a-b a 安全网 safety net 按轻重缓急 to prioritize 暗补 implicit subsidy 暗亏 hidden loss b 颁发营业执照 to license;to grant a licence to 办理存款业务 to take deposits 保护农民的生产积极性 to protect farmersincentive to produce 备付金（超额准备金） excess reserves 本外币并账 consolidation of domestic and foreign currencyaccounts 本外币对冲操作 sterilization operation 本位利益 localized interest;departmentalism 避税（请见“逃税”） tax avoidance 币种搭配不当 currency mismatch 变相社会集资 disguised irregular（or illegal） fund raising 表外科目（业务） off-balance-sheet items（operation） 薄弱环节 weaknesses;loopholes 不变成本 fixed cost 不变价 at constant price;in real terms 不动产 real estate 不良贷款 problem loans；non-performing loans c 财政赤字 fiscal deficit 财政挤银行 fiscal pressure on the central bank（over monetary policy） 财政政策与货币政策的配合 coordination of fiscal and monetary policies 采取循序渐进的方法