商务英语学习ppt课件

Banking baddebtbankaccountbankcardbankchargebankclerksbankerbankholidaybankloanbankmanagerbanknote bankstatementbanktellerbanktransferblankchequebounce cheque cashdispensercashcardcashpointcentralbankchequecardcreditcard Banking crossedchequecurrentaccountdebit n v depositaccountdirectdebitexternalforeignexchangecurrencyoverdrawnpayable payeepayerpaying inslipsavingsaccountserialnumberstandingordertransfer n v traveller schequewithdrawal Centralbank Anation sprincipalmonetaryauthority suchastheFederalReserveBank whichregulatesthemoneysupplyandcredit issuescurrency andmanagestherateofexchange regulating thesizeofanation smoneysupplytheavailabilityandcostofcredittheforeignexchangevalueofitscurrencyissuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy issuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy Centralbanksactasthefiscalagentofthegovernment Byincreasingordecreasingthesupplyofmoneyandcredit theyaffectinterestrates therebyinfluencingtheeconomy picture verbtoimaginesomethingbymakinganimageinyourmindTom picturingthescene smiled Picturethescene thecrowdsofpeopleandanimals thenoise thedirt shuttle aplane bus ortrainthatmakesregularshortjourneysbetweentwoplacesHetooktheWashington NewYorkshuttle AshuttlebusoperatestoandfromthebeachofSanBenedetto There sashuttleservicefromthecitycentertotheairport enroute onthewayenroutefrom toaflightenroutefromTokyotoSydneyenroutefor BrE WestayedthereenrouteforLondon Whydon twestopforlunchenroute cheque check aprintedformthatyouusetopayforsomethinginsteadofusingmoney withtheamountinwordsandnumbers thedate thepersonbeingpaid andthesignatureofyournameachequefor 200paybychequecashthecheque exchangeditforcash stopthecheque tellthebanknottopayit bankcheque banker schequepersonalchequeblankcheque fingertip theendofyourfinger thatisfurthestawayfromyourhandShetouchedhischeekgentlywithherfingertips havesomethingatyour theirfingertipstohaveknowledgeorinformationreadyandavailabletouseveryeasilyWehaveallthefactsandfiguresatourfingertips tohis herfingertipsBritishEnglishinallways completelyShe sBritishtoherfingertips financialposition situationThecompanyisinabadfinancialpositionbecauseofoverproductionanddistributionproblems Netposition Thevalueofthepositionsubtractingtheinitialcostofsettinguptheposition Forexample if100optionswherepurchasedfor 1eachandtheoptioniscurrentlytradingfor 9 thevalueofthenetpositionis 900 100 800 position thesituationthatapersonororganizationisin orthesituationconcerningaparticularsubjectThecompanyisinastrongfinancialposition withmorethan 7millionincashandnoshort termdebt Theinvestmentwouldweakenthecompany scompetitiveposition Thenewlegislationputstheunionsinadifficultposition What sthepresentpositionwithregardtoimportrestrictions cashposition theamountofcashthatacompanyhasavailableataparticulartimeThecompany scashpositionfromtradingactivitiesappearstobehealthy Net netamount thefinalamountthatremainsafteralltheotheramountshavebeentakenawaynetprofit aftertaxes costsetc netweight theweightofsomethingwithoutitscontainer Thecompanyreportedanetlossof 56millionlastyear Vernonestimatesthecompany snetworthatover 8billion TheUnitedStatesisanetimporterofbeef net netresult effectthefinalresultoreffectofsomethingThenetresultwillbehighercoststotheconsumer adverbHeearns 40 000net jarsofcoffeeweighing450gramsnet accessverb tofindinformation especiallyonacomputerThesoftwareenableseachclienttoaccessdatafromotherdatabases tobeabletousesomethingManycustomersnowaccesstheiraccountsusingtheinternet sterling thesystemofmoneyinBritain basedonthepoundSterlingwastradingat 1 6490 upfrom 1 6470 Hissalaryispaidinpoundssterling BACS BanksAutomatedClearingSystemidealformakingregularautomatedpaymentstorepeatcustomershelpingthosemakingmorethan150monthlypaymentstomanagecashflowreducingthelikelihoodofhumanerror TheadvantagesofBACS RegularautomatedpaymentsReducestimeandcostofadministeringbulkpaymentsHelpsmanagecashflowandimprovefinancialcontrolReducesriskofloss latepaymentandtheftforcustomersAttheenterpriselevel BACScanbeintegratedwithane commerceb2bpurchasingsystemtoallowautomatedsettlementofaccountsbetweenorganizations AstheBACSprocessiselectronic itremovestheneedtowritecheques whichcanbeacostlyprocess subjecttohumanerror Paymentscanbemademuchlaterinabusinessday upto9pmandareclearedwithintwobusinessdaystoanybankaccount CHAPS anelectronicbank to banksame dayvaluepaymentmadewithintheUKineithersterlingoreuro fast secureandefficientandthemoneytransferredthesameday irrevocable oneofthelargestreal timegrosssettlement RTGS systemsintheworld forbusiness to businesspayments totransferthepurchasepriceofahousebetweenthebankaccountsofthoseinvolved byindividualsbuyingorsellingahigh valueitem suchasacar whoneedasecure urgent same dayguaranteedpayment standingorder BritishEnglishanarrangementbywhichabankpaysafixedamountofmoneyfromyouraccounteverymonth yearetcalsodirectdebitaninstructionyougiveyourbanktopaymoneydirectlyoutofyouraccountregularlytoaparticularpersonororganization cost effectiveness bringingthebestpossibleprofitsoradvantagesforthelowestpossiblecostscosteffectivewayofdoingsomethingthemostcost effectivewayofreducingcarbondioxideemissionsTheprocedureisquick easytouseandcosteffective built in formingapartofsomethingthatcannotbeseparatedfromitabuilt inmicrophoneinbuilt BrE aninbuiltquality featureetcispartofthenatureofsomeoneorsomethingplantswithinbuiltresistancetodiseaseHistoryhasaninbuilttendencytorepeatitself kepttoaminimum keepsomethingtosomethingtopreventanamount degree orlevelfrombecominghigherthanitshouldkeep reducesomethingtoaminimumCostsmustbekepttoaminimum Shehadreducedherconsumptionoffatandsugartoanabsoluteminimum designate tochoosesomeoneorsomethingforaparticularjoborpurposeMrTimmerhasbeendesignatedtosucceedMrvanderKlugt Thegovernmentdesignatedtheaircraftindustryasastrategicsector bedesignatedsomethingdesignatesomethingas forsomethingFundsweredesignatedforprojectsinlow incomeareas designatesomebodytodosomethingShehasbeendesignatedtotakeoverthepositionoftreasurer dovetail tofittogetherperfectlyortomaketwoplans ideasetcfittogetherperfectlydovetailwithMyvacationplansdovetailnicelywithJoyce s tojointwopiecesofwoodbymeansofdovetailjointsatypeofjointfasteningtwopiecesofwoodtogether theSageGroup NewCastle UKoneoftheworld slargestprovidersofaccountingandpayrollsoftwareforsmallandmidsizedbusinesses designsitssoftwaretosuitthespecificaccountinglawsandpracticesindifferentcountries offeringsoftwareapplicationsforfinancialplanning billing contactmanagement e commerce customerrelationshipmanagement CRM andhumanresourcesmanagement providingavarietyofservicessuchasconsulting support maintenance andtraining template athinsheetofplasticormetalinaspecialshapeorpattern usedtohelpcutothermaterialsinasimilarshape technical acomputerdocumentcontainingsomebasicinformationthatyouuseasamodelforwritingotherdocuments suchasbusinessletters envelopesetcwrittensomethingthatisusedasamodelforanotherthing beneficiary someonewhogetsadvantagesfromanactionorchangeTherichwerethemainbeneficiariesofthetaxcuts someonewhoreceivesmoneyorpropertyfromsomeoneelsewhohasdiedHewasthechiefbeneficiaryofhisfather swill Vocabulary1 Across1 DIRECTDEBITS6 NET9 WAGES10 ROUTINE12 COST18 FIT20 FOREIGNCURRENCY Vocabulary1 Down1 DISTRIBUTION2 BANKING3 TRAN