银行笔试专业银行词汇

1、商业银行招聘笔试专业银行词汇Acquiring company 收购公司Bad loan 呆 帐Chartofcshflow 现金流量表clearly-established ownership 产权清晰Debt to equity 债转股Diversity of equities 股权多元化Economy of scale 规模经济Emerging economies 新兴经济exchange-rate regime 汇率机制Fund and financing 筹资融资Global financial architecture 全球金融体系Globalintegration , globa

2、lity 全球一体化，全球化Go public 上 市Growth spurt（经济的）急剧增长Have ones two commas百万富翁Hedge agat 套期保值Housing mortgage 住房按揭holdings 控股，所持股份Holding company 控股公司Initial offerings 原始股Initial public offerings 首次公募www.huajingexamc.omInnovative business 创新企业Intellectual capital 智力资本inter-bank lending 拆借Internet customer

3、 网上客户Investment pay off period 投资回收期joint-stock 参股mallrat 爱逛商店的年轻人Meansof production 生产要素(the)medicalcostsocialpoolformajordiseases大病医疗费用社会统筹mergersandacquisitions 并购mobile-phonebanking 移动电话银行业moods 人气netpotato 网虫non-storeseling 直销offering 新股online-banking 网上银行业online-finance 在线金融onlineclient（银行的）网上

4、客户paperprofit 帐面收益physicalassets 有形资产projectfundsystem 项目资本金制度pyramidsale 传销recapitalize 资产重组regionalcorrencyblocks 地区货币集团regulate 调 控selloff 变 现share(stock)option，股票认购权smartcard 智能卡slashprices 杀 价sparecapacity 闲置的生产能力stronggrowth 强劲的增长势头switchtrade 转手贸易takepublic 上 市taptheidleass

5、ets 盘活存量资产transaction（银行的）交易transferpaymentfromtheexchequer财政转移支付venture-capital 风险资本virtualbank 虚拟银行wiretransfer 电子转帐accountnumber 帐目编号depositor 存 户pay-lip 存款单adepositform 存款单abandingmachine 自动存取机www.huajingexamc.omtodeposit 存 款depositreceipt 存款收据privatedeposits 私人存款certificateofdeposit 存 单depositb

6、ook,passbook 存 折creditcardprincipal 本 金overdraft,overdraw 透 支tocountersign 双 签toendorse 背书endorser 背书人tocash 兑 现tohonoracheque 兑 付todishonoracheque 拒 付tosuspendpayment 止 付cheque,check 支 票chequebook 支票本ordercheque 记名支票bearercheque 不记名支票crossedcheque 横线支票blankcheque 空白支票rubbercheque 空头支票www.huajingexa

7、mc.omchequestub,counterfoil 票根cashcheque 现金支票travelerscheque 旅行支票chequefortransfer 转帐支票outstandingcheque 未付支票canceledcheque 已付支票forgedcheque 伪支票Bandarsnote 庄票，银票banker 银行家president 行长savingsbank 储蓄银行ChaseBank 大通银行NationalCityBankofNewYork 花旗银行HongkongShanghaiBankingCorporation 汇丰银行CharteredBankofInd

8、ia,AustraliaandChina 麦加利银行BanquedeIIndoChine 东方汇理银行centralbank,nationalbank,bankersbank 中央银行bankofissue,bankofcirculation 发行币银行commercialbank 商业银行，储蓄信贷银行memberbank,creditbank 储蓄信贷银行discountbank 贴现银行exchangebank 汇兑银行requestingbank 委托开证银行issuingbank,openingbank 开证银行advisingbank,noti

9、fyingbank银行negotiationbank 议付银行confirmingbank 保兑银行payingbank 付款银行associatebankerofcollection 代收银行consignedbankerofcollection 委托银行clearingbank银行localbank 本地银行domesticbank 国内银行overseasbank 国外银行unincorporatedbankbranchbank 银行分行trusteesavingsbank 信托储蓄银行trustcompany 信托公司financialtrust 金融信托公司unittrust 信托投资公司trusttitution 银行的信托部creditdepartment 银行的信用部commerci