I WANT TO DEPOSITE 银行存取款用语

UNIT8,Iwanttodepositsomemoney,Newwords,currency:thesystemofmoneythatacountryusesexchangerate;汇率，兑换率theexchangeratebetweenUSDandRMBdeposit:toputmoneyintoabankaccountwithdraw:totakemoneyoutofabankaccountID:identify;identificationannual:relatingtoaperiodofoneyearanannualincome/budget,monthly:paid,validorcalculatedforonemonthquarterly:producedorhappeningeverythreemonthsbalance:theamountthatisleftaftertakingnumbersormoneyawayfromatotalaccountbalance账户余额charge：(noun)(forsth)theamountofmoneythatsbasksforgoodsandservicesfreeofcharge免费(verb):(sb/sth)forsth|(sb)sth(forsth)toaskanamountofmoneyforgoodsoraservice,这项服务我们不收钱。Wewontchargeyouforthisservice.我们免费送货(delivery).Ourdeliveryisfreeofcharge./Wewontchargefordelivery.vary:(withsth)|(fromsthtosth)|(betweenAandB)tochangeorbedifferentaccordingtothesituationvaryfromtimetotimevarywiththeseason,receipt:(forsth)(salesslip)apieceofpaperthatshowsthatgoodsorserviceshavebeenpaidfor我给她写了一张收钱的收条Iwroteherareceiptforthemoney.请给我开个收据好吗？CanIhaveareceipt,pleasebill:apieceofpaperthatshowshowmuchyouowesbforgoodsorservicesthetelephone/electricity/gasbill,apieceofpapermoneyNorthAmericanEnglishthreeten-dollarbillsBritishEnglishafive-poundnotepassbook:银行存折clerk:apersonwhosejobistokeeptherecordsoraccountsinanoffice,shop/storeetc.client:apersonwhousestheservicesoradviceofaprofessionalpersonororganizationcustomer:apersonoranorganizationthatbuyssthfromashop/storeorbusinessapplication:aformal(oftenwritten)requestforsth,suchasajob,permissiontodosthoraplaceatacollegeoruniversity,phrases,checkingaccount通用支票账户savingsaccount/currentaccount/currentdeposit/demanddeposit活期存款账户timedeposit/depositaccount/dateddepositfixeddeposit/termdeposit定期存款账户certificateofdepositC/D定期存单depositmoney/makeadeposit存钱withdrawmoney/makeawithdrawal取钱atwelve-monthterm十二个月期限,accountbalance账户余额interestrate/rateofinterest利率debitcard借记卡creditcard信用卡（overdraw,overdraft)ATM:AutomatedTellerMachineoutofbreath上气不接下气Wewereoutofbreathaftermerelyfive-minuterunning.Hesaidoutofbreaththathehadtoleaveatonce.shortofbreath呼吸困难，喘不过气，气急Shefeltshortofbreathbecauseofheartdisease.,expressions,OpeninganaccountIdliketo/wanttoopenanaccount.Whichtypeofaccountdoyouwant(toopen/setup)DoyouhaveanyformofID(withyou)?IhaveanIDcard/apassport/adriverslicense.Isthatgoodenough/Ok?Pleasefillin(out)thisapplication.,AskingaboutfeesHowmuchdoyouchargeforopeninganaccount/eachtransaction?Thereisnoservicechargeforopeningaccount.OpeninganaccountisfreeofchargeWewontchargeyouforopeninganaccount.Wewillchargeyou$3monthly./Itcostsyou$3everymonth.,MakingadepositHowmuchdoyouwanttodeposit?Howmuchdoyouwanttodepositwithus?Howmuchdoyouwishtopay/deposit/keepinyouraccount?IwanttodepositRMB10,000(inmyaccount).Idliketopay10,000yuanintomytimedeposit.Whattermdoyouwant?Idlike/aminterestedinatwo-yearterm.,AskingaboutinterestrateWhatistheannual/monthlyinterestrate?Whatistherateofacurrentdeposit?Whatisthetermdepositrateforayear?Howabouttheinterestrate?Theinterestratevariesfromtimetotime.Theinterestratevariesaccordingtothegovernmentalpolicy.Atpresentitis1.5%foroneyear,and2.1%fortwo-year.Theinterestratevarieswiththetermofdeposit.,WithdrawmoneyfromyouraccountIwanttowithdraw/drawsomemoneyfrommycurrentaccount.IhaveatimedeposithereandIdliketoget/takethemoney.Okay,pleasefillinthisapplication/form,givingyourname,thesumofmoneyyouaretodepositaswellasyourphonenumber.YoucanwithdrawyourmoneyeitheroverthecounterorviatheATM.,WithdrawinginadvanceIdliketomakeawithdrawalfrommycertificateofdeposit.WillIlosesomemoney/interestifIdecidetowithdrawonitnow?Yes,youwill.Youhavea2-yearC/Dwithus.Imsorrytotellyouthatwouldmeanlosing6monthsofinterestasapenaltyforwithdrawingbeforematurity.Thebankchargesyou5monthsofinterestasapenaltyifyouwithdrawonitnow.,deadline:apointintimebywhichsth.mustbedoneThedeadlineforapplicationisApril30th.“sellby”date最后可售卖的日期expiry/expiringdate过期时间Themilkhasexpiredbymorethan3months.（productiondate生产日期）pre-decideddate到期日maturity到期日，成熟期,ChangingsomemoneyIdliketochangesomemoney./Iwanttodoacurrencyexchange.WhatstheexchangerateofRMBtoUSdollarstoday/betweenUSdollarsandRMBtoday?Its6.05yuanforonedollar.WouldyouliketochangesomeUSdollarsWell,Iwanttochange$500.Yes,howwouldyoulikeyourmoney?/Whatdenominationswouldyoulike?Pleasegivemethree100-dollarbillsandfour50-dollarbills./Pleasegiveme60dollarsinfives.,dialogue,开户银行职员：我能为你做什么吗？顾客：我想要开个户头。银行职员：你想要开什么类型的户头？顾客：我想要开一个活期存款账户。银行职员：好的，你有证件吗，比如说身份证或者护照？顾客：驾驶证怎么样，可以吗？,银行职员：是的，可以的。请填写这张表格。我们会给你一张借记卡和一本存折。这些都是免费的。你可以在柜台取钱，也可以在ATM机取钱。顾客：好的，我填好表格就回来。（过了一会儿）顾客：这是我的驾照和填好的表格银行职员：好的，请稍等。现在你需要交纳20美元初始存款。顾客：这是20美元，给你银行职员：请在这里签名。顾客：好的。银行职员：这是你的卡和存折。还需要办理其他业务吗？顾客：不需要了，谢谢。银行职员：不客气,diaologue,OpeninganaccountClerk:WhatcanIdoforyou?Client:Idliketoopenanaccount,please.Clerk:Whatkindofaccountdoyouwant?Client:Iwanttoopenacurrentaccount.Clerk:Ok,doyouhaveanyformofIDwithyou,suchasaIDcardorapassport?Client:Whataboutadriverslicense,isthatgoodenough?,Clerk:Oh,yes.Pleasefillinthisapplication.Wellgiveyouadebitcardandapassbook.Thereisnochargesonthem,youcanwithdrawmoneyeitherviatheATMoroverthecounter.Client:Allright,Illfilloutthisformandcomerightback.(Afterawhile)Client:Hereismydriverslicenseandthecompletedform.Clerk:Ok,pleasewaitaminute.Nowyouneedtomakeaninitialdepositof$20,Client:Thisis$20,hereyouare.Clerk:Pleasesignyournamehere.Client:OkClerk:Hereisyourcardandpassbook.IsthereanythingelseIcandoforyou?Client:No,thanks.Clerk:Yourewelcome,存款,银行职员：我能帮助你吗？顾客：我想要存钱。银行职员：你想要存多少，定期还是活期。顾客：我想要存100,000元定期。现在的定期利率是多少？银行职员：现在存一年的利率的1.5%，两年的是2.1%，你想要存多久呢？顾客：我存两年吧。银行职员：好的，请填一下这张存款单，填上姓名、联系方式、存款金额、存期，并在最后签名。顾客：好的。,（过了一会儿）顾客：这是填好的单子和钱。银行职员：请给我你的身份证顾客：给你。银行职员：都办好了。这是存单和回执。还要办其他业务吗。顾客：没有了，谢谢银行职员：不客气,deposit,Clerk:HowcanIhelpyou?Client:Iwanttomakeadeposit.Clerk:howmuchdoyouwanttodeposit?Client:Iwannadeposit100,000yuan.Whatistheinterestrateoftimedeposit?Clerk:its1.5%forone-year,and2.1%fortwo-yearterm.Sowhattermareyouinterestedin?Client:Iaminterestedinatwo-yearterm.,Clerk:Ok,pleasefillinthisdepositingform,givingyourname,phonenumber,thesumofmoneyyouwanttodepositandthetermofdep