房地产术语.doc

房地产: Real estate: bt ng sn加速条款: acceleration clause (iu khon tng tc tr n)可调利率按揭: adjustable-rate mortgage (ARM) (Kh c cm c c li sut iu chnh)调整日期: adjustment date (ngy iu chnh)分期偿付: amortization (tr n dn)分期偿付计划表: amortization schedule (k hoch tr n dn)年利率: annual percentage rate (APR) (T sut tn dng hng nm)申请表: application (n xin vay)估价书: appraisal (thm nh)估价价值: appraised value (gi tr thm nh)估价师: appraiser (ngi thm nh)增值: appreciation (s tng gi)评估价格: assessed value (gi chu thu)估价: assessment (gim nh thu)估税员: assessor (ngi nh mc thu)资产: asset (ti sn)转让: assignment (chuyn nhng)可继承按揭: assumable mortgage (vn t th chp c th chuyn nhng c)承接: assumption (nhn n thay)气球式按揭: balloon mortgage (th chp ngn hn)气球式供款: balloon payment (thanh ton cht n)经纪人: broker (ngi mi gii)买降式 (为降低利率而额外付款)贷款: buydown (thanh ton gim tin li)封顶: cap (mc ti a)套现再融资: cash-out refinance (ti th chp vay thm tin)合理价值证书: Certificate of Reasonable Value (CRV) (Chng Ch Gi Tr Hp L)产权链: chain of title (Lot Quyn S Hu)清白产权: clear title (ch quyn r rng)结束: closing (ng/kt thc)结束费用: closing costs (chi ph ng)结束声明: closing statement (giy bo kt thc/ ng)产权疑云: cloud on title (quyn s hu khng r rng)共同借贷者: co-borrower (ngi cng ng tn vay)担保物: collateral (vt th chp)佣金: commission (hoa hng)公共区域估价费: common area assessments (l ph khu vc chung)公共区域: common areas (khu vc chung)可比较销售: comparable sales (gi c th so snh c)共管公寓: condominium (nh chung c)共管公寓转换: condominium conversion (chuyn thnh chung c)共管公寓酒店: condominium hotel (khch sn chung c)建造贷款: construction loan (khon cho vay kin thit)合同: contract (hp ng)常规按揭: conventional mortgage (cho vay th chp qui c/thng thng)可转换 ARM: convertible ARM (kh c cm c c li sut iu chnh c th chuyn i)合作公寓: cooperative (co-op) (gia c hp tc)资金成本指数: cost of funds index (COFI) (ch s vay vn COFI)契约: deed (chng th)替代契约: deed-in-lieu (chng th ngn nga tch bin)信讬契约: deed of trust (chng th y thc)拖欠还贷: default (khng tr c n)逾期债款: delinquency ( n qu hn)押金: deposit (tin t cc)贬值: depreciation (gim gi, khu hao)折扣点数: discount points (im gim)首付款: down payment (khon tin tr trc mt ln)转售即还条款: due-on-sale provision (iu khon qui nh lc bn)定金: earnest money deposit (tin cc xc nhn thc lng mun mua)地役权: easement (Quyn a dch)征用权: eminent domain (quyn trng mua)侵佔: encroachment (vi phm, xm ln)财产负担: encumbrance (phin toi, tr ngi)平等信用机会法: Equal Credit Opportunity Act (ECOA) (Lut Cng bng C hi Tn dng)净值: equity (gi tr ti sn)记帐账户: escrow account (ti khon bo chng)审查所有权: examination of title (bo co kim tra ch quyn)独家代理: exclusive listing (c quyn rao bn)遗嘱执行人: executor (ngi tha hnh/ thi hnh)Ngi c ch nh trong di chc qun tr mt ti sn, ph n th c gi l 女遗嘱执行人 (Executrix)公平信用报告法: Fair Credit Reporting Act (Lut Bo Co Tn Dng Trung Thc)公平市场价值: fair market value (gi tr thc s)不限嗣继承: fee simple (ch quyn tuyt i)不限嗣地产: fee simple estate (bt ng sn ch quyn tuyt i)FHA 按揭贷款: FHA mortgage (Th chp FHA)坚定承诺: firm commitment (cam kt chc chn)第一按揭 : first mortgage (th chp th nht)固定利率按揭: fixed-rate mortgage (th chp c mc li c nh)不动产固定的附属物: fixture （vt c nh)洪水保险: flood insurance (bo him l lt)丧失抵押品赎回权: foreclosure (tch thu th n)政府贷款 (按揭): government loan (mortgage) (khon cho vay/th chp ca chnh ph)受让人: grantee (ngi th hng)转让人: grantor (ngi chuyn nhng)危险保险: hazard insurance (bo him ri ro)房屋净值信用额度: home equity line of credit (Th chp o Ngc theo Gi tr Nh (HECM)房屋检查: home inspection (kim tra nh)屋主协会: homeowners association (hip hi ch nh)屋主保险: homeowners insurance (bo him nh)屋主担保: homeowners warranty (bo m cho ch nh)HUD-1 结算声明: HUD-1 settlement statement (phiu bo HUD-1)联权共有: joint tenancy (ng s hu)法院判决没收抵押品: judicial foreclosure (tch bin do to quyt nh)滞纳金: late charge (tin pht tr n tr)租约: lease (hp ng thu mn)租赁持有地产权: leasehold estate (bt ng sn cho thu)租赁选择: lease option (thu vi quyn chn mua)法定描述: legal description (bn m t php l)出借人: lender (ngi cho vay)债务: liabilities (trch nhim n/khon n)责任保险: liability insurance (bo him trch nhim)留置权: lien (quyn gi th chp)期限封顶: life cap (gii hn th chp)信用额度: line of credit (hn mc tn dng)流动资产: liquid asset (ti sn lu ng)贷款: loan (khon vay)贷款官员: loan officer (nhn vin cho vay)贷款发放: loan origination (lp h s vay)贷款服务: loan servicing (nghip v cho vay)贷款额度价值化: loan-to-value (LTV) (t l vay- tr gi)锁定协议: lock-in (th chp kho li sut)锁定阶段: lock-in period (thi gian kha li sut)差额: margin (mc chnh lch cho php)到期: maturity (o hn)修订: modification (sa i)按揭: mortgage (th chp)按揭银行家: mortgage banker (ngn hng th chp)按揭经纪人: mortgage broker (i l th chp)承受按揭者: mortgagee (ngi cho vay th chp)按揭保险: mortgage insurance (MI) (bo him th chp) 按揭保险费: mortgage insurance premium (MIP) (ph bo him th chp) 按揭期限和残障保险: mortgage life and disability insurance (bo him sinh mng v tn tt loi dnh cho th chp)按揭人: mortgagor (ngi vay th chp)多住户单位: multidwelling units (n v c tr nhiu gia nh)负分期偿付: negative amortization (tr dn m)非套现再融资: no cash-out refinance (cho vay li khng a tin mt) 无成本贷款: no-cost loan (khon vay khng ph)按揭票据: note (giy xc nhn n)票据利率: note rate (li sut trn khon vay)无点数贷款: no-cost loan (khon vay khng ph)拖欠通知: notice of default (thng bo tr n)最初本金余额: original principal balance (s d gc nguyn thy)起动费: origination fee (l ph pht hnh th chp)业主融资: owner financing (ch nh cho vay)部分还款: partial payment (tr mt phn)还款改变日期: payment change date (ngy thay i khon tin tr)分期还款封顶: periodic payment cap (mc ti a khon tr nh k)定期利率封顶: periodic rate cap (li sut ti a nh k)个人财产: personal property (ti sn c nhn)PITI 储备: PITI reserves (tin d phng PITI)规划住宅单位发展 (PUD) 项目: planned unit development (PUD) (nh PUD) 点数: point (im)授权书: power of attorney (th y quyn)预先批准: pre-approval (c chp thun trc)提前还款: prepayment (tin tr thm vo gc)提前付清罚款: prepayment penalty (tin pht thanh ton trc hn)资格预审: pre-qualification (xc nhn trc l iu kin)优惠利率: prime rate (li sut u i)本金: principal (tin gc)本金余额: principal balance (s d gc)本金、利息、税款和保险: principal, interest, taxes, and insurance (PITI) (tin gc, li, thu v bo him) 私人按揭保险: private mortgage insurance (MI) (bo him th chp t nhn) 本票: promissory note (giy cam kt thanh ton n)公开拍卖会: public auction (u gi cng cng)规划住宅单位发展 (PUD)项目: Planned Unit Development (PUD) (S Pht Trin Quy Hoch) 购买协议: purchase agreement (hp ng mua bn)购买资金交易: purchase money transaction (chuyn giao tin mua)产权转让契约: quitclaim deed (vn t t b mi quyn li)利率锁定: rate lock (kho li sut)房地产代理: real estate agent (i din a c)房地产成交程序法: Real Estate Settlement Procedures Act (RESPA) (Lut V Th Tc Kt Thc a c) 房地产经纪人: Realtor (nh kinh doanh bt ng sn)登记员: recorder (lc s)再融资交易: refinance transaction (giao dch ti u t)余额: remaining balance (s d cn li)租金损失保险: rent loss insurance (bo him thit hi tin thu)更换储备资金: replacement reserve fund (qu d tr thay th)循环债务: revolving debt (n chu chuyn tun hon)优先取舍权: right of first refusal (quyn u tin mua)出入权: right of ingress or egress (quyn i ra hay i vo)生者享有权: right of survivorship (quyn ca ngi cn li)售后回租: sale-leaseback (bn-thu li)第二按揭: second mortgage (th chp th hai/ph)二级市场: second